The Financial Foundation's First Year

As we examine the banks offering the highest paying savings accounts in todays market, we talk about how easy it is to get set up with any of these guys while at the same time talk about why I expect rates to continue to climb and us savers can benefit big time. 

As I recommend that everyone invested in the market should stay in the market, that doesnt mean your current mutual fund or stock thats losing money left and right has to be suffered through the rest of the recession. You could always sell your interest in a high expense investment and move it to a low expense one as ETFs are poised to have a brighter future than your average Mutual fund. 

There are a small number of regular habits exhibited from the typical millionaire. And to my surprise, none of this advice requires any real skill or hidden knowledge. Just some very high discipline strategies that the majority of successful people follow. Also, I dive into a unique perspective on the future of mortgage rates and the market as a whole.

Lets dive into something I have eluded to and addressed in the past. Today, I focus on three different cities all facing a huge rise of vacant homes and all of them for completely different reasons. Also, I have some good news regarding some of your favorite Cryptocurrencies.

First we break down the FHA, its origin and purpose, and then we talk about how FHA loan differ from conventional mortgage loans. And again I have to bring up the average mortgage purchase rate because the increases are sending us right back to the late 70s slowly but surely.

Lets discuss the concept of paying yourself first more in depth. Afterwards, I can give you the updates regarding the housing market mortgage rates, the state of the economy and how the Fed is raising rates again to tamp down inflation

I cover some interesting facts about small business, inflation and the crypto markets recent activity over the summer.

Today we are going to entertain ourselves a bit reviewing the catastrophic numbers people pay to live in some of these cities. The cost of living is just too high and Im pretty sure you know which state has most of these cities.

The podcast turns 1 today and I have to say: this turned out to be a better experience than I expected. Take a few minutes with me as I talk about some of the best things about all the episodes put out over the last year. 

I recently came across some incredible data when it comes to Thrift stores. Only 15% of people shop there and the savings being missed are incredible. There is some speculation in this episode as seemingly hundreds of news outlets are all saying banks may start to lower limits or shut down credit cards in the wake of rising rates and more rate hikes well on their way.