The Edge Podcast podcast

YIELD TALKS: Securing A Fixed Rate Lending & Borrowing with Term Finance

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Dion Chu and Billy Welch are CoFounders of Term Finance.

In this live recording we produce weekly on Twitter/X, we deep dive into the most promising DeFi yields and primitives. This week, we cover how Term powers fixed rate crypto-backed loans via auctions on-chain, and what a predictable fixed rate of return means for the future of DeFi.

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🔗 Essential Show Links 🔗

► Youtube: https://youtube.com/@defidad
► Apple: https://tinyurl.com/edgepod
► Spotify: https://tinyurl.com/edgepodspotify
► Linktree: https://linktr.ee/edge_pod

► Follow DeFi Dad: https://twitter.com/DeFi_Dad

► Follow Nomatic: https://twitter.com/Nomaticcap

► Learn about DeFi and Web3: http://defidad.com/


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The Edge Podcast Sponsor Resources

☀️ SUMMER.FI | THE BEST PLACE TO BORROW AND EARN IN DEFI

🧙 MERLIN CHAIN | THE RISE OF BITCOIN'S LARGEST LAYER 2

🧑‍🌾 MANTLE | THE ETHEREUM L2 FOR TOP NATIVE YIELDS

🍵 MATCHA | THE BEST PRICE ON OVER 5 MILLION TOKENS

🐡 PUFFER FINANCE | LIQUID RESTAKING FOR THE LITTLE FISH

🌕 MOONBEAM | INTEGRATED WEB3 FOR BUILDERS AND USERS

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Timestamps

0:00 - Intro
1:44 - How onchain loan auctions work
6:59 - What a market clearing rate means for DeFi?
9:51 - Behaviors of early lenders and borrowers
17:43 - Sponsor mid-roll
19:39 - Most popular pairs for lending and borrowing
21:44 - New products to build on Term
23:54 - Longer term loans vs 4-week loans
25:37 - Support for Pendle PTs as collateral
26:17 - Scaling demand
29:52 - Term Points
32:54 - Closing

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🔗 Guest Links 🔗

► Term Finance Website: https://www.term.finance/
► Term Finance on Twitter: https://x.com/term_labs
► Dion Chu on Twitter: https://x.com/dionchu

► Billy Welch on Twitter: https://x.com/bwelch13


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If you're a DeFi/Web3 builder, contact our team at: https://fourthrevolution.capital/

All opinions expressed by hosts and podcast guests are solely their own opinions and not necessarily those of the hosts. Podcast guests and hosts may have positions in the assets or other matters discussed in this podcast. DeFi Dad and Nomatic were angels in Term Finance's seed round. This podcast is for informational purposes only and should not be relied upon as a basis for investment decisions. Do your own research. This is not a recommendation or endorsement to buy any token(s) related to any platform(s) discussed.

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