14. Mastering Your Money Check-In: Financial Order of Operations

It’s been a full, 20-episode season of Teachers Talk Money, and Rachel is in the mood to celebrate.  Mentioned in this episode: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts More from Rachel: www.teacherstalkmoney.com Follow me on Instagram, YouTube, and TikTok @TeachersTalkMoney

Unfortunately, I have a very sad update to share with listeners this week. Thank you all for listening and supporting the show-- Christy and I are forever grateful for all of you. GoFundMe for David's treatment: https://gofund.me/24000f21  Contact Rachel: [email protected]

Rachel chats with Daphne Williams of The Teacher Career Coach to discuss Daphne's story of leaving teaching, making money on TPT and as a business owner, and financially preparing for a career change. They also talk about how to make teaching sustainable, calculate your true hourly rate, and know what career options you have as a educator. Mentioned in this episode: https://teachercareercoach.com/teacherstalkmoney Find more from Rachel: https://teacherstalkmoney.com​ @TeachersTalkMoney on IG, YouTube, and TikTok

In this episode, we interview Meriam Seboka from @MelannialMoney about how culture and upbringing influence our money values, budgeting for debt freedom, building wealth while paying off debt, teaching high schoolers about personal finance, managing money in a high cost of living area, and staying motivated during your financial journey. More from Meriam: https://www.melannialmoney.com @MelannialMoney on IG More from Rachel: https://teacherstalkmoney.com​ @TeachersTalkMoney on IG and YouTube More from Christy: https://financiallyfitteacher.com​ @FinanciallyFitTeacher on IG

In this episode, we talk about all of the boundaries we can set in order to protect our time, energy, and money as teachers. Mentioned in this episode: Meriam @MelannialMoney: https://www.instagram.com/melannialmoney/   Want to ask a question or share a money win? Email us at [email protected]!   Find more from Rachel: https://teacherstalkmoney.com​ @TeachersTalkMoney on instagram and YouTube   Find more from Christy: https://financiallyfitteacher.com​ @FinanciallyFitTeacher on instagram

In this episode we dive into incredible resources for creating inviting spaces for our students and ourselves without stressing our budgets. From our own experience to crowdsourced ideas, this episode is packed with money-saving tips to help you design an amazing classroom. Mentioned in this episode: Donor’s Choose: https://www.donorschoose.org/ Brittany Jeltma @thesuperheroteacher blog: https://thesuperheroteacher.com/blog Michael’s teacher discount: https://www.michaels.com/teacher-discount Use Canva to DIY your own posters: https://www.canva.com Want to ask a question or share a money win? Email us at [email protected]! Find more from Rachel: https://teacherstalkmoney.com @TeachersTalkMoney on instagram and YouTube Find more from Christy: https://financiallyfitteacher.com @FinanciallyFitTeacher on instagram

In this episode, we cover the order of operations for your finances. When starting your financial journey, should you prioritize debt payoff, saving, or investing? We answer this & more in today’s show. Mentioned in this episode: Expense Ratio Calendar: http://www.begintoinvest.com/expense-ratio-calculator/  Nerdwallet future earnings calculator: https://www.nerdwallet.com/banking/calculator/compound-interest-calculator   Motley Fool Credit Card Review Site: https://www.fool.com/the-ascent/credit-cards/  National Boards stipends site: https://www.nbpts.org/wp-content/uploads/state_incentive_chart.pdf  https://403bwise.org/ Investopedia   Want to ask a question or share a money win? Email us at [email protected]!   Find more from Rachel: https://teacherstalkmoney.com​ @TeachersTalkMoney on instagram and YouTube   Find more from Christy: https://financiallyfitteacher.com​ @FinanciallyFitTeacher on instagram

So you’ve learned about the truth beyond those myths, you’ve picked an account to open or add to your current portfolio... what’s next? Two of the most important factors when you’re investing are fees and funds, and we’re going to dive into them today. Whether you’re investing on your own or working with an advisor, you have to learn about the fees you’re paying and how they’re affecting your long-term earnings. Want to ask a question or share a money win? Email us at [email protected]! Mentioned in this episode: Wealthramp - https://wealthramp.com/ I Will Teach You to Be Rich - https://www.iwillteachyoutoberich.com/ NerdWallet mutual fund calculator - https://www.nerdwallet.com/blog/investing/mutual-fund-calculator/ Expense Ratio Fee Calculator: http://www.begintoinvest.com/expense-ratio-calculator/ Find more from Rachel: https://teacherstalkmoney.com @TeachersTalkMoney on instagram ond YouTube Find more from Christy: https://financiallyfitteacher.com @FinanciallyFitTeacher on instagram

Welcome to part 2 in our investing series! In this episode, we chat about the investing accounts available to teachers. We go over IRAs, 403bs, 457s, and more to give you a basic understanding of the differences between each account. Enjoy the show!   Mentioned in this episode: @personalfinanceclub on IG https://www.instagram.com/personalfinanceclub/?hl=en   Want to ask a question or share a money win? Email us at [email protected]!   Find more from Rachel: https://teacherstalkmoney.com @TeachersTalkMoney on instagram and YouTube   Find more from Christy: https://financiallyfitteacher.com @FinanciallyFitTeacher on instagram

In this episode, we dive into all of the myths and realities around investing. We wanted to start the conversation by addressing what assumptions listeners might have, and discussing what investing really is and how amazing it can be as a wealth building tool. Mentioned in this episode: https://www.thesimplepathtowealth.com/ Want to ask a question or share a money win? Email us at [email protected]! Find more from Rachel: https://teacherstalkmoney.com @TeachersTalkMoney on instagram and YouTube   Find more from Christy: https://financiallyfitteacher.com @FinanciallyFitTeacher on instagram