How Old Are You Really?

Send us Fan MailI think everyone at one time or another has engaged in some risky activity, risky behavior, or risky financial scheme that has not turned out well.  What seemed like a great idea in the moment turns out to be a really bad decision!Then comes the eventual question: “What was I thinking?”If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan MailThere is the question of whether a tree that falls in the woods makes a noise because no one is there to hear it. In much the same manner, the sun will continue to rise over the marsh in Pecan Island, but I won’t be there to see it.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan MailJoin me as I host Kevin Lyles, CRPC™️ to discuss Annuities. Does the purchase of an Annuity reduce flexibility and future options? Are there better options for the protection of fixed income. Can a Hybrid approach be justified? We discuss and answer these timely questions.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan MailTIPS can be a great vehicle for creating a safe retirement income, and one of the best ways to utilize TIPS is to create a TIPS ladder. TIPS yields are not directly related to the stock market. TIPS are an effective shield against sequence- of-returns risk. TIPS protect against inflation and can mitigate poor sequence-of-returns risk and inflationary pressure.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail"Today is the oldest you've ever been, and the youngest you'll ever be again." —Eleanor Roosevelt How long you’ve been on planet Earth is important! But is it the only way to determine age, and is it the most important determinant of age? I’m not sure chronological age is the most important age determinant, but I know researchers have identified three separate and distinct ages that qualify and quantify each person’s life.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan MailLast weekend I attended a finance conference. Was I there with a herd of people, or a Tribe?My thoughts on the weekend.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan MailIf money is not a major consideration, then the “Why” of what someone does in retirement becomes much more important. I want to answer the question of “Why” because the answers will hopefully provide listeners with a basis for consideration. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan MailWhen choosing a short-term cash vehicle (money you’ll likely need within the next few months to a few years), the goal is usually to preserve principal while earning a reasonable return. The importance of each factor depends on whether the money is for an emergency fund, a planned purchase, or simply money waiting to be invested.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan MailIf a person thinks of themselves as a castle, their ego is the wide moat surrounding the castle. A moat was designed to protect and defend the castle against attacks. Having an “inflated ego” is not good, but even a “healthy ego” can become the moat around a person, preventing “change” from entering.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan MailIt’s been a little over one year since I placed some of my assets with a financial advisor. One year, already!!!! A one-year review of my portfolio and its performance was promised. So, here’s an update on my portfolio and a one-year review. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share