AI Chips, Crypto Whales, and Why Housing & Commercial Real Estate Are Under Pressure | Money Moves

In this episode of Money Moves, Matty A. and Ryan Breedwell cover a jam-packed week of market updates across stocks, crypto, real estate, and the broader economy. From Nvidia’s record-breaking earnings to the U.S. government’s growing role in chip manufacturing, the conversation dives into how AI and semiconductor developments are shaping the future of markets.The hosts also tackle crypto volatility, including Michael Saylor’s Bitcoin buying spree and the Trump family’s controversial coin launch. They highlight the growing risks of following unqualified “finfluencers” on social media and what investors should really be watching instead.On the economic front, they break down the “two-tier economy” facing consumers, with wealthy households thriving while lower-income families cut back on essentials. The housing market remains stagnant due to record-low mobility, while cracks are starting to show in commercial real estate, with rising foreclosures in multifamily and Airbnb’s fee hikes hitting hosts hard.If you’re looking for real insights into where markets are heading—from AI to crypto to real estate—this episode has you covered.What You’ll Learn in This Episode:[00:01] Nvidia earnings surprise vs. stock market reality[04:30] How U.S. government stakes could reshape the chip race[10:20] Jobs and manufacturing data—what the numbers really mean[14:00] Why retail investors aren’t keeping up with institutions[16:30] Crypto update: Bitcoin dominance, Ethereum’s rise, and whale influence[22:00] The problem with financial influencers online[29:00] Trump family’s World Liberty Financial coin launch[42:00] The widening wealth divide in the U.S. economy[51:20] Housing market stagnation and “golden handcuffs”[01:01:40] Airbnb backlash and multifamily foreclosures in TexasResources & Mentions:Apply for the Wise Investor Mastermind in Napa: Text NAPA to 844-447-1555Free wealth-building resources: www.WiseInvestorVault.comGet your free financial X-ray: Text X-RAY to 844-447-1555Access Matty A’s private deals: Text DEALS to 844-447-1555Final Thought:Whether it’s AI, crypto, or real estate, the biggest opportunities often come during times of uncertainty. Stay informed, avoid the hype, and keep your focus on long-term wealth-building fundamentals.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of the Millionaire Mindcast, Matty A. interviews Jonathan Tuttle, fund manager at Midwest Park Capital, about one of the most overlooked and misunderstood real estate niches: mobile home park investing.Jonathan explains why mobile home parks are not only recession-resistant but also one of the strongest-performing asset classes in today’s real estate landscape. From the advantages of reliable cash flow and limited supply to the challenges of stigma and operations, Jonathan gives listeners a full picture of how to succeed in this market.Listeners will also gain insights into syndication vs. fund structures, hear real-world success stories, and learn why institutional investors are paying close attention to this space. If you’re interested in diversifying your portfolio with a unique and impactful strategy, you won’t want to miss this episode.What You’ll Learn in This Episode:Why mobile home parks thrive during economic downturnsThe key advantages of investing in this nicheCommon misconceptions and challenges investors faceSyndications vs. funds for mobile home park investingReal-life case studies of successful dealsHow institutional investors are reshaping the future of this asset classLong-term strategies for mobile home park successTimestamps: 00:00 – Jonathan’s journey into mobile home park investing 04:00 – Affordable housing demand and recession resistance 08:00 – Benefits: supply, stability, and cash flow 13:00 – Challenges and misconceptions in the industry 17:00 – Structuring deals: syndications vs. funds 21:00 – Real-world examples of mobile home park investments 25:00 – Market trends and institutional interest 29:00 – Jonathan’s final advice for investorsConnect with Jonathan Tuttle:Midwest Park Capital: https://www.midwestparkcapital.com/Land Play: https://land-play.com/Get Podcast Bookings: https://www.getpodcastbookings.com/lpRevenue Ascend: https://www.revenueascend.com/LinkedIn: https://www.linkedin.com/in/jonathantuttle1/Instagram: https://www.instagram.com/jonathantuttle/Facebook: https://www.facebook.com/Jonathan.Tuttle.OfficialEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this powerful episode, Matty A. delves into the profound influence relationships have on wealth creation and preservation. Whether it’s a partner, mentor, friend, or even yourself, the right connections can elevate your success — while the wrong ones can erode it. You'll discover how to identify, cultivate, and safeguard the relationships that support long-term wealth, and how to avoid those that can derail it.Core Relationship Insights1. Mentors & AdvisorsGenuine mentors provide guidance, perspective, and accountability.Financial professionals rooted in trust can help you navigate decisions with clarity and conviction.2. Partner or Spousal RelationshipsShared values, transparency, and open communication are essential for building financial unity.Misalignment in spending habits, goals, or money attitudes can become a major source of conflict and sabotage wealth-building.3. Peer Influence & NetworksSurrounding yourself with financially savvy people can significantly improve your habits, mindset, and access to opportunity.High-net-worth friends don’t just offer inspiration — they can open doors to capital, deals, and better decision-making frameworks.4. Your Relationship with YourselfSelf-awareness, discipline, and mindset form the bedrock of wealth creation.Believing in your ability, investing consistently in your education, and resisting impulsive decisions are critical for long-term success.When Relationships Become Wealth DestroyersFinancial Conflicts in Partnerships: Money disagreements are among the most enduring and emotional. Without mutual respect and clear boundaries, they can break relationships and erode financial stability.Sudden Wealth Syndrome: Unexpected gains — from windfalls or abrupt success — can isolate you, trigger distrust, and lead to self-sabotaging behaviors if you're not grounded and supported.Divorces, Legal Battles & Misaligned Inherited Wealth: Emotional rifts and unplanned distributions can fracture wealth meant to last generations.Actionable TakeawaysAudit Your Inner Circle: Are your closest relationships helping or hindering your wealth journey? Identify supportive, aligned individuals and invest in deepening those bonds.Set Clear Agreements: Whether with a partner, advisor, or investor, ensure expectations, roles, and communication norms are defined and revisited regularly.Strengthen Your Mindset Foundation: Build resilience through self-education, goal-setting, and consistent financial habits.Create a Safety Net: Especially important when dealing with sudden wealth or high-stakes outcomes — ensure emotional, legal, and advisory structures are in place to protect lasting success.Final ThoughtWealth isn’t just built with capital — it's created and preserved through key human connections. Let this episode serve as your guide to aligning your inner and outer worlds for lasting financial success.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. and Ryan Breedwell break down the key forces shaping the markets right now. From the cooling AI stock frenzy to the ongoing housing affordability crunch, and how potential Fed rate cuts could impact everything—from equities to real estate to crypto—you’ll get the insights you need to make smarter moves.They discuss why emotional investing is the number one wealth killer, how to avoid falling into the hype cycle, and why staying disciplined and consistent is the real secret to long-term success. Plus, the hosts share their outlook on Bitcoin, Ethereum, and how election-year volatility could create opportunities for savvy investors.If you want clear, actionable strategies to navigate the noise and build real wealth, this episode is for you.What You’ll Learn in This Episode:[00:00] Stock market rally continues—what’s driving it[03:00] The Fed’s rate cut outlook and what it means for you[07:10] Why the AI hype train is slowing down[10:05] Housing affordability crisis explained[14:30] How emotional investing destroys wealth (and how to avoid it)[18:00] Crypto market sentiment—Bitcoin vs. Ethereum[22:10] Election-year volatility: Should you worry?[26:00] Global factors impacting U.S. markets today[30:10] Why consistent investing beats market timing every time[35:00] Key principles for long-term wealth buildingResources & Mentions:Text NAPA to 844-447-1555 to apply for the Wise Investor Mastermind in NapaFree wealth-building tools: www.WiseInvestorVault.comGet a free financial X-ray: Text X-RAY to 844-447-1555Access Matty A’s private deals: Text DEALS to 844-447-1555Final Thought:Markets change, trends come and go, but the fundamentals of building wealth remain the same—discipline, diversification, and a clear long-term strategy.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of the Millionaire Mindcast, Matty A. welcomes Dave Wolcott, founder of Pantheon Investments, for an in-depth conversation on building true generational wealth outside of the traditional Wall Street model.Dave shares his transition from Marine Corps service to becoming a successful investor, how he discovered the power of alternative asset classes, and why tax efficiency is a critical pillar in wealth building. From his Wealth Strategy Framework to specific tactics like cost segregation and bonus depreciation, Dave provides a roadmap for investors who want more control, better cash flow, and stronger long-term returns.Whether you’re looking to protect your wealth, grow it faster, or pass it on to the next generation, this episode delivers proven strategies you can start applying today.What You’ll Learn in This Episode:Why traditional investing may not be enough for financial freedomHow alternative investments outperform in cash flow and tax benefitsThe Wealth Strategy Framework for building lasting wealthAdvanced tax strategies for high-net-worth investorsWhy mindset and network are key to scaling wealthHow to identify opportunities in uncertain marketsTimestamps: 00:00 – Intro: Meet Dave Wolcott and his investing background 04:00 – Breaking away from the Wall Street model 08:00 – Wealth Strategy Framework overview 13:00 – Leveraging alternative investments for cash flow and protection 17:00 – Advanced tax strategies (cost segregation, depreciation) 21:00 – The importance of mindset and relationships 25:00 – Navigating market volatility for opportunity 29:00 – Closing advice for long-term wealth creationConnect with Dave Wolcott:Website: http://www.patheoninvest.comLinkedIn: https://www.linkedin.com/in/davewolcott/Instagram: https://www.instagram.com/pantheoninvestFacebook: https://www.facebook.com/pantheoninvestYouTube: https://www.youtube.com/@pantheoninvestmentsEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

1. Episode OverviewMatty A. brings clarity to the big investment debate of our time: Crypto, Artificial Intelligence (AI), or Real Estate. In this episode, he breaks down the strengths and risks of each investment avenue—and reveals how they can complement one another in a well-rounded portfolio.2. Big Ideas CoveredCryptoCrypto continues to gain traction with institutional interest and regulatory progress paving the way for innovation like stablecoins, asset tokenization, and enhanced DeFi interfaces.These developments could make digital assets more accessible and practical—but volatility and regulatory uncertainty remain ongoing concerns.AI InvestmentsAI investment remains a bright spot thanks to surging demand for infrastructure like data centers, as well as gains from specialized “stealth” technology providers.Still, analysts caution that such growth may be part of a larger tech bubble. Success depends on strategic execution, staying ahead of technological disruption, and navigating market cycles.Real Estate (Tech-Enhanced)REITs and tech-integrated real estate (via AI, smart homes, and tokenization) are showing resilience—especially in diversified global markets and evolving offline-to-online platforms.While real estate offers stability and generational value, it's slower to scale and less liquid—though tokenization may change the game in the future.3. Investment SnapshotCryptoOffers high growth potential and rapid innovation.Easily accessible—can invest with small amounts.Highly volatile and exposed to regulatory uncertainties.Often speculative, requiring strong conviction and risk tolerance.AIDriven by significant enterprise demand and infrastructure expansion.Supports a broader range of industries—beyond crypto hype.Risks include overinvestment and rapid obsolescence.Offers structured growth, especially through AI applications and platforms.Real Estate (Tech-Enhanced)Backed by tangible assets with income-generating potential.Becoming more efficient and liquid thanks to PropTech, AI tools, and tokenization.Traditionally less liquid with slower cycles—though technology is bridging the gap.Offers long-term stability and passive income.4. Episode TakeawaysDiversification is still your friend. Each asset class has distinct risk-return profiles—crypto offers high volatility upside, AI brings innovation and industry momentum, while real estate delivers stability and passive yield.Hybrid opportunities are emerging. AI-powered real estate platforms and tokenized CRE blends the best of multiple worlds—liquidity with structure, innovation with asset backing.Know your investor profile. Aggressive builders might lean more into crypto and AI, while income-focused or conservative investors could find real estate—or tech-enhanced real estate—more suitable.5. Suggested Next StepsAssess your risk appetite and time horizon to guide how you allocate across these sectors.Start small and explore hybrid investment channels, like tokenized real estate or AI-backed platforms.Track convergence trends—where blockchain intersects with real estate or AI tools power DeFi—as they often reveal outsized opportunities.Bottom Line: There's no single winner crowned in this episode. Instead, success may lie in combining these tools within a strategic, diversified portfolio—and leaning into the tech bridge between them.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. and Ryan Breedwell break down the latest economic and market headlines—from inflation surprises to real estate slowdowns and the next wave of crypto opportunities.With CPI and PPI cooling, all eyes are on the Fed as markets anticipate rate cuts this fall. But will easing monetary policy be enough to keep equities climbing, or is the AI-driven tech rally showing cracks? The hosts also dive into why residential real estate is losing steam as an attractive investment and how today’s housing affordability crunch is reshaping buyer and seller behavior.And of course, no Money Moves conversation would be complete without a look at crypto. With Bitcoin dominance still strong but Ethereum and Solana gaining ground, Matty and Ryan unpack where the smart money is flowing—and how investors can position themselves for the next cycle.Whether you’re focused on stocks, real estate, or digital assets, this episode will help you cut through the noise and focus on the fundamentals that really matter for building wealth.What You’ll Learn in This Episode:[00:00] Inflation cools—what falling CPI & PPI mean for markets[03:10] Why September rate cuts could set the tone for the year[06:20] Equities update: Is the AI-fueled rally losing momentum?[09:50] Why residential real estate is losing investment appeal[14:40] The discipline factor—why chasing hype kills long-term wealth[19:10] Crypto update: Bitcoin, Ethereum, and Solana trends[24:30] How election-year politics are shaping investor sentiment[29:15] Global macro risks investors can’t ignore[33:00] The psychology of money—staying level-headed in volatile times[38:30] Final takeaways on wealth building that lastsResources & Mentions:Text NAPA to 844-447-1555 to apply for the Wise Investor Mastermind in NapaFree wealth-building resources: www.WiseInvestorVault.comGet a free financial X-ray: Text X-RAY to 844-447-1555Access Matty A’s private investment opportunities: Text DEALS to 844-447-1555Final Thought: Markets evolve, bubbles form and burst, and narratives shift—but the path to wealth remains the same: discipline, diversification, and clarity of purpose.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Millionaire Mindcast, Matty A. talks with Ray Garfield, a seasoned real estate developer and founder of Garfield Public/Private, about the immense opportunities hidden in public-private partnerships (PPPs). Ray explains how these collaborations between investors, developers, and municipalities can revitalize communities, create economic growth, and generate strong investment returns.Listeners will learn how PPPs work, the steps to get involved, and the keys to overcoming challenges like bureaucracy and community resistance. Ray also shares real-world examples of projects that turned underutilized land into thriving, mixed-use developments.What You’ll Learn in This Episode:What public-private partnerships are and why they matterHow PPPs align public good with private profitReal examples of community transformation through PPPsHow to find and evaluate city-backed opportunitiesLeveraging incentives, zoning changes, and government supportNavigating common challenges in PPP projectsWhy relationship-building with stakeholders is criticalHow PPPs offer recession-resistant investment potentialTimestamps: 00:00 – Introduction to Ray Garfield and Garfield Public/Private 04:00 – Ray’s background and career path into PPP development 08:00 – Understanding the PPP model 13:00 – Case studies of successful projects 17:00 – Finding and positioning for city-backed deals 21:00 – Challenges and how to overcome them 25:00 – The power of community and political relationships 29:00 – Advice for investors entering the PPP spaceConnect with Ray Garfield:Website: http://www.garfieldpublicprivate.comLinkedIn: https://www.linkedin.com/in/raygarfield/Instagram: https://www.instagram.com/raygarfield1944/Facebook: https://www.facebook.com/raymond.garfield.73Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

This is a replay episode of Money Moves. In this episode, Matty A and Ryan Breedwell dive deep into the current state of the markets—from tech stock surges to evolving investor psychology, and the challenges surrounding real estate and the so-called American Dream.They unpack key insights around earnings season, rising tariff revenue, rate cut expectations, and what institutional money is really betting on in the crypto space. Plus, they share personal investing wins and “wish-I-would-have” moments, offering a candid look into the lessons learned from both hits and misses in high-stakes investing.The conversation also turns cultural—breaking down how homeownership and family formation have dramatically shifted for younger generations, and why redefining success in today’s economy is more relevant than ever.What You’ll Learn in This Episode:[00:00] Market update: Tech earnings, AI-driven growth & volatility explained[02:57] How tariff clarity is shaping forward-looking guidance from big companies[06:00] Investment wins (Palantir) and missed opportunities (Kraken, Joby Aviation)[12:04] Why scared money doesn’t make money—lessons from failed bets[14:21] What to expect with rate cuts and how housing is reacting across the U.S.[19:10] The collapse of Vegas tourism and what it signals for broader real estate[23:06] The “American Dream” isn't dead—but it’s changing rapidly[39:00] Tariff revenue hits record highs, rivaling corporate tax receipts[40:18] Crypto vs. tech: Why you’re probably not too late to crypto[44:00] Hot takes: Unpopular investing opinions and the logic behind themResources & Mentions:Text NAPA to 844-447-1555 to apply for the Wise Investor Mastermind in NapaVisit www.WiseInvestorVault.com for free tools & downloadsWant a free financial X-ray? Text X-RAY to 844-447-1555Want access to Matty A’s private investment deals? Text DEALS to 844-447-1555 Final Thought:From real estate downturns to record-breaking tariffs and the evolving definition of success—this episode is a reminder that the rules of the game are always changing. Stay in the game, stay informed, and don’t be afraid to bet on yourself.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. sits down with Morgan Keim, real estate investor and founder of Ocean Ridge Capital, to explore the rising potential of affordable housing as both an impact and profit-driven real estate strategy.Morgan explains how affordable housing differs from Section 8, what AMI (Area Median Income) means, and how to leverage underutilized assets like motels and multifamily properties into sustainable, cash-flowing communities.This episode uncovers how government incentives, tax credits, and public-private partnerships can make affordable housing projects not only feasible but highly lucrative—especially in 2025 as policy and demographic trends converge.What You’ll Learn:What qualifies as affordable housing (and what doesn’t)Why investor interest in this space is acceleratingHow to use adaptive reuse for affordable housing conversionsThe role of public programs, grants, and tax incentivesMisconceptions that hold investors back from entering the marketWhy 2025 may be the best time to get involvedLong-term strategies for impact-minded real estate investorsTimestamps: 00:00 – Morgan’s background in real estate and development 04:00 – Defining affordable housing and AMI 08:00 – Why the investment thesis for affordable housing is so strong 13:00 – Real-world conversion strategies and deal structures 17:00 – Funding: tax credits, grants, and city partnerships 21:00 – Addressing myths around tenants, turnover, and red tape 25:00 – Macro trends and why timing matters 29:00 – Final advice for investors who want to make a differenceConnect with Morgan KeimWebsite: http://www.oceanridgecap.comLinkedIn: https://www.linkedin.com/in/creativecapitalist/Instagram: https://www.instagram.com/creativecapitalist/Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555