496: Reading Glasses, Dry Eyes, and Cataracts – What's Really Happening to Your Eyes with Dr. Rudrani Banik

Join Total Body Thrive https://totalbodythrive.com/ and use code PODCAST at checkout to save  Did you know that many of those "perfect" fitness transformations flooding your social media feed aren't even real people? They're computer-generated robots designed to make you feel inadequate about your body. Why is everyone suddenly afraid of vegetables? Why are influencers celebrating their hair falling out in clumps? And why are we calling starvation "wellness" again?  After decades of helping women transform their health, I am breaking my silence on the disturbing "ick" I'm feeling about today's diet culture. From AI-generated fake influencers to the terrifying return of "skinny is back," this episode is exposing the dangerous trends that made me cancel my annual January Total Body Thrive Live Fat Loss Group Launch for the first time ever. What pushed me over the edge? Why am I calling out the carnivore craze, the protein obsession, and the normalization of eating disorders disguised as "discipline"? And what does the revival of nicotine patches for weight loss say about how far we've fallen?!  This unfiltered episode will make you question everything you're seeing online and might just explain why you've been feeling so confused and frustrated with conflicting health advice.   Join Total Body Thrive https://totalbodythrive.com/ and use code PODCAST at checkout to save    Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com   Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit   For advertising inquiries: https://www.category3.ca/  Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen.  Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.

Can you remember the last time you could read a menu without squinting, holding it at arm's length, or borrowing someone's reading glasses? If you're wondering why your vision suddenly betrayed you in midlife (along with everything else changing in your body) this episode delivers answers you won't get at your typical eye exam. Dr. Rudrani Banik, a neuro-ophthalmologist with 20+ years of experience, reveals why our eyes go haywire during perimenopause and menopause, exposing the hormone connection your eye doctor probably never mentioned. Discover why dry eye isn't actually about tear production but about tiny glands with testosterone receptors, why those trendy eyelash extensions might be destroying your eye health, and the truth about whether sunglasses are really "endocrine disruptors" (spoiler: Dr. Banik tested it with a light meter). Learn the three-step eyelid hygiene routine that could save your vision, which eye drops actually work for presbyopia, and why that migraine aura isn't a stroke, even though it feels like one. Plus, get the insider truth about cataract surgery, when vision changes signal diabetes or serious neurological issues, and why you absolutely need a dilated eye exam (not just a glasses check). Dr. Banik shares her personal story of thinking she had a brain tumor at 54, only to discover it was her spine affecting her vision – proving everything really is connected in midlife.   Catch the full episode on YOUTUBE HERE: https://bit.ly/MidlifeConversationsYouTube    Learn More About Dr. Rudrani Banik   Instagram ➜ https://www.instagram.com/dr.ranibanik  Website ➜   https://www.drranibanik.com/    Thank you to our show sponsors! BIOPTIMIZERS: Get the digestive enzymes I take with every meal here https://www.bioptimizers.com/nataliejill Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com   Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit   For advertising inquiries: https://www.category3.ca/  Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen.  Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.

Why does the thought of intimacy make you want to hide under the covers...alone? If you're a midlife woman who's lost that loving feeling, you're not broken (you're just like the rest of us) and we've been playing by the wrong rules. In this conversation, intimacy expert Susan Bratton exposes the truth about female arousal that nobody taught us (especially not those s3x-ed classes back in the day). We dive deep into why it takes women 20 minutes to achieve what men accomplish in 2 minutes, why "duty booty" is destroying relationships, and how to transform obligation into genuine desire.  Susan shares her personal journey from a s3xless marriage at 42 to having the best intimacy of her life at 64. We explore practical solutions like the yon! massage, why scheduling intimacy isn't unromantic, and which tools and supplements actually help. Plus, Susan reveals why everything you've seen about s3x is built for male pleasure and how to flip the script…for good.  This conversation will change how you think about your body, your relationships, and your right to pleasure: it's not about not loving your partner or not wanting connection, it's about that disconnect between what you wish you felt and what you actually feel.     Catch the full episode on YOUTUBE HERE: https://bit.ly/MidlifeConversationsYouTube    Episode Links   http://orgasmicintercouse.com/  https://drivedesire.com/  http://soulmateembrace.com/  https://betterlover.com/  Learn More About Susan Bratton   Instagram ➜ https://www.instagram.com/susanbratton  Website ➜  https://susanbratton.com/   Thank you to our show sponsors! KION: Visit https://getkion.com/nataliejill for 20% off your order of essential amino acids Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com   Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit   For advertising inquiries: https://www.category3.ca/  Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen.  Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.

What if your attempts to help someone with their addiction were actually making things worse? This conversation with addiction intervention specialist Chris Doyle shattered every assumption I had about addiction, from why some people can't stop after their first drink to why taking away privileges might be the worst thing you can do. We explore the complexities of addiction and its impact on families. Chris, sober 18 years himself, reveals the shocking truth that addiction starts at age 12 for most, affects 10-15% of those who experiment, and has nothing to do with bad parenting or weak character. We dive deep into the critical difference between dependency and addiction (hint: it's just two words), why your typical parenting strategies backfire catastrophically, and the "Connected Response Method" that actually works. Chris shares his mother's brilliant response when he came home drunk at 17, explains why addiction is like a shrimp allergy, and reveals the toxic relationship between codependency and addiction. Essential listening for any midlife parent, partner, or person touched by addiction -- which, statistically, is almost all of us.   Catch the full episode on YOUTUBE HERE: https://bit.ly/MidlifeConversationsYouTube    Learn More About Chris Doyle   Instagram ➜ https://www.instagram.com/whyintervention  Website ➜  https://www.whyintervention.com/   Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com   Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit   For advertising inquiries: https://www.category3.ca/  Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen.  Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.

What happens when a 56-year-old woman who's never lifted weights walks into a gym and decides to compete in bodybuilding, and then were diagnosed with leukemia at 57? Most people would scale back, play it safe, maybe give up entirely. But Helen Fritsch did the opposite – she doubled down on building muscle. Helen never entered a weight room until her late 50s - she thought it was "for boys only." As a flight attendant and certified wine specialist, she spent decades doing cardio and avoiding heavy weights. At 56, she gave herself one month to prep for her first competition (most people take 12-16 weeks!) Two weeks in, her body transformation was so dramatic she couldn't believe it. She placed third. By 60, she'd won her pro card. Then at 57, a routine blood test revealed she had leukemia.  Instead of watching and waiting as her oncologist suggested, Helen discovered research showing cancer patients with more muscle mass have significantly better survival rates. She dove into hormone optimization (learning most women get inadequate doses), peptide therapy, and serious weight training. Today at 68, she's stronger than she was at 30 and convinced that building muscle saved her life. This isn't just another fitness story - it's proof that everything you've been told about aging, muscle building after menopause, and "taking it easy" after 50 is wrong.   Learn More About Helen Fritsch   Instagram ➜ https://www.instagram.com/helenfritsch_ifbbpro  Website ➜  https://www.ageisirrelevant.com/   Thank you to our show sponsors! TIMELINE: Timeline is offering 20% off your order of Mitopure! Go to https://timeline.com/NATALIEJILL  Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com   Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit   For advertising inquiries: https://www.category3.ca/  Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen.  Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.

Join us for our free masterclass https://midlifeconversations.com/gut  Is your gut secretly controlling your brain, sabotaging your weight loss, and destroying your health – all while conventional medicine tells you it's "just stress"? After diving deep into the research on histamine, mast cells, and the gut-brain connection (and texting Laura Frontiero approximately a million questions), I discovered why so many midlife women are struggling with mysterious symptoms that doctors can't explain. Laura reveals the shocking truth about leaky gut that has nothing to do with digestive symptoms, why fermented foods and bone broth might be making you worse, not better, and the dangerous mistake people make when trying to heal their gut. We uncover the instant connection between your brain and gut (proven by stroke research), why perfectionism is sabotaging your healing, and the surprising over-the-counter remedies that actually work for histamine issues. Plus, Laura shares why meditation might be stressing you out more, the unexpected link between gut health and Alzheimer's, and how estrogen dominance persists even after menopause. This conversation completely changed how I think about the stress-gut-brain connection and reveals why doing just 60% of things right is enough to heal.   Catch the full episode on YOUTUBE HERE: https://bit.ly/MidlifeConversationsYouTube    Learn More About Laura Frontiero     Instagram ➜ https://www.instagram.com/laura.frontiero  Website ➜  https://midlifeconversations.com/gut   Thank you to our show sponsors! BIOPTIMIZERS:  Get the digestive enzymes I take with every meal here https://www.bioptimizers.com/nataliejill  Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com   Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit   For advertising inquiries: https://www.category3.ca/  Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen.  Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.

Did you know that the paraffin wax from your last pedicure might have been peeled off someone else's feet and reused on yours? Gross, and…the health surprises lurking in the nail salon go FAR beyond that.  Lanna Dang, owner of Pampr'd Soul in Scottsdale, completely transformed how I think about nail salons. Growing up inside her parents' nail salon, Lanna witnessed practices that would make your skin crawl: from tools that are barely sanitized between clients to name-brand polish bottles being secretly refilled with toxic knockoffs. She reveals why that "healthy" dip powder is actually acrylic in disguise and explains how the chemicals in your regular gel manicure could be disrupting your hormones and contributing to that stubborn weight gain and exhaustion you can't shake. We dive deep into what HEMA, formaldehyde, and toluene are really doing to your body, especially as a midlife woman already dealing with hormonal chaos. She shares the critical questions you need to ask before your next appointment and reveals cleaner alternatives that won't force you to give up your beloved nail routine. It's time to make informed choices at the nail salon, especially when your toxic load might be the missing piece of your health puzzle. Whether you're a gel devotee or acrylic enthusiast, this conversation will forever change how you approach your nail care routine.   Catch the full episode on YOUTUBE HERE: https://bit.ly/MidlifeConversationsYouTube    Learn More About Lanna Dang    Instagram ➜ https://www.instagram.com/lannadang Website ➜  https://pamprdsoul.com/   Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com   Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit   For advertising inquiries: https://www.category3.ca/  Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen.  Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.

You know how they say "what happens in Bali stays in Bali"? Yeah… not so much. Mine came home with me in the form of hives, food reactions, and what I now call my PhD in histamine. In this episode, I'm sharing the wild story of how a little post-Bali "food poisoning" turned into a full-blown case of histamine intolerance and mast cell activation syndrome. Think: red blotches, racing heart, and me Googling every bite before eating it. I'll walk you through the chaos of misdiagnosis, the "aha!" moment when we figured out it was actually Scombroid poisoning (yes, that's a real thing from bad fish), and how that set off my body's over-zealous histamine fireworks show. But this isn't a doom-and-gloom story. I'll share how I calmed the storm, what I learned about histamine-rich foods (spoiler: your healthy leftovers might be the problem), and the surprising tools that helped me reset my system. Plus, I'm breaking down why this matters for midlife women right now—because those symptoms you're blaming on menopause? The flushing, anxiety after eating, sudden food sensitivities? They might actually be your mast cells stuck in overdrive. And no, you're not crazy for thinking your body suddenly hates everything you eat. If you've ever had mysterious rashes, heart palpitations after chicken (yes, chicken!), or just want to understand what the heck histamine and mast cells actually do, you're going to love this one. It's part detective story, part midlife meltdown, and a whole lot of "what just happened to my body?!" I'm also sharing the exact protocol that finally worked (including why I ended up saying yes to a steroid after swearing I'd go all-natural), which foods to avoid when your histamine bucket is overflowing, and why becoming your own health detective might be the most important skill you develop in midlife.   Thank you to our show sponsors! QUALIA:  Experience the science of feeling younger—go to http://qualialife.com/nataliejill for up to 50% off your purchase of Qualia Senolytic and use code NATALIEJILL for an additional 15%   Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com   Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit   For advertising inquiries: https://www.category3.ca/  Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen.  Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.  

Could your racing thoughts and underlying anxiety be causing your mysterious hives, heart palpitations, and unexplained allergic reactions? After my own shocking hive outbreak following surgery and Bali belly, I dove deep into the world of histamine and mast cells. Dr. Jessica Peatross, the MD who's become known as the "surgeon of figuring out what's really going on," reveals why your nervous system might be the hidden trigger behind your mystery symptoms. She explains why midlife women suddenly develop histamine issues out of nowhere, the shocking connection between anxiety and mast cell activation, and why your body might be pushing toxins out through your skin when it can't eliminate them normally. We dive into game-changing protocols including specific binders that act like sponges for excess histamine, why addressing your gut is non-negotiable, and how a simple dissolving strip might calm your overactive mast cells. Dr. Jess shares her "magic trick" binder protocol, explains which supplements actually work for mast cell stabilization, and reveals why treating the nervous system FIRST is crucial for any healing protocol to work. Whether you're dealing with unexplained hives, chronic inflammation, or mystery symptoms that appeared out of nowhere, this conversation will change everything you thought you knew about histamine and healing. Catch the full episode on YOUTUBE HERE: https://bit.ly/MidlifeConversationsYouTube    Episode Links: Tudca, Binder, and ClearAF http://midlifeconversations.com/aegis Use code NATALIEJILL for 10% products or code BINDER25NATALIE for 25% off the BINDER     Learn More About Dr. Jess Peatross:    Instagram ➜ https://www.instagram.com/dr.jess.md  Website ➜ http://midlifeconversations.com/aegis Use code NATALIEJILL for 10% products or code BINDER25NATALIE for 25% off the BINDER    Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com   Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit   For advertising inquiries: https://www.category3.ca/  Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen.  Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.

Is everyone around you planning dream retirements while you're wondering if you'll be working forever? If you're lying awake at night worried about finances, feeling like you're the only one who didn't figure out this money thing, you're not alone, and this episode is your wake-up call + your action plan rolled into one. I invited my friend, an accomplished investor and financial savvy expert, Bret Johnson to share the exact strategies he used to transform his financial future later in life. From being behind the eight-ball to traveling abundantly and living without money stress, Bret breaks down the no-BS approach to building wealth when you think it's too late. We dive into the uncomfortable truths about why you're behind (spoiler: you were living life while others were investing), the simple 5-15% rule that changes everything, and why index funds might be your secret weapon for catching up fast. He discusses practical strategies for paying off debt, investing wisely, and building wealth, even if you feel you've started late. From addressing common concerns about feeling financially stuck to providing actionable steps you can take today, Bret's advice is invaluable. Plus, he shares his "stocks are on sale" mindset that transformed market crashes from disasters into opportunities. Whether you're starting from zero or trying to accelerate what you've already begun, this conversation delivers the practical steps, mindset shifts, and resources you need to stop worrying and start building the retirement you deserve.   Catch the full episode on YOUTUBE HERE: https://bit.ly/MidlifeConversationsYouTube    Learn More About Bret Johnson:    Instagram ➜ https://www.instagram.com/bretjohnson11 Website ➜ https://www.patreon.com/cw/TheChaleneShow   Thank you to our show sponsors! TIMELINE:  Timeline is offering 20% off your order of Mitopure! Go to timeline.com/NATALIEJILL  Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com   Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit   For advertising inquiries: https://www.category3.ca/  Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen.  Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.