Episode 18 Chapter 11 and Sub Chapter V

In this episode I talk about some of the basic differences in a regular chapter 11 and the more recent Chaper 11, Sub Chapter V, which was created to better fit small businesses.

In this episode we talk about how residential leases are dealt with in chapter 7 and chapter 13 as well as how you and your landlord may be affected.  

In this short episode we talk about some basic strategies to increase your credit score after you've filed a bankruptcy and how long the bankruptcy will be reported on your credit report.  

In this episode we talk about how the fees are paid in a chapter 7 and a chapter 13 and how to make sure you're paying a fair price. 

In this episode we talk about what happens to your tax debt in a chapter 7 and chapter 13 case and what tax debt qualifies for a discharge when you file a bankruptcy.  

In this episode, we discuss what an adversary proceeding is, who files them, and some of the more common reasons they are filed.  

In this episode I talk about how you can go about getting a mortgage loan after you've filed a bankruptcy.  I talk about the different types of mortgages and the waiting periods for getting a loan, depending on what chapter of bankruptcy you've filed.  I also give some helpful hints on how to build your credit after filing bankruptcy.  

In this episode I'll explain some of the ramifications and options if you leave a creditor out of your bankruptcy and why it matters whether you've filed a chapter 7 or chapter 13.  

In this episode I explore some of the more common issues that come up when a couple divorces and one or both of them need to file a bankruptcy.  I'll talk about the timing of  those cases along with how they are affected in chapter 7 and chapter 13.  

In this episode I'll either bore you or confuse you with the concept of what we call The Means Test, which applies in every consumer bankruptcy case.  You can't get away from it, so you may as well learn more about it and embrace this wonderful form that Congress created in 2005.  Boo, Hiss!  There is no explicit language in this podcast, but the Means Test will make you want to swear!