The Rodcast - Property, Business, Investment

Is a falling share price an opportunity, or is the market warning you about something? In our November Investment Mastermind, I'm joined by Adam Lawrence and Manish Kataria to put three investment ideas under the microscope. Each of us brings a pick, explains the thinking and lets the others challenge it. My pick is Alphabet, Google's parent company. We discuss the strength of Search and Cloud, the cost of the AI arms race and why growing earnings do not necessarily mean growing free cash flow. Adam picks Paragon Bank. We look at the value case and dividend income, then question its exposure to buy-to-let, the pressure on landlords and the difference between arrears and impairments. Manish picks IUKD, an iShares UK dividend ETF. We discuss income versus growth, the appeal of defensive shares and the risks of concentrating on high-dividend sectors. A high yield does not remove the risk of falling capital values or dividend cuts. We also cover the outlook for inflation and interest rates, the mortgage-refinancing squeeze and whether investors are moving away from US technology shares towards UK income stocks. Which argument do you find most convincing, and what have we missed? Add your thoughts in the comments. Recorded on 6 November 2026. Prices, yields, forecasts and market comments in the conversation relate to the recording date and may have changed. This episode is a discussion of our personal views, not personal financial advice or a recommendation to buy or sell. Investments can fall in value and you may get back less than you invest. Income and dividends are not guaranteed. Past performance is not a reliable guide to future returns. Hosted on Acast. See acast.com/privacy for more information.

Running a property business can be a lonely job. There is often no one to challenge you, no one to bounce ideas off, and nobody asking the awkward questions before the bank does.In this episode of The Rodcast, Rod Turner and Adam Lawrence explain the Boardroom Club, the board advisory group they have run for over six years. It is built for established property business owners, not people fresh off a two-day course.You'll hear how it works, from the initial deep dive to the monthly board reports and the quarterly meetings in person, who it suits best, the problems that tend to turn up once someone looks properly, and the honest downsides. It is not all praise, and the first few months are hard work.Chapters:00:00 How the Boardroom Club started02:04 Board advice, and who it is for04:36 The initial deep dive06:15 Three types of member, and pivoting when markets change11:01 How often you meet, and why two advisers help13:50 The problems we usually find16:33 The downsides, and the commitment it takes18:00 Book a free 15-minute call with RodBook a free, no-obligation 15-minute call with Rod: https://calendly.com/rod-94/boardroom-club-15-minute-callFind out more about the Boardroom Club: https://tinyurl.com/joinBRCSubscribe to The Rodcast for more property, business and investment episodes: https://www.youtube.com/@rodcast-propertyNothing discussed in this episode constitutes formal financial or investment advice. Always do your own due diligence before investing capital. Hosted on Acast. See acast.com/privacy for more information.

Rod Turner and Adam Lawrence discuss the shifting UK property landscape, regional affordability divides, and the corporate deal structures required to scale property businesses safely. Key Discussion PointsMacro Market Trends: Analysis of interest rate normalization, frozen tax thresholds, and how employee National Insurance changes impact median households versus higher-rate taxpayers. London vs. Regional Divergence: Why London developers face severe friction from building safety rules, leasehold issues, and transaction slowdowns, while regional hubs like Greater Manchester and the East Midlands offer stronger yields and lower income multiples. Articles of Association vs. Shareholders' Agreements: How to use public constitutional rules alongside private agreements to manage voting control, capital distribution, and dividend rights. Managing JV Deadlocks & Risk: Implementing contractual mechanisms like Texas Shootout and Russian Roulette clauses to solve 50/50 partner disputes, and using Intercreditor Agreements to protect junior lenders. Capital Stacks & Insolvency Waterfall: Understanding how capital flows during liquidation, including the positioning of fixed/floating charges and connected unsecured creditors. PropCo M+A & Portfolio Exits: Best practices for buying limited property companies, saving Stamp Duty (SDLT), mitigating hidden liabilities, and executing exits via Members' Voluntary Liquidation (MVL). Upcoming Workshop EventEvent: Property Business Workshop – JVs, Capital Stacks & M+A Date: Thursday, 1 October 2026 Location: Hyatt Regency Manchester Booking Link: Property Business Workshop Tickets Hosted on Acast. See acast.com/privacy for more information.

Welcome back to the Rodcast Mastermind! After a 12-month hiatus, Rod is joined once again by industry experts Adam Lawrence and Manish Kataria for our highly anticipated Quarterly Mastermind episode.In this jam-packed session, the trio looks back at an extraordinary 12 months of global macro events before diving deep into their top contrarian investment picks for the current market. From precious metals to deep-value UK housebuilders and strategic government bonds, each mastermind lays out a compelling thesis for where they are putting capital right now.Make sure to grab a pen and paper—this is an episode packed with data, charts, and institutional-level insights you won't want to miss!👇 SUBSCRIBE for more high levell investment masterminds and property investment tips:   / @rodcast-property  ⏱️ TIMESTAMPS:0:00 – Welcome Back & Mastermind Introduction1:06 – Macro Rundown: Geopolitics, Tariffs, and the SpaceX IPO Impact5:10 – State of the Property Market: London vs. Regional Housing Slump9:51 – Manish’s Pick: Precious Metals (Gold & Silver Technical Analysis)16:11 – Macro Risk: How AI and Capex Are Reshaping the Global Jobs Market19:15 – Rod’s Pick: Barratt Redrow—Buying Bricks & Mortar at a 36% Discount24:43 – Adam’s Pick: Asymmetric Upside in Low-Coupon Gilts (TG61)🧠 THE MASTERMIND PICKS UNDER THE HOOD:🪙 Manish Kataria's Pick: Gold & Silver (The Precious Metals Hedge)Manish revisits his successful precious metals thesis, sharing exclusive charts to illustrate why Gold and Silver are sitting on major historical support levels. He breaks down the inverse correlation with a strengthening US Dollar, the impact of sticky inflation, and how investors can use options to get paid while they wait for the next breakout.🏗️ Rod’s Pick: Barratt Redrow (BTRW) (The Contrarian Property Play)Despite a frozen UK property market, Rod makes a data-backed case for housebuilder Barratt Redrow. Trading at a massive 36% discount to its Tangible Net Asset Value (TNAV), Rod explains how their regional product mix, massive cash cushion, landmark Supreme Court defect ruling, and a clever part-exchange model insulate the company from macro housing shocks.🇬🇧 Adam Lawrence's Pick: Low-Coupon Gilts (TG61) (The Asymmetric Upside)Adam lays out a highly sophisticated fixed-income play, targeting a long-dated, low-coupon UK government bond. With a tax-free 5.4% yield, Adam argues that current market fears regarding political transitions and fiscal spending are overblown, making this a perfect asymmetric hedge to the upside if the broader economy stutters.💬 JOIN THE CONVERSATION:Which mastermind pitch did you find the most compelling? Are you backing gold, housebuilders, or government bonds in this environment? Let us know your thoughts in the comments below!#Investing #PropertyMarket #GoldPrice #Gilts #MacroEconomics #BarrattRedrow #RodcastMastermindDisclaimer: Nothing discussed in this podcast constitutes formal financial or investment advice. Always conduct your own due diligence before investing capital. Hosted on Acast. See acast.com/privacy for more information.

Adam Lawrence & Manish Kataria join Rod once again for the Quarterly Investment Mastermind.They discuss the recent UK Budget, The global financial Markets and of course they each pick a stock, Bond, ETF or financial product to invest in for this quarter and explain the pros and cons.First up is Rod with a Uranium and Nuclear ETF - NCLPThen Adam pitching Google And Finally Manish with an ETF tracking the Japanese stock Market - XDJPHave a watch or listen to find out what they said about them. Hosted on Acast. See acast.com/privacy for more information.

If yopu are listening you may want to head over to our youtube channel for this one as this episode has a lot of graphs and charts you may want to see. https://youtu.be/RPPH5kqJDfcA thorough Residential Property Market update including information on RentsHouse PricesAffordabilitySupplyDemandAvailability of CreditGovernment Interventionand lots more.Please check out the link for the workshop on 22nd January 2026 in London Blackfriars. https://www.tickettailor.com/events/boardroomclubconsultingltd/1893167 Hosted on Acast. See acast.com/privacy for more information.

Adam Lawrence Joined Rod to discuss how Small Property Investment Businesses can grow in todays environment. Property Investment Business Scaling ChallengesRod and Adam discussed the challenges of scaling a property investment business in the current regulatory environment. They highlighted the need for property investors to professionalize their operations, moving beyond small-scale "mum and pop" landlord approaches. Adam emphasised that the 2015 budget marked a pivotal moment where property investment became more of an obligation than an option due to increased regulations and tax considerations. The conversation also touched on the importance of using limited companies for protection and the challenges of managing properties in personal names versus companies.De-Risking Strategies for Business GrowthRod discussed the importance of de-risking while growing, emphasising that it's not a binary choice between growth and risk reduction. He highlighted key metrics to monitor, such as weighted costs of debt, burn rates, and trigger events, which can help identify potential issues before they impact the business. Adam agreed, stressing that there's no single silver-bullet metric and that a balanced scorecard approach, combining both quantitative and qualitative metrics, is essential for effective measurement and decision-making.Growth and Legacy Planning PrinciplesAdam discussed the importance of balancing growth with legacy planning, emphasising that excessive growth without proper structure can create unmanageable situations after one's death. He introduced the concept of "Your price, my terms" as a fundamental principle for deals, and highlighted the importance of risk-adjusted returns using the Sharpe ratio. Adam also mentioned the need to consider payment reliability over just focusing on high returns.Investment Metrics and Timing AnalysisRod discussed the importance of considering time and value when evaluating investment metrics, emphasising that returns should not only focus on percentage rates but also on the actual amount and timing of returns. He highlighted the need to account for holding costs, refurbishment expenses, and the timeline of income generation in investment deals, particularly in scenarios like buy-refurbish-refinance-rent strategies. Rod also noted that while cash flow is often emphasised, many returns come from capital appreciation, whether driven by market or skill factors.Welsh Property Investment Post-BrexitAdam shared his experience investing in Welsh property after the Brexit referendum, explaining his initial positive outlook based on market conditions and geographical arbitrage opportunities. He noted that Wales significantly outperformed expectations with over 30% growth during COVID, but concluded that the market had reached its peak and was now performing similarly to other regions. Rod agreed with Adam's approach, emphasising the importance of treating property investments as businesses rather than emotional assets and considering timeframes when making buy, sell, or hold decisions.Property Portfolio Management WorkshopAdam and Rod discussed an upcoming workshop on October 1st 2025 in Blackfriars, London. Adam explained that the workshop focuses on providing interactive, in-depth content on property portfolio management and scaling safely, aimed at more established businesses rather than beginners. Rod mentioned that over half the 40 available spots have been sold, and Adam recommended upgrading to the VIP dinner ticket for personalised advice and one-on-one discussions. For information on the event click here https://www.tickettailor.com/events/boardroomclubconsultingltd/1776525 Hosted on Acast. See acast.com/privacy for more information.

Each Quarter Myself, Manish Kataria and Adam Lawrence pick a financial product such as Stocks, Bonds, ETF's etc. We explain reasoning for our choices and open the conversation up to the others for critique.While we are invested in these products this is not investment advice!What we talked about...Bond Investment Strategy DiscussionAdam discussed his investment strategy, focusing on bonds as a hedge against potential market volatility and inflation. He highlighted the tax advantages of investing in Gilts and the current attractive yields compared to other investment options. Rod asked questions about Adam's approach, including how to buy bonds and what would change his mind about the strategy. Manish provided additional insights, emphasizing the role of bonds and gold as hedges for stock portfolios and the tax efficiency of investing in single Gilts.Israel: Attractive Tech Investment DestinationManish discussed the performance of global stock markets, highlighting that while the US market reached record highs in 2024, investors should not be deterred by this as it is a normal occurrence. He suggested Israel as an alternative investment destination for tech stocks, noting its strong performance over the past two years despite geopolitical concerns. Manish explained that Israel's high research and development spending, strong tech sector, and defence spending make it an attractive option for global diversification, particularly for those concerned about US currency risk.Market Timing and Investment StrategyRod and Manish discussed the investment potential of a market with strong fundamentals, including high productivity growth and a concentration of academic skills and startups. Rod expressed concern about timing, wondering if the market was already priced in and if it was too late to invest. Manish acknowledged this risk but viewed it as a good momentum play, suggesting that geopolitical concerns could provide opportunities for accumulation. Adam agreed with this perspective, noting that momentum has proven to be a successful investment factor and that staying out of the market could be more challenging than making a calculated risk.India ETF Investment StrategyRod presents his investment pick, an ETF tracking the Indian market (ticker IIND). He explains that he has invested in this for a few years and believes it's currently well-priced after a pullback. Rod cites India's fast-growing economy, favorable demographics with many young people, an expanding middle class, and a high number of millionaires as reasons for his choice. He views India's young demographic as positive for productivity and overall growth potential.Rod discussed the long-term prospects of investing in India, highlighting its strong fundamentals, including a growing finance sector and a young, educated workforce. He noted concerns about currency risk due to the Indian rupee being priced in US dollars and the volatility of the market. Adam agreed with the long-term potential of India, comparing it to China 25 years ago, but expressed uncertainty about the timing of the investment. Manish, who also owns India, supported the long-term view, citing demographics and potential benefits from global trade dynamics, while acknowledging the currency risk for sterling-based investors.Investment Picks and Performance ReviewThe group discussed investment picks and performance, with Rod sharing his successful April pick of URNG, which gained 91% since then. Manish recommended the Framlington ETF over the more expensive alternative due to its lower expense ratio of 0.2%, and mentioned he would consider trimming his position in the crypto-related ETF BLK due to recent strong performance. Adam expressed a preference for long-term buy-and-hold investing focused on fundamental value. Hosted on Acast. See acast.com/privacy for more information.

How can a £275 million property portfolio save UK taxpayers £75 million a year AND deliver stable, inflation-linked returns for investors?It’s not a hypothetical question. It's the reality of the specialist supported housing sector.In this deep-dive episode of The Rodcast, I sit down with Ben Green and Adrian D'enrico from Atrato Capital, the new investment advisors to the Social Housing REIT. They reveal the inside story of their transition from managing supermarket-backed assets to taking the helm of a nationwide portfolio providing essential, adapted homes for the UK's most vulnerable adults.We explore everything from the financial mechanics of a REIT structure and the benefits of daily liquidity on the London Stock Exchange, to the operational reality of managing 494 properties and the critical importance of achieving 90% occupancy.If you are an investor looking to understand a sector with a genuine social impact, backed by government funding and long-term, inflation-linked leases, this conversation is unmissable.IN THIS EPISODE, YOU'LL DISCOVER:The Big Switch: Why Atrato Capital pivoted from supermarket income to social housing.A Deeper Purpose: A look inside the world of specially supported housing and the positive impact it has on residents' lives.The Financial Nuts & Bolts: The advantages of the REIT structure, their current debt strategy, and how they approach property valuation.On the Ground Reality: The operational challenges of managing a nationwide portfolio, from annual inspections to achieving EPC compliance.Navigating the Market: How they are tackling inflation, managing rent adjustments, and deciding between share buybacks and new investments.KEY INSIGHTS & STRATEGIES DISCUSSED:The strategic push to improve occupancy rates from 86% to 90%.The operational necessity of conducting over 200 property inspections annually.Why strong relationships with care providers are mission-critical.Tackling the 2030 EPC compliance deadline.The capital allocation dilemma: Share buybacks vs. new property investments.Don't forget to LIKE, SUBSCRIBE, and hit the NOTIFICATION BELL so you never miss an episode of The Rodcast! Hosted on Acast. See acast.com/privacy for more information.

Is the UK High Street dead, or is it on the verge of its greatest comeback?In this episode of The Rodcast, Rod Turner sits down with a true champion of British retail, Alex Schlagman, the founder of Save The High Street & Together Futures. They dive deep into the real challenges and surprising opportunities facing our town centres today.Forget what you think you know about empty shops and the "threat" of e-commerce. Alex reveals how digital-first brands are now desperately seeking physical stores, why empty spaces are a golden ticket for regeneration, and how investors are finding significant returns in unexpected places.From competitive socialising and flexible workspaces to the AI platform helping small businesses thrive against the odds, this conversation is packed with actionable insights for investors, business owners, and anyone passionate about the future of their local community.IN THIS EPISODE, YOU'LL DISCOVER:From Threat to Opportunity: How e-commerce is now fuelling a return to physical retail.Beyond Shopping: Why the future high street is a diverse mix of F&B, leisure, and innovative commercial spaces.The AI Revolution for Small Business: An introduction to Thriver, the AI-powered platform helping small businesses manage 143 essential tasks.Investing in the Comeback: Where savvy investors are finding success and the hands-on asset management strategies that work.The Council's Role: How local authorities can become powerful partners in regeneration and economic growth.---**KEY TAKEAWAYS & ACTIONABLE ADVICE:**---* Why flexible lease terms are crucial for attracting new businesses.* How to develop incubator programs to fill vacant retail spaces.* The power of using AI technology (like Thriver) to support and scale small business operations.* The importance of community-level activations and supporting local champions.* Why reevaluating the business rates system is essential for survival and growth.---Find out more about Alex's work at: [https://savethehighstreet.org/](www.togetherfutures.com)Don't forget to **LIKE**, **SUBSCRIBE**, and hit the **NOTIFICATION BELL** so you never miss an episode of The Rodcast!As Always thank you to our sponsors www.978finance.com Contact them to arrange finance on your next deal!You may have heard about the workshops Rod and Adam Lawrence put on for SME property Businesses. The next is on JV's and M&A in London on 3rd July 2025. Limited tickets left for this event here http://Bit.ly/pbwseven Hosted on Acast. See acast.com/privacy for more information.