Quick Tips of Financial Wisdom

1. 401k 2. IRA 3. Life Insurance

1. Figure out your total income/month 2. See where your money is going 3. Separate your spending into bills, personal spending, unexpected, and saving 4. Figure out each Spending category as a monthly estimate 5. Figure out where you can cut spending 6. Set up an amount to save each month

Look small What can you cut? Where do you spend your time? What do you have?

MedAvail Holdings is MDVL, sell around $0.60 Zomedica Corp is ZOM, sell around $0.35 Biomx is PHGE, sell around $0.45

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1. Never invest money that you will need. 2. Know your costs and fees for your account, as well as what it can trade 3. You can start with little money 4. Never put all your money in one stock 5. 3-5 Stocks, $10-$200 each 6. Anything over $1000, withdraw half, invest half in long term safe stocks 7. Write it down

1. Download Credit Karma and make an account. Check it at least once a month. 2. Get a secured Credit Card for $300 3. Use between $30-$90 each month 3b. Make it a recurring payment/s like Netflix or Hulu 4. Pay off the full bill each month 4b. Make it auto pay from your bank each month and you can forget you even have a credit card. 5. Wait at least 2 years before trying to get another card, and when you do, get a rewards card.