78. How To Get The BEST Deals This Black Friday & Cyber Monday

Send us a textThis episode features an entrepreneurial journey filled with financial challenges, moments of doubt, and unexpected breakthroughs that keep dreamers moving forward. Priscilla shares her personal story of building a children's book series while balancing financial struggles and maintaining faith in her vision.We discuss:Turning something you love into a business can bring unexpected challenges that make it harder to enjoy at firstMoney problems can be challenging to handle and can seriously affect your mental healthKey moments and the right people can completely change the direction of your businessThe importance of reaching out and connecting with others, even when success feels far awayBuilding something that lasts takes time, patience, and a lot of hard work.Sometimes, just one person believing in your actions is enough to keep you going.If you enjoyed this episode, follow The Anaiyah Series on Instagram at @theanaiyahseries or visit theanaiyahseries.com to learn more about Priscilla's children's books and upcoming animation series.• Purchase 'How To Handle Money' - https://amzn.eu/d/gjomK0TSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]

Send us a textIn this episode, we’re diving deep into why financial protection is non-negotiable and how to safeguard your future with the right insurance. We’ll break down key areas like income protection, life insurance, and critical illness coverage so you can make informed choices about your financial security.Here’s what we’re unpacking:Why the unexpected can happen anytime, and how to be prepared.The importance of income protection and how it keeps you covered if things go wrong.What life insurance does and why it’s essential, even if you think you’re too young.Why critical illness cover is a game-changer — and why everyone needs it.Busting common myths about insurance that could cost you down the line.Tips on how to find the right financial advisor or broker to guide you through the process.Ready to protect your future? For more personalised advice, contact Adrian Benjamin for a free consultation on social media.FOLLOW ADRIAN:💰 Instagram: https://www.instagram.com/adrian1b1/💰 LinkedIn: https://www.linkedin.com/in/adrian-benjamin-cemap/💰 Facebook: https://www.facebook.com/profile.php?id=61556540363988Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]

Send us a textIn this episode, we’re exploring Cashblack, a game-changing cashback platform supporting Black-owned businesses and fostering community growth.We explore the platform’s origins, born from a pivotal social moment, and how it’s changing how we shop while empowering communities. You’ll hear about how Cashblack works, what makes it stand out, and the innovative strategies behind building trust with users and established brands.Key highlights include:• The origin story of Cashblack and how it came to life during a key social moment• A breakdown of how Cashblack works and its unique selling points• The power of trust-building through strategic partnerships• The challenges Cashblack has faced on its entrepreneurial journey• The vital role of community feedback and engagement in shaping the platform• Exciting upcoming features and plans for expanding the Cashblack experienceThis episode is packed with insights into how one platform makes a real difference and paves the way for future growth and economic empowerment.Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]

Send us a textIn this episode, we explore the benefits of automating your finances and focus on the mindset shifts needed to embrace this approach. Laura Ann Moore, a money mindset expert, shares insights on the emotional hurdles surrounding financial automation and practical steps listeners can take to create a healthier relationship with money. We cover:• Understanding the concept of money on autopilot • Importance of mindset when managing finances • Overcoming fear of losing control through automation • Steps to set up (and revisit) automation effectively • Encouraging open money conversations in relationships • Embracing a positive financial mindset for long-term successSupport the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]

Send us a textJust graduated and ready to take control of your finances? This episode is packed with the essential money moves you need to crush your career and financial goals from day one.Here’s what we’re covering:Unlock your future: Why workplace pensions are your secret weapon for long-term savings.Invest in YOU: Explore employer-backed opportunities to grow your skills and income.Meal prep vs. eating out: How everyday choices can save you big bucks.Plan your next move: Set yourself up for career and salary growth right from the start.Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]

Send us a textIn this festive episode, we’re offering all the tips you need to master your money in 2025—without sacrificing the fun. From breaking down budgeting methods that actually work to showing you how to track every penny (even in a cashless world), this episode is your ultimate guide to balancing smart spending with guilt-free enjoyment. 💸Here’s what we’re unpacking:• The 50/30/20 method and why it’s a game-changer• Zero-based budgeting for ultimate money control• How to adapt the cash envelope system in today’s digital world• Our fave budgeting tools—pen and paper, spreadsheets, apps, you name it!• Why monthly budget reviews keep your money aligned with your life• Automating your savings for a stress-free future• Clever ways to categorise expenses for crystal-clear visibility• And, of course, creating a fun fund to treat yourself guilt-free!Prepare to make budgeting simple, stress-free, and even fun!Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]

Send us a textIt’s time to stop wishing and start winning with your finances! In this episode, Kia breaks down the art of setting financial goals that you’ll actually achieve. Using the SMART framework, she shows you how to turn your big dreams into actionable plans that deliver real results. 💸Here’s what we’re covering:✨ Why vague goals won’t cut it and how to get specific✨ The power of progress checkpoints to keep you on track✨ How to set goals that are realistic, achievable, and life-changing✨ Breaking down your financial journey into short, mid, and long-term wins✨ Staying motivated and disciplined when the going gets toughIf you’ve ever felt stuck or overwhelmed by your financial goals, this episode will give you the tools and confidence to take charge.Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]

Send us a textWhat if you could completely transform your money game in just 12 days? On today’s episode of the Pennies To Pounds Podcast, we’re kicking off our special series, The 12 Days of Finance, to help you avoid the financial traps that leave you feeling broke and set yourself up for success in 2025.In this episode, we’re covering:✨ Why lifestyle inflation is sabotaging your progress✨ How to budget without feeling restricted✨ The non-negotiable need for an emergency fund✨ Tackling high-interest debt (and why it’s costing you more than you think)✨ The basics of smart investing to grow your moneyListen to Episode 96 for a step-by-step guide to start investing.Start 2025 on the right foot with strategies to save, borrow smarter, and invest confidently. Let’s make financial security your reality next year!Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]

Send us a textWith the new year almost upon us, we’re bringing you a new series for the next twelve days! The Pennies To Pounds ‘12 Days Of Finance’ series is dedicated to helping you level up your finances in 2025 and beyond.Each episode will be no longer than 10 minutes long and contain actionable steps to master your money. We’ll also answer some dilemmas and common questions, offering actionable advice.Want to join us? Follow the Pennies To Pounds Podcast wherever you listen to your podcasts and subscribe to our YouTube Channel.Have a dilemma or question you'd like answered? Email [email protected] the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]

Send us a textIn this episode, we’re breaking down everything you need to know about credit scores — what they are, why they matter, and how they can impact your financial journey. I’ll walk you through the basics, including the three credit reference agencies in the UK (Experian, Equifax, and TransUnion) and explain why your credit score might look different depending on where you check it.We’ll also talk about practical ways to build and improve your credit, whether starting from scratch or trying to repair a less-than-perfect score. I’ll cover the difference between a soft and hard credit check, why it’s essential to know the difference, and how these checks affect your score. Plus, I’ll highlight some credit builder platforms that can help you take control of your credit and get on track toward achieving your financial goals.Whether you’re new to credit or want to improve it, this episode will give you the tools to make smarter financial decisions. Let’s take the mystery out of credit and put you in control of your financial future.Support the showFOLLOW PENNIES TO POUNDS 💸Instagram - https://www.instagram.com/penniestopoundspod/Twitter - https://twitter.com/penniestopoundTikTok - https://www.tiktok.com/@penniestopounds?_t=8ZGvHcCqLIs&_r=1LinkedIn - https://uk.linkedin.com/company/pennies-to-poundsWebsite - www.penniestopounds.co.ukContact - [email protected]