65. Is Tipping Culture Getting Out of Control? Unspoken Rules Around Tipping & How to Approach It Today

In episode 78 of the In Her Wallet podcast, host Sofiia dives into the often tricky world of managing finances in relationships, including how she and her fiancé, Roman, manage their finances. Join Sofiia as she discusses when to start talking about money with your partner, the three approaches to handling finances as a couple, when to open a joint bank account, and the common mistakes couples make, and how to avoid them. Whether you're just starting out your relationship, moving in together, or planning for the future, this episode will help you navigate finances as a team!Links mentioned:Episode 42 with Stephanie Wolfe "How to Get Financially Naked with Your Partner" listen hereIn Her Wallet siteSofiia's InstagramSupport the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 77 of the In Her Wallet podcast, we're diving into the world of Exchange-Traded Funds, or ETFs, and how you can use them to build a strong and diversified investment portfolio. Join Sofiia as she walks you through what ETFs are and how they work, the four main types of ETFs to include in your portfolio (with examples), and some common mistakes to avoid when buying ETFs. Whether you're just starting out on your investment journey or looking to enhance your existing portfolio, this episode is packed with valuable insights to help you achieve your investment goals. Support the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In Episode 76 of the 'In Her Wallet' podcast, Sofiia explores the powerful concept of money manifestation and how you can attract more abundance into your life through cognitive restructuring. Learn how to identify and challenge limiting beliefs about money, reframe negative thoughts, and set clear financial goals to achieve success.Tune in to discover:The basics of money manifestation and the Law of AttractionPractical steps to reframe your mindset and overcome limiting beliefsHow to set specific, achievable financial goalsTune into this episode for actionable insights and personal stories Sofiia shares that will inspire you to cultivate a wealth mindset and manifest more money into your life.Support the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 75 of the In Her Wallet podcast, we’re sharing an entrepreneurial success story and all the behind-the-scenes details of what it takes to build a business from the ground up. Host Sofiia welcomes Jessi, a dynamic entrepreneur who started her own butcher and catering business at just 23 years old and sold it successfully only four years later. In this episode, Jessi shares how she secured financing despite having 100 doors shut, crafted a business plan, and tackled the biggest challenges she faced along the way, like hiring and managing people who are 10-15 years older than her. This episode is a must-listen for anyone looking to start their own business or seeking motivation to achieve their goals!Connect with Jessi on LinkedInSupport the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 74 of the In Her Wallet Podcast, we're diving into Hot Girl Summer Prep - Money Edition to ensure your summer is as financially fabulous as it is fun! Join host Sofiia as she explores essential topics like managing work-life balance with reduced summer hours, creating a budget for summer splurges, and planning for big ticket events without the stress. Discover smart fashion and beauty savings tips—including how to snag the best deals during Canada Day and July 4th sales—and learn how to make smart investment decisions during the market's summer shifts. Whether you're planning a local staycation or aiming to refresh your summer wardrobe, this episode is packed with practical advice to help you enjoy a sensational and financially smart summer. Support the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 73 of the In Her Wallet podcast, we talk about how to show up on social media in 2024 to create community and drive sales. Our host Sofiia is joined by Daria Ast, a Vancouver-based personal branding coach who helps creators with less than 10,000 followers monetize their platforms (yes, that's possible!). Whether you're just starting to build your Instagram presence or looking to boost an existing account, Daria shares invaluable insights and strategies that are essential for anyone aiming to make a significant impact online. From crafting a brand that resonates with your audience to various ways of monetizing your social media, this episode is packed with actionable tips to help you show up authentically and achieve your business goals. Tune in to discover how you can transform your social media presence into a thriving community and a profitable venture.Episode resources:Daria's InstagramDaria's website15 ways to make money on InstagramSupport the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 72 of the In Her Wallet podcast, join host Sofiia as she explores effective strategies to significantly lower your expenses on flights, accommodations, and transportation. Whether you're planning a tropical getaway, a cultural tour in Europe, or an adventurous journey across Asia, discover how to expertly use booking platforms, maximize loyalty programs, and select travel dates that lead to substantial savings.  Tune into this episode for practical tips that ensure you enjoy a luxurious trip without the luxurious price tag. Support the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 71 of the In Her Wallet Podcast, our host Sofiia invites Rachel Wong, Co-Founder of Monday Girl, first-of-its-kind digital networking platform in North America, to discuss mastering networking as a modern professional woman. Together, they explore how to cultivate the right mindset, make memorable first impressions, and find the time to attend networking events. Tune in for invaluable strategies that will empower you to build connections and propel your career forward.Join Monday Girl at mondaygirl.caFollow Monday Girl on InstagramSupport the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 70 of the In Her Wallet Podcast, our host Sofiia explores the powerful connection between financial health and mental well-being. Many of us know the anxiety that comes with managing money, and research shows a strong link between financial stress and mental health challenges like feelings of anxiety and overwhelm. Join Sofiia as she explains what common financial stressors are, helps you recognize the signs of financial stress in your life, and shares six practical tips to improve both your financial and mental health. Check out our new Monthly Budget Planner template!Support the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!

In episode 69 of the In Her Wallet Podcast, our host Sofiia dives into one of the most common financial dilemmas faced by car shoppers: should you buy, finance, or lease your new car? We explore everything from the upfront costs and monthly payments to the long-term financial implications of buying vs financing vs leasing. Sofiia also covers important considerations like depreciation, maintenance responsibilities, and the potential for equity building. We've done all the number crunching for you, so this episode offers realistic comparison to guide you  through the financial mechanics behind each choice.  Tune in to navigate your car buying journey with confidence!Support the Show.Discover Monthly Budget Planner by In Her WalletIf this episode inspired you or gave you a new perspective, it would mean so much if you followed the show, left us a 5-star review, and shared it with your family and friends. Thank you and see you next week!