Captives, Data and Emerging Risks: Rethinking Insurance

In this episode, Ben Perfitt is joined by Ben Davis of Willis Towers Watson, Christina Bell of Davies and Richard Paris-Smith of Strategic Risk Solutions to explore the mechanics, misconceptions, and momentum behind captive and cell structures in Guernsey. The conversation explores how premium collection, claims, and reinsurance operate inside a captive, why arm’s-length pricing and regulatory solvency matter, and how businesses decide between a standalone captive and a faster, lower-cost PCC cell. Also discussed is the growing role of brokers and MGAs, why they are increasingly taking "skin in the game," and how Guernsey’s pragmatic regulation and speed to market make it such a powerful domicile.

In this episode of the Guernsey Finance Podcast, Brandon Ashplant is joined by Kate Solway, Managing Director at Hedosophia, to discuss the evolving landscape of private capital and alternative investment funds.Kate shares insights into how Hedosophia manages a growing portfolio of investment vehicles from Guernsey, the benefits of the firm's "Lux sleeve" approach, and why speed, efficiency and operational flexibility are becoming increasingly important for fund managers and investors alike.The conversation explores the role of Guernsey's funds ecosystem in supporting global fundraising, the cost considerations behind domicile selection, and emerging opportunities in areas such as defence technology investing and tokenisation.

The panellists are Stephen Ainsworth, Senior Partner at BWCI Group, Neil Byrne, Director at TFO Tax, Rachael Sander, Associate Director at Concept Group and Alessandra Santiago, Head of Pensions and International Benefits at Inchape.  They explored how mobility amongst HNWs, the increasing degree of digital innovation, and the demand for IPPs and how wider changing work practices are powering international pension and savings plans for both employers and individuals.

Helen Dean, Trustee & NED has spent her working life working in government and in financial services, where she has focussed on improving financial resilience for individuals and families across the UK. Helen delivers the keynote address at the Guernsey Pensions Seminar 2026.

In this episode, host Ben Perfitt speaks with Tom Hoad, Head of Howden Ventures, about how insurance is evolving through startups, data, and collaboration. They explore how new technologies are changing risk management, alongside the growing role of captives as platforms for incubating solutions to complex risks, and the power of client-sourced data in driving innovation.Tom Hoad references the charity Humanity Insured, led by CEO Charlie Langdale. Humanity Insured funds a portion of insurance premiums to help the most vulnerable access world-class insurance, enabling them to recover quickly and build resilience. Find out more here.Follow Ben on LinkedInFollow Tom on LinkedInFollow Howden on LinkedInFollow Guernsey Finance on LinkedInFollow Guernsey Finance on Instagram

In this episode, host Brandon talks to Gordon Malcolm, CRO at Investec Bank Channel Islands. They discuss the evolving landscape of risk management, the impact of AI on financial services, and Guernsey's strategic positioning as a global finance hub. Together, they explore how firms can navigate emerging risks, why culture is becoming a critical pillar in risk management, and how jurisdictions like Guernsey can lead with a human‑first approach.Follow Brandon on LinkedInFollow Gordon on LinkedInFollow Investec on LinkedInFollow Guernsey Finance on LinkedInFollow Guernsey Finance on Instagram

In this episode of the Guernsey Finance podcast, host Brandon Ashplant speaks to Helen Parsonage, Partner at Osborne Clarke and Andrew Tually, Partner at Carey Olsen. They discuss the launch of a new VC PIF, the impact of macroeconomic trends on fundraising at large, and Guernsey’s continued market access into Europe - despite the introduction AIFMD II.Follow Brandon on LinkedInFollow Andrew on LinkedInFollow Helen on LinkedInFollow Carey Olsen on LinkedInFollow Osborne Clarke on LinkedInFollow Guernsey Finance on LinkedInFollow Guernsey Finance on Instagram

In this episode, host Brandon Ashplant speaks with Dave Sauvarin, Chief Executive of Northern Trust’s business operations in the Channel Islands. The pair discuss the advantages of Guernsey’s banking services, including the role of private wealth banking, and banking services for funds and the insurance sector. They explore the impact of the digital transformation - and the opportunities it presents.Follow Brandon on LinkedInFollow Dave on LinkedInFollow Northern Trust on LinkedInFollow Guernsey Finance on LinkedInFollow Guernsey Finance on InstagramFollow Guernsey Finance on Threads: @guernseyfinance

In this episode of the Guernsey Finance podcast, Martyn Dorey – Founder and Managing Director of Dorey Financial Modelling – discusses his research into the London IPO market. His firm analysed 270 listed funds and trusts across the UK and Channel Islands, assessing the quality of Packaged Retail Investment and Insurance Products’ Key Information Document (PRIIP KID). These mandatory, standardised disclosures provide retail investors with essential information on the risks and rewards of financial products, which cannot be sold without a KID. Martyn also touches on the state of the global macroeconomy and the forces driving the dual surge in the value of commodities and stocks.Follow Brandon on LinkedInFollow Martyn on LinkedInFollow Dorey Finance Modelling on LinkedInFollow Guernsey Finance on LinkedInFollow Guernsey Finance on InstagramFollow Guernsey Finance on Threads: @guernseyfinance

In this episode, host Brandon Ashplant interviews Alexander Joshi, Head of Behavioural Finance at Barclays Private Bank, discussing the critical role of behavioural finance in wealth management. They explore how psychological factors influence investment decisions, the importance of understanding the mindset of wealth creators and inheritors, and the evolving landscape of wealth management in response to changing demographics.Alexander emphasises the need for empathy, effective communication, and tailored approaches to meet the unique needs of clients, particularly in the context of new wealth creators and inheritors.Follow Brandon on LinkedInFollow Alexander on LinkedInFollow Barclays Private Bank on LinkedInFollow Guernsey Finance on LinkedInFollow Guernsey Finance on InstagramFollow Guernsey Finance on Threads: @guernseyfinance