The Surprising Reality of Today’s Market With Chris Heakes, Senior Portfolio Manager at Harvest ETFs

Why does Gen Z seem to dislike private equity so much? This video explores the private equity model, breaking down the hidden economic pressures that seem to be emerging due to private equity (or maybe not?) and long term decisions shaping this trend of limited housing supply. From rising costs to changing priorities, this is a data driven look at what’s really going on beneath the surface.   Check out this page for more on gen z, gen z trends, private equity, why gen z dislikes private equity, cost of living, personal finance, young adults, millennials, lifestyle inflation, housing crisis, student debt, financial pressure, economy and wealth building.   Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to [email protected]   This video is not legal, financial or any other type of "advice". I am not a lawyer nor a licensed advisor. This entire video is purely for educational purposes only and should not be understood as advice in any way, shape or form.

Why are fewer people having kids today? This video explores one of the biggest shifts happening among Gen Z and young adults right now, breaking down the hidden economic pressures, lifestyle tradeoffs, and long term decisions shaping this trend of no kids for Gen Z. From rising costs to changing priorities, this is a data driven look at what’s really going on beneath the surface.   Check out this page for more on gen z, gen z trends, declining birth rate, why gen z is not having kids, cost of living, personal finance, young adults, millennials, lifestyle inflation, housing crisis, student debt, financial pressure, economy and wealth building.   Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to [email protected]   This video is not legal, financial or any other type of "advice". I am not a lawyer nor a licensed advisor. This entire video is purely for educational purposes only and should not be understood as advice in any way, shape or form.

Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to [email protected]   Buying or leasing a car is one of the biggest financial decisions most people make, yet very few buyers understand the number that actually determines whether a car is affordable.   In this video we break down the hidden math behind car payments, auto loans, and the true cost of owning a vehicle. If you’re thinking about buying a car, financing a vehicle, or trying to understand the real cost of transportation, this is something you should know first.   Topics covered on this channel include Gen Z finance, car payments, car loans, luxury cars, car loan payments, lifestyle inflation, auto loans, car depreciation, monthly expenses, opportunity cost, and how expensive cars impact long-term net worth.   This video is for Gen Z, young professionals, and anyone trying to build wealth, avoid financial traps, and make smarter decisions with money early in life.   The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.   Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Add $100k+ to your career earnings with tactics from my newsletter below!   https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to [email protected]   Luxury poverty is becoming a defining financial trend for many Gen Z and millennials. From financed lifestyles to rising consumer debt, more young adults appear successful on the surface while struggling to build real financial security underneath.   This video explores the growing gap between looking wealthy and actually becoming wealthy, why many of the richest young people deliberately choose to look modest or even “poor,” and how status signals and lifestyle pressure shape financial decisions in your 20s and 30s.   If you’ve ever wondered why some high earners dress simply, drive older cars, and avoid flashy displays of wealth, this breakdown of luxury poverty, Gen Z money habits, and the psychology of looking poor will change how you think about success and wealth building.   The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.   Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Back with my partners at Harvest ETFs and in this episode, we sit down with Chris Heakes of Harvest ETFs for a great conversation about the recent software sell off, surprising rotations in the market and how he thinks about navigating this particular market. This video presentation is sponsored by Harvest ETFs. Nathan Kennedy is compensated under this arrangement by Harvest ETFs. Please watch the video for the full disclaimer.

Add $100k+ to your career earnings with tactics from my newsletter below!   https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to [email protected]   How much net worth does Gen Z actually have, and how does your net worth compare?   In this video, we break down Gen Z net worth using Federal Reserve data to show how wealth is truly distributed across Gen Z in their 20s. We compare the bottom 10%, median net worth, and top 10% of Gen Z to reveal the real net worth gap between struggling, average, and high-asset young adults.   From negative net worth and student loan debt to six-figure portfolios and top percentile wealth, this Gen Z net worth comparison shows how dramatically different financial outcomes can be within the same generation.   If you’re part of Gen Z and want to understand how your net worth stacks up, where you fall in the Gen Z net worth percentiles, and what the data actually says about wealth in your 20s, this breakdown gives you a clear, numbers-based perspective.   The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.   Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Add $100k+ to your career earnings with tactics from my newsletter below!   https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to [email protected] Why are people now paying to get jobs?   In today’s job market, something unusual is happening. Job seekers, especially Gen Z and young white collar professionals, are spending money just to improve their chances of getting hired.   This conversation was sparked by a great Wall Street Journal article that highlighted the rise of reverse recruiting and the growing number of candidates paying for help navigating the hiring process. The story sheds light on how competitive and difficult the white collar job market has become.   The hiring process has changed. Online job platforms, intense competition, and ongoing layoffs have reshaped how candidates are evaluated. For many young professionals entering the workforce, the job search feels longer, more competitive, and more uncertain than ever.   A growing trend known as reverse recruiting is gaining attention. Instead of companies paying recruiters to find talent, some candidates are now paying for resume optimization, job application support, and strategic outreach. The economics of getting hired are shifting, and the incentives behind recruiting are evolving.   Why is this happening? What does it say about the current job market? And what does it mean for Gen Z workers trying to build careers in a tougher employment environment?   This video explores the forces shaping today’s job market, the pressure facing young professionals, and what the rise of reverse recruiting reveals about modern hiring. If you are struggling to land interviews, confused by today’s job search process, or trying to understand where the labor market is headed, this breakdown will give you a clearer perspective.   Subscribe for in depth analysis on careers, corporate life, Gen Z workplace trends, hiring practices, reverse recruiting, and the economics behind modern work.   The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.   Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to [email protected]   Why do so many Gen Z and young millennials feel broke even when they finally start making good money?   This video breaks down the number one financial decision quietly holding Gen Z and people in their 20s back, and it has nothing to do with investing, budgeting apps, or skipping coffee. It’s about cars, car payments, and the long-term impact of locking yourself into expensive monthly obligations early in your career.   We look at why Gen Z car payments are higher than ever, why luxury cars are more common, and how auto loans, leases, and lifestyle inflation quietly destroy flexibility, opportunity, and wealth-building potential. By the end of this video, you’ll understand how car debt, depreciation, insurance costs, and long-term monthly payments affect your ability to invest, change jobs, move cities, and take risks when it matters most.   If you’re Gen Z, in your 20s, or early in your career and wondering why you feel stuck, stressed, or broke despite earning more than you ever have, this video explains the hidden math behind car ownership, car financing, and why so many young people regret their first big purchase.   Topics covered include Gen Z finance, car payments, car loans, luxury cars, car loan payments, lifestyle inflation, wealth building in your 20s, financial mistakes Gen Z makes, being broke in your 20s, personal finance for young adults, auto loans, car depreciation, monthly expenses, opportunity cost, and how expensive cars impact long-term net worth. This video is for Gen Z, young professionals, and anyone trying to build wealth, avoid financial traps, and make smarter decisions with money early in life.   The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.   Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Back with my partners at Harvest ETFs and in this episode, we sit down with James Learmonth, Co-Chief Investment Officer of Harvest ETFs for a great conversation about the U.S market, Fed and what it takes to make smart, long-term decisions in the space. This video presentation is sponsored by Harvest ETFs. Nathan Kennedy is compensated under this arrangement by Harvest ETFs. Please watch the video for the full disclaimer.

Add $100k+ to your career earnings with tactics from my newsletter below!   https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to [email protected]   Gen Z is getting fired at higher rates, and few people are talking honestly about why. This video explores what’s happening between Gen Z employees and employers as workplace expectations shift, communication breaks down, and the job market becomes less forgiving.   We look at Gen Z in the workplace, employer expectations, early career mistakes, performance standards, Gen Z work culture, and why companies are moving faster to terminate employees than in the past.   If you’re Gen Z starting your career, a manager hiring young talent, or someone trying to understand today’s workplace dynamics, this video breaks down what’s really driving terminations in today’s job market.   The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.   Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.