Building a $9 Billion AUM Company With Harvest ETF CEO Michael Kovacs

Add $100k+ to your career earnings with tactics from my newsletter below!   https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to [email protected]   Why does Gen Z get labeled as lazy when the data shows they’re working harder than ever?   This video breaks down the real economic forces shaping Gen Z’s work ethic and why younger workers are grinding harder than Boomers realize. From rising housing costs and student debt to job instability, automation, and constant reskilling, Gen Z entered the workforce in a fundamentally different economy. Using real labor market data, economic history, and a story-driven lens, this video explains why Gen Z has no choice but to work relentlessly just to achieve basic stability.   We explore how inflation, wage stagnation, disappearing entry-level jobs, and declining employer loyalty reshaped what “hard work” looks like today — and why older generations often misinterpret modern work behaviors like job hopping, remote work, and side hustles. This is a deep dive into generational economics, work ethic myths, and how the modern labor market rewards adaptability over tenure.   If you’re interested in Gen Z vs Boomers, work ethic debates, the future of work, labor economics, generational wealth gaps, or why young workers feel burned out despite working nonstop, this video connects the dots.   Follow for more on careers, economics, generational trends, and how money actually works in today’s economy.   The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.   Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Add $100k+ to your career earnings with tactics from my newsletter below!   https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to [email protected]   Gen Z is entering the job market at one of the most difficult moments in modern history. In this video, we break down the “Gen Z Job Apocalypse” and compare it directly with the entry level job markets Boomers, Gen X, and Millennials faced. Using real data on unemployment, hiring trends, entry-level job postings, wages, housing affordability, and economic cycles, we look at which generation actually had it better… and why the early career landscape has changed so dramatically.   We analyze the historical entry level job market for Boomers, Gen X and Millennials and what the 2026 outlook could mean for Gen Z workers. If you want to understand the state of the job market… the collapse of entry-level roles… rising experience requirements… and the future of work for young professionals, this video explains everything with clear data and historical context.   Follow for more content on Gen Z jobs, Gen Z vs Boomer, career strategy, wage growth, economic trends, and how to build a career in a changing labor market.   The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.   Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Add $100k+ to your career earnings with tactics from my newsletter below!   https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to [email protected]   Earning $250,000 a year raises a key question: is it better to make that money through a high-paying job or by running your own business? In today’s market, more people than ever are comparing a salary to self-employed income … and the difference between the two paths is bigger than most expect.   This video breaks down the real factors people look for when comparing a six-figure job to six-figure self-employment: take-home pay, income stability, lifestyle, flexibility, job security, workload, career growth, and long-term earning potential. We explore how $250K feels for a corporate employee versus a solo consultant or small business owner … and why the same income can lead to completely different day-to-day lives.   If you’re choosing between a high-paying career and building your own business … or comparing a $250K job to a $250K consulting, freelance, or self-employed path - this video gives you a clear breakdown of what each route actually looks like.   Follow this channel for more videos on salary growth, high-income jobs, self-employment, business income, career tips, money breakdowns, and choosing the best path for your goals.   The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.   Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Thank you to Harvest ETFs for being a proud sponsor of our content! It’s not everyday that you get to interview a CEO... It’s been super exciting to partner with Harvest ETFs this year - and a really cool opportunity I had was the chance to interview their CEO Michael Kovacs about the forces shaping markets and the broader economy. We explored: Where global markets may be heading, from shifting investor sentiment to the rise of new sectors driving long-term growth. How artificial intelligence is transforming the world of investing and creating new ways of thinking about value creation and opportunity. What Canada needs to reach the next level and how a more global mindset can help unlock our potential on the world stage. And a lot more… You can watch the first half of the conversation below. To listen to the full one, click the link below. This podcast presentation is sponsored by Harvest ETFs. Nathan Kennedy is compensated under this arrangement by Harvest ETFs. Please watch/listen to the podcast for the full disclaimer.

Thanks so much to Harvest ETFs for being such a great sponsor of all the content we do.    I recently had the incredible opportunity to sit down with Michael Kovacs, CEO of Harvest ETFs, for a fantastic conversation about the forces shaping the markets and the broader economy.   We explored:   -Where global markets may be heading, from shifting investor sentiment to the rise of new sectors driving long-term growth.   -How artificial intelligence is transforming the world of investing and creating new ways of thinking about value creation and opportunity.   -What Canada needs to reach the next level and how a more global mindset can help unlock our potential on the world stage.   -And a lot more!   Have a listen and check out the Harvest ETF YouTube for the video!  

With under 40 pupfish left in the wild, these are possibly the rarest fish on the planet. The Devils Hole pupfish have existed in isolation for thousands of years in an extreme environment where few species could survive. How did they end up in such an inhospitable place? And what makes their survival so important?   Untold Earth explores the seeming impossibilities behind our planet’s strangest, most unique natural wonders. From fragile, untouched ecosystems to familiar but unexplained occurrences in our own backyard, this series chases insight into natural phenomena through the voices that know them best.   Untold Earth is produced in partnership with Atlas Obscura and Nature.   ***** PBS Member Stations rely on viewers like you. To support your local station, go to: http://to.pbs.org/DonateTerra *****   Subscribe to PBS Terra so you never miss an episode! https://bit.ly/3mOfd77

Add $100k+ to your career earnings with tactics from my newsletter below!   https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to [email protected]   Inside one global software company, three people earn $50,000, $500,000, and $50,000,000 a year. This film breaks down what each of them actually does, how their decisions impact the business, and what their lives look like behind those salaries. From the entry-level marketing coordinator to the senior vice president managing billions in pipeline, to the CEO whose words can move markets, every number in this story reveals how modern corporations assign value.   We look at executive compensation, stock-based pay, and the system that rewards leverage over labor. We explore how a single decision at the top can shift billions in shareholder value while employees at the bottom struggle to afford rent. This is a deep dive into the reality of wealth inequality, the scale of executive pay, and how companies justify massive pay gaps through “impact-based” logic.   Is it fair? Should one person earn a thousand times more than another inside the same company? Or is the system functioning exactly as designed, rewarding those who control capital instead of those who create the work that fuels it?   This video examines CEO salaries, income inequality, corporate hierarchy, and economic fairness through real data, transparent math, and human stories. It’s an unfiltered look at how wealth, power, and influence actually work inside billion-dollar companies.   If you found this breakdown valuable, check out the channel for more stories about how the modern job market really works. We explore the rise of executive pay, the shifting value of labor, and what it takes to move from $50K to $500K careers. Each video dives into topics like negotiating salaries, career tips, climbing corporate ladders, surviving layoffs, job hopping, and understanding how companies decide what your time is worth. It is a look inside the new economy, where ambition, leverage, and timing define who earns more and why.

Add $100k+ to your career earnings with tactics from my newsletter below!   https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to [email protected]   Artificial intelligence (AI) is no longer experimental. It is already reshaping the professional world and having a clear impact on how people get hired, how teams are structured, and how white collar careers begin. In sectors like finance, consulting, law, and tech, companies are moving quickly to cut costs and increase efficiency by rethinking how work is done and by whom. In 2025, the job market is under pressure. Roles that were once common early in a career are disappearing. Others are being restructured or absorbed into fewer, more demanding positions. The effects are especially visible in office based, knowledge driven careers where AI tools are replacing entire categories of tasks.   This video explores how white collar jobs and work are changing in real time. From the disappearance of entry level positions to the slow rewiring of how people progress in their careers, the labor market is shifting beneath our feet. Research, writing, analysis, and reporting - which used to form the foundation of many white collar career paths - are now being handled by machines. The career ladder that once defined modern work is becoming less reliable, and companies are rethinking what kinds of roles they even need.   You will hear about the types of jobs most at risk, the industries leading the shift, and the generational divide in who is being affected. For younger professionals and Gen Z, the entry points are narrowing. For more experienced employees, expectations are evolving quickly. Fewer people are doing more work, and the tools they are using are changing what it means to be good at your job and your career.   If you are trying to make sense of where the economy is going, how automation is changing the job market, how white collar work is changing, or what the future of white collar careers might look like, this video offers a grounded, data driven look at what is really happening. With research from Stanford, MIT, OpenAI, and the International Monetary Fund among others, we break down how AI is impacting hiring, the job market, career advancement, and the structure of modern careers, and what that means for anyone trying to navigate it.

Add $100k+ to your career earnings with tactics from my newsletter below!   https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to [email protected]   The job market in 2025 is changing, and it’s catching workers off guard. If you work in corporate, tech, marketing, finance, operations, or any professional sector, you’ve likely seen the headlines: emerging layoffs, unexpected firings, hiring freezes, and corporate downsizing are ramping up across industries.   This video explores the real reasons behind today’s surge in firings and layoffs. It looks at how employers are responding to high interest rates, shifting economic signals, and the rise of AI-driven automation. Companies are not just trimming around the edges — they’re eliminating roles entirely, restructuring departments, and reducing headcount even while reporting strong earnings. Whether it’s executive job cuts, middle management reductions, or early career layoffs, no level seems untouched.   We break down how businesses are rethinking hiring, employee expectations, and organizational structure in this economic environment. Topics include job cuts, quitting, firings, quiet layoffs, broad layoffs, and the shift toward leaner, tech-enabled teams.   If you’re concerned about job security, worried about being laid off, or simply trying to understand why a lot of professionals are being fired right now, this video is for you. We also cover the rise in hiring freezes, the drop in desirable job offers, and what it means for those trying to stay employed or find a new job in this labor market.   Check out this channel for more content on layoffs, firing trends, career tips, job market breakdowns, career planning, and how to stay valuable and hard to cut in a rapidly evolving economy. Comment below if you’ve been laid off recently, seen firings at your company, or are navigating this interesting job market in 2025!

The job market in 2025 is tougher than it has been in years. Why?   For partnership inquiries, please reach out to [email protected]   Job seekers are discovering that job hopping, once seen as the fastest path to higher salaries and career advancement, no longer guarantees the same results. Companies are cutting back on hiring, salaries are under pressure, and the premium for switching jobs has shrunk dramatically. For anyone thinking about quitting their job, finding a new job, or negotiating a raise, understanding what’s really happening in today’s job market in 2025 is essential.   For decades, job hopping was considered one of the best career growth strategies. Moving every few years allowed professionals to increase their income faster than staying with the same employer. Salary growth for job switchers consistently outpaced job stayers, promotions came faster, and external hires were often given higher pay bands than internal employees. In hot job markets, workers who switched jobs could see 7–10% raises compared to 3–5% for those who stayed put. This trend made job switching a core career strategy for ambitious professionals across industries, and it shaped how entire job markets operated for years.   But in 2025, the job market has shifted. Wage growth is slowing, inflation has cooled, and AI / automation are changing how companies hire. Employers are cautious, budgets are tight, and the salary premium for switching jobs has nearly vanished. Professionals who once relied on job hopping for quick promotions and higher pay are now facing a new reality: the gap between job switchers and job stayers has collapsed to one of the smallest differences in a decade. For many, this raises the question of whether job hopping is still worth it in the 2025 job market, or if it’s better to stay put and focus on internal advancement.   The conversation around job hopping, salary negotiation, career mobility, and promotions is more important than ever. The job market in 2025 is filled with challenges: fewer openings, smaller salary bumps, and slower promotion cycles. Job seekers are asking whether quitting their job is still a smart move, whether finding a new role in this economy will deliver the same salary growth it once did, and whether career advancement now depends more on staying than moving. Questions about job hopping, career growth, wage gaps, and long-term income potential are driving a new debate about how to navigate the 2025 job market.   Whether you’re thinking about quitting your job, planning your next move, or trying to understand why job offers feel smaller in 2025, the big picture is clear: the job market is evolving, but career mobility still matters. Job hopping, salary negotiation, career advancement, and promotions are all connected to how companies value talent in a changing job market. Knowing when to stay, when to leave, and how to navigate the realities of the 2025 job market can make the difference between stagnation and long-term success.