2026: 02 - Santander's 98% Deposit Mortgage for First Time Buyers

I went from homeless and drowning in debt to financially stability and in this 5-part series, I'm sharing the exact principles that got me there.Want to put these principles into practice? Join our community, grab your spot on the waitlist - https://conversation-of-money-ltd.myklpages.com/l/VBKDAvEach week, the podcast will focus on:one signal worth unpackingone calm conversationand one small adjustment to considerSome episodes will be anchored to the news. Others will focus on behaviour or seasonal pressures.The format stays the same.The podcast mirrors the thinking in the weekly newsletterIt often sets up conversations inside the communityBut it’s designed to be useful on its ownYou don’t need to listen to every episode.You don’t need to take notes.If one idea helps you think more clearly about your money, it’s done its job.Submit your question - https://forms.gle/RHLjdE9BuU92ersr6The waitlist for 12 months community support -

I went from homeless and drowning in debt to financially stability and in this 5-part series, I'm sharing the exact principles that got me there.Want to put these principles into practice? Join our community, grab your spot on the waitlist - https://conversation-of-money-ltd.myklpages.com/l/VBKDAvEach week, the podcast will focus on:one signal worth unpackingone calm conversationand one small adjustment to considerSome episodes will be anchored to the news. Others will focus on behaviour or seasonal pressures.The format stays the same.The podcast mirrors the thinking in the weekly newsletterIt often sets up conversations inside the communityBut it’s designed to be useful on its ownYou don’t need to listen to every episode.You don’t need to take notes.If one idea helps you think more clearly about your money, it’s done its job.Submit your question - https://forms.gle/RHLjdE9BuU92ersr6The waitlist for 12 months community support -

I went from homeless and drowning in debt to financially stability and in this 5-part series, I'm sharing the exact principles that got me there.Want to put these principles into practice? Join our community, grab your spot on the waitlist - https://conversation-of-money-ltd.myklpages.com/l/VBKDAvEach week, the podcast will focus on:one signal worth unpackingone calm conversationand one small adjustment to considerSome episodes will be anchored to the news. Others will focus on behaviour or seasonal pressures.The format stays the same.The podcast mirrors the thinking in the weekly newsletterIt often sets up conversations inside the communityBut it’s designed to be useful on its ownYou don’t need to listen to every episode.You don’t need to take notes.If one idea helps you think more clearly about your money, it’s done its job.Submit your question - https://forms.gle/RHLjdE9BuU92ersr6The data behind our debt - https://docs.google.com/document/d/1KijZqrrSVziozaIyBq9ifAP4CHa_iDNj/edit?usp=sharing&ouid=113636121883062292823&rtpof=true&sd=true

I went from homeless and drowning in debt to financially stability and in this 5-part series, I'm sharing the exact principles that got me there.Want to put these principles into practice? Join our community, grab your spot on the waitlist - https://conversation-of-money-ltd.myklpages.com/l/VBKDAvEach week, the podcast will focus on:one signal worth unpackingone calm conversationand one small adjustment to considerSome episodes will be anchored to the news. Others will focus on behaviour or seasonal pressures.The format stays the same.The podcast mirrors the thinking in the weekly newsletterIt often sets up conversations inside the communityBut it’s designed to be useful on its ownYou don’t need to listen to every episode.You don’t need to take notes.If one idea helps you think more clearly about your money, it’s done its job.Submit your question - https://forms.gle/RHLjdE9BuU92ersr6

What 91 people told me about their money in a survey last year.Each week, the podcast will focus on:one signal worth unpackingone calm conversationand one small adjustment to considerSome episodes will be anchored to the news. Others will focus on behaviour or seasonal pressures.The format stays the same.The podcast mirrors the thinking in the weekly newsletterIt often sets up conversations inside the communityBut it’s designed to be useful on its ownYou don’t need to listen to every episode.You don’t need to take notes.If one idea helps you think more clearly about your money, it’s done its job.Submit your question - https://forms.gle/RHLjdE9BuU92ersr6Join the community waitlist - https://conversation-of-money-ltd.myklpages.com/l/VBKDAv

We're taking a look at Santander's 98% Deposit Mortgage for First Time BuyersWhat it is Who it's forThe term and rateLoan to Value considerationsThoughts to considerEach week, the podcast will focus on:one signal worth unpackingone calm conversationand one small adjustment to considerSome episodes will be anchored to the news.Others will focus on behaviour or seasonal pressures.The format stays the same.The podcast mirrors the thinking in the weekly newsletterIt often sets up conversations inside the communityBut it’s designed to be useful on its ownYou don’t need to listen to every episode.You don’t need to take notes.If one idea helps you think more clearly about your money, it’s done its job.Submit your question - https://forms.gle/RHLjdE9BuU92ersr6Join the community waitlist - https://subscribepage.io/PrYX78Full viewer question on YouTube - https://youtu.be/uw7gNRLJmgM

We're taking a look at Santander's 98% Deposit Mortgage for First Time BuyersWhat it is Who it's forThe term and rateLoan to Value considerationsThoughts to considerEach week, the podcast will focus on:one signal worth unpackingone calm conversationand one small adjustment to considerSome episodes will be anchored to the news.Others will focus on behaviour or seasonal pressures.The format stays the same.The podcast mirrors the thinking in the weekly newsletterIt often sets up conversations inside the communityBut it’s designed to be useful on its ownYou don’t need to listen to every episode.You don’t need to take notes.If one idea helps you think more clearly about your money, it’s done its job.Join the community waitlist - https://conversation-of-money-ltd.myklpages.com/l/VBKDAvThe staggering real cost of low deposit mortgages - https://youtu.be/iEj3aWRGyVg

We're taking a look at Pay by Bank. How does it work?Is it safe?The pros and cons Should you use it?Each week, the podcast will focus on:one signal worth unpackingone calm conversationand one small adjustment to considerSome episodes will be anchored to the news.Others will focus on behaviour or seasonal pressures.The format stays the same.The podcast mirrors the thinking in the weekly newsletterIt often sets up conversations inside the communityBut it’s designed to be useful on its ownYou don’t need to listen to every episode.You don’t need to take notes.If one idea helps you think more clearly about your money, it’s done its job.Join the community waitlist - https://conversation-of-money-ltd.myklpages.com/l/VBKDAv

In this reset episode, Peter explains why The Conversation of Money is returning and what’s changing.The volume of financial information has increased, but clarity hasn’t. Many people who earn well don’t feel confused about money, they feel mentally overloaded by it.This podcast exists to create space.Why more financial information hasn’t led to more confidenceThe idea of focusing on signals, not constant updatesHow each episode will be structured going forwardWhy this isn’t a news or hot-take podcastHow to use the show without feeling pressure to “do more”Each week, the podcast will focus on:one signal worth unpackingone calm conversationand one small adjustment to considerSome episodes will be anchored to the news.Others will focus on behaviour or seasonal pressures.The format stays the same.The podcast mirrors the thinking in the weekly newsletterIt often sets up conversations inside the communityBut it’s designed to be useful on its ownYou don’t need to listen to every episode.You don’t need to take notes.If one idea helps you think more clearly about your money, it’s done its job.Join the community waitlist - https://conversation-of-money-ltd.myklpages.com/l/VBKDAv

In this episode, we explore how your Nest pension is invested. PRODUCTSOrder my best-selling book; The Money Basics: https://amzn.to/3KL0nMW Join my Book Club: https://peterkomolafe.com/the-money-basics-book-clubInvesting Course for Beginnershttps://peterkomolafe.com/investment-course-for-beginnersRisk Tolerance Assessment : https://form.typeform.com/to/G4zU47q9 Spending Habit Assessment: https://form.typeform.com/to/Rwhf9ahd Financial Competency Assessment: https://form.typeform.com/to/j4Zc5R8N SERVICES90 minutes 1 on 1 Coaching Session: https://calendly.com/conversationofmoney/90mindeepdiveComprehensive Financial Review -https://peterkomolafe.com//financial-reviewSubscribe to our Podcast: https://open.spotify.com/show/4cry36N...WAYS TO WORK TOGETHER Collaborations & Business Enquiries: [email protected], TV or Media enquiries: [email protected] my mailing list - https://peterkomolafe.comABOUT CONVERSATION OF MONEYWelcome to 'Money and More,' where we embark on a journey to empower our listeners with answers, insights, and inspiration for smarter financial decisions. Join us as we unravel the complexities of money matters, offering practical advice, expert interviews, and real-life stories. Our mission is clear – to equip you with the knowledge and confidence needed to navigate the financial landscape successfully. Whether it's budgeting, investing, or planning for the future, 'Money and More' is your go-to source for unlocking the secrets to financial well-being. Tune in and embark on a path towards a more secure and prosperous future.PETER ON SOCIALhttps://twitter.com/convofmoneyhttps://www.instagram.com/conversationofmoney https://www.youtube.com/c/conversationofmoney