Viral Money Trends

As Clare prepares for maternity leave, she joins Helen to explore the financial realities of becoming a parent. From understanding maternity pay and protecting your pension to building a baby buffer, managing childcare costs and making the most of government support, this episode covers the key money decisions facing growing families. Whether you're planning for a baby, expecting, or adjusting to life as a new parent, discover practical ways to build financial resilience and prepare for the years ahead.This podcast contains general information and is not personal financial advice. Tax rules and government benefits can change, and benefits depend on individual circumstances. Eligibility for childcare support, Child Benefit and other government schemes may vary depending on personal circumstances and income. Pension and tax planning considerations discussed may not be suitable for everyone. Pension money can't normally be accessed until 55. Rising to 57 in 2028. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

How much do you really need for retirement? Helen Morrissey and Clare Stinton explore new pension adequacy research from Hargreaves Lansdown and Oxford Economics, revealing how spending changes throughout retirement and the crucial role of the State Pension. They discuss annuities, income drawdown, hybrid approaches, and the impact of tax-free cash decisions. With insights into covering essential costs, maintaining your lifestyle, and avoiding common retirement pitfalls, this episode offers practical guidance for anyone planning their financial future.This podcast is for information purposes only and is not personal financial advice. Pension and tax rules can change, and benefits depend on individual circumstances. The value of investments can rise and fall, so you may get back less than you invest. Past performance is not a guide to future returns. Income drawdown is not guaranteed and there is a risk of running out of money in retirement. Annuities provide guaranteed income but once purchased they cannot normally be changed or cancelled. Pension benefits cannot normally be accessed until age 55, rising to 57 from 2028. If you're unsure about the suitability of any retirement option, seek free guidance from the government’s impartial Pension Wise service, or personalised financial advice. Hosted on Acast. See acast.com/privacy for more information.

How should investors respond to a new government, rising geopolitical tensions and the latest wave of AI-driven earnings? Anna Macdonald and Matt Britzman explore what Andy Burnham’s arrival, and a Labour shake up could mean for portfolios, the outlook for UK markets, defence spending and the upcoming Budget. They also unpack fresh results from Alphabet and Tesla, discuss the durability of the AI investment theme and explain why diversification and time in the market remain key principles for long-term investors.This podcast is for information purposes only and does not constitute personal advice. Investments can fall as well as rise in value, so you could get back less than you invest. Past performance is not a guide to future returns. This content is not a recommendation to buy, sell or hold any investment or security mentioned. Hosted on Acast. See acast.com/privacy for more information.

Millions of savers could be losing out without even realising it. In this savings special, Helen Morrissey and Clare Stinton explore the growing gap between the best and worst savings rates, why bank loyalty can be costly, and how bonus rates and small print can catch savers out. They also discuss inflation, cash ISA tax benefits, key changes coming in 2027, plus practical steps to help your savings work harder.This podcast is not personal advice. Tax rules and benefits can change and depend on your individual circumstances. If you're unsure what is right for you, please seek financial advice. Over the long term, investing typically offers higher potential returns than cash savings, but it carries greater risk. Hosted on Acast. See acast.com/privacy for more information.

In this investment special, Anna Macdonald sits down with Artemis Global Income Fund manager Jacob de Tusch-Lec to explore the themes driving the fund’s long-term success. They discuss navigating a changing world order, opportunities in banks, defence, commodities and AI infrastructure, and why the fund remains underweight the US and technology. Jacob shares his contrarian approach to income investing, portfolio discipline, and where he still sees value in today’s increasingly concentrated global markets.This podcast is not personal advice. If you're unsure whether an investment is right for you, please seek advice. Investments can rise and fall in value, so you could get back less than you invest. Past performance is not a guide to the future. This episode discusses specific companies, sectors and investment themes, including banks, defence, technology and commodities. These references are provided for information only and should not be considered a recommendation to buy, sell or hold any investment. Any views expressed are those of Artemis at the time of recording and may change. Past performance is not a reliable indicator of future returns. Hosted on Acast. See acast.com/privacy for more information.

Anna Macdonald sits down with Maggie Fanari, CEO of J. Rothschild Capital Management, to explore how RIT Capital Partners navigates today’s uncertain markets. From early access to high-growth private companies like AI leaders, to building a resilient, globally diversified portfolio, Maggie shares insights on valuation, geopolitics, and long-term investing. Discover how RIT balances risk and opportunity, adapts beyond US markets, and aims to deliver consistent growth for shareholders in a rapidly changing world. Nothing in this podcast is personal advice. You should seek advice if you are unsure what is right for you. Investments can rise and fall in value, so you could get back less than you invest. Past performance is not a guide to the future. This content is not a recommendation to buy, sell, or hold any investments or companies discussed. Investment trusts can trade at a premium or a discount to the net asset value. The views expressed are those of Maggie Fanari and are not a recommendation to buy, sell, or hold any investment. The views do not necessarily reflect those of Hargreaves Lansdown. Individual stocks mentioned are not recommendations. Diversification is important, especially during volatile market conditions. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we unpack the concept of “sadmin” - the emotional and often avoided financial tasks that matter most. From the Swedish idea of death cleaning to the practical importance of setting up a lasting power of attorney, we explore how getting your affairs in order can protect both you and your loved ones. We share personal insights, common pitfalls, and why these tough conversations are worth having sooner rather than later.The information provided is for general guidance only and is not legal advice. You may wish to seek advice from a solicitor or qualified professional when setting up a lasting power of attorney. Circumstances vary and the right approach will depend on your personal situation. Hosted on Acast. See acast.com/privacy for more information.

In this special episode of Switch Your Money On, Anna Macdonald and Matt Britzman are joined by Bill Ackman, founder and CEO of Pershing Square Capital Management. Bill shares his views on markets, politics and tariffs, the opportunities and risks around AI, and why he favours a highly concentrated investment approach. The conversation also explores Pershing Square’s strategy, Microsoft and Alphabet, activism versus long term ownership, and the thinking behind the Howard Hughes and Vantage investment model.The views expressed are those of the trust manager and are not a recommendation to buy, sell, or hold any investment. The views do not necessarily reflect those of Hargreaves Lansdown. Nothing in this podcast is personal advice. You should seek advice if you are unsure what is right for you. Investments can rise and fall in value, so you could get back less than you invest. Past performance is not a guide to the future. This content is not a recommendation to buy, sell, or hold any investments or companies discussed. The Pershing Square Investment Trust can use derivatives and gearing, which increases the potential risk. The strategy is concentrated (not diversified), which implies higher risk. Individual stocks mentioned are not recommendations. Diversification is important, especially during volatile market conditions. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Switch Your Money On, Helen Morrissey and Clare Stinton explore the rise of AI, social media and viral money trends shaping how people manage their finances. From ‘no spend weekends’ to ‘loud budgeting’ and ‘cash stuffing’, they unpack what works, what doesn’t, and how these ideas can support better money habits. They also highlight the risks of misinformation and scams online, sharing practical tips to stay informed, protect your finances, and make smarter decisions in a digital-first world.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

In this special edition podcast Anna Macdonald and Matt Britzman break down the much‑anticipated SpaceX IPO. They explore what SpaceX really looks like as a business today, unpack key financials, losses and growth drivers, and explain how US IPOs work for UK investors. The discussion also covers headline risks, unusual prospectus details, potential dilution events, and why diversification and long‑term thinking matter when approaching high‑profile IPOs.Nothing in this podcast is personal advice - you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. IPOs are higher risk as you’re investing in an individual company with no public track record. As always, this is not a recommendation to buy, sell or hold any of the investments or companies we have discussed today. No view is given on the present or future value or price of any investment, and investors should form their own view on any proposed investment. Hosted on Acast. See acast.com/privacy for more information.