Why Crazy Sunrises Matter for Your Financial Future

Happy Monday! In this episode, Candy reflects on an extraordinary sunrises she witnessed -- a recent solar phenomenon -- and draws parallels between the unique circumstances of the sun's display and the challenges we face in life and business. With insights on perseverance and growth, we're emphasizing the importance of patience in achieving financial and personal goals, using the bamboo tree as a metaphor for success. In her Monday morning motivation segment, she then breaks down current market trends, including the impact of US-China trade tensions, high yield savings accounts, gold prices, and the latest retail closures. Plus, Candy makes an exciting announcement about upcoming segments that will bring financial wisdom directly to viewers across the country! You won't want to miss this one. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, travel expert Matthew Kepnes, a.k.a., Nomadic Matt, shares must-hear tips on how to save money while traveling this summer. He breaks down the most affordable travel destinations, the best ways to maximize travel points and miles, and the pros and cons of using Airbnb versus hotels. Plus, a look at the joy of local travel, as well as exclusive travel experiences for those looking to splurge. Matthew emphasizes that travel is about experiences and encourages listeners to explore new places, whether near or far. Key Takeaways: Be flexible with travel dates and destinations to save money. Budgeting for travel can open up a world of possibilities. Using points and miles can significantly reduce travel costs Traveling is about experiences, not just the destination. Links: Order Matt's book ⁠here⁠! https://www.nomadicmatt.com https://www.instagram.com/nomadicmatt https://www.tiktok.com/@nomadicmatt Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, Candy is joined by the Wall Street Journal's personal finance and housing reporter Veronica Dagher. Together, they explore the complexities of the current housing market, breaking down investment opportunities, the impact of interest rates, and the evolving perspectives on homeownership. Veronica emphasizes the importance of financial planning, understanding market dynamics, and conducting thorough due diligence when buying or selling properties. Key Takeaways: Investors should conduct thorough research before purchasing rental properties. High mortgage rates are a significant obstacle for buyers and investors. There is a growing trend of people choosing to rent long-term instead of buying. Having a solid financial plan is essential for navigating the housing market. Links: Veronica Dagher's WSJ Mailing List For more on Veronica's reporting, click here! Do you have a business or finance question that you’d like to ask Candy? We want to hear form you! Visit https://www.candyvalentino.com/askcandy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Expert entrepreneur Erin Cammarata joins Candy to discuss a critical role in entrepreneurship: human resources. As the founder and CEO of The Buzz HR, Erin is passionate about creating essential HR strategies for businesses -- so that entrepreneurs can keep focus on their passion. She shares key insights about the importance of a structured HR process, as well as the lessons she's learned from her own entrepreneurial journey. Key Takeaways: HR is essential for employee retention and satisfaction. Proactive HR can prevent costly mistakes. Multi-state employment laws can be complex and require expertise. Mistakes in business are learning opportunities. Data and instinct should both inform business decisions. Investing in HR can help entrepreneurs focus on their passion. For more information, visit: www.TheBuzzHR.com Do you have a business or finance question that you’d like to ask Candy? We want to hear form you! Visit https://www.candyvalentino.com/askcandy Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Candy breaks down the current state of wealth building, focusing on the rise of Bitcoin -- which just experienced a big resurgence, surpassing $101,000. Then, a look at how trade deals, especially with the UK, are impacting market stability. And amid all of this economic volatility, are you sure you have enough saved? It turns out only 36% of Americans have more than $100 in savings. However, we're breaking down the essential savings strategy you need feel a little more secure. Do you have a business or finance question that you’d like to ask Candy? We want to hear form you! Visit https://www.candyvalentino.com/askcandy Learn more about your ad choices. Visit podcastchoices.com/adchoices

In a new special feature of the show, we're kicking off our first official Ask Candy segment -- where we address YOUR listener questions directly! Join Candy as she dives into tax tips that can help you save money, particularly for those with 1099 and W2 income. She shares key insights on how to navigate the complexities of taxes, the importance of setting up an LLC, and the benefits of electing S corporation status. If you've ever felt overwhelmed by your tax bills, this episode is packed with actionable advice -- that could keep more money in your pocket. Do you have a business or finance question that you’d like to ask Candy? We want to hear form you! Visit https://www.candyvalentino.com/askcandy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Join Candy as she discusses the critical financial habits necessary for building wealth and achieving financial freedom. From the importance of having an emergency fund to the debate over credit cards versus debit cards, we've got practical tips to help you navigate your financial journey. Whether you're a seasoned entrepreneur or just starting, this episode is packed with the motivation you need to take control of your finances and invest in your future. Do you have a business or finance question that you’d like to ask Candy? We want to hear form you! Visit https://www.candyvalentino.com/askcandy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Anxious about your money right now? You're not alone. Luckily, Candy is on hand with key advice on how to improve your financial habits and mindset. While economic uncertainty can create anxiety, it's important to focus on what you can control. Candy breaks down exactly how to tune out the noise. Plus, get her top tips for handling your finances in a time of economic uncertainty. Do you have a business or finance question that you’d like to ask Candy? We want to hear form you! Visit https://www.candyvalentino.com/askcandy Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, Candy dives into the latest market volatility and economic noise. We're digging into the impact of tariffs on small businesses and consumer behavior, as well as offering key strategies for both consumers and business owners alike Plus, how to apply some essential "spring cleaning" to your finances. Here’s what you’ll learn: How market volatility is affecting many aspects of the economy. Why tariffs are a major concern for small business owners. How consumer behavior is influenced by current economic conditions. Why Staying invested during market downturns is crucial. For more info, head to https://www.candyvalentino.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Struggling to take action and move forward? This 5-minute episode is your wake-up call. In this short but powerful solo episode, Candy Valentino breaks down one of the biggest silent killers of success: procrastination. If you’ve been putting things off, waiting for motivation, or feeling stuck, Candy shares three proven strategies to help you break through hesitation and start taking immediate action—no hype, just real talk and real solutions. You’ll learn why motivation isn’t the answer, how discipline and momentum are the real keys, and what tiny changes you can make right now to create unstoppable momentum in your life and business. In this episode: Why motivation is unreliable (and what to use instead) The 2-minute rule that will change how you start anything How to simplify your goals so you actually follow through The role of your environment in keeping you stuck—or pushing you forward The real difference between successful people and everyone else If you’re serious about creating results in your life, this episode is the one to listen to again and again. Don’t just get inspired—get moving. Learn more about your ad choices. Visit podcastchoices.com/adchoices