Kris Krohn on When to Spend on Yourself

From the archives: "I never could have imagined this in any scenario." Kris Krohn sits down with guest John Swallow to uncover a wild, true story of what happens when you find yourself in a legal battle with the government.

From the archives: Should you save every penny, invest for the future, or enjoy your hard-earned money now? Kris Krohn shares practical financial advice on striking the perfect money balance to help you build a lasting empire.

From the archives: Millennials, Gen X, or Gen Z, who really has the upper hand when it comes to efficiency? Carson, Kris Krohn, and Steve break down how each generation approaches work, society, and building wealth in today’s modern economy.

How many rental properties does it actually take for you to quit your W-2 job? In this episode, Kris Krohn dismantles the myth that you need 20, 30, or 50 houses to achieve financial freedom. Kris breaks down how to calculate your true take-home "quit number" and explains why traditional rental models yielding $200–$300 a month keep investors trapped in the rat race. Learn how utilizing lease options can triple or quadruple your monthly cash flow to $1,000 per property, meaning just five rentals could completely replace your income.

Is your health and career operating at peak performance, or are you trapped in a cycle of burnout? In this episode, Kris Krohn sits down with Carlton Washington, co-founder of 4Ever Young Anti-Aging & Solutions, to discuss his dramatic transition from Wall Street finance to scaling a 40+ unit vitality franchise. Carlton breaks down why true health requires a $6,000–$12,000 annual budget, the controversy behind suppressed peptides and stem cell therapies, and how hormone optimization can radically transform your energy. Kris and Carlton also dive deep into the mindset of scaling a business, exploring how to fire yourself as an operator, hire CEOs, and value time over money to achieve true lifestyle freedom.

Why do the ultra-wealthy love borrowing money while the average consumer avoids it at all costs? In this archival episode, Kris Krohn breaks down the mechanics of "good debt," positive arbitrage, and leveraging Other People’s Money (OPM) to build lasting financial freedom. Kris exposes the exact criteria wealthy investors and banks use to evaluate borrowers, revealing why character, communication, and a strict "1,000 integrity batting average" matter far more than a flashy ROI. Learn how to structure a winning one-page pitch, why real estate collateral mitigates risk, and how to use passive cash-flowing assets to pay for your lifestyle toys.

Are high interest rates holding you back from finding real estate deals that actually cash flow? In this archival episode, Kris Krohn reveals why traditional rental formulas are failing in today's rate environment and introduces the powerful strategy that solves the problem: lease options. Kris breaks down how converting properties to a rent-to-own model allows you to collect $5,000 to $15,000 in upfront option money, charge premium rents, and completely eliminate repair costs and property management fees. Learn how to pivot existing underperforming rentals into high-yielding assets and generate predictable, monthly passive income regardless of current bank interest rates.

Should your top financial priority be completely paying off your primary residence? In this episode, Kris Krohn directly tackles Dave Ramsey's classic advice to pay off your mortgage, framing the choice as a fundamental battle between security and true financial independence. Kris breaks down the opportunity costs of tying up $100,000 in cash equity versus deploying it into income-producing assets. Discover how lease option real estate strategies generate higher cash flow, cover your primary housing liabilities, and stack multiple profit centers like tenant principal paydown, upfront option money, and long-term appreciation—giving you total control over your time.

Are you creating content for your small niche, or are you building mass market reach? In this episode, Kris Krohn sits down with viral media producer Ryan Magin to break down the exact content frameworks that turn influencers and entrepreneurs into household names. Ryan reveals the 80/20 rule of social media growth, why 80% of your content needs to focus on broad-reach hobbies and interests rather than strict educational teaching. Kris and Ryan discuss how to extract polarizing personal views, combat internet skepticism through "proof" and docu-vlogs, and structure short-form videos to capture the 18-to-25 demographic while navigating platform algorithms.

Are you actively creating your life, or simply reacting to whatever happens to you? In this part episode, Kris Krohn sits down with "billion-dollar cowboy" Bart Miller and viral media producer Ryan Magin to break down the mechanics of personal transformation and social media reach. Bart Miller shares his journey from farm boy to serial entrepreneur, athlete, and founder of the I Do Epic movement. Bart and Kris explore why most people operate at a fraction of their capacity, how to connect to a deep "why," and how to architect your life backwards to achieve massive goals. Then, short-form media strategist Ryan Magin reveals the exact frameworks he uses to push top influencers viral. Ryan breaks down the 80/20 rule of broad-reach vs. educational content, why hobbies and interests spark maximum audience engagement, and how to stay authentic while navigating internet skepticism.