
Leading Through Transformation and Revolutionising Data Driven Lending with Neil Evans, Head of Credit Risk at OakNorth Bank
Hear from Neil Evans, Head of Credit Risk at OakNorth Bank as he shares his journey from the established world of traditional banking to the agile, fast-scaling environment of OakNorth. Since joining in 2014, he’s helped shape one of the UK’s most resilient and data-driven lending models designed specifically for SMEs.
Discussions in this episode:
- Background to OakNorth Bank, founded by Rishi Khosla and Joel Perlman
- Neil's journey from a long career at RBS to shaping credit strategy at a fast‑growing bank
- How OakNorth built a billion-pound loan book in just 18 months
- The role of stress testing and proactive credit policy during economic shocks
- OakNorth’s strategic U.S. expansion, including its recent acquisition of Community Unity Bank
This conversation is packed with practical leadership insights, bold decision-making and lessons on scaling without compromising on risk.
It's a wonderfully inspiring conversation, full of great insights - Neil tells OakNorth's story beautifully.
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