Melanin Money Show

https://www.joinwealthworkshop.com/register-a?el=videocrissain&utm_medium=yt&utm_source=ytWhat If Healing Comes Before Wealth ?George and Carter sit down with John Hope Bryant, founder, chairman, and CEO of Operation HOPE and author of Financial Literacy for All and Capitalism for All. John argues that the Black-Jewish coalition was once one of the most powerful partnerships in modern history, and that the real way forward is business, not a fight online. He walks through what he calls the third reconstruction, the move from civil rights in the streets to civil rights in the suites. He also explains why healing has to come before wealth, and why your hate may be costing you the capital, partners, and opportunities you say you want.What You’ll Learn:Why John calls this the “third reconstruction” and what it means for building wealthThe Black-Jewish business plan and why he says the split between the two communities was not an accidentHow he went from 60% ownership to 100% of his soda company, with investors who only wanted their money back plus 7%Why he separates Jewish people from the politics of any governmentThe difference between being broke (economic) and being poor (a frame of mind)Why “money is irrelevant” and mindset is the first step to wealth, from lottery winners to pro athletes who go brokeThe credit score zip code gap he mapped: 15 minutes apart, and up to 20 years of life expectancyWhy you should “take the revenue in and fund your own schools, charities, and churches”How five percent of positive role models can change a communityDisclaimer: This content is for educational and informational purposes only and reflects the personal views and experiences of the guest. It should not be considered financial, legal, or investment advice. Please consult a licensed professional before making decisions about your money.Follow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en

https://www.joinwealthworkshop.com/register-a?el=videocrissain&utm_medium=yt&utm_source=ytShe walked away from a six-figure Wall Street career to bet on social media, and now she’s showing creators how to stop leaving money on the table.Live from the New York Stock Exchange, Melanin Money sits down with Zareefa , a former Wall Street head of people turned creator with 2.5M+ followers. She breaks down how to turn virality into a real business. That includes why brand deals beat platform payouts, and how she negotiates affiliate commissions into paid ad deals so she gets paid on the front end, the back end, and through audience growth. She also shares why she turns down deals that don’t align.We also get into the real cost of the creator lifestyle, building a team (accountant, entertainment attorney, management), owning your audience through email, trading fees for equity, and how losing her mother in 2020 pushed her to burn down her old life and start over.In this episode:Turning a viral moment into long-term incomeThe affiliate link clause 98% of creators never ask forNet-30 terms, ad usage rights, and contract red flagsSelling out vs. finding brand alignmentBuilding income pillars outside of social mediaAbundance mindset when your back is against the wallFollow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en

https://www.joinwealthworkshop.com/register-a?el=videocrissain&utm_medium=yt&utm_source=ytYou could leave your kids millions and still leave them unprepared. Mielle Organics founders Monique and Melvin Rodriguez explain what they're building IN their children, not just FOR them, and what every entrepreneur needs to know about scaling, stewardship, and exiting a business to create real generational wealth.Monique went from labor and delivery nurse to founder of one of the world's fastest-growing textured hair care brands. She started with one product in her kitchen, and the company was acquired by Procter & Gamble (P&G). In this live panel at Urban Golf Weekend, moderated by Melanin Money co-founders George Acheampong and Carter Cofield, CPA, the Rodriguezes break down what it really takes to build, scale, and sell a business, and how to protect the wealth after the exit.In this video, you'll learn:- Why the team that gets you to $1M won't get you to $10M or $100M- The profitability mistake (EBITDA) that almost caused Mielle to grow itself out of business- Why you shouldn't pull money out of your business if you want an exit- Why selling your business isn't "selling out," and how backlash hurts Black founders' access to capital- How to shift from wealth accumulation to wealth preservation after a big payday- The values they're teaching their kids so the money doesn't run out in one generation- How Monique wrote "sold to P&G" in her journal before the deal ever happened"We don't want to leave something FOR them. We want to leave something IN them."If you're a business owner, a parent, or someone building a legacy, this conversation will change how you think about wealth.Follow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en

https://www.joinwealthworkshop.com/register-a?el=videocrissain&utm_medium=yt&utm_source=ytFrom his own journey of going from a broke womanizer making $20,000 a year to a multi-millionaire after committing to one woman, Tony breaks down why marriage is not a business decision, how choosing character over status changes everything, and why so many successful men fall into the same trap of chasing status instead of substance. George and Carter sit down with relationship expert and matchmaker Tony Gaskins for one of the most unfiltered conversations this show has ever had.This episode blends relationships and wealth in a way you won't hear anywhere else.What You'll Learn:Why Tony believes marriage is a love decision, not a business decisionThe "8th grade test" for knowing if she's really the oneWhy choosing a woman for her character changes your entire trajectoryHow redirecting energy from chasing women into entrepreneurship changed Tony's lifeThe difference between a woman who chose you on the climb vs. after you made itRed flags and green flags for successful men navigating relationshipsWhy being a 100% provider (not a 50/50 business partner) builds a stronger marriageWhat it means to be a "melanin millionaire" beyond just the moneyDisclaimer: This content is for educational and entertainment purposes only and reflects the personal views and experiences of the guest. It should not be considered professional relationship or financial advice.Follow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en

Join Our Wealth Workshop : https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=ytActor, host, and entertainment veteran Terrence J joins George and Carter for another great episode of the Melanin Money Show! From bombing his first audition for 106 & Park (and getting a second shot anyway) to almost losing his breakout role in Think Like a Man, Terrence opens up about the moments that changed his life, the financial mistakes he wishes someone had warned him about, and the strategy behind building an 8-figure real estate portfolio. This is a masterclass in resilience, financial literacy, and knowing when to bet on yourself.What You'll Learn:How Terrence turned a bombed audition into his big break on 106 & ParkThe real story behind almost losing his role in Think Like a Man (and the check that changed his life)A costly real estate mistake that taught him the power of due diligenceWhy getting audited was one of the best things that ever happened to his financesHow he built an 8-figure real estate portfolio investing in properties he simply likedThe 4 buckets his portfolio is broken into today (and why real estate isn't always the answer)Daymond John's advice that shaped his entire career: "Don't give up your dirty water until you have clean water"Why he made the strategic financial move from LA to MiamiDisclaimer: This content is for educational purposes only and should not be considered financial or investment advice. Please consult with a licensed financial advisor before making investment decisions.Follow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en

Join Our Wealth Workshop : https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=ytConnect with Herman : https://urlgeni.us/youtube/channel/TbhIE3AI Is Deciding Who Gets Approved For Funding — Here's How To Beat ItIn this clip from the Melanin Money Show, funding expert Herman breaks down how artificial intelligence has completely changed the game when it comes to business credit, bank approvals, and even tax audits. Banks are now using AI to scan applications in real time, separating serious business owners from people just posting about money online — and if your business isn't structured the right way, you could be getting denied or approved for way less than you deserve.Herman shares his exact strategy for using AI to your advantage, including a specific ChatGPT prompt that analyzes your credit report and builds you a personalized blueprint of which banks to apply to, which cards to pay down, and which inquiries to remove before you even submit an application. He also breaks down how AI can be used to draft FCRA dispute letters to fight back against inaccurate items on your credit report — for free.If you're trying to get funding in this new environment, this conversation could save you thousands of dollars and months of wasted applications.🔑 What you'll learn in this clip:How AI is screening business funding applicationsHow to structure your business so AI reads you as legitimateThe exact ChatGPT prompt to build your personal funding blueprintHow to use AI to dispute negative items on your credit report👉 Subscribe to Melanin Money for more real conversations on credit, funding, and building wealth in the Black community.Follow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en

Join Our Wealth Workshop : https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=ytGeorge and Carter get real about lifestyle upgrades — which ones actually pay for themselves, and which ones are just lifestyle creep in disguise. From house managers to first class flights to luxury vehicles, they break down the exact math behind buying back your time, plus the upgrades they regret (designer clothes, too much house too soon) so you don't have to learn the hard way.What You'll Learn:How to calculate the real ROI on hiring a house manager or personal assistantWhy flying first class can pay for itself (and how to make it work for you)The "job beneath the job" strategy for getting access to high-level roomsWhy buying too much house too soon can backfire, even if you can afford itHow to know when you're financially ready for a lifestyle upgradeWhy designer clothes are one of the worst ROI purchases you can makeDisclaimer: This content is for educational purposes only and should not be considered financial advice. Please consult with a licensed financial advisor before making investment decisions.TimecodesFollow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en

Stocks Reach ANOTHER Record High - Should You KEEP BUYING!?!Prices are climbing. Headlines are screaming. Everybody's panicking about the economy — but the wealthy aren't. In this episode, George and Carter break down how to think like an investor when the market feels unpredictable, why buying when others are fearful is the ultimate wealth move, and the one money move you need to make before the year is out.Find out :Why day-to-day news moves price, not value — and how to tell the differenceHow to build an "opportunity fund" without sitting on the sidelines out of fearThe Peter Thiel quote that explains why market timing costs you more than crashes doWhy missing the 10 best trading days can cut your portfolio in halfThe "buy Jordans on sale" mindset — and how to apply it to investingThe one financial audit that could unlock money you didn't know you had⚠️ Disclaimer: This content is for educational purposes only and should not be considered financial advice. Please consult with a licensed financial advisor before making investment decisions.Timecodes:0:00] Stop Fearing the Market — Start Buying It[0:40] Should Everyday Investors Worry About the News?[7:33] How to Know When to Actually Make a Move[9:17] How to Protect Your Portfolio Right Now[11:43] Don't Wait for the Perfect Time — Here's Why[13:02] Inflation & Taxes — What You Should Actually Buy[14:31] Is There a Perfect Time to Get In?[15:56] The Truth About Timing the Market[18:06] Get Honest About Where Your Money Is Going[19:07] Be Greedy When Everyone Else Is Scared[20:06] You're Choosing Stuff Over Stocks — Be Honest[21:11] Your Future Self Is Counting on You NowFollow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en

If you are not moving your money around into healthy accounts, it WILL lose its value! In this Q&A episode, we're answering your biggest money questions — from investing basics to advanced tax and real estate strategy — straight from the Melanin Money community.In this episode, you'll learn:Whether you can write off business expenses paid with a personal credit card How to start investing the right way (even if you're starting small)How to legally pay your children from your business and fund a custodial Roth IRA How to borrow against your brokerage portfolio without selling your investments How to use an old 401(k) to fund a real estate remodel without paying taxes or penalties How to structure a tax-efficient real estate strategy in retirement using cost segregationThis content is for educational purposes only and is not financial, tax, or legal advice. Always consult a licensed professional before making investment decisions.Have a money question of your own? Drop it in the comments — we may answer it in a future episode. And if you want personalized strategy, join us for Wealth Week and get direct access to our team.Timecodes:Follow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en

Join Our Wealth Workshop : https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=ytYou could be actively working against your own wealth without even realizing it — and the habits that are pushing money away from you are more common than you think!In this episode, you'll learn:Why saving alone will never make you wealthy (and what to do instead)The mindset shift millionaires make between treating money as a "tool" vs. a "pool"How to identify the habits quietly sabotaging your financial growthWhat it actually means to make your money work for youThis content is for educational purposes only and is not financial, tax, or legal advice. Always consult a licensed professional before making investment decisions.Ready to stop guessing and start building real wealth? Join us for the Multiply Your Money workshop and learn the exact strategies wealthy people use to grow and protect their money.Timecodes:0:00 Cash Flow Over Bank Balances1:20 Revenue Advice By Income Level2:08 Why Wealthy Pay Less Tax3:40 Five-Part Wealth Building Blueprint5:08 Three Levels Of Tax Savings7:43 Biggest Mistake High Earners Make12:31 Cash Flow Now Vs Equity14:06 Right Business Entity Structure16:06 Passive Beats Active Income19:49 Wealth Triangle And Risk Mindset22:16 Trump's New Tax Bill27:19 Avoid Passing Down Tax BillsFollow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en