MONEY PROBLEMS: Debt, shame, and what money does to mental health

In this episode, Rox and Rich get brutally honest about their financial journeys, sharing how debt, addiction, and shame shaped their lives. Rox opens up about hitting rock bottom with debt, the overwhelming shame of a poor credit rating, and the challenges of climbing out of financial chaos. Rich reveals how his past struggles with poverty and gambling addiction made him hyper-cautious with money—and how they’ve found balance together despite their very different approaches.

They also explore the link between ADHD and overspending, the mental health impacts of financial stress, and why it’s so important to break the stigma around money struggles. Packed with raw honesty, hope, and practical advice, this episode is for anyone who’s ever felt trapped by their finances. You’re not alone—and there’s a way forward.