Capital Conversations

Are you getting what you’re paying for with your retirement plan? You’re far from the only employer who may be wondering that.In this episode, we break down what an advisor’s role should be, important benchmarks to track, how to spot red flags, and how to turn your plan into something that actually supports your people and your business.About Correct CapitalAs life becomes complex, having someone you trust to ensure that you are making all the right financial moves is invaluable. At Correct Capital, we provide a client-centric experience tailor-made to fit your needs. See for yourself how the freedom and flexibility of an independent financial advisor can help you on your financial journey.Correct Capital is an independent, privately held wealth advisory firm built around our St. Louis, MO clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and into your future.Learn more about our areas of expertise, including: Wealth Management Financial Advisor Portfolio Management 401(k) Services Retirement Planning 401(k) Rollover Fiduciary Advisor Financial Planner Tax Planning Get in touch or call us at 314-930-4015Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Correct Capital Wealth Management is growing! In this episode of Capital Conversations, Ryan Potts sits down with our new financial advisor Jonathan Horman to talk about everything from family life and camping trips to career moves, entrepreneurship lessons, and why Correct Capital felt like the perfect professional "home."If you'd like to speak with Jonathan to discuss your financial future, you can set up an appointment through his Calendly page: https://calendly.com/johnathan-correctcapLearn more about our areas of expertise, including: Wealth Management Financial Advisor Portfolio Management 401(k) Services Retirement Planning 401(k) Rollover Fiduciary Advisor Financial Planner Tax Planning Get in touch or call us at 314-930-4015Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Invest in your future with experienced financial planners that help manage and grow your wealth. Correct Capital provides fiduciary financial advice for individuals and families that may want to coordinate college savings funds, manage investments, or require other financial services. One of our newer members of the Correct Capital team, Kate Boschert, sits down with Alexia Keil to discuss her previous experience and what she brings to the table. You can listen to our other Capital Conversations or read the transcript for “Smart Planning for Retirement NOW” below. Learn more about our areas of expertise, including: Wealth Management Financial Advisor Portfolio Management 401(k) Services Retirement Planning 401(k) Rollover Fiduciary Advisor Financial Planner Tax Planning Get in touch or call us at 314-930-4015 Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Life is full of uncertainty, from market fluctuations to career changes, and managing your finances can feel like one more challenge. That’s why we’re here. At Correct Capital we focus on creating a financial future that helps you sleep at night and live your best life. Today, we’re reflecting on an eventful year and sharing insights into how we’ve grown as a firm to better serve you. Learn more about our areas of expertise, including: Wealth Management Financial Advisor Portfolio Management 401(k) Services Retirement Planning 401(k) Rollover Fiduciary Advisor Financial Planner Tax Planning Get in touch or call us at 314-930-4015 Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

Have you ever wondered about the most effective ways to share your wealth with loved ones or give back to causes you care about—all while minimizing tax implications? Whether you're considering helping your children buy their first home, making a meaningful charitable donation, or strategically planning your estate, gifting can help you give back while reducing your tax liability. In this episode of Capital Conversations, host Ryan Potts and Correct Capital’s founder and CEO, Brian Pultman, discuss tax-efficient gifting strategies and how to make the most of your generosity while securing your financial future. Learn more about our areas of expertise, including: Wealth Management Financial Advisor Portfolio Management 401(k) Services Retirement Planning 401(k) Rollover Fiduciary Advisor Financial Planner Tax Planning Get in touch or call us at 314-930-4015 Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

As the year winds down, it's natural to start looking ahead—and your finances deserve just as much attention as your holiday plans. With tax season around the corner, making a few smart moves now can mean valuable savings and smoother planning in the year to come. In this episode of Capital Conversations, Accredited Investment Fiduciary® John Biedenstein and CERTIFIED FINANCIAL PLANNER® professional Colin Day cover three practical strategies that could help set you up for financial success before the year closes out: optimizing required minimum distributions, making the most of health savings accounts, and understanding Roth conversions. Learn more about our areas of expertise, including: Wealth Management Financial Advisor Portfolio Management 401(k) Services Retirement Planning 401(k) Rollover Fiduciary Advisor Financial Planner Tax Planning Get in touch or call us at 314-930-4015 Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

With elections just around the corner, it's natural for people to feel uneasy about how the results might affect their financial future. Pundits on both sides of the aisle are quick to raise alarms about how the other side's candidate would hurt the economy. However, a look at the hard numbers shows that those concerns are almost always overblown, and that the American economy is almost always resilient, even in the face of political change or turmoil. In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ Professional Colin Day and Financial Advisor John Biedenstein discuss the findings from a recent report from the Hartford, "The Next President is Unlikely to Sink the Economy or the Stock Market," and offer advice for near-retirees on how to manage investments before and after an election cycle. Learn more about our areas of expertise, including: Wealth Management Financial Advisor Portfolio Management 401(k) Services Retirement Planning 401(k) Rollover Fiduciary Advisor Financial Planner Tax Planning Get in touch or call us at 314-930-4015 Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

At some point, everyone needs to understand how much money they'll need to achieve their retirement goals. In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ Professional Colin Day and Portfolio Manager Ryan Potts discuss a simple yet effective tool we’ve created to help you determine if you're on the right track toward your retirement goals. Whether you're just starting out in your career or are nearing retirement, this episode is for you. If you’d like to use our retirement tool, email Colin at [email protected] for a free copy. About Correct Capital Wealth Management Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future. Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future. Learn more about our areas of expertise, including: Wealth Management Financial Advisor Portfolio Management 401(k) Services Retirement Planning 401(k) Rollover Fiduciary Advisor Financial Planner Tax Planning Get in touch or call us at 314-930-4015 Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

At Correct Capital Wealth Management, we believe that building strong client relationships starts with the right people. In this episode of Capital Conversations, we’re thrilled to introduce Jordan Korte, our new associate advisor. We’ll talk about his responsibilities, his approach to making client onboarding seamless, and how his fresh perspective benefits both our team and clients. About Correct Capital Wealth Management Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future. Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future. Learn more about our areas of expertise, including: Wealth Management Financial Advisor Portfolio Management 401(k) Services Retirement Planning 401(k) Rollover Fiduciary Advisor Financial Planner Tax Planning Get in touch or call us at 314-930-4015 Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.

In addition to taxes (and, unfortunately, death), one constant for people nearing or in retirement is required minimum distributions (RMDs). Recent legislative changes from the SECURE Acts affect both the age at which you’re required to start taking RMDs, and how those RMDs are handled when a retirement account is passed down to heirs. In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ Professional Colin Day and Accredited Investment Fiduciary® John Biedenstein discuss the recent changes to RMD laws, strategies to maximize your growth from inherited retirement accounts, and how you can work together with your financial advisor and tax preparer to limit your tax liability. About Correct Capital Wealth Management Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary wealth management advisory, we prioritize our clients and their own financial journeys. No matter where you are in life, we are here to help you plan for today, tomorrow, and your future. Our seasoned fiduciary advisors leverage the best technology platforms and investment research to develop your custom financial plan. We design sound wealth management plans that meet you where you are now and can help you reach your financial goals. Whether you are years away from retiring, approaching retirement, or are currently enjoying retirement, we can help you take advantage of opportunities in the present to obtain peace and security for your future. Learn more about our areas of expertise, including: Wealth Management Financial Advisor Portfolio Management 401(k) Services Retirement Planning 401(k) Rollover Fiduciary Advisor Financial Planner Tax Planning Get in touch or call us at 314-930-4015 Legal Disclaimer: The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Correct Capital Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Correct Capital Wealth Management and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Correct Capital Wealth Management unless a client service agreement is in place.