How and when should you take your pension?

At the end of the month the Financial Conduct Authority will lay out its rules for a multi-billion pound compensation scheme aimed at millions of drivers who unwittingly overpaid when they paid for a car on finance. But what will those rules look like? In this episode, Which? cars expert Michael Passingham explains how drivers who bought a car between 2007 and 2024 could be owed money as part of the car finance mis-selling scandal, and how you can check if you are affected. Plus, Pat Hoy, founder of Insider Car Deals, tells us how a sneaky tactic by car dealers went unnoticed for so many years, and how you can be sure you’re getting a good deal when you buy a car in the future. Read more about the car finance mis-selling scandal on our website & sign up for our free weekly Money newsletter Read about the different types of car finance options & find out more about Insider Car Deals The FCA website has more information on how you can complain if you were affected by the scandalGet in touch with us via email - [email protected] listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

The feeling of stepping inside a countryside pub for a refreshing drink and a warming meal can top off a long day outside. But which county boasts the best pubs?In this episode of Which? Shorts, we shine a spotlight on a county and a peculiarly-located national park that offers breathtaking scenery and a plethora of public houses, from from village pubs to gastropubs, to ancient coaching inns.Read our reviews of best UK towns and villages for food and drink on our website & sign up for our free Travel newsletter Become a Which? member for 50% off the usual price or join Which? Travel to get the magazine delivered to your door

The Chancellor Rachel Reeves delivered her Spring Statement this week - a speech that the government hoped beforehand would be a non-event with no new policy announcements. But has the war in the Middle East cast doubts and uncertainty over the future of this government’s fiscal aspirations?In this episode, Which? Money’s Matthew Jenkin joins us to talk through the biggest headlines from the Chancellor’s speech and how the economic forecasts could impact your own day-to-day spending.Plus, Frances Haque, Santander’s chief economist analyses whether or not the government’s spending plans could be scuppered as a result of the knock-on impact of heightened tensions in the Middle East.Read more about the Spring Statement on our website & sign up for our free weekly Money newsletterGet in touch with us via email - [email protected] listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Our annual survey has ranked Ryanair as the worst-performing short-haul airline. In this episode of Which? Shorts, we reveal the results of our research, thanks to thousands of travellers giving their feedback of 23 carries based on the booking process, customer service, value for money and more. Plus, we compare how low-cost airlines could cost more than you'd first expect once you've paid for any optional extras that other providers include in the headline price. Read our reviews of the best and worst airlines on our website & sign up for our free Travel newsletterBecome a Which? member for 50% off the usual price or join Which? Travel to get the magazine delivered to your door

It's been over a decade since pension reforms were introduced, giving us more freedom and flexibility to choose how to access our retirement savings. But how to access your money isn't the only decision you'll need to make - you'll also need to choose when to access your pension. In the final episode of our four-part podcast series, we discuss the options you have for accessing your money - including buying an annuity and going into drawdown - and what to consider when deciding on the best time to retire. Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning. Read more of our pensions news and advice on our website & sign up for our retirement planning newsletter Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Whether or not you shop at Tesco, you’ll probably know about its Clubcard membership scheme. In recent years, the programme has given users access to lower prices - that is if you’re aged 18 or over. We think that’s wrong. In this episode, Which? senior researcher Ellie Simmonds joins us to analyse the news that, after years of our campaigning, Tesco is looking to remove the age restriction that has barred under-18s from accessing loyalty prices. We’ve twice withheld Which? Recommended Provider status from Tesco over this issue. Plus, our annual survey of the best and worst supermarkets has just dropped, so we reveal who the winners and losers are for in-store and online shopping. Read our reviews of the best and worst supermarkets on our website & sign up for our free weekly Money newsletter More analysis of Tesco's statement can be read on our website Get in touch with us via email - [email protected] Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

When looking for a new car, many of us don't look beyond the list price. But annual maintenance costs needs to be taken into consideration.In this podcast, we reveal the result of our annual survey into maintenance costs, and reveal some of the most and least reliable car brands on the market.Plus, your fuel type can impact your yearly outlay. We've crunched the numbers to find out how each type compares, from EVs, to petrol cars and everything in between.Read all of our car reviews on our website & sign up for our free Cars newsletterTry out our car reliability tool on our websiteGet in touch with us via email - [email protected] listeners can get 50% off an annual Which? membership

With accidental damage making up nearly half of all car insurance claims, do you know what your policy actually covers you for?In this episode of Which? Shorts, we reveal the providers and policies we recommend after teaming our in-depth research with feedback from real-life policy-holders.Plus, with the recent rise of self-described ‘essentials’ policies, we explain why we've had our doubts about how much cover they really offer.Read our reviews of the best car insurance companies on our website & sign up for our free Money newsletterBecome a Which? member for 50% off the usual price

The principle behind the state pension is simple: that most people will get a regular payment from the government to help fund their retirement once they reach a certain age. But the decisions that need to be made about its future are more complicated. In the third episode of our four-part podcast series, we look at what determines the amount of state pension you get and how you could boost your payments - plus how the growing cost to the government could change the way the system works in future. Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning. The final episode in the series will be released next Monday. Read more of our pensions news and advice on our website & sign up for our retirement planning newsletter Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Being an executor for a loved one who has recently died can be a stressful task at an already difficult time. But you can learn lessons from those who have taken on the role before.In this episode, Which? researcher Holly Lanyon tells us what she found when speaking to executors, and what tips they’d share to people who are lined up for the role in the future.Plus, from the Which? Legal team, James Buchan explains why it's important for executors to be organised and the penalties that you could incur if you do things wrong. Read more advice on how to be a good executor on our website & sign up for our free weekly Money newsletterGet in touch with us via email - [email protected] listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine