Episode 178: How to Make 6-Figures as a Teacher: A New Income Opportunity Featuring Outschool Expert, Tara Laczynski

Today's episode is our season four finale! Four years, 180 episodes, and plenty of friends made along the way. We’re taking this episode to remind you to rest as you need (while also reminding ourselves after the sickness our family has been facing the past two weeks) and sharing our plans for our summer rewind episodes. Thank you so much Toasties for coming on this journey with us! We’ll see you in season five ♥️   In this episode, we chat about: Resting for long term change Our summer rewind series Some teasers for season 5!   MENTIONED IN THIS EPISODE: Episode 167: Is Bankruptcy Right For You? ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing  

Today’s episode features Paula Holt, the founder of Practically Married. Paula has worked to build resources for the community that support healthy and happy marriages. She joined our show to talk about the often missing communication opportunities in both marriage and the engagement process, including but not just limited to finances. This conversation was one that we believe in so deeply - communication as a couple is a priority for us in our marriage and we want to share those resources with others. Enjoy!   In this episode, we chat about: Recognizing where our partner comes from Facilitating healthy money conversations Shared goals in a successful marriage   MENTIONED IN THIS EPISODE: Article regarding couples merging finances CONNECT WITH TODAY’S GUEST:  My interest in marriage began more than 15 years ago leading me to pursue certifications in premier marriage education programs including The Seven Principles for Making Marriage Work and Bringing Baby Home from The Gottman Institute, Prepare/Enrich®, and Couple Communication. I later launched the award-winning blog Marital Musings and wrote for the wedding website Style Me Pretty. I was inspired to launch Practically Married when I noticed a lack of accessible marriage preparation tools. In the development process, I consulted with numerous therapists through my affiliation with the American Association of Marriage and Family Therapy (AAMFT), and gathered extensive feedback from beta-testing couples. Prior to running Practically Married, I graduated from Stanford University and earned an MBA from the Kellogg School of Management at Northwestern. I’m also a wife, mother of two, podcast enthusiast, aspiring tennis player, and a beast on the dance floor (if I do say so myself). Instagram: @getpracticallymarried https://practicallymarried.net/    ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Price of Avocado Toast customizable 12 month budgeting template Digital downloads   RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing

Today’s guest is Tara Laczynski, an Outschool expert who is helping other educators branch out into the world of online learning. Tara lost her online teaching job overnight, and had to find a solution fast. Through her own trials and learnings, she’s built an Outschool business that has now replaced her teaching salary several times over. She shares about this income opportunity for educators who are feeling disheartened by the education system. This is one episode that every teacher needs to hear!   In this episode, we chat about: Finding your value as an educator  Monetizing what you already love teaching Investing in your own growth to breed success   MENTIONED IN THIS EPISODE: entrepreneur.com article Outschool Tara’s $125 course that walks you through how to start your own Outschool business CONNECT WITH TODAY’S GUEST:  Instagram @reclaimyourclass/ Take Tara's course!   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing

Today's guest is our friend Brian Page from Modern Husbands. Brian shares how the modern family has changed from previous generations and how husbands can redirect that energy into a successful marriage. You’ll hear data and research to support some of the common ideas we’ve heard about money, as well as some dismantling of previous antiquated ideas.    In this episode, we chat about: The modern husband Antiquated gender roles Healthy tools in a marriage   CONNECT WITH TODAY’S GUEST:  Brian Page is the founder of Modern Husbands, where they share ideas on managing money and the home as a team. He is a former Milken National Educator of the Year, CNN Money Hero, and Working Group Member of President Obama’s Advisory Council on Financial Capability. Brian has consulted for state governments, universities, and various nonprofits. He served a one-year term as a Visiting Scholar at the Consumer Financial Protection Bureau in the Office of Financial Education. Modernhusbands.com Newsletter Instagram  Twitter  Facebook Marriage Toolkit   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing

In this week’s podcast episode we are talking all about REALISTIC ways to approach your debt payoff journey. There are a million and one ways to tackle your debt, but we are breaking down a few of our favorite things to keep in mind to make sure that you are being realistic with your goals. We want to make sure you are sustainably paying off your debt and this episode gives you exactly what you need to do that!    In this episode, we chat about: Realistic ways to approach your debt payoff journey  Why you need an emergency fund  Rolling through a difficult season of life    MENTIONED IN THIS EPISODE: Episode 174: How to Pay off Your Debt in a Strategic Way That Is Best for Your Financial Situation Carly Hill from Debt Free Mom  Rachel Duncan from Money Healing Club   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing  

Today’s guests are our friends Jessica and Brandon from the Sugar Daddy podcast. Jessica and Brandon share their story of deciding to start a podcast, as well as the benefits of working with a financial planner. You’ll hear how having an expert on your side with a duty to serve you best can help ignite your wealth building journey and save you from headaches trying to DIY. This couple also gives some stellar money and parenting advice that you do not want to miss!   In this episode, we chat about: The benefit of expertise Ways couples can level up their money talks Intentional parenting tips for finances   ABOUT WITH TODAY’S GUEST:  Brandon Norwood is a licensed financial planner, and owner of Oak City Financial, a financial planning business. Oak City Financial LLC has been a WRAL Voters’ Choice Award finalist the past three years in the financial services category. He has been in the financial services industry for over a decade and started his career at Fidelity, later moving to New York Life, before starting his own firm. He serves as co-treasurer on the executive board for WakeUp Wake County, a local nonprofit focused on advocacy that leads public engagement on housing, transportation, climate change, and other land use issues in the Triangle. He is also an adviser with the startup, WhiteFlag Inc., a mental health app that provides immediate customized peer support that is currently working on their series A fund raise. Brandon attended the College of Charleston and has a BS in Corporate Communications. Jessica Norwood works as the Global Sales AI and Content Strategist for a Fortune 100 company. Jessica has authored the award winning Your Hair is Magic line of children’s books and is a co-host of The Sugar Daddy Podcast, focused on financial literacy for elder millennials. “Your Hair is Magic: Bed Head” was featured on LIVE with Kelly and Ryan on ABC in 2021, and was most recently read live by Sarah “Fergie” Ferguson, The Duchess of York. In 2022, she earned her Lean Six Sigma green belt, was a Social Impact Scholar for The Leadership Consortium (Harvard Business School) and was named a Mover & Shaker by Cary Magazine. She earned her B.A. in German from the College of Charleston, an M.Ed. in Administration from the University of South Carolina, Columbia, and an M.Ed. in Divergent Learning from Columbia College. Jessica lives in North Carolina with her husband, Brandon, two children and one year old Doxiepin, Remi. ABOUT WITH TODAY’S GUEST:  thesugardaddypodcast.com Instagram @thesugardaddypodcast Facebook @thesugardaddypodcast   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Price of Avocado Toast customizable 12 month budgeting template Digital downloads   RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing

Have you paid off your debt 3 times in the past but you keep finding yourself in debt. If so, this episode is for you. We are talking through 5 debt payoff strategies you can use to end your debt cycle once and for all. Debt is deeply personal and your approach to paying it off will be unique to your situation. We talk about the debt snowball, debt avalanche, debt stair stepper, debt lasso and the emotional baggage debt payoff approach. Debt payoff isn’t one size fits all so listen in today to find out what the best approach for YOU is! Enjoy!   In this episode, we chat about: Different debt payoff methods  Behavioral changes needed for permanent change Why someone might need a financial coach for support on their journey Financial coaching open reg - NOW through May 31st   MENTIONED IN THIS EPISODE: Vertex Debt Calculator Apply for 1:1 Coaching With Haley & Justin https://www.priceofavocadotoast.com/coaching    ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing  

Learning about money doesn’t have to take long. In fact, it can happen in the amount of time it takes to make popcorn. That’s the theory from our guest on today’s show, Chris Browning. Chris is the host of the award-winning podcast, Popcorn Finance, where he helps listeners digest difficult money topics in the amount of time it might take to make some popcorn. Chris shares his journey to Popcorn Finance and the roundabout way that art and money crossed paths to guide Chris to his work now. You’ll hear our California hearts muse over affordable housing and how the landscape of renting vs buying is portrayed.    In this episode, we chat about: The nuance of art and money The journey to Popcorn Finance The causes and concerns about unaffordable housing   MENTIONED IN THIS EPISODE: Poor Things with Emma Stone   CONNECT WITH TODAY’S GUEST:  Chris Browning is the creator and host of the award-winning, short-form podcast Popcorn Finance where he discusses finance in about the time it takes to make a bag of popcorn. After earning a degree in finance Chris realized just how little he had known about managing his own money and knew he couldn't be the only one. So he created a podcast to help those feeling the same way. Each week Chris breaks down the world of finance in just a few minutes to help listeners get over their fear of money. You can find Chris featured on CNBC, PBS, The New York Times, The Los Angeles Times, and Forbes. You can also catch him providing personal finance advice weekly on NECN. https://popcornfinance.com/ Popcorn Finance Podcast Twitter @popcornfinance Instagram @popcornfinancepodcast Popcorn Finance on YouTube Tiktok @popcornfinance   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Price of Avocado Toast customizable 12 month budgeting template Digital downloads   RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing  

Today's episode features one of our absolute favorite humans, Jannese Torres from Yo Quiero Dinero. Jannese joins us to share about the release of her new book, Financially Lit. Financially Lit is the culmination of the past few years of work for Jannese and the book is here to help lift up other Latinas to find their power and pursue wealth. Jannese has written a book in an authentic voice for readers to find themself in her story and see how financial education can no longer be withheld from this rising community. You’ll hear some plans with a book tour, but stick around so you can find exactly how we’ll be giving away some copies of the book to listeners!   In this episode, we chat about: Representation in personal finance media Authenticity as an author and creator Inspiring the next generation of Latina wealth builders!   MENTIONED IN THIS EPISODE: Episode 79 of Price of Avocado Toast www.financiallylitbook.com CONNECT WITH TODAY’S GUEST:  Jannese Torres is an award-winning Latina Money Expert. She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog, Delish D’Lites. Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom. Jannese is on a mission to educate marginalized communities on topics like entrepreneurship, investing, and financial independence through her personal finance podcast, “Yo Quiero Dinero.” Her new book, Financially Lit!, is available today on large sites online and indie bookstores around the country.  Launched in 2019, Yo Quiero Dinero® is an award-winning personal finance podcast for Latinas and people of color. The Yo Quiero Dinero® Podcast educates and empowers listeners on personal finance topics like entrepreneurship, financial independence, building generational wealth, investing and money mindset through guest interviews & solo episodes. The Yo Quiero Dinero® Podcast goal is to de-stigmatize money as a taboo topic in the Latinx & BIPOC communities and make personal finance fun, relevant and relatable. The podcast has come to be known as "the swaggiest personal finance podcast". This Top 100 podcast with more than 1 million downloads and counting is available on all major platforms, including Apple Podcasts, Spotify, YouTube & IHeartRadio. New weekly episodes premiere on Mondays.    Instagram  Pinterest YouTube Twitter Tiktok LinkedIn     ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing  

Do you ever feel like you just can’t get a handle on your spending? That no matter what barriers you put in place you just continue to blow through them? Our guest today is Rachel Duncan, financial therapist and founder of the Money Healing Club, a group based program helping others through trauma informed practices on the path to financial healing. Rachel helps us explore our own childhood ideas of money as well as giving a clear idea to the truth of a “spending addiction”. This is one episode you don’t want to miss!   In this episode, we chat about: Spending addictions The financial traumas of money Supportive financial therapy options   CONNECT WITH TODAY’S GUEST:  Rachel Duncan helps impulse spenders learn to trust themselves. She is a Financial Therapist, Certified Financial Social Worker, Certified in Trauma of MoneyTM, and an Art Therapist, based in Denver. Rachel leads a 12 week small group program called "The Money Healing Club" which takes a trauma-informed, mindful and creative approach to money management.  The Club is a supportive community that stands to be the go-to resource for impulse spenders to heal their money wounds and flourish. Besides hosting deep emotional money conversations, she loves to sing for her cats, children, and other audiences in Denver. Her work has been featured in Bankrate and FinCon 2023. moneyhealingclub.com  Instagram: @moneyhealingclub TikTok: @moneyhealingclub Rachel's 12 week group coaching (use code TOASTIES for 10% off)   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Price of Avocado Toast customizable 12 month budgeting template Digital downloads   RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing