3569: 11 Practical Ways to Spend Your Money by Marc Chernoff of Marc And Angel on Financial Freedom

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3571: Joshua Fields Millburn shares a deeply personal journey of loss, self-discovery, and radical transformation, sparked by one simple tweet. As grief dismantled his old life, he found purpose and freedom through minimalism, proving how a single moment can reshape everything and lead to a more intentional, meaningful path. Read along with the original article(s) here: http://www.theminimalists.com/tweet Quotes to ponder: "A month after she passed, my marriage ended abruptly, and I didn’t know which way was up anymore." "When I heard him talk about his newfound freedom, how minimalism allowed him to focus on the most important things in his life, I immediately said, 'I’m in.'" "Most important, Ryan and I have been able to contribute beyond ourselves: minimalism has allowed us to shed the excess so we can live intentionally and contribute to others in a meaningful way." Episode references: Asymmetrical Press: https://www.asymmetrical.co Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3570: Eric Teplitz offers a heartfelt guide to the practice of lovingkindness, or metta meditation, encouraging us to cultivate compassion not just for others but for ourselves. By incorporating simple, sincere wishes for well-being into both formal and informal moments of daily life, we can foster greater peace, connection, and empathy, even amidst life’s chaos. Read along with the original article(s) here: https://inspiredlivingblog.wordpress.com/2015/08/08/my-wish-for-you/ Quotes to ponder: "May you be and feel: fully supported, and deeply loved, valued, cherished, and cared for." "It just has to occur to you to do it." "Starting your day with a practice like this can set the tone for your day, before you get caught up in the relentless pull of things to do." Episode references: Guided Meditation: Six Essential Practices to Cultivate Love, Awareness, and Wisdom: https://www.soundstrue.com/products/guided-meditation Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3569: Marc Chernoff offers 11 thoughtful suggestions for spending money in ways that genuinely improve your life, from nurturing relationships and investing in your health to upgrading daily-use items and paying down debt. Rather than defaulting to saving or splurging, he encourages mindful spending that supports long-term well-being, purpose, and personal growth. Read along with the original article(s) here: https://www.marcandangel.com/2008/02/20/11-practical-ways-to-spend-your-money/ Quotes to ponder: "There may be no better way to spend your money than to use it to nurture and rekindle personal relationships with the most significant people in your life." "Your health is your life. Without it, all the success and affluence in the world is meaningless." "There is nothing wrong with splurging on a practical item that you actually use on a regular basis." Episode references: Somatic Therapy: https://www.psychologytoday.com/us/therapy-types/somatic-therapy Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3568: Sabrina of Budding Optimist explores how the everyday phrases "if only" and "not now" can quietly sabotage our happiness, anchoring us in regret and procrastination. With personal stories and sharp self-reflection, she shows how shifting our language can lead to a deeper sense of contentment and purposeful action. Read along with the original article(s) here: https://buddingoptimist.com/power-of-words/ Quotes to ponder: "If only” also prevents us from enjoying the present. It has us looking constantly at the pot on the stove, wondering what other delicious bits might be in there, instead of savouring the food already on our plate." "The words 'not now' had created a fortress of excuses that had confined me to the status quo. And I was miserable inside it." "The simple act of taking notice of what you say, to others and to yourself, will build the foundation for change to happen." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3567: Sabrina explores how seemingly harmless phrases like “why me” and “if only” subtly erode our happiness by reinforcing feelings of helplessness and dissatisfaction. Through her own experiences with serious illness, she illustrates how acceptance and a shift in mindset can reclaim peace and power in our lives. Read along with the original article(s) here: https://buddingoptimist.com/power-of-words/ Quotes to ponder: "Words can comfort, energize, and encourage. They can also provoke, stifle, and frustrate." "So don’t ask 'why me?' It is an unanswerable question." "The biggest problem with the phrase 'if only' is that it describes a scenario that does not exist." Episode references: Words Can Change Your Brain: https://www.amazon.com/Words-Can-Change-Your-Brain/dp/0142196770 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3566: Stephen Warley shares how crafting a personal mantra transformed his anxious mornings into intentional beginnings. By aligning each line of his mantra with core values, creation, listening, learning, and action, he offers a practical, empowering tool to help reduce anxiety and reclaim focus throughout the day. Read along with the original article(s) here: https://www.lifeskillsthatmatter.com/blog/daily-mantra Quotes to ponder: "Mantras have evolved to become statements of how you might live your life or act in certain situations." "I believe one of the greatest expressions of love is to listen deeply." "Progress is better than perfectionism. You can learn from progress. Perfectionism makes you feel like a failure." Episode references: Transcendental Meditation: https://www.tm.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3565: Jay Harrington shares how decision fatigue sabotages our intentions by the end of the day, and how one-and-done decisions can preserve our willpower and simplify daily life. Paired with the parable of the two wolves, he reminds us that what we focus on, be it habits or mindsets, shapes our outcomes, and feeding the “good wolf” leads to more intentional, fulfilling living. Read along with the original article(s) here: https://www.lifeandwhim.com/first-moments-blog/make-better-decisions-by-only-making-them-once &  https://www.lifeandwhim.com/first-moments-blog/feeding-the-good-wolf-inside-of-us Quotes to ponder: "Every decision we make throughout a day progressively depletes our ability to make good decisions." "By making the decision once, I didn’t have to grapple with it every day." "The same fight is going on inside you - and inside every other person, too." "We get what we feed." Episode references: This is Water - David Foster Wallace’s Commencement Speech: https://fs.blog/david-foster-wallace-this-is-water/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3564: Tynan explores why achieving lasting satisfaction often feels elusive, especially when external success doesn't lead to deeper fulfillment. He offers a mindset shift, from chasing constant improvement to embracing contentment with what already is, as a key to a more peaceful, satisfying life. Read along with the original article(s) here: https://tynan.com/satisfaction Quotes to ponder: "I started wondering whether it was really satisfaction that I wanted, or if I had been sold on the idea of perpetual dissatisfaction being the ideal state." "If we can be satisfied when there’s room for improvement, we can actually be happy all the time." "Accepting the present while striving for a better future seems like the best balance." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3563: Kerri Richardson explores how the energy we bring to our goals directly impacts the results we receive, urging us to examine the mindset and motivation behind our actions. By shifting from obligation to intention and aligning with joy and clarity, she shows how we can generate momentum that mirrors our truest desires. Read along with the original article(s) here: https://kerririchardson.com/you-get-what-you-give/ Quotes to ponder: "You get what you give, so if you want to receive different results, examine what kind of energy you’re putting out." "When you’re forcing yourself to do something out of obligation, dread, or guilt, the energy you’re putting out is one of resistance." "When you do things from a place of joy and clarity, you create an energy that fuels momentum." Episode references: The Life-Changing Magic of Tidying Up: https://www.amazon.com/Life-Changing-Magic-Tidying-Decluttering-Organizing/dp/1607747308 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3562: Steve Pavlina shares a simple yet powerful technique to break free from overthinking and move into action using focused visualization. By mentally immersing yourself in your desired outcome, you generate a surge of internal energy that naturally propels you to take the first step, making consistent progress feel effortless and even enjoyable. Read along with the original article(s) here: https://stevepavlina.com/blog/2007/12/how-to-take-action-consistently/ Quotes to ponder: "Instead of pushing yourself to act, you’re riding a wave of energy that is actually pushing you." "Usually within 5-10 minutes, these positive thoughts build up so much energy in my body that I’m itching to do something." "What can I do right now to make this goal a reality?" Learn more about your ad choices. Visit megaphone.fm/adchoices