#36 Open banking with Simon Lyons (Open Banking)

Vacuumlabs has partnered with Galgal, an Indian startup, to develop a modern money management app that aims at helping Indian youth to better monitor and save their money. The co-founder and CEO of Galgal, Harsh Chhatrapati talks in detail about the journey that he embarked on in 2017 and how Galgal was born.

What are the top fintech trends according to our podcast moderator, Marcel Klimo? It is definitely personal identity, embedded finance & privacy! What is so interesting about these topics and what clients did we work with? Check our latest episode to learn more!

Underbanked communities in countries such as Nigeria daily suffer from limited access to internet banking, high transaction fees and obstacles to get support from their family members that work all around the globe. Based on the personal experience, SympliFi found a very smart solution how to avoid these pains and provide support to local people to get loans. Listen to our latest episode with creators of the company and find out how they simplified banking!

Simon Lyons, Head of Ecosystem Engagement at the Open Banking Implementation Entity (OBIE) recently sat down with us to talk about the revolution occurring right now in banking! 

Fintech has a new target in its sights: routine business admin. Many businesses continue to spend significant amounts of time on recurring tasks that, until now, have required interactions with financial institutions. We sat down with Nick Heller, CEO of tomato pay, and Kevin Sefton, co-founder of untied, to talk about how Fintech is offering businesses dramatic time-saving opportunities = embedded finance.

The third episode of our crypto series with David Stancel, our cryptocurrency expert and CTO at Fumbi, is here! The first episode focused on basic crypto terms & explanation of how it works; the second episode was about Ethereum and smart contracts. The third episode - as always, moderated by our host Helene Panzarino - brings the topic of decentralised finance and NFTs!

Or why smart contracts aren’t so smart! After a basic introduction to the crypto world and an explanation of its most-used terms, we are here again for a second crypto episode! David Stancel, our cryptocurrency expert here at Vacuumlabs, and CTO at Fumbi, returned to join Banking on Air host Helene Panzarino. This time, they focused on smart contracts, Ethereum, and platform interoperability.

From a passion project to a secure crypto wallet with 170k+ downloads! Yoroi light wallet is a result of the cooperation between EMURGO and Vacuumlabs, and we are really proud of the product. But what is Yoroi exactly? And what does it mean to work on blockchain projects like this? And what is the future of this industry? Marcel Klimo, host at Banking on Air, welcomed Vicente Almonacid, R&D Engineer at EMURGO and discussed all of these topics!

Would you believe it's possible to release a digital bank within 18 months? Hard to imagine, right? Well, Mox in Hong Kong managed to do it. What is more, they did it mostly from home because of the pandemic! Our podcast host, Marcel Klimo, had a pleasure to welcome Deniz Güven, CEO of Mox, in our latest episode of Banking on Air. Deniz not only shared the story of how Mox was created but also gave valuable insights on their new operating model with which they are successfully getting their market share in Hong Kong.

Is blockchain technology only for technology-savvy people? Or can it be applied to everyday life? And if so, how? In our latest Banking on Air episode, Marcel Klimo had a chance to talk to Nicolas Arqueros from EMURGO, a core solutions provider to the Cardano ecosystem. As Nicolas knows this third generation of blockchain very well, he shared his thoughts on the future use of blockchain technology.