How can a bank understand nature-related risks across tens of thousands of farms?
In this Outer Orbit bonus episode, Dallas Campbell speaks with Dr Genevieve Patenaude, founder and executive director of Earth Blox, about making environmental data useful for decisions. Genevieve explains why she moved from academic research to building a platform that brings satellite observations together with other climate and nature data. The conversation looks at why nature risk assessment must account for local conditions, how modular data tools can help specialists spend more time on advice, and what Lloyds learned from assessing its agricultural lending portfolio.
In an October 2026 article, Earth Blox reported that the Lloyds project expanded visibility from around 1.5% of farming clients to more than 46,000 businesses across 5.1 million hectares. Genevieve also discusses the potential for AI to work with auditable analysis, why regulated organisations need repeatable results, and why understanding uncertainty matters more than expecting perfect data. The episode offers a practical look at the connection between Earth observation, environmental intelligence and financial decisions.
- (00:00) - Welcome to Outer Orbit
- (01:36) - From Research to Earth Blox
- (03:46) - Why Nature Data Needs Modular Tools
- (05:47) - Helping Experts Assess Risk
- (08:03) - Building Earth Blox
- (11:20) - Environmental Data as Infrastructure
- (12:34) - Closing and Where to Find More
Dr Genevieve Patenaude: Genevieve is the founder and executive director of Earth Blox, an Edinburgh-based company that helps organisations assess nature and climate risks using environmental data. A former associate professor at the University of Edinburgh, she contributed to the IPCC Good Practice Guidance for Land Use, Land-Use Change and Forestry. Her research and business work cover Earth observation, biodiversity and environmental decision-making.
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