How to help the sticky middle

In this Editor's Podcast, FT Adviser editor Simoney Kyriakou talks to Scottish National Party politician Martin Docherty-Hughes about the issue of mortgage prisoners in the UK. Martin has been the Member of Parliament for West Dunbartonshire since 2015, and has been campaigning for fairness across all aspects of British life. In recent years he has been working to help tens of thousands of mortgage prisoners in the UK and has recently urged parliament to alleviate their plight. Hosted on Acast. See acast.com/privacy for more information.

Could, or should, AI be used to take part in long conversations with clients? In this editor's podcast, Simoney Kyriakou talks to GENE, a very intelligent chatbot created by the Boston Consulting Group, and fellow guest Paul Michelman, editor-in-chief at the Boston Consulting Group. The guests discuss the usefulness of embedding AI in client conversations and the advice process, and how technology can be used and adapted to improve back-end administration and personalisation. Hosted on Acast. See acast.com/privacy for more information.

The regulator's latest data on the retirement income market showed there continues to be a trend of less people taking advice when entering drawdown. There was also less people taking guidance when buying annuities or entering their pots in general.Joining FT Adviser news editor Amy Austin to delve into the data and discuss what it means are Tom Mcphail, director of public affairs at the Lang Cat and Mark Ormston, director of propositions and corporate partnerships at Retirement Line. Hosted on Acast. See acast.com/privacy for more information.

The latest episode of the FT Adviser Editor's Podcast focuses on a few words: Talent is everywhere, opportunities are not. This is wording taken from the mission statement of youth empowerment charity Urban Synergy. Founded in 2007, the charity has helped more than  20,000 young people aged between 9 and 24 years to reach their full potential. Chief executive and founder Leila Thomas talks to Simoney Kyriakou about the opportunities that financial services companies have to help create diversity in the City. Hosted on Acast. See acast.com/privacy for more information.

Much of the world's population will be going to the polls for elections in the coming years. But should advisers or their clients react to the politics, either by viewing it as a chance for profit or a threat requiring evasive action.Joining FT Adviser investment editor David Thorpe to discuss the topic are Sunil Krishnan, head of multi-asset funds at Aviva Investors; Hugh Gimber, market strategist at JP Morgan; and Hiroki Hashimoto, senior multi-asset fund manager at Royal London Asset Management. Hosted on Acast. See acast.com/privacy for more information.

It's been a decade since the world of pensions was turned on its head by the then government. People were given more freedom and choice to use their pension funds as they please. But what is the lasting impact of the reforms and why is the regulator now concerned about retirement advice?Amy Austin speaks to Andrew Tully, technical services director at Nucleus, and David Haynes, senior financial adviser at Nightingales Wealth Management, to find out.The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Editor's Podcast, Simoney Kyriakou, editor of FT Adviser, talks about artificial intelligence - two words one can hardly escape hearing or reading, it seems. But the speed at which this so-called Fifth Industrial Revolution is taking place makes it impossible to ignore. She is joined by a tech enthusiast, Dr Christian Westermann to consider how financial services can use AI better. He worked on NASA and the ESA space missions in the 1990s, building satellite-based instruments, working on signal detection, and trying to understand the origin of our solar system with the use of physics, data & modelling. Westermann is now Group head of AI and data transformation at Zurich. Hosted on Acast. See acast.com/privacy for more information.

It is the current government's long-term ambition to abolish National Insurance, after two consecutive cuts in the past two fiscal events. But what would a world without NI look like, and what impact would it have on pensions? FT Adviser's Alina Khan is joined by Ian Cook, chartered financial planner at Quilter Cheviot, Tom Selby, director of public policy at AJ Bell and Susan Hope, IFA workplace senior manager at Scottish Widows, to discuss the scenario. The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.

On this episode of the Editor's Podcast, brought to you by FT Adviser, Simoney Kyriakou speaks to Anna Sofat, chairperson of workplace gender equality champion One Loud Voice, and Lizzie Holliday, director of policy and public affairs for NOW: Pension. We discuss why gender disparity prevails in pensions and in employment, and consider ways that today's financial advice community - as well as politicians and providers - can work together to help overcome persistent problems in women's finances. Hosted on Acast. See acast.com/privacy for more information.

The latest edition of the FT Adviser podcast discusses the challenges and approaches to building a diversified global equity income allocation in a world of higher, but perhaps peaking, interest rates.Investment editor David Thorpe is joined by Will McIntosh-Whyte, multi-asset investor at Rathbones, John Moore, senior investment manager at RBC Brewin Dolphin, and Mark Peden, global equity fund manager at Aegon, who discuss the various ways in which higher bond yields can impact an equity allocation and the trade off between higher yields and higher growth potential among individual stocksThere will be no FT Adviser podcast next week due to the Easter holiday. Hosted on Acast. See acast.com/privacy for more information.