FinTech Playbook

Recognizing the rising demand for a seamless digital banking experience, it is imperative for incumbent banks to diversify their technology strategy. This strategy is essential to rapidly bring new products and services to market while managing the constraints of legacy infrastructure. Leveraging technology capabilities and in-depth knowledge of navigating the complexities of delivering tailored solutions for financial institutions, which empowers to enable more clients to scale and modernize with our modularized capabilities.In view of these, we've invited Mike Breen, Chief Commercial Officer at "audax" from Singapore, a Standard Chartered-backed digital banking tech solutions provider committed to empowering financial institutions to build scalable, secure, and future-proof banking ecosystems as he walks us through its value proposition and it’s significant relevance to our digital economy. Corporate website: audax.ioLinkedIn: Mike BreenCorporate Email: [email protected]

The financial system of the future won’t be built in banks — it’ll be embedded in the apps, platforms and services people already use. Redefining how financial services are accessed and delivered, embedded finance is at the forefront of fintech innovation. By seamlessly integrating payments, lending, insurance and other financial products into non-financial platforms, embedded finance is making financial interactions more accessible and intuitive. This rapid evolution is sparking discussions about the future of traditional banking institutions. By partnering with fintechs, banks that innovate will definitely thrive.In view of these, we've invited Matthew Edmunds, the Group Chief Executive Officer at GENIUSTO International Ltd. as he explains to us the value proposition of the "Embedded Finance" and its significant relevance to our digital economy.Corporate Website: www.geniusto.comLinkedIn: Matthew EdmundsEmail:[email protected]

In today's interconnected world, digital citizenship has become an essential aspect of our daily lives. As we increasingly rely on technology to communicate, work, and access information, it's crucial to understand the rights and responsibilities that come with being a digital citizen.As such, we've invited Craig Taylor, the Chief Executive Officer at CyberHoot based from New Hampshire, United States of America as he explains to us the value proposition of Digital Citizenship and literacy as well as it's significant relevance to our digital economy.Corporate Website: https://cyberhoot.comLinkedIn: Craig TaylorEmail: [email protected]

AI has emerged as a transformative force, revolutionizing industries and redefining the way organizations operate. The average number of AI capabilities in an organization has doubled in the past five years. The rapid growth of AI and machine learning is a testament to their immense potential to drive innovation, boost efficiency, and unlock new revenue streams for businesses. Organizational leaders often expect that with every subsequent AI use case or application, they will achieve faster speed to market and lower costs.In view of these, we've invited Bart Puszko, the Founder and Chief Executive Officer, at Blue Seas AI Consulting from Brisbane, Australia, as he explains to us the value proposition, of Scaling AI in a business context to our digital economy. Corporate Website: https://www.blueseas.aiLinkedIn: Bart Puszko

The effort to overcome language barriers has always been a part of human progress, evolving from ancient cave paintings to today's digital emojis. Artificial intelligence in translation and interpreting is on the verge of a significant advancement set to reshape how we communicate by providing fast, universally accessible translation solutions. This innovation aims to eliminate language barriers globally, making AI a transformative force for instant communication. It envisions a future where cultural exchange is limitless and easily available. The integration of AI for translation and interpreting represents a revolutionary technological advancement, blending linguistic expertise with machine intelligence. This collaborative synergy aims to raise the overall standard of language services by enhancing quality, speed, and efficiency. Within translation, AI-driven tools utilize sophisticated algorithms to rapidly process extensive linguistic data, facilitating swift and automated translation of both written text and spoken words. The results are nearly instantaneous, proving invaluable in various scenarios such as online communication, real-time news dissemination, and global business interactions. In interpreting, Artificial intelligence translation systems introduce simultaneous language processing capabilities, providing essential support for conferences, meetings, and other live encounters with improved accessibility and cost-effectiveness. In view of these, we've invited Richard Roocroft, the Client Solutions Director at Interprefy, a very powerful Swiss interpretation platform, as he explains to us the remarkable benefits of an AI powered interpretation and it’s significant importance to our digital economy.Corporate Web Site: https://www.interprefy.com/LinkedIn: Richard Roocroft

Understanding where you are on the treasury system maturity spectrum is key to unlocking efficiency.Therefore, it is of critical importance to establish the proper criteria on how to optimize a treasury platform and its corresponding digital landscape for an effective system architecture and connectivity. Today, banks want to be strategic partners with their clients, just like treasurers want to be strategic partners with the commercial side of the house. And what that means is, from a digitalization perspective, it's not just about helping clients automate, going from manual to automated, taking away paper, using some electronic payments as opposed to checks or cash. Digitalization is about a lot more. For banks, it means helping your clients become more competitive.In view of these, we've invited Prasad Rao, a seasoned Solutions Consultant for Treasury and Capital Markets from FINASTRA as he explains to us the value proposition of Treasury System Optimization and it’s significant relevance to our digital economy. LinkedIn: Prasad RaoCorporate Website: https://www.finastra.com 

The world is on the verge of a profound transformation, driven by rapid advancements in Artificial Intelligence (AI), with a future where AI will not only excel at decoding language but also emotions.Humanizing AI aims to bridge the gap between human and machine interactions, making technology more accessible, trustworthy, and beneficial in various aspects of life. This aims to create more intuitive, empathetic, and effective interactions, enhancing the overall value and impact of Artificial Intelligence, in our daily lives.As we move forward, it is a core business responsibility to shape a future that prioritizes people over profit, values over efficiency, and humanity over technology.In view of these, we've invited Suriel Arellano, a New York University alumni, as well as a dynamic and engaging speaker with two decades of work experience on digital transformation who is also the remarkable author of this exceptional book “Leading in the Age of AI” and another compelling book entitled, “The Golden Triangle – A Pinnacle of Digital Transformation” (now available at Amazon, Barnes & Noble, and Kindle Unlimited) as he explains to us the value proposition of Humanizing AI as well and it’s significant relevance to our digital economy. LinkedIn: Suriel ArellanoCorporate Website: https://www.surielarellano.com

Hospitality technology covers a range of digital tools and systems designed to enhance and streamline various aspects of hotel management. From reservation systems and guest service platforms to data analytics and automation, these solutions are geared towards improving every aspect of a hotel's operations. Technological innovation in the hospitality industry encompasses the adoption of Artificial Intelligence, blockchain, robotics, Internet of Things among others to enhance operational efficiency, improve guest experiences, streamline services, and provide personalized offerings. In view of these, we've invited Terence Ronson, Managing Director and Founder of Pertlink Limited from HongKong and he was also inducted at the HFTP International Hospitality Technology Hall of Fame in 2024, as he walk us through on the value proposition of Hospitality Technology to our digital economy. Pertlink Limited is also an award recipient of the "Best Hospitality and Technology Consultancy" in 2024 on the HongKong Business Awards. Corporate Website: https://www.pertlink.net Email: [email protected] LinkedIn: Terence Ronson

In 2025, the battle against fraud continues to grow more complex and intense, driven by technological advancements and increasingly sophisticated tactics from cybercriminal's. Identity fraud cases more than doubled from 2021 to 2024, according to Sumsub’s (Sum and Substance Ltd.) most recent Identity Fraud Report. A striking 67% of companies reported an increase in fraud during this period. The report also highlights a global shift towards more complex and hybrid fraud schemes. AI has become a pervasive tool, with deepfakes now representing 7% of global fraudulent activity. Moreover, AI is widely used in fake document production—the fraud type now accounting for a striking 50%, of all fraud categories, according to the Report. As a result, companies, users, and regulators face mounting pressure to adapt their defenses in real-time. In view of these, we've invited Penny Chai, Vice President for Business Development in Asia Pacific at SumSub as she walks us through the 2024 Identity Fraud Report and its significant relevance to our digital economy. Corporate Website: https://www.sumsub.com LinkedIn: Penny Chai

Today’s bank and financial institution treasurers face an increasingly complex environment characterized by volatile markets, tighter regulatory scrutiny, and shrinking budgets. In an effort to address these and other hurdles, more corporate treasurers are seeking to adopt advanced systems and leading practices to achieve the following priorities: Increasing transparency, technology modernization and process transformation. As such, Treasury transformation in the age of modernization helps company treasurers deploy advanced solutions for a new era of challenges. Every business has its distinct complexities, objectives, and challenges. Yet, amid these differences, the fundamental need for an efficient, future-proof treasury operation remains universal. Treasury transformation is not a fleeting trend; it’s a strategic shift that will define the future of corporate treasury management. It’s about optimizing systems, engaging stakeholders, aligning objectives, and ensuring scalability. With a thoughtful, tailored approach, businesses of all sizes can successfully transform their treasury functions, fostering financial resilience and agility. In view of these, we've invited a seasoned Treasury Management System professional, Tracey Knight and presently the Principal Consultant from Real Treasury Group based from Dallas, Fort Worth, Texas, United States as she explains to us the value proposition of a Treasury Management System transformation and its significant relevance to our digital economy. LinkedIn: Tracey (Ferguson) Knight Corporate Website: https://www.realtreasury.com Email: [email protected]