The Core Competencies of Commitment

In this episode of Blessed and Bossed Up, Tatum reframes commitment from a biblical perspective. Rather than defining commitment as discipline, motivation, or consistency, she defines it as spiritual restraint—the willingness to restrict your freedom of action in order to fully submit to God’s way.This teaching explores why commitment is a distinguishing mark of believers and how inconsistent restraint can quietly lead us from dependence on the Holy Spirit into self-sufficiency.Episode HighlightsA biblical definition of commitment as restraintWhy commitment is a marker of spiritual maturityHow good intentions can still lead to compromiseThe difference between good ideas and God ideasWhy God cares about how we start, continue, and finishBiblical Foundation: Asa and Jehoshaphat (2 Chronicles)Tatum examines the lives of King Asa and King Jehoshaphat to show how waning commitment and partial obedience produced long-term consequences.Both kings were generally faithful but inconsistent in restraint:Asa obeyed God early in his reign but later relied on alliances rather than the Lord.Jehoshaphat followed God in major decisions but compromised in daily and strategic ones.Their stories reveal that partial obedience and strategic compromise can open doors we never intended to open.The Five Core Competencies of CommitmentCommitment to the Lord should be distinguishable. These five competencies serve as markers of true spiritual commitment:A Clear and Clean Heart Commitment begins with the inner condition of the heart. Unaddressed pride, bitterness, anger, and self-reliance hinder obedience. Scriptures: Matthew 5:8; 1 Samuel 16:7Courage Courage is the spiritual strength to obey God despite fear, risk, or opposition. Obedience often requires moving forward without certainty. Scripture: Joshua 1:9Diligence Diligence is steady, faithful obedience over time. Longevity in calling, business, and ministry is built on faithfulness, not motivation. Scripture: Proverbs 21:5Precision Precision means doing exactly what God said—no more and no less. Dependence on God is required to walk out assignments with accuracy.Contentment Contentment is an inner sufficiency rooted in trust in God’s sovereignty, independent of external circumstances. Scriptures: Philippians 4:11–13; 1 Timothy 6:6–8Faith and Human BehaviorResearch shows that commitment bridges the gap between intention and action. Many people struggle not because they lack desire, but because they lack commitment.This biblical framework for commitment not only produces consistency in action, but also spiritual fruit, deeper intimacy with God, and alignment with His will.Closing ThoughtCommitment is not about productivity alone. It is about pleasing the Father, finishing the assignment, and stewarding the life God entrusted to us.If this episode blessed you, please leave a five-star review. Thank you for listening to Blessed and Bossed Up.Our Sponsors:* Check out BetterHelp: https://www.betterhelp.com* Check out Bobbie: https://www.hibobbie.com* Check out IXL and use my code TODAY for a great deal: https://www.ixl.com* Check out Marley Spoon: https://marleyspoon.com/offer/BLESSEDSupport this podcast at — https://redcircle.com/blessed-bossed-up7264/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of Blessed + Bossed Up, we continue our book club discussion of The Spirit-Filled Life by Charles Stanley, wrapping up Part Three of the book. These final chapters focus on the spiritual markers the Holy Spirit uses to confirm God’s will—and today’s conversation dives into the first two: peace and the conscience.Tatum unpacks why peace is often the first and clearest indicator that the Holy Spirit is either affirming or resisting a decision. Through a powerful story from Charles Stanley’s own ministry—where waiting on God led to a debt-free miracle—this episode challenges the tendency to panic, self-rely, or rationalize disobedience when God seems silent.The episode also includes several personal testimonies illustrating how the absence or presence of peace has guided major life decisions, from entrepreneurship and ministry to relationships and family choices. These stories highlight that spiritual maturity is not a prerequisite for the Holy Spirit to lead—He speaks from the very beginning of our walk with God.In the second half of the episode, the discussion turns to Stanley’s second marker: the conscience. While acknowledging the biblical framework presented in the book, Tatum offers honest reflection and thoughtful critique, questioning whether the conscience should be treated as a distinct marker separate from the Holy Spirit’s work of renewing the mind. This portion of the conversation invites listeners into deeper discernment, encouraging them to study Scripture, pray intentionally, and test what resonates with the Spirit.The episode closes with practical reflection questions from the book to help listeners evaluate decisions they may be facing—especially when peace seems unclear or external advice conflicts with inner conviction.This episode is an invitation to slow down, listen closely, and trust that the Holy Spirit is actively leading—even when His direction doesn’t make logical senseOur Sponsors:* Check out BetterHelp: https://www.betterhelp.com* Check out Bobbie: https://www.hibobbie.com* Check out IXL and use my code TODAY for a great deal: https://www.ixl.com* Check out Marley Spoon: https://marleyspoon.com/offer/BLESSEDSupport this podcast at — https://redcircle.com/blessed-bossed-up7264/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Today’s episode is a special one—Tatum sits down with Raevyn Hokett, a longtime friend and fan-favorite guest who first entered Tatum’s life as her business coach back in 2014, helping her transition from employee to full-time entrepreneur. Their relationship has grown over the years into genuine friendship (Tatum even officiated Raevyn and her husband Tim’s wedding!), and in this conversation they go deep on what it really means to build a legacy God’s way.Together, they unpack legacy and longevity in entrepreneurship, how to steward influence and resources, and why “doing business God’s way” often includes wilderness seasons that teach dependence, humility, and true alignment.Want to watch the interview? This episode is also available on YouTube (link in the show notes).In This Episode, We Talk AboutWhy Raevyn is an OG guest and always a listener favoriteWhat legacy looks like when you’re building with eternity in mindThe difference between being self-made vs. submitted to GodHow success without God can become a “cocktail for danger”Learning to trust God in manna seasons—daily provision and dependencyWhen obedience doesn’t look like immediate overflowThe moment God told Raevyn to shut down a lucrative coaching businessHow God uses closed doors as protection (including a major 2020 “dodged bullet”)How spiritual gifts (especially prophecy + discernment) protect and guide in businessWhy business models must evolve—and how God leads transitions ahead of timeGuarding your gates: distraction, comparison, AI “busy work,” and spiritual compromiseThe power of abiding—stillness, hearing God, and resisting hustle cultureResource Mentioned + Listener DiscountRaevyn is currently offering Rich Disciples Academy, specifically the Calling to Cash Flow Starter Kit, designed to help believers turn their God-given calling into sustainable income.Blessed + Bossed Up listeners get 50% off with code: BLESSED(Link: https://stan.store/richdisciples/p/the-calling-to-cashflow-starter-kit)Our Sponsors:* Check out BetterHelp: https://www.betterhelp.com* Check out Bobbie: https://www.hibobbie.com* Check out IXL and use my code TODAY for a great deal: https://www.ixl.com* Check out Marley Spoon: https://marleyspoon.com/offer/BLESSEDSupport this podcast at — https://redcircle.com/blessed-bossed-up7264/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of Blessed + Bossed Up, the host continues the book club series with The Spirit-Filled Life by Charles Stanley, covering Chapters 13 and 14, which focus on the Holy Spirit’s role in guidance, decision-making, sensitivity, and neutrality before God.The episode opens with an invitation to the Clarity Reset, a free two-week challenge inside The Society, designed to help participants realign their capacity, priorities, and spiritual focus by slowing down rather than adding more.Episode Highlights:Why many people struggle due to lack of clarity—not discipline or work ethicHow busyness and goal-driven living can dull spiritual sensitivityThe Holy Spirit as a guide, not a controllerFour key truths about the Holy Spirit:He guidesHe is trustworthyHe is God’s mouthpiece to believersThe Holy Spirit speaksReal-life examples of Spirit-led guidance in parenting, career decisions, and resisting distractionsWhy God cares about both major and seemingly small decisionsThe importance of recognizing and trusting how the Holy Spirit communicates personallyChapter 14 Focus: The Principle of NeutralityWhy God often remains silent when believers approach Him with fixed agendasThe danger of asking God to bless plans already madeHow emotional attachment can distort discernmentWhy worship helps cultivate neutrality and clarityHow misplaced faith in promises God never made leads to disappointmentThe connection between neutrality, obedience, and peaceKey Takeaway:Clarity comes from sensitivity, and sensitivity grows when believers approach God with a neutral heart—willing to release their own agendas and fully submit to His will.Resources Mentioned:The Spirit-Filled Life by Charles Stanley: https://amzn.to/45Jzcf6The Clarity Reset (free two-week challenge inside The Society): thesocietychallenge.comOur Sponsors:* Check out BetterHelp: https://www.betterhelp.com* Check out Bobbie: https://www.hibobbie.com* Check out IXL and use my code TODAY for a great deal: https://www.ixl.com* Check out Marley Spoon: https://marleyspoon.com/offer/BLESSEDSupport this podcast at — https://redcircle.com/blessed-bossed-up7264/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode, I’m joined by my friend and podcast fave Kristen Hopkins Vincent—and yes, we’re talking about the Vincent part today! Kristen returns with powerful updates on her life (she’s a wife and a mom now!) and on the incredible work happening through Black SEL.We dig into Kristen’s transition from Dangers of the Mind to Black SEL, why culturally-rooted social and emotional learning is essential for Black communities, and what it looks like to build a mission-driven organization with radical obedience to God. Kristen shares moments where obedience didn’t make sense—like moving forward with a major conference during a hurricane—and how God confirmed the vision through provision, research, and undeniable fruit.We also talk about the very real emotions that come up when you’re following God’s timing: shame, guilt, feeling unseen, and learning how to embrace seasons of being hidden. And Kristen’s testimony around marriage and motherhood is such a needed reminder: it’s not too late, and God is always intentional.Before we get into it: Kristen and her husband received the Presidential Lifetime Achievement Award—and she forgot to mention it in the conversation because that’s what happens when you’re focused on obedience and doing the Lord’s work.In this episode, we cover:What Black SEL is and why it’s necessaryKristen’s transition from Dangers of the Mind to launching a nonprofitThe 5 core competencies of social-emotional learning (and how Black SEL frames them)Why SEL must be culturally affirming to truly serve Black students and communitiesBuilding “God’s way” vs. building in your own mightThe difference between a “me” assignment and a “we” assignmentNavigating shame, guilt, and the pressure to be seenSeasons where God hides you—and why that protection mattersKristen’s hurricane conference testimony and how God made the wayThe research that revealed how little SEL scholarship centers Black communitiesWaiting on God for marriage and motherhood—and what it means to pray for alignment with your assignmentA word for the woman juggling purpose, business, love, and obedience“The position of your mind determines the posture of your life”Connect with Kristen + Support Black SELVisit: BlackSEL.orgDonate + learn more about the mission and programmingGet involved / volunteer (especially if you’re in North Carolina)Our Sponsors:* Check out BetterHelp: https://www.betterhelp.com* Check out Bobbie: https://www.hibobbie.com* Check out IXL and use my code TODAY for a great deal: https://www.ixl.com* Check out Marley Spoon: https://marleyspoon.com/offer/BLESSEDSupport this podcast at — https://redcircle.com/blessed-bossed-up7264/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this bonus episode, we officially pick back up our book club read of The Spirit-Filled Life by Charles Stanley after pausing in Q4 due to major life transitions, including starting law school and welcoming a new baby. The goal now is simple: finish the book together and apply it practically as we move into a new year.If you are new to the book club, all previous episodes are linked in the show notes, along with the link to purchase the book. This remains one of my top Christian books of all time and one I believe should be reread regularly, especially at the beginning of the year.Today’s Focus: Chapter 11 — Doing God’s Work God’s WayWhile this episode technically covers Chapters 11 and 12, the primary focus is Chapter 11. Chapter 12 largely reiterates themes already covered earlier in the book regarding the Holy Spirit, so today’s discussion centers on what it truly looks like to build, work, and live by God’s Spirit rather than our own strength.The chapter opens with Zechariah 4:6–7: “Not by might nor by power, but by My Spirit, says the Lord of hosts.”Using the story of Zerubbabel rebuilding the temple, Charles Stanley reminds us that:God knows we will face oppositionGod does not always remove obstaclesGod prepares us insteadSelf-sufficiency is often the greatest oppositionThis scripture is a critical anchor for anyone building a business, pursuing goals, or stepping into God-ordained work.No Separation Between Spiritual and Secular WorkColossians 3:23–24 reminds us that “whatever you do” is service to the Lord. God does not divide life into sacred and secular categories. Your job, business, career, and daily responsibilities are all part of your calling.Even in environments where faith cannot be openly expressed, excellence, humility, integrity, and Spirit-dependence still glorify God. Your work ethic and posture can be a bridge to someone who may never step into a church.Two Ways to Approach God’s WorkDoing God’s work in the flesh looks like:relying on skill, experience, influence, and strategyplanning first and asking God to bless it latermeasuring success by numbers, money, or visibilityoperating in stress, pressure, and controlDoing God’s work by the Spirit looks like:beginning with dependencyhearing from God before planningremaining flexible and surrenderedallowing God to receive the gloryGod’s work done God’s way carries an unmistakable mark. It produces transformation, not just emotional stimulation or surface-level success.Five Indicators You’re Doing God’s Work God’s WayAccording to Charles Stanley, Spirit-led work is marked by:Knowing the work will fail if God does not interveneSeeing God as your only true sourceLooking for evidence of the Spirit’s interventionLiving without chronic stressSpending more time thanking God than asking HimIf these are not currently descriptive of you, that is not condemnation—it is an invitation to course-correct.Final EncouragementThis episode is especially timely for the beginning of the year, when many of us are setting goals and making plans. If you started the year operating in the flesh, now is the time to bring those plans back to God, repent of self-sufficiency, and realign your posture.Write these five indicators down. Keep Zechariah 4:6 somewhere visible. Check yourself often and intentionally choose to do God’s work God’s way.We have two more bonus episodes to finish the book before moving on to our next book club pick.Thank you for listening to another episode of the Blessed + Bossed Up podcast.Previous episodes:https://www.blessedandbossedup.com/podcast/episode/39405540/the-joy-youve-been-missing-starts-with-the-holy-spirithttps://www.blessedandbossedup.com/podcast/episode/3255ebb2/the-holy-spirit-is-not-an-it-or-a-ghosthttps://www.blessedandbossedup.com/podcast/episode/20f3c1c7/faith-over-formulahttps://www.blessedandbossedup.com/podcast/episode/4df616ba/abiding-over-achievinghttps://www.blessedandbossedup.com/podcast/episode/2213e340/the-faith-factorhttps://www.blessedandbossedup.com/podcast/episode/28425033/keeping-in-step-with-the-spiritOur Sponsors:* Check out BetterHelp: https://www.betterhelp.com* Check out Bobbie: https://www.hibobbie.com* Check out IXL and use my code TODAY for a great deal: https://www.ixl.com* Check out Marley Spoon: https://marleyspoon.com/offer/BLESSEDSupport this podcast at — https://redcircle.com/blessed-bossed-up7264/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome to the first episode of 2026—and the 9-year anniversary year of Blessed + Bossed Up! In this special New Year kickoff, Tatum opens with prayer, gratitude, and a powerful reflection on what God has taught her through nine years of consistent podcasting and nine years of full-time entrepreneurship (11 years as an entrepreneur overall).This episode is part celebration, part reset, and part practical mentorship: nine lessons to help you build what God called you to build—with skill, strategy, and spiritual sensitivity.In This Episode, You’ll HearA New Year prayer + encouragement for anyone coming out of a hard 2025A thank-you message to listeners who’ve supported the show over the yearsWhy year 10 is a big deal—and what may be coming next (YouTube + format experiments)An invitation to join The Society (with a free trial) and what’s being added in 2026The core teaching: 9 lessons from 9 years of entrepreneurship and podcastingChurch Announcements + Updates1) Subscribe on YouTubeTatum shares that she’s not committing to a full video podcast, but you can expect more video elements in 2026:YouTube-exclusive episodes that may also be added to the podcast feedSome podcast episodes recorded liveMore experimentation with format as the landscape continues shiftingChannel: https://www.youtube.com/@TatumTemia2) Join The Society (Free Trial + New 2026 Modules)Tatum invites you to activate a free 2-week trial in The Society, the membership community created for Christian entrepreneurs who want a space where they don’t have to “leave Jesus out” or “leave entrepreneurship out.”New for 2026: She’s bringing her former coaching program, She Is Uncompromising Executive Leadership Training, into The Society—broken into monthly modules (about 12 total).Topics include operations, marketing, business planning, strategic planning, and accounting (modules taught by her CPA)The legal module will NOT be included (permission was for the original program only)Membership is $19.99/month, and the first module drops end of JanuaryLink to join: blessedandbossedupsociety.comLeave a 5-star review for the 9-year anniversary—share what this podcast has meant to youOur Sponsors:* Check out BetterHelp: https://www.betterhelp.com* Check out Bobbie: https://www.hibobbie.com* Check out IXL and use my code TODAY for a great deal: https://www.ixl.com* Check out Marley Spoon: https://marleyspoon.com/offer/BLESSEDSupport this podcast at — https://redcircle.com/blessed-bossed-up7264/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

**Disclaimer** We are currently on our annual winter break. This is a replay of an episode that aired earlier in 2025.In this continuation of the Bible on Business series, Tatum walks through Acts 16:6–10 to illustrate how critical it is for Christian entrepreneurs to embrace mobility and flexibility when building a business God’s way. Using Paul’s second missionary journey as a framework, this episode explores what it looks like to make strategic plans while remaining fully open to divine redirection.If you’re someone who knows you’re called but keeps facing closed doors, delays, or redirections that don’t make sense, this message is for you. Tatum speaks to the emotional and spiritual tension of following God with excellence while trusting Him to guide every step—even when plans change.She also shares a personal story about obeying the Holy Spirit with no confirmation and how that decision ultimately protected her and her family. This episode will shift your mindset around delays, reframe how you view closed doors, and help you move forward with peace and confidence.Key TakeawaysA closed door is not failure—it can be divine redirection.The Holy Spirit often leads us as we move, not before.Flexibility and mobility are vital for kingdom entrepreneurs.Being spiritual is not the same as being Spirit-led.Obedience does not always come with external confirmation.The people God is calling you to serve are already prepared to receive you.Scripture FocusActs 16:6–10 (ESV and The Message)Proverbs 16:9Romans 8:14Galatians 5:25This Episode is For You If:You are clear about your calling but uncertain about next steps.You’ve experienced unexpected closed doors and felt discouraged.You struggle to distinguish between faith and fear in business decisions.You are tired of waiting for external confirmation before obeying God.You want to operate in peace rather than anxiety as you build your business.Topics CoveredStrategic planning vs. spiritual discernmentWhat to do when you face delays, pivots, or redirectionsThe importance of maintaining spiritual rhythm in businessHow over-attachment to your vision can block divine movementThe role of fear and anxiety in clouding discernmentHow obedience leads to favor and alignment with your ideal clientsOur Sponsors:* Check out BetterHelp: https://www.betterhelp.com* Check out Bobbie: https://www.hibobbie.com* Check out IXL and use my code TODAY for a great deal: https://www.ixl.com* Check out Marley Spoon: https://marleyspoon.com/offer/BLESSEDSupport this podcast at — https://redcircle.com/blessed-bossed-up7264/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

**Disclaimer** We are currently on our annual winter break. This is a replay of an episode that aired earlier in 2025.In this continuation of our Bible on Business series, we dive deeper into the process of making Holy Spirit-led business decisions. Picking up from Part 1 (based on Acts 8), today’s discussion focuses on Acts 13:1-4 and how divine strategy and clarity are birthed from a lifestyle of worship, fasting, and consistent submission to God. Tatum also shares critical biblical principles for discerning the spirit behind those who claim to be sent by God, offering practical steps to avoid deception and remain anchored in the truth.Key Points:Context of Acts 13: Shift from Jerusalem to Antioch, highlighting the transition from Peter’s leadership to Paul’s.Divine Strategy is Birthed from Worship and Fasting:Barnabas and Saul’s commissioning came in the middle of an existing posture of worship, not a strategic session seeking next steps.Application: Do not seek God only for strategy—pursue a lifestyle of submission, intimacy, and service.Beware of Misaligned Spiritual Leadership:Many modern Christian entrepreneurs and believers are spiritually "thirsty," making them vulnerable to deception.Importance of properly discerning who lays hands on you or influences your spiritual walk and business decisions.Principles for Discerning Spiritual Leadership:Test their confession of Jesus (1 John 4:1-3).Test the fruit of their life (Matthew 7:15-20).Test alignment with Scripture (Galatians 1:8-9; Isaiah 8:20).Test through the witness of the Holy Spirit (John 16:13).Practical Application:Ask key questions:Does this person exalt the true Jesus or themselves?Does their life consistently produce holy fruit?Are their teachings aligned fully with Scripture?Does the Holy Spirit bear witness within you regarding their message and conduct?Take your time before accepting any prophetic word or impartation. It is wise to "wait and see" rather than rushing based on emotions.Personal Story:Tatum shares her own journey of being patient during a wilderness season and how God’s deposits led to the launch of Anchored Media and her continued success, underscoring the power of patience and submission.Resources Mentioned:The Spirit-Filled Life by Charles Stanley – [Grab your copy here] https://a.co/d/cBARYuEBible references: Acts 13:1-4, 1 John 4:1-3, Matthew 7:15-20, Galatians 1:8-9, Isaiah 8:20, John 16:13Call to Action:Reflect: Are you seeking God’s hand or His heart first?Evaluate: Apply the principles of spiritual discernment shared today to your current business community and spiritual influences.Prepare: Join the Blessed + Bossed Up Book Club as we start The Spirit-Filled Life by Charles Stanley. The journey to spirit-led entrepreneurship continues.Our Sponsors:* Check out BetterHelp: https://www.betterhelp.com* Check out Bobbie: https://www.hibobbie.com* Check out IXL and use my code TODAY for a great deal: https://www.ixl.com* Check out Marley Spoon: https://marleyspoon.com/offer/BLESSEDSupport this podcast at — https://redcircle.com/blessed-bossed-up7264/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

**Disclaimer** We are currently on our annual winter break. This is a replay of an episode that aired earlier in 2025.In today’s episode of Blessed + Bossed Up, we continue our Bible on Business series with a deep dive into what it looks like to make strategic business decisions led by the Holy Spirit. Drawing from Acts 8:26–40, Tatum unpacks the story of Philip and the Ethiopian eunuch to reveal how obedience to God—even when it seems illogical—can produce generational and global impact.Tatum also shares a powerful testimony about Anchored Media Studios being awarded the 2025 Peerspace Open Doors Award and reflects on the importance of celebrating wins, even when they don’t directly reflect financial gain. With personal insight and biblical application, this episode gives you practical tools to discern God's voice, remain obedient in seasons of uncertainty, and be led by the Spirit in every decision you make.What You’ll Learn:Why Spirit-led strategy always outperforms worldly business tacticsThe biblical context and business application of Acts 8How to know if what you're hearing is truly from GodWhat to do when your platform, profits, or progress feel like they’re shrinkingThe power of journaling and intentional reflection in building spiritual sensitivityWhy one act of obedience can change nationsHow Tatum is applying these lessons in her own businesses and platformResources Mentioned:Book Club Pick: The Spirit-Filled Life by Charles Stanley: https://amzn.to/4ji32MGEpisode referenced: Testimony of building Anchored Media Studios https://www.blessedandbossedup.com/podcast/episode/24590588/faith-endurance-and-eight-years-of-gods-graceVisit: www.blessedandbossedup.com to search episode topics and listen to past showsOur Sponsors:* Check out BetterHelp: https://www.betterhelp.com* Check out Bobbie: https://www.hibobbie.com* Check out IXL and use my code TODAY for a great deal: https://www.ixl.com* Check out Marley Spoon: https://marleyspoon.com/offer/BLESSEDSupport this podcast at — https://redcircle.com/blessed-bossed-up7264/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy