Is Bad Credit Really That Bad?

On this week’s Loose Change, Berna is back with Sallie Krawcheck to continue their conversation from earlier this week on financial wellness and our personal role in it. Sallie starts off by sharing her own personal journey in finances and how she made it from South Carolina all the way to Wall Street. They also discuss the state of the financial education world, and how to navigate it to make sure you find the right path for you in these confusing topics. Be sure to follow us @whenshappyhr to send in your questions and let us know what you thought of our first season! Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, for our final episode of the season Berna joins us in reflecting on everything we’ve talked about this season and how it relates to our daily lives. She’s joined by Sallie Krawcheck, CEO and co-founder of Ellevest, to discuss the wide topic of financial wellness, and how it applies to us. They also break down the appalling results of a recent survey that highlighted massive gender inequities in people’s relationship to money, and what’s behind these differences. They also get into how powerless it can feel to be an individual stuck in our system, and how to take concrete steps to better your financial situation and outlook without feeling overwhelmed. Be sure to follow us @whenshappyhr to send in your questions to be answered on Make It Make Cents! Learn more about your ad choices. Visit megaphone.fm/adchoices

On today’s Loose Change episode, Berna is back with Carmen Perez, aka MakeRealCents to continue their conversation about crypto. Berna asks the hard-hitting questions that we're all wondering and Carmen drops her knowledge on the crazy world of virtual currency. Then, Carmen shares some personal experiences in crypto and how she got started. Be sure to follow us @whenshappyhr to send in your questions! Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Berna dives into the intimidating topic of crypto currency. She’s joined by Carmen Perez, aka MakeRealCents, to breakdown all of your looming questions on crypto, where to get started, and where the world if crypto is headed. Carmen carefully walks us through all the concepts that you should know when thinking about crypto, and how to approach it even if you have no clue what "the blockchain" is at all. Be sure to follow us @whenshappyhr to send in your questions to be answered on Make It Make Cents!  Learn more about your ad choices. Visit megaphone.fm/adchoices

On today’s Loose Change episode, Berna is back with Piggy and Kitty from Bitches Get Riches to continue their conversation about credit. They discuss some more tips about approaching credit in a responsible way and avoid falling into a debt hole. Then, Piggy and Kitty share their own personal relationship with credit currently and how they think about these issues in their daily lives. Be sure to follow us @whenshappyhr to send in your questions! Learn more about your ad choices. Visit megaphone.fm/adchoices

Berna is back to bring us some knowledge on the concept of credit and all that goes with it. She starts off with a little background on her own experiences with credit and is then joined by Kitty & Piggy from Bitches Get Riches to break down all the nuts and bolts of the topic. They get into credit scores, credit cards, interest, and everything in between and discuss how the system is stacked against us and what we can do to make the best of the situation. After that, Berna answers some of your DM's in the Make It Make Cents segment, sharing some tips and tricks on credit. Make sure to follow us @whenshappyhr to send in your questions! Learn more about your ad choices. Visit megaphone.fm/adchoices

On today’s Loose Change episode presented by Public.com, Berna is back with Amanda Holden aka Dumpster Doggy to continue their conversation about investing. They discuss some common investment terms that get thrown around and what you should know about them, including stuff like stocks, bonds, market, and everything in between. Amanda also talks about the best investment she’s ever made and how she got there. Make sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions! Thanks again to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Berna dives into a topic we can really use some simple, clear info on: Investing. She’s joined by Amanda Holden, aka Dumpster Doggy, to breakdown all the seemingly impossible to understand terms that surround investing, and how you can easily approach the them without having an MBA. They also talk about the concept of ethical investing, and how you can participate in the stock market without feeling like you’re selling your soul to Wall Street. We close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about investing. Be sure to follow us @whenshappyhr to send in your questions to be answered on the Public Forum! Thanks to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today’s Loose Change presented by Public.com, Berna is back with Yanely Espinal to go further into the debt conversation they started earlier this week. They talk through the right ways to approach paying off your debt, and how depending on your situation, different strategies might be right for you. They also get into the possibility of student loan forgiveness and how to plan for the future without leaving yourself in a tough position. Make sure to follow us @whenshappyhr to stay up to date with the podcast and submit your questions! Thanks again to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Berna is back to dig deep on a topic that can be a source of anxiety for many: debt. She starts off sharing her personal relationship with debt before being joined by Yanely Espinal aka MissBeHelpful to breakdown the topic even further. They get into potential sources of debt, and what to consider when borrowing money to prevent yourself from being stuck with ‘bad’ debt. We close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about saving. Be sure to follow us @whenshappyhr to send in your questions!  Thanks to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today. Learn more about your ad choices. Visit megaphone.fm/adchoices