Unpacking the Vision for User-Owned AI, with Illia Polosukhin (NEAR)

Kurt Larsen is Co-Founder of Rhinestone (https://www.rhinestone.wtf), a platform revolutionizing Web3 by building modular smart account infrastructure to enhance interoperability, security, and developer accessibility. Kurt shares his journey from a banker to launching markets for Deliveroo and leading a machine learning product division, to co-founding Rhinestone, which recently raised $5 million in a seed round led by 1kx, with support from CoinFund, Lattice, Heartcore, Circle Ventures, among others. He discusses how his early fascination with crypto in 2017, coupled with insights from building Deliveroo’s marketplace algorithms, exposed the flaws of centralized networks and fueled Rhinestone’s mission to create user-friendly, self-sovereign tools that rival Web2 simplicity. Kurt dives into Rhinestone’s platform for developers to build and monetize smart account modules, the challenges of improving Web3 UX, and his vision for smart accounts as the dominant interface for users, AI agents, and blockchain-integrated systems in the next three to five years.

Nirav Murthy is CEO, Co-Founder of CAMP Network (https://www.camp.network), a Layer-1 blockchain designed to modernize intellectual property (IP) infrastructure, empower decentralized identity and data sovereignty, and power the next generation of AI Agents on verifiable IP. In this episode, Nirav shares his journey from advising global media and tech brands at The Raine Group to co-founding CAMP Network’s modular platform that empowers creators to own and monetize their IP. He discusses how CAMP’s Proof of Provenance (PoP) Protocol and zero-knowledge technology tackle scalability and privacy challenges, his insights on bridging social media data with on-chain value creation, and driving innovation to deliver intellectual property (IP) infrastructure, enabling user owned IP.

Rich Rines is a Initial Contributor at Core DAO (https://www.coredao.org), the first proof-of-stake (PoS) layer for Bitcoin, pioneering self-custodial Bitcoin staking and hosting the largest Bitcoin DeFi ecosystem. In this episode, Rich shares his journey from re-discovering Bitcoin in 2013, captivated by its potential as a non-sovereign store of value, to becoming a key figure in Core DAO’s mission to bridge Bitcoin’s security with DeFi innovation. He dives into how Core DAO’s layer-1 revolutionary infrastructure leverages the complementary qualities of proof-of-stake (PoS) alongside proof-of-work (PoW), and discusses his prior experience leading money movement engineering at Coinbase. He provides insights into how Core DAO’s Satoshi Plus consensus mechanism integrates Bitcoin miners and non-custodial Bitcoin staking to unlock Bitcoin’s potential for DeFi applications. He also addresses navigating technical challenges, his vision for user-friendly decentralized solutions, and driving global adoption to make Bitcoin-powered Web3 accessible to all, no matter where they are.

Ezra Kebrab is CEO and Co-Founder of Caliza (https://www.caliza.com), a platform leveraging stablecoin infrastructure to revolutionize cross-border payments, enabling instant, cost-effective international transactions, with a focus on Latin America. Ezra shares his journey from leading fintech initiatives at Visa and Intuit to building Caliza’s API-driven platform that bridges the gap in global finance. He also discusses how Caliza is reshaping the future of stable finance in Latin America, tackling regulatory and compliance challenges, his thoughts on the on-chain settlement buildout - DREX in Brazil, and driving innovation to make digital dollar accounts accessible to all, no matter where they are.

Tom Trowbridge is CEO and Co-Founder of Fluence Labs (https://fluence.network), a decentralized, enterprise-grade cloud infrastructure with global compute. Tom dives into Fluence’s mission to reshape the future of the internet through its cloudless computing platform, offering resilient, low-cost, and open alternatives to traditional cloud services. He discusses how Fluence’s DePIN platform, governed by the Fluence DAO and powered by FLT on Ethereum, delivers cheaper decentralized compute compared to conventional providers while enhancing security, scalability, and censorship resistance. Tom shares his journey from launching Hedera Hashgraph to building Fluence Labs, addressing challenges like customer acquisition and simplifying messaging for non-crypto audiences.

Illia Polosukhin is Co-Founder of NEAR, (https://www.near.ai), a high-performant, AI-native blockchain platform that provides the infrastructure needed for AI applications and agents to transact, operate, and interact across both Web2 and Web3. With a deep background in machine learning and software engineering, Illia shares his journey into crypto, from early contributions in tech to co-founding NEAR, where he focuses on building an accessible Web3 ecosystem. He emphasizes the importance of user-centric blockchain infrastructure, the modularity of NEAR’s design, and its role as a leading stack for creating decentralized applications, empowering developers to innovate seamlessly. 

Patrick O'Grady is Founder and CEO of Commonware, (https://www.commonware.xyz), an open-source set of primitives that developers can use to build and reassemble their applications without resorting to a complicated fork. Patrick shares his journey into crypto, building in the early days at Coinbase and thereafter joining Ava Labs, where he left to pursue his passion for simplifying blockchain development with the founding of Commonware. He discusses the importance of application specific blockchains, the modularity of Commonware and how it is being designed to be "the best verticalized stack" for building blockchain applications. 

Ryne Saxe is CEO and Co-Founder of Eco, (https://www.eco.com), a network for apps that use stablecoins and stablecoin liquidity, providing a frictionless stablecoin experience that accelerates user onboarding and streamlines money movement onchain. Ryne is quite the polymath, sharing his journey as a physicist, coder, lawyer, turned technology founder. He shares his unique perspective on the evolution of payments technology over the last decade, its embrace of crypto, stablecoins as crypto's killer use case, and insights into building Eco to a platform that maximizes money’s value, with seamless user experience, especially as his second run as Eco’s CEO.

Siddarth "Sid" Sridhar is Founder and CEO of BIMA Labs (https://www.bima.money), a decentralized finance platform that enables users to stake assets like Bitcoin and Bitcoin derivatives such as Liquid Staked Tokens (LST), to borrow USBD, a stablecoin pegged to the US Dollar. Sid talks about his journey from being a Draper-backed investor at 19 years old to being a crypto founder in the BitcoinFi space, the role of USDB plays in social impact by promoting financial inclusion, why over-collateralization is crucial for stability in the USBD model, how USBD differs from other traditional stablecoins - and insights on how BIMA's stablecoin, the USBD, fits into the broader financial ecosystem. 

Aki Balogh is Founder and CEO of iBTC, (https://www.ibtc.network), a platform that harnesses the power of Discrete Log Contracts (DLCs) to establish the safest, theft-proof, and institutionally compliant trustless bridge between Bitcoin. Aki shares his journey into entrepreneurship and consequently crypto, discusses his vision of how Discrete Log Contracts (DLCs) can unlock BTCFi, the mechanics of iBTC fka dlcLink, and his thoughts on the exploding Bitcoin Layer 2 ecosystem.