What APRA Really Means for Property Investors

In this episode, George breaks down APRA's new Debt-to-Income (DTI) rule coming in February 2026—and why investors shouldn't panic. The rule limits banks to approving only 20% of new loans to borrowers with a DTI above six, but most lenders are already well below this threshold. George explains how this move is more of a light "tune-up" than a crackdown, aimed at slowing down high-risk borrowers while creating a rare buying window for educated investors. With fewer investors able to borrow, rental supply tightens, rents rise, and cash flow strengthens—setting up a classic accumulation phase. Mortgage broker Barbara adds that lenders still have plenty of room under the cap, and experienced investors often get more flexibility from banks than first-timers. George also answers questions on rental vacancies, buying property with a partner, Super 6 structures, commercial property risks, inheritance tax, and why Victoria may currently be one of the strongest buying opportunities. About Money for Life:Every week, Money for Life Mastermind brings you real conversations about wealth, mindset, and freedom — hosted by George Markoski, with experts who know what it takes to succeed. Additional Resources: 📞 Interested in personalised property investment advice? Book a free wealth call with our team → https://george.property/WealthCall-O  📚 Grab a free copy of my bestselling book It's the road map to successful investing in property, using low risk tried and tested methods → https://george.property/Mybook  Stay Connected: Facebook: https://facebook.com/georgemarkoski1  Instagram: https://instagram.com/georgemarkoski  TikTok: https://tiktok.com/@georgemarkoski  Join Our Community: https://www.facebook.com/groups/positiveproperty/ 

Greg and Suzanne were told their deal was a disaster — wrong suburb, bad timing, too risky. Then the bank's valuation came in $35K short, almost forcing them to walk away. But they pushed through… and the property that "shouldn't have worked" is now up $134,000. In this episode of Money for Life Mastermind, George and Charmaine sit down with Greg and Suzanne to unpack: What went wrong — and why they kept going How they handled a $30K valuation shortfall The strategy shift that turned the deal around Why "imperfect" properties can become top performers The real numbers behind the $134K uplift The mindset that separates successful investors from stuck ones If you've ever felt like quitting when a deal hit a roadblock, this episode will show you what's possible when you follow the strategy and trust the process. Additional Resources: 📞 Interested in personalised property investment advice? Book a free wealth call with our team → https://george.property/WealthCall-O  📚 Grab a free copy of my bestselling book It's the road map to successful investing in property, using low risk tried and tested methods → https://george.property/Mybook  Stay Connected: Facebook: https://facebook.com/georgemarkoski1  Instagram: https://instagram.com/georgemarkoski  TikTok: https://tiktok.com/@georgemarkoski  Join Our Community: https://www.facebook.com/groups/positiveproperty/ 

Most people think property investing is complicated — but the truth is, success comes down to just a few core principles. And if you don't have these foundations in place, it doesn't matter how good the market is… your portfolio will struggle before it even starts. In this powerful episode of Money for Life Mastermind, Positive Property Coach Michelle sits down with member Jane, who opens up about her real journey — the fears, the wins, the turning points — and what truly helped her move forward with confidence. Inside, Michelle breaks down: • The mindset every successful investor shares (and why most people get stuck) • How inflation is quietly eroding your buying power — and what to do about it • Why emotion is the biggest threat to your financial future • The three non-negotiable foundations you must have to build wealth • How real members like Jane are using strategy — not guesswork — to grow safely If you've ever wondered why some people build successful portfolios while others stay frozen on the sidelines, this episode gives you the clarity and direction you've been missing. 👉 Tune in now to discover the three things that could completely change your property investing journey — and your long-term wealth. About Money for Life: Every week, Money for Life Mastermind brings you real property insights from George Markoski and industry experts. Learn how everyday Australians are achieving financial freedom through smart property investing. Additional Resources: 📞 Interested in personalised property investment advice? Book a free wealth call with our team → https://george.property/WealthCall-O  📚 Grab a free copy of my bestselling book It's the road map to successful investing in property, using low risk tried and tested methods → https://george.property/Mybook  Stay Connected: Facebook: https://facebook.com/georgemarkoski1  Instagram: https://instagram.com/georgemarkoski  TikTok: https://tiktok.com/@georgemarkoski  Join Our Community: https://www.facebook.com/groups/positiveproperty/ 

What if you could earn more rent every week — without spending a single extra dollar on your property? In this episode of The George Markoski Show, Christina sits down with South Australian Property Manager Xena to break down the simple strategies that helped our members secure higher-than-expected rental returns — from +$20 to +$140 per week. They reveal why some properties rent quickly at top dollar, while others sit vacant for weeks, and the practical steps every investor can take to maximise rental income in today's $11.5 trillion housing market. Here's what you'll learn: How to price your property using a Comparative Market Analysis Why starting slightly above market can help you rent for more The hidden cost of slow property managers (and how one mistake cost an owner $7,000) Why street appeal matters more than most investors realise How tenant databases help target high-quality renters fast The simple marketing moves that get your property seen by more tenants If you've ever wondered whether your investment property is truly performing at its best, this episode shows you how to rent faster, attract better tenants, and earn more each week — even in a tight rental market.

What if you could pay off your mortgage in 7–12 years instead of 30? In this episode of The George Markoski Show, George and Christina share their proven system for reducing home loan interest, using an offset account strategically, and turning "bad debt" into "good debt." They reveal how investors can use their property's equity to grow wealth faster — and why an owner-occupied home isn't always the asset you think it is. Here's what you'll learn: How to use an offset account to cut years off your loan The Rapid Mortgage Reduction System — and why timing matters How to use your credit card to save money (without debt traps) The truth about good debt vs bad debt How leveraging your home's equity can create long-term passive income If you've ever felt stuck paying interest year after year, this episode will show you how to take back control, build wealth strategically, and create money for life.

What if your biggest barrier to success isn't the market, the economy, or your strategy — but you? In this thought-provoking episode of Money for Life Mastermind, George Markoski teams up with Dr Vesna Grubacevic, author and behavioural transformation expert, to uncover the hidden habits and subconscious patterns that silently sabotage financial success. Here's what you'll learn: The surprising ways people block their own wealth without realising it How fear, guilt, and "playing it safe" destroy momentum and confidence Why comfort zones kill results — and how to break through yours without chaos The simple mindset shift that can completely change your relationship with money A candid deep-dive into George's own beliefs about risk, success, and growth If you've ever felt stuck — working hard but not moving forward — this episode will help you identify the one thing holding you back, and how to finally let it go. 👉 Listen now and learn how to rewire your thinking, overcome fear, and unlock the results you've been chasing. About Money for Life:Every week, Money for Life Mastermind brings you real conversations about wealth, mindset, and freedom — hosted by George Markoski, with experts who know what it takes to succeed. Additional Resources: 📞 Interested in personalised property investment advice? Book a free wealth call with our team → https://george.property/WealthCall-O  📚 Grab a free copy of my bestselling book It's the road map to successful investing in property, using low risk tried and tested methods → https://george.property/Mybook  Stay Connected: Facebook: https://facebook.com/georgemarkoski1  Instagram: https://instagram.com/georgemarkoski  TikTok: https://tiktok.com/@georgemarkoski  Join Our Community: https://www.facebook.com/groups/positiveproperty/ 

Saving for a home deposit can now take up to 40 years in cities like Sydney — and by then, property prices have already raced ahead. But what if you could use your superannuation to break into the market sooner, without waiting decades or draining your savings? In this powerful episode of Money for Life Mastermind, George Markoski is joined by Jeff Bennett from Super Strategist to uncover: How everyday Aussies are using self-managed super funds (SMSFs) to buy investment properties The shocking truth about how much super funds really cost you in hidden fees and lost returns Why property inside super can protect your assets and accelerate your wealth The step-by-step strategy to leverage your superannuation as a deposit — legally and effectively Real examples of investors turning their retirement savings into real, tangible property portfolios If you've ever thought, "I can't afford to invest," this episode will show you why that's not true — and how your super could be the key to your first property. 👉 Tune in now to learn the strategy that's helping Australians turn their super into property wealth — before the next market upswing. About Money for Life: Every week, Money for Life Mastermind brings you real property insights from George Markoski and industry experts. Learn how everyday Australians are achieving financial freedom through smart property investing. Additional Resources: 📞 Interested in personalised property investment advice? Book a free wealth call with our team → https://george.property/WealthCall-O  📚 Grab a free copy of my bestselling book It's the road map to successful investing in property, using low risk tried and tested methods → https://george.property/Mybook  Stay Connected: Facebook: https://facebook.com/georgemarkoski1  Instagram: https://instagram.com/georgemarkoski  TikTok: https://tiktok.com/@georgemarkoski  Join Our Community: https://www.facebook.com/groups/positiveproperty/ 

While most Australians are waiting for prices to drop, smart investors are quietly positioning themselves for the next big property wave. The truth is, it's not about if property prices are climbing — it's about why they are, and how you can move before the masses catch on. In this episode of Money for Life Mastermind, George Markoski sits down with Adam Albrecht, property expert and building specialist at Positive Property, to unpack: The real drivers behind Australia's rising property prices — beyond what the media tells you Why "running out of land" isn't the issue, but red tape and supply bottlenecks are How to identify the high-growth pockets where smart investors are buying right now Common mistakes most Aussies make when chasing the market — and how to avoid them Real-world insights from recent Positive Property deals and investor strategies If you're tired of hearing the same recycled market chatter and want to understand what's actually moving property prices, this episode will change how you see the market. 👉 Listen now to learn how to stay ahead of the herd, spot the next opportunities, and build lasting wealth through Australian property. Additional Resources: 📞 Interested in personalised property investment advice? Book a free wealth call with our team ▶️ https://george.property/WealthCall-O  📚 Grab a free copy of my bestselling book It's the road map to successful investing in property, using low risk tried and tested methods ▶️ https://george.property/Mybook  Stay Connected: Facebook: https://facebook.com/georgemarkoski1  Instagram: https://instagram.com/georgemarkoski  TikTok: https://tiktok.com/@georgemarkoski  Join Our Community: https://www.facebook.com/groups/positiveproperty/ 

On 30 September 2025, the RBA announced it would hold the cash rate steady — but while the headlines may sound uneventful, the implications for property investors run much deeper. In this episode of Money for Life Mastermind, host George Markoski is joined by Barbara from Wealthstreet Finance, an experienced mortgage broker, to unpack what this decision means for you right now. Here's what you'll discover: Why a "rate hold" can still shift the Australian property market in surprising ways How inflation, borrowing capacity, and superannuation changes are shaping investor opportunities The truth about debt: why not all debt is bad, and how to leverage it wisely Real-world strategies to protect your cash flow while positioning for long-term growth The RBA may be standing still, but smart investors know this is the time to move strategically — before the market catches up. 👉 Listen now to learn how to turn today's rate environment into tomorrow's property opportunities. 👉 Book your free strategy session here: https://george.property/WealthCall-O

What if your 30-year mortgage could disappear in just 7 years — or even 3? Most Aussies don't realise they're gifting the banks hundreds of thousands in extra repayments. But the truth is, you can break free faster than you think. In this powerful episode, George and Christina Markoski show you how to: Unlock proven strategies that can slash your mortgage term in half Hear inspiring stories of everyday Australians who saved up to $200K and cleared their loans years early Discover why time is more valuable than money — and how to get more of both Make the mindset shift that stops you overpaying the banks and starts you building real wealth This isn't theory — it's a proven path that has transformed lives across Australia. The only question is: will you take action, or stay stuck for decades? 👉 Listen now and find out how to cut your mortgage, save a fortune, and step into financial freedom.