An Unfiltered Conversation with BBNo$ | Being Broke, Cashing Out, & Getting Screwed

SelectQuote: Get the RIGHT life insurance for YOU, for LESS, at https://selectquote.com/ich ZocDoc: Go to https://www.zocdoc.com/ICED and download the Zocdoc App for FREE Ramp: Now get $250 when you join Ramp at https://ramp.com/ich MagicMind: Get 45% off the Magic Mind bundle with with my link: https://www.magicmind.com/ichjan DONATIONS: We've found this to be a comprehensive list of all resources you can donate to: https://la2050.org/blog/la-wildfires-volunteer-and-support-guide Subscribe To  @MeetKevin  Here Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 0:00:00 - Intro 00:03:15 - Is California a good place to live? 00:05:15 - Political fallout of wildfires 00:13:22 - Why are the wildfires so politicized? 00:17:04 - Wildfires: natural or man-made? 00:20:36 - Controlled burns in CA 00:23:51 - Sponsor - Select Quote 00:25:09 - Sponsor - ZocDoc 00:27:10 - Evacuation notices in LA 00:29:29 - Wildfire risks in Palisades 00:34:59 - Insurance and wildfire impact 00:36:01 - Dealing with being underinsurance 00:40:53 - Misconceptions about victims 00:41:40 - Rebuilding after wildfires 00:44:38 - Landlords profiting from fires 00:45:49 - Sponsor - Ramp 00:46:49 - Will property values crash? 00:48:44 - Why insurers avoid fire zones 00:50:11 - No insurance? What happens 00:51:56 - Insurance companies struggling 00:56:59 - Water shortages in CA 00:59:41 - Removing fire hydrants? 01:03:48 - Third Street Promenade 01:06:27 - What holds CA back? 01:09:30 - Running for governor challenges 01:11:21 - Delta Smelt 01:13:14 - Graham’s Delta Smelt story 01:18:10 - Fishing laws and environment 01:20:03 - Jack’s bad luck 01:22:17 - Kevin quits drinking 01:24:43 - Why quit drinking? 01:27:22 - Why Rick Caruso lost 01:28:54 - Wildfire conspiracy theories 01:30:00 - Pacific Palisades future 01:31:39 - Clearing brush in fire zones 01:32:58 - Housing solutions in CA 01:33:55 - Rent control debate 01:35:11 - Wildlife crossings 01:39:33 - Dealing with lobbyists *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit megaphone.fm/adchoices

Oracle: Cut your cloud bill in half—switch to OCI today https://oracle.com/iced Ramp: Now get $250 when you join Ramp at https://ramp.com/ich Range Rover Sport: Start designing your Range Rover Sport today at https://www.LandRoverUSA.com Subscribe to  @DougDeMuro  Here! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:03:46 - Car market changes over last 3 years? 00:05:53 - Future car market predictions 00:12:34 - Sponsor - Oracle 00:13:43 - What happens when EV incentives end? 00:15:57 - On government EV incentives 00:20:22 - Dougs car collection 00:25:14 - Cars currently in demand 00:28:58 - Cars that have lost their appeal 00:33:21 - Sponsor - Ramp 00:34:26 - Best car for the average person 00:35:48 - Low-maintenance cars 00:37:18 - Why no EV convertibles? 00:40:48 - Best time to buy a luxury car 00:43:47 - Why no manuals anymore? 00:46:34 - Must-have car features 00:53:18 - Best tech in cars 00:57:24 - Why self-driving tech is problematic 00:58:44 - How to make money with cars 01:01:25 - Sponsor - Range Rover 01:02:25 - Cars as investments 01:05:19 - Best investment vehicles 01:19:02 - Financing insights from Cars and Bids 01:29:26 - Doug’s overhead costs 01:33:19 - Car owner stereotypes 01:36:26 - Experience as CEO of Cars & Bids 01:40:08 - How C&B has changed since partnership 01:45:17 - Does Cars & Bids reject listings? 01:50:55 - Running a business with kids 01:52:11 - Balancing business and family 02:01:02 - Biggest insecurity 02:08:09 - Doug’s favorite books 02:09:13 - Doug’s interests outside of cars 02:11:05 - Favorite travel destinations *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit megaphone.fm/adchoices

Gusto: Try 3 months free at https://gusto.com/iced Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich NetSuite: Take advantage of NetSuite’s Flexible Financing Program: https://www.netsuite.com/ICED Subscribe to  @Nickjfreitas  Here! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00 - Intro 00:01:15 - Problems with young men today 00:10:05 - Sponsor - Gusto 00:11:26 - Becoming a strong man or woman 00:15:50 - Actions to improve as you age 00:21:30 - What to do if you lack motivation 00:26:23 - Role models for kids today 00:28:36 - Sponsor - Shopify 00:31:22 - Modern dating 00:35:37 - Graham’s marriage story 00:38:21 - Is dating harder today? 00:44:05 - Intellectual compatibility 00:46:32 - Women supporting men financially 00:48:46 - Red flags in dating 00:51:45 - When masculinity becomes toxic 00:52:51 - How people gain confidence 00:57:51 - Sponsor - Netsuite 00:59:03 - Who runs the country? 01:07:05 - Importance of the president 01:11:55 - Wasteful government spending 01:14:49 - Why do people root for failure? 01:16:10 - National debt problems 01:19:40 - Thoughts on Bitcoin 01:29:49 - Flat tax? 01:30:43 - Should voting require a test? 01:35:34 - Who really runs the government? 01:48:58 - Are kids reading books? 02:01:33 - Best potential president *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit megaphone.fm/adchoices

SelectQuote: Get the RIGHT life insurance for YOU, for LESS, at https://selectquote.com/ich Strawberry.me: Get 20% off your first month membership at https://strawberry.me/iced Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow  @TheKenColemanShow  and  @TheKenColemanShowFullEpisodes  Here! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps : 00:00:00 - Intro 00:01:03 - Lessons from Dave Ramsey 00:07:27 - Memorable Dave Ramsey call 00:11:27 - Sponsor - Select Quote 00:12:59 - Helping unwilling people 00:16:26 - Trump economy predictions 00:18:23 - Retiring vs working longer 00:21:07 - Fulfillment in retirement 00:25:37 - White-collar recession? 00:29:47 - What to do if fired 00:33:07 - Sponsor - Strawberry.me 00:34:36 - Overcoming personal challenges 00:52:37 - Gen Z and anti-work mindset 00:56:21 - Handling lazy people 01:01:57 - Sponsor - Shopify 01:03:05 - Finding purpose in life 01:06:41 - Problems for young people 01:12:05 - Hypothetical scenarios 01:14:12 - Inspiring words *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit megaphone.fm/adchoices

NetSuite: Take advantage of NetSuite’s Flexible Financing Program: https://www.netsuite.com/ICED ZocDoc: Go to https://www.zocdoc.com/ICED and download the Zocdoc App for FREE Ramp: Now get $250 when you join Ramp at https://ramp.com/ich Subscribe to  @VegasMatt  Here! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00 - Intro 00:01:45 - How can you afford this? 00:03:28 - First job 00:05:01 - On financial security 00:06:42 - Going from $0 to $10 million 00:07:35 - Buying investment properties 00:08:59 - Sponsor - Netsuite 00:10:13 - Why not invest in stocks? 00:10:48 - Balancing financial risk 00:14:25 - Going broke 00:16:25 - Biggest positive net worth swing 00:17:47 - First time gambling 00:18:59 - Why are you drawn to gambling? 00:23:42 - Can you improve at gambling? 00:27:26 - Sponsor - Zocdoc 00:29:00 - Meeting his son EJ 00:31:20 - Turning gambling into a business 00:38:12 - Slot machines: which to play? 00:38:47 - Knowing when to walk away 00:44:23 - Are you addicted to gambling? 00:50:03 - Gambling glamorization concerns 00:56:21 - Why can’t you write off losses? 01:03:22 - Why are you more successful than others doing similar content? 01:07:14 - Sponsor - Ramp 01:08:19 - Open your own casino? 01:11:36 - How calculated is your content? 01:14:09 - Most $ you saw someone lose 01:32:28 - Most $ you saw someone win 01:35:43 - When do you walk away winning? 01:39:25 - Craziest gambling story 01:46:35 - Your biggest single bet 01:47:45 - Thoughts on online casinos 01:57:20 - Biggest insecurity 02:01:35 - On marriage and family *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit megaphone.fm/adchoices

Oracle: Free test drive of OCI at https://oracle.com/iced Ramp: Now get $250 when you join Ramp at https://ramp.com/ich Gusto: Try 3 months free at https://gusto.com/iced Subscribe to  @RubinReport  Dave Rubin Here Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps : 00:00 - Intro 00:01:31 - Is a mass shift to conservative ideals happening? 00:01:56 - Rubins Liberal to conservative flip 00:06:46 - DOGE - Department of Government Efficiency 00:11:20 - Why wasteful Gov spending not addressed sooner? 00:12:53 - Sponsor: Oracle 00:14:03 - Twitter HQ and Shadowbans 00:18:29 - Where deregulation hurts people 00:21:07 - The role of government 00:25:36 - Tariffs discussion 00:38:09 - Sponsor: Ramp 00:39:13 - Thoughts on Bitcoin 00:43:36 - 0% income tax possible? 00:46:52 - Trump presidency outlook 00:49:28 - Is the American dream dead? 00:53:24 - Undiscussed big issues 00:59:21 - Over-discussed non-issues 01:01:37 - Sponsor: Gusto 01:02:54 - Why are people so divisive? 01:10:37 - Finding truth in media 01:12:35 - Tenant media’s impact 01:16:37 - Criticism of yourself 01:21:31 - "Coming out" experience 01:33:48 - Relationship with Jordan Peterson 01:36:48 - Difference between Hate vs. free speech 01:44:34 - Media business revenue *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit megaphone.fm/adchoices

NetSuite: Take advantage of NetSuite’s Flexible Financing Program: https://www.netsuite.com/ICED Ramp: Now get $250 when you join Ramp at https://ramp.com/ich Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Chris's Instagram: https://www.instagram.com/thefbinegotiator/ Chris's Twitter: https://x.com/fbinegotiator/ Chris's Website: https://blackswanltd.com/ Never Split the Difference (book): https://amzn.to/3J5scNC Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps : 00:01:19 - Why is negotiation important? 00:07:06 - Difference between Negotiation vs manipulation 00:09:13 - Spotting honesty in negotiations 00:10:17 - Learning his negotiation skills 00:14:03 - Sponsor - Netsuite 00:15:14 - Crisis hotline experience 00:18:46 - Working crisis hotline and mental health 00:20:25 - Where crisis hotlines fail 00:22:30 - Empathy vs compassion vs sympathy 00:28:07 - Lessons on human nature 00:28:56 - Do hostage takers ever get away? 00:31:18 - Hostage situations in movies 00:33:32 - Negotiation success story 00:33:41 - Sponsor - 00:41:42 - Dealing with unattainable contingencies 00:47:07 - Using silence in negotiations 00:52:42 - Verbal fluency importance 00:54:41 - Reading people in negotiations 00:55:44 - Are women better at reading people? 01:03:18 - Criticism of Chris Voss 01:04:25 - Sponsor - 01:05:27 - Controlling your ego 01:07:20 - Cultivating curiosity 01:09:54 - Intuition when negotiating 01:15:19 - Importance of appearance 01:24:32 - Negotiating in relationships 01:30:38 - Compromise in relationships 01:36:20 - Negotiate a higher salary 01:45:54 - Negotiating in parenting 01:47:01 - Hostage negotiator salaries 01:47:32 - Improving negotiating skills *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit megaphone.fm/adchoices

NetSuite: Take advantage of NetSuite’s Flexible Financing Program: https://www.netsuite.com/ICED ShipStation: Go to https://ShipStation.com/ich for a FREE 60-day trial Oracle: Free test drive of OCI at https://oracle.com/iced Follow @bbnomoney Here - Enjoy! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps : 00:00:00 - Intro 00:01:05 - Why BBNO$ has no money 00:04:25 - What do you spend money on? 00:06:23 - BBNO$ is homeless 00:07:58 - Income from 10M Spotify listeners 00:10:50 - Sponsor - Netsuite 00:17:55 - How musicians make money 00:23:12 - What is a sync? 00:24:12 - Pressure to constantly improve 00:25:10 - “Lalala” and knowing it would blow up 00:27:02 - Record company scams 00:29:32 - How record deals work 00:35:01 - Sponsor - Shipstation 00:36:19 - Can you game the music industry? 00:37:39 - Big artists don’t write their own music? 00:39:00 - Formula for a hit song 00:40:08 - AI in music industry 00:41:46 - Bad follow-up albums 00:45:42 - Musicians ahead of trends 00:49:00 - What do you get for free? 00:51:49 - Day in the life of a musician 00:54:31 - Why concert ticket sales have been bad 00:56:05 - Is your Google net worth accurate? 00:59:06 - How to start a career in music? 01:00:48 - Strategic marketing decisions 01:02:49 - On fame in China 01:06:53 - Sponsor - Oracle 01:08:04 - Getting famous overnight 01:09:44 - How much music do you scrap? 01:12:38 - After “Lalala” went viral 01:14:23 - Lowest career moment 01:15:15 - Dating as a famous musician 01:18:25 - Cultivating the perfect hairline 01:20:18 - Earnings for private gigs? 01:24:31 - Where do you invest your money? *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit megaphone.fm/adchoices

ZocDoc: ZocDoc: Go to https://www.zocdoc.com/ICED and download the Zocdoc App for FREE SelectQuote: Get the RIGHT life insurance for YOU, for LESS, at https://selectquote.com/ich Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Subscribe To  @CodieSanchezCT  Here NEW: Join us at http://www.icedcoffeehour.club for premium content - Enjoy! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps : 00:00:00 - Intro 00:01:08 - Her Story 00:03:47 - Money misconceptions 00:04:36 - Controversial takes on money 00:05:40 - Why are rich people seen as evil? 00:06:45 - Sacrificing morals 00:10:10 - Being a woman in finance 00:13:55 - Sponsor - Zocdoc 00:15:28 - Generational mindset differences 00:17:14 - More controversial truths about money 00:18:28 - On Starbucks 00:21:32 - Erewhon and trendy companies 00:22:59 - Opportunities and predictions for 2025 00:27:15 - Downsides to a Trump economy 00:31:19 - Harm in hustle culture? 00:33:11 - How W2 workers can get wealthy 00:34:14 - Sponsor - SelectQuote 00:34:40 - Is AI overhyped? 00:36:20 - Businesses to buy in 2025 00:37:20 - How to find good businesses to buy 00:42:39 - Businesses to avoid 00:45:01 - Is real estate a business? 00:46:49 - Biggest failure 00:50:08 - How to tell if someone is lying 00:54:15 - Green flags in people 00:57:13 - Predicting success or failure 00:58:03 - How people change from broke to rich 00:59:13 - Are rich people happier? 01:02:56 - Sponsor - Shopify 01:03:44 - What are you chasing in life? 01:06:17 - Big issues no one talks about 01:14:32 - Speculation on robots 01:15:59 - Thoughts on regulation 01:19:40 - Where do you invest your money? 01:21:54 - Taking income or reinvesting in business 01:24:58 - Reverse tax bracket 01:27:03 - Hypotheticals 01:29:46 - Biggest fear 01:31:05 - Non-financial advice 01:32:03 - Selling something you dislike *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit megaphone.fm/adchoices

NetSuite: Take advantage of NetSuite’s Flexible Financing Program: https://www.netsuite.com/ICED Ramp: Now get $250 when you join Ramp at https://ramp.com/ich ShipStation: Go to ShipStation.com/ich for a FREE 60-day trial Range Rover Sport: Start designing your Range Rover Sport today at https://www.LandRoverUSA.com Connect with Graham Stephan on Minnect: https://app.minnect.com/expert/GrahamStephan Thanks To  @VALUETAINMENT  For Joining Us - Subscribe Here! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:19 - Trump podcast and Secret Service 00:05:37 - Trump’s schedule 00:07:54 - Things PBD likes about Kamala 00:13:39 - Sponsor - Netsuite 00:17:24 - Who are the powerful "They"? 00:25:32 - ICH and political episodes 00:32:14 - Sponsor - Ramp 00:33:26 - Why traditional media survives 00:43:17 - On Chris Cuomo partnership 00:48:23 - Is zero income tax possible? 00:54:42 - America’s next 10 years 01:02:15 - Podcast guests: left vs right 01:06:50 - Sponsors - Shipstation, Range Rover 01:09:07 - Yankees minority ownership 01:11:37 - Yankees going public 01:12:06 - Cost to buy into sports organization 01:12:42 - Net worth and investments 01:19:23 - Favorite baseball cards 01:20:57 - Starting over and trying to make $1M 01:23:12 - Hypothetical questions 01:28:25 - Last time you cried *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit megaphone.fm/adchoices