189. What If I Get Bored During My Sabbatical?

Show NotesThe Four Tendencies QuizThe Four Tendencies Book Here is a virtual accountability site, FocusMate, that our friend Jackie loves! ChatGPTCommunity Time:Thank you Laura for your comment on our episode “We are never going back to work”Thank you Kevin for inquiring about the term “Fi-Curious”Thank you LaLa ✿Indie Maker✿ for restacking our post 189. What If I Get Bored During My Sabbatical?Want to Join Michelle’s Sabbatical Course?Michelle and Toby recently reunited with the first cohort of their sabbatical course. It is more than just a course, it is a community of people looking to think outside the corporate box. Anyone interested in sabbaticals is welcome to join. . Click here if you are interested in joining the course!Find more show notes and interact with the Build A Wealthy Spirit community at buildawealthyspirit.com!

Show NotesChat GPTSparketype Quiz Values Quiz The Work of Byron KatieThe Sanctuary Academy of Magic & The Sanctuary StoreCommunity Time:Thank you Chet Bailey for your comments on our episode “188. I'm Too Scared To Quit My Job”. We loved this thought “The mental hurdles are the hardest. And especially the thoughts that people are going to judge you. When in reality very few people will even know”. As you know, Michelle and I LOVED CAMPFI and will be going again this year. Here is the YT video of our talk about How to Make Friends as an Adult!Want to Join Michelle’s Sabbatical Course?Michelle and Toby recently reunited with the first cohort of their sabbatical course. It is more than just a course, it is a community of people looking to think outside the corporate box. Anyone interested in sabbaticals is welcome to join. You do NOT have to have been laid off to participate. Click here if you are interested in joining the course!Find more show notes and interact with the Build A Wealthy Spirit community at buildawealthyspirit.com!

Show Notes167. How to Calculate Your Net WorthHow to calculate FI number and CoastFI number: 165. How Financially Free Are You? The 4 Numbers You Need to KnowThe Work of Byron KatieCampFITony Robbins: I Am Not Your GuruCommunity Time:Paul and Harris [HYPRfocus], thank you for your comments on our episode 185. We Are Never Going Back To Work. We hope your labs come back with amazing results! Tamara Herring Thank you for loving episode 187. Get Rich In Three Steps - The Simple Not Sexy Way. We want to keep hearing about your finance journey, awesome work!TJ Thank you for sharing your sabbatical journey in our comments on our substack for episode 185. We Are Never Going Back To Work. If you haven’t read it, check out TJ’s journey in the comments here! As you know, Michelle and I LOVED CAMPFI and will be going again this year. Here is the YT video of our talk about How to Make Friends as an Adult!Want to Join Michelle’s Sabbatical Course?Michelle and Toby recently reunited with the first cohort of their sabbatical course. It is more than just a course, it is a community of people looking to think outside the corporate box. Anyone interested in sabbaticals is welcome to join. You do NOT have to have been laid off to participate. Click here if you are interested in joining the course!Find more show notes and interact with the Build A Wealthy Spirit community at buildawealthyspirit.com!

This episode is for anyone who feels like they want to be better about saving and growing their money, building wealth, and just want the basics stripped down. Sammie and Michelle are answering the basic personal finance questions around the rules or steps to building wealth. These steps include saving money, safely investing your money and which numbers to know. There is a simple way to build wealth. It may not be easy. You may have to make adjustments based on your current season of life. But Sammie and Michelle found that learning these basic personal finance steps helped them start to be smarter with their money and build more wealth through the power of compounding. Show Notes:How To Thrive on Sabbatical - Michelle’s live online Sabbatical Course starting in September! The Shockingly Simple Math Behind Early Retirement by Mr Money What Are Index Funds, and How Do They Work? from InvestopediaFI Number and Withdrawal Rates | Community Q&A by ChooseFILeave us a comment for this episode at buildawealthyspirit.com. You can join our newsletter which has an essay that accompanies this piece, has the links we mention and the opportunity for you to comment on this topic. We'd love to hear from you and you could get a shout out in a future episode! Find more show notes and interact with the Build A Wealthy Spirit community at buildawealthyspirit.com!

Show Notes:10 Ways To Find Your Passion in Life (Tony Robbins)Don’t put pressure on your passions - Big Magic by Elizabeth GilbertWhat did you enjoy doing as a child? - Happy Money: The Japanese Art of Making Peace with Your Money by Ken HondaPsychology Today MagazineBad BunnyWhat are your forgotten hobbies? - The Pathless Path by Paul MillerdSparked by Jonathan FieldsMasterclassPersonal Values AssessmentCommunity Time: Thank you Kendall Brown for listening to BWS and your comments!Thank you Abby for telling us about your quarterly review with your finance. Thank you Masha Vibrant Yoga for telling us how much you love the quotes “We are floating on a rock” and “You are exactly where you are meant to be”Thanks to Paul Millerd and Rajeshwari Roy for your comments on our last episode 185. We Are Never Going Back To Work and for re-stacking our post! Click here to support us and our partner for the episode, Riverside. fm! Riverside is a platform to record audio and video so that you can focus on your conversations, not worry about technical issues.  Want to Join Michelle’s Sabbatical Course?Michelle and Toby recently reunited with the first cohort of their sabbatical course. It is more than just a course, it is a community of people looking to think outside the corporate box. Anyone interested in sabbaticals is welcome to join. You do NOT have to have been laid off to participate. Click here if you are interested in joining the course!Find more show notes and interact with the Build A Wealthy Spirit community at buildawealthyspirit.com!

Show Notes:Values QuizWant to Join Michelle’s Sabbatical Course?Michelle and Toby recently reunited with the first cohort of their sabbatical course. It is more than just a course, it is a community of people looking to think outside the corporate box. Anyone interested in sabbaticals is welcome to join. You do NOT have to have been laid off to participate. Click here if you are interested in joining the course!Find more show notes and interact with the Build A Wealthy Spirit community at buildawealthyspirit.com!

Show Notes:Forget New Year’s Resolutions and Conduct a ‘Past Year Review’ Instead by Tim FerrisCampFICommunity Time:Thank you Tamara Herring for your pledge and for supporting our podcast! Pledges like this help us with podcasting costs like OUR NEW MICROPHONE! It helps us out so much :)Thank you, Paul and Harris HYPRfocus for your comments on our episode about uncertainty!Thank you, Lucca and Blaithin for listening to the podcast!Thanks to Alex Michael for your comments about the Byron Katie episode!Karinka thank you for listening to our net worth episode and for inspiring this episode today!Shout-out to David and Ann from Blis Spiritual Co-Op for listening to the podcast! If you are in Charleston and are curious about our Manifestation Group led by Chris, check out the Blis Spiritual Co-Op here!Thank you Kendall Brown aka Still Small for listening to our episode with Jordan Grumet and our episode on Coast FI. Check out her post hereWant to Join Michelle’s Sabbatical Course?Michelle and Toby recently had a reunion with the first cohort of their sabbatical course. It is more than just a course, it is a community of people looking to think outside the corporate box. Anyone interested in sabbaticals is welcome to join. You do not have to have been laid off to participate. Click here if you are interested in joining the course!Find more show notes and interact with the Build A Wealthy Spirit community at buildawealthyspirit.com!

When we pay to eliminate things, we pay for time and peace of mind. What are some ways you have used money to subtract things from your life? Show Notes:Chris Janson- Buy Me a Boat“Having money isn't everything, not having it is.” ― Kanye WestHappiness Through Subtraction by The Madfientist Nassim Nicholas Taleb defines Via Negativa as, “The principle that we know what is wrong with more clarity than what is right, and that knowledge grows by subtraction. Also, it is easier to know that something is wrong than to find the fix.Eckhart Tolle, the spiritual teacher who lived in a park for a year. “We buy things we don't need with money we don't have to impress people we don't like” -Dave Ramsey Community Time:Want to take a sabbatical? Michelle is hosting her second Sabbatical Course with Toby! Learn about sabbaticals and join a community of like-minded seekers. Thank you Paul and Harris at HYPRfocus for your comments on 180. Dependency is NOT a Bad Word. Check out The Mangineer & PHarris on YouTube- They recently went to Landmark and found it life-changing!Find more show notes and interact with the Build A Wealthy Spirit community at buildawealthyspirit.com!

In 2019, I moved into “Mummy Daddy”’s House to save BIG for my retirement. I recently got into FIRE and was looking for a way to cut down on housing costs while living in the Bay Area. Though I was on the fast track to early retirement, my parents were barely on track for normal retirement. The culprit? A low savings rate. My parents spent too much money on things they did not care about. The would regularly spend $300 on groceries at Costco despite both of them eating very little. When I realized that criticism was not working, I decided to help them calculate their net worth and spending. We found that outside of her 401k contribution, my parents were saving very little. They were also <40% of the way to retirement. Though initially defensive, they received the sobering message. My mom began listening to more finance podcasts and attending FI meetings in San Francisco with me. They learned how to save and invest more and I am proud to say my mom has hit and surpassed her retirement number in five short years! Their story made me appreciate that it is never too late nor too early to start preparing for retirement. A few small changes can completely change our retirement trajectories. Show Notes:7 top retirement tips: Retirement advice for every age by Wales Wealth Management GroupChoosing a Withdrawal Rate That Is Sustainable “The Trinity Study” Coast FIRE CalculatorThe ChooseFI Facebook GroupCampFICommunity Time:Thank you, Masha, Paul and Harris aka HYPRfocus for your thoughts on our episode on a Season of Yes or NOThank you Jennifer for your comments on the episode The 5 Parasocial People You Surround Yourself WithThank you, Ann, for listeningThank you Luca for being our biggest fan and podcast superspreader!Thank you Sage and Kate of the SoroPod Podcast for the shoutout! Be sure to check out their podcast especially if you are living in Charleston!Click here to check out AirHelp, our partner for this episode!The team at AirHelp can assist you when you have a delayed or canceled flight and want to see if you can get compensation for your inconvenience. You give them your flight information, and they talk to the airlines for you! Find more show notes and interact with the Build A Wealthy Spirit community at buildawealthyspirit.com!

If you are finding yourself in an uncertain situation and wondering how to deal with uncertainty, this is the episode for you. Sammie and Michelle reflect on how uncertain life still feels in 2024 and share tips they've been using to deal with uncertainty. Show Notes:The 7 Habits of Highly Effective People by Stephen Covey Seven Ways to Cope with Uncertainty by Christine CarterThe Work of Byron KatieInsight TimerSame as Ever: A Guide to What Never Changes by Morgan Housel Click here to check out AirHelp, our partner for this episode! The team at AirHelp can assist you when you have a delayed or canceled flight and want to see if you can get compensation for your inconvenience. You give them your flight information, and they talk to the airlines for you! Find more show notes and interact with the Build A Wealthy Spirit community at buildawealthyspirit.com!