Leaders In Tech podcast

Is AI Replacing Programmers or Just Saving Them? A CTO Breaks It Down

19.10.2026
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Welcome to another inspiring episode of the Leaders in Tech Podcast, hosted by David Mansilla! In this episode, we welcome Aleksei Malenkin, a technology executive with over 23 years of experience in enterprise banking, fintech, digital lending, and scalable technology architecture.


Aleksei shares his story of relocating from Cyprus to Mexico City to co-found a fully in-house digital lending platform, the architectural decisions behind building vs. buying software, and how modern engineering teams can responsibly adopt AI to accelerate time-to-market.


📌 Key Takeaways & Timestamps:

00:00 - Introduction & Aleksei’s Journey from Cyprus to Mexico

02:11 - Launching a Digital Lending Platform from Scratch

04:27 - Buy vs. Build: Why In-House Architecture Drives Long-Term Independence

06:48 - Practical AI Adoption in Risk Management & the Software Delivery Lifecycle (SDLC)

11:54 - How AI Impacts Team Sizes & Why Senior Engineering Foundations Are Critical

17:32 - Building Strong Core Fundamentals: Lessons from Chemical Industry Mentors

27:36 - Executive Well-Being: Yoga, Meditation, and Staying Grounded in Mega-Cities

28:40 - 25 Years of Hindsight: Networking, Continuous Learning, and Financial Preparedness


💡 About the Guest: Aleksei Malenkin is a CTO and Technology Executive with 23+ years of experience leading digital transformation across enterprise banking, fintech, lending, payments, and regulated digital platforms. He specializes in modernizing scalable financial technology organizations by combining business strategy, architecture, engineering leadership, and AI adoption.


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#Fintech #CTOInsights #SoftwareArchitecture #AIEngineering #BuyVsBuild #DigitalLending #TechStartups #SoftwareDevelopment #CloudScalability #MexicoCityTech #LeadersInTech #StartupCoFounders #EngineeringLeadership #BNPL #DeveloperTools

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