Ep50 - Is ESG now a weaponised term?

This summer, we have seen record-breaking global temperatures and extreme weather events: floods, the hottest June on record and wildfires. The scale of the climate problem is becoming increasingly clear; governments and investors can no longer ignore it. In this episode, we’ll discuss why governments have responded slowly to the crisis and the strong link between UK pensions and fossil fuels. We will also examine the scale of the climate problem and how it fits into thinking about investments and being an impact investor.Finally, we’ll discuss the different ways to invest to avoid funding fossil fuels directly or indirectly. If you want to learn more about impact investing and how you can make a difference in the fight against climate change, this episode is for you.Got something to say? We’d love to hear from you [email protected] Remember, when you invest, your capital is at risk. Nothing in this podcast is financial advice. Related keywords: Invested, temperatures, uk, areas, world, pension, climate, change, climate change, global, hot, companies, borrow, build, record, podcast, degrees, energy, talked, tackling Hosted on Acast. See acast.com/privacy for more information.

This week we are thinking about how AI could change wealth management Remember when investing your capital is at risk and nothing in this podcast is financial advice get in touch: [email protected] Hosted on Acast. See acast.com/privacy for more information.

This week we look at Larry Fink's latest letter to shareholders and how he and Blackrock are stepping back from using the term "ESG".We also look at Glencore's CEO threatening to move the company from London to New York - blaming ESG At the same time Anti-ESG funds are not taking off in the US despite the escalation in the war on woke Get in touch: [email protected] Remember when investing your capital is at risk and nothing in in this podcast is financial advice. Hosted on Acast. See acast.com/privacy for more information.

We review the predictions we made for 2023 and see if things are turning out as expected! Get in touch: [email protected] Crowdfunding: https://circa5000.com/crowdfundRemember nothing in this podcast is financial advice and when investing your capital is at risk. Crowdfunding carries specific risks please take 2mins to read about them on crowdcube.com Hosted on Acast. See acast.com/privacy for more information.

The CIRCA5000 ETFs are live! Remember nothing in this podcast is financial advice and when investing your capital is at risk. Get in touch: [email protected] Hosted on Acast. See acast.com/privacy for more information.

This week we discuss what makes a good 'impact' ETF and discuss the differences between 'active' and 'passive' funds. When investing your capital is at risk and nothing in this podcast is financial advice. Get in touch: [email protected] Hosted on Acast. See acast.com/privacy for more information.

This week we are looking at ETFs and what is next for this rapidly growing and changing area of the investment world. Nothing in this podcast is financial advice and when investing your capital is at risk. Get in touch: [email protected] Hosted on Acast. See acast.com/privacy for more information.

This week we discuss the ongoing challenges central banks face in tackling inflation across different regions US, Eurozone and UK. Will rates continue to rise? Will inflation ever get down to the 2% target? And what does it all mean for markets, investors and savers? Remember nothing in this podcast is financial advice and when investing your capital is at risk. Get in touch: [email protected] Hosted on Acast. See acast.com/privacy for more information.

In this ep we look at how explosion in the number of ESG branded funds has turned into a massive retraction with fund managers rushing to downgrade their own sustainability ratings. We also look at how ratings agency MSCI is getting stricter on ESG ratings. Remember when investing your capital is at risk and nothing in this podcast is financial advice. Get in touch: [email protected] Hosted on Acast. See acast.com/privacy for more information.

In this episode, we will discuss the topic of pensions and their impact on the UK economy and individuals. The conversation will cover the key players involved, including Tony Blair and William Hague's 'New National Purpose' report, and the central question: Are pensions working for people or the UK economy?The Decline of Defined Benefit (DB) Pensions:The episode highlights that DB schemes, which were designed to provide salary-linked pensions to employees, are now closed to new pension savers due to their lack of safety. With exposure to equities decreasing from 61% in 2006 to 19% in 2022, DB schemes are being driven by accounting rather than returns. As a result, DB pensions are effectively dead and are only financing the UK government.The Limitations of Defined Contribution (DC) Pensions:The discussion further points out that DC schemes put more risk on the employee, resulting in a big gap in pension provision. The UK pension system is risk-averse and incoherent. It was noted that the shift to self-responsibility was not matched with a shift in financial education or understanding, posing a real problem for millions of people.The Impact on UK Markets and Economy:The podcast notes that overseas pensions invest 16 times more in venture capital and private equity in the UK than domestic pensions do. Additionally, the value of the UK stock market has decreased from 159% of GDP to 95% between Q3 2000 and Q4 2022. The FTSE 100 is not a place for new and dynamic businesses. The discussion raises a growing concern among business, finance, and political leaders about a wider British malaise where risk-averse pension systems and a moribund market for new equity issues are driving growth and prosperity elsewhere.Proposed Solutions:The episode concludes with proposed solutions to address the problem of pensions not working for people or the UK economy. These include mandating investment in growth equity and infrastructure, consolidating defined-contribution schemes, and providing tax incentives for domestic investments. The conversation highlights that trillions of pounds of UK pension fund assets are not being used to invest in companies, drive growth, or boost the economy. Finally, the discussion clarifies that the episode is not suggesting that individuals should focus their pension on the UK economy.Nothing in this episode is financial advice and when investing your capital is at risk.Pension Comp T&Cs: https://circa5000.com/support/promotional-terms-pension-competition Hosted on Acast. See acast.com/privacy for more information.