How Islamic finance was born in the UK 🇬🇧 | Mufti Barkatulla

Join the movement: themuslimpound.comA Movement which establishes and promotes intentional spending within the Muslim Circular EconomyIn this highly practical and eye-opening episode, we sit down with Adil and Ahmed from NISBA, two leading voices in halal investing and financial education for Muslims in the UK.They break down the core principles of Sharia-compliant investing, the hidden risks of pensions, the lack of halal financial products, and the mindset shifts needed to make your money work for you, not the other way around.This is not just about stocks and savings. It is about empowering Muslims to build long-term wealth ethically, understand what is really happening with their money, and unlock a future rooted in intention, knowledge, and Islamic values.Whether you are a beginner with savings or a finance professional looking for direction, this episode delivers the clarity our Ummah desperately needs.00:00 – Why most Muslims are doing savings wrong01:33 – Nisba's mission to educate, not manage05:55 – The trap of chasing past performance07:19 – Pension losses and retirement wake up calls08:40 – The halal investment universe explained13:04 – What makes an investment halal19:17 – Stories of Muslims taking action42:09 – Why halal investing is still ten times more expensive59:32 – Can the United Kingdom lead in Islamic finance🔔 Do not forget to like, subscribe, and share to help grow this platform and empower the Muslim economy!#TheMuslimPound #HalalInvesting #MuslimFinance #IslamicEconomy #NISBA #PersonalFinance #MuslimEntrepreneurs #ShariaCompliance #FinancialFreedom #FaithDrivenMoney

Join the movement: themuslimpound.comA Movement which establishes and promotes intentional spending within the Muslim Circular EconomyIn this deeply inspiring episode, we sit down with Shakil Malji, founder of Abdullah Aid. He shares the powerful story of how the death of his young son transformed his entire life and sparked a global movement of service through charity.He opens up about being falsely accused, the sacrifices behind running a transparent organisation, and the raw reality of working in war zones and refugee camps. From dealing with rumours in his own community to facilitating aid into Palestine during blockades, Shakil reveals the untold struggles behind every donation.This is a powerful conversation on loss, sincerity, sacrifice, and the unseen graft that powers real change. If you've ever questioned where your charity really goes. Or what it means to serve for the sake of Allah. This episode will leave you thinking differently.00:00 – The tragic loss that sparked a movement02:15 – Abdullah’s passing and its spiritual impact05:30 – Founding Abdullah Aid in his son's memory10:45 – Struggles in launching a transparent charity15:20 – Delivering aid in war zones and refugee camps20:10 – How Islamic values shaped his mission25:00 – Community rumours and staying sincere30:35 – Balancing sacrifice, family, and service35:50 – Lessons on leadership, loss, and legacy40:00 – Final reflections on living a life of impact🔔 Don’t forget to follow and share to help grow this platform and empower the Muslim economy!#TheMuslimPound #Charity #MuslimEntrepreneurs #SadaqahJariyah #BuildingTheUmmah #AbdullahAid

Join the movement: https//www.themuslimpound.com A Movement which establishes and promotes intentional spending within the Muslim Circular Economy.

Join the movement: themuslimpound.comA Movement which establishes and promotes intentional spending within the Muslim Circular Economyhttps//www.themuslimpound.comIn this episode, I sit down with Ibrahim Khan, lawyer, entrepreneur, and co-founder of Islamic Finance Guru (IFG) and Cur8 Capital to talk about what it really means to build a strong Muslim economy in the West. He left behind a six-figure salary to focus on helping Muslims invest with purpose and think bigger than just getting by.We get into why so many Muslim businesses fail, how the poverty mindset is holding us back, and why copying the latest chai trend won’t build a future. Ibrahim shares his vision for a circular Muslim economy, the role mosques should play in financial education, and how true success in Islam goes far beyond making money.It’s an honest and thought-provoking conversation about faith, risk, money — and what kind of legacy we’re leaving behind. If you’re someone who cares about the future of the ummah, this episode is for you.00:00 - Intro01:43 - What does the Muslim Pound really mean?04:19 - Why we need unity and not just individual hustle06:37 - The mindset shift: from survival to building10:01 - Why Muslim entrepreneurs copy each other13:07 - Competing vs solving real problems15:14 - What a Muslim business ecosystem could look like18:36 - Circular economy and scaling community-owned brands22:30 - Why most Muslims don’t take the leap into business24:30 - The shepherd vs the fat cow mindset27:16 - Ibrahim’s own leap from a six-figure job30:07 - Tawakkul, risk, and real trust in Allah32:22 - Why our masjids don’t teach financial empowerment36:00 - Rethinking what an “Islamic” leader looks like39:06 - Real masjids that are getting it right42:12 - Why youth are confused about Islam’s purpose45:13 - The “cutting nails” example and total Islam47:05 - Tying Curate Capital’s mission to total Islam50:09 - A new Islamic financial future52:13 - Why our money should be fueling *our* growth55:08 - What Islamic banking could look like58:44 - Building Muslim-led public companies1:02:32 - Legacy: What every Muslim entrepreneur should aim for🔔 Don’t forget to like, subscribe, and share to help grow this platform and empower the Muslim economy!#TheMuslimPound #charity #Refugees #MuslimEntrepreneurs #SadaqahJariyah #BuildingTheUmmah

Join the movement: https//www.themuslimpound.comA Movement which establishes and promotes intentional spending within the Muslim Circular Economy. In this episode, we sit down with renowned Islamic scholar and economist Mufti Barakatullah, whose decades of experience have helped shape Islamic finance in the UK and abroad. From resolving £100 million family disputes to consulting for global banks, Mufti Barakatullah has been at the forefront of establishing halal alternatives in finance, law, and charity.We discuss the rise of Islamic finance in the UK, the problem with how Muslim charities spend donations, and the complicated reality of inheritance and family feuds. He also opens up about the pressures UK Muslims face, why many are considering Hijrah, and the gaps in our understanding of Riba. This is a wide-ranging conversation on money, responsibility, and what it truly means to build a Muslim future in the West.00:00 – Intro01:10 – Mufti Barakatullah’s journey into scholarship & finance06:00 – How Islamic finance was born in the UK12:20 – The truth about Riba and early Muslim home buyers17:30 – From Saudi business to launching halal mortgages in Britain23:45 – Community skepticism and changing perceptions29:30 – Hijrah, identity, and the challenges of staying in the UK35:10 – Zakat dilemmas: Local need vs overseas giving42:00 – £100M family feuds, inheritance & rights of women50:10 – Sharia councils, marriage disputes & UK legal realities58:40 – The future of Islamic finance in Europe1:04:10 – Final advice for young Muslims building their future🔔 Don’t forget to like, subscribe, and share to help grow this platform and empower the Muslim economy!#TheMuslimPound #charity #Refugees #MuslimEntrepreneurs #SadaqahJariyah #BuildingTheUmmah

Join this channel to get access to perks:https://www.youtube.com/channel/UCLFqWsVWFjqRBZMxdPe8LvA/joinMost Muslim entrepreneurs don’t realise it’s not lack of time, it’s their routine that’s draining their energy, hurting their mindset, and slowing down their business.In this episode, Gaff opens up about his own journey, from working at British Gas to becoming a fitness coach, and how discipline, and small daily changes helped him take back control. We talk about everything from gym motivation and sustainable diets to burnout, business pressure, and what it really means to honour your body as an amanah.00:00 Intro01:30 Gaff’s backstory: from British Gas to fitness coaching03:50 How Jamaat helped reset his path06:20 The biggest obstacles clients face (it's not the gym!)09:40 Why Muslim men gain weight after marriage11:10 The “priming phase” and sustainable change13:00 Breaking the excuses (and how business and fitness are the same)15:00 Managing your diet during wedding season17:00 Portion control and eating desi food the right way20:10 The need for protein and why you’re still hungry23:00 Intermittent fasting & why it's not a magic bullet26:40 Morning workouts: why they make you more productive29:00 How to build a real fitness habit30:40 Why Muslim entrepreneurs need to move their body34:00 The link between routine, salah, and fitness38:00 Faith and fitness: the forgotten Sunnah44:00 Why imams should be leading by example46:00 The harsh reality of Muslim health issues54:30 Gaff’s mission: waking up the ummah57:00 What coaching with Train With Gaff looks like1:00:45 Final thoughts: take action now🔔 Don’t forget to like, subscribe, and share to help grow this platform and empower the Muslim economy!#TheMuslimPound #charity #Refugees #MuslimEntrepreneurs #SadaqahJariyah #BuildingTheUmmah

Join this channel to get access to perks:https://www.youtube.com/channel/UCLFqWsVWFjqRBZMxdPe8LvA/joinSalman Anwar used to work inside HMRC — now he helps people fight them. From £3 million tax bills reduced to £464K, to how HMRC actually finds fraud and who they don’t go after… this episode dives into the shocking reality of how tax really works behind the scenes in the UK.We talk about fraud, dodgy accountants, suspicious activity reports, and why more entrepreneurs are fleeing the UK than ever before. If you run a business, rent out property, or want to understand how to protect yourself — this is a must-watch.00:00 – Intro01:02 – Meet Salman: The man who fights HMRC03:25 – What HMRC actually looks for in fraud cases06:14 – How HMRC builds a full picture of your life08:41 – Why HMRC doesn’t catch everyone10:42 – What triggers an investigation — even if you did nothing wrong13:05 – Do you really have to share personal bank statements?15:22 – Why he left HMRC (and what shocked him most)19:28 – A health scare changed everything: His leap into business24:53 – Why his firm is called “ADL Tax” — and what it means28:45 – The £3 million case: How he negotiated it down35:54 – How to avoid major tax mistakes as a business owner38:40 – Why entrepreneurs are leaving the UK in droves👥 Join the Conversation:Should the Muslim community in the UK focus more on building sustainable institutions instead of just short-term charity? Let us know in the comments!🔔 Don’t forget to like, subscribe, and share to help grow this platform and empower the Muslim economy!#TheMuslimPound #charity #Refugees #MuslimEntrepreneurs #SadaqahJariyah #BuildingTheUmmah

Join this channel to get access to perks:   / @muslimpoundpod  00:00 – When Everything Fell Apart05:02 – The Dua That Changed Her Life08:44 – Housing Six Syrian Refugee Families13:40 – Learning to Trust Her Intuition17:48 – The Church Was There… But Where Were We?21:42 – The Real Reason Refugees Are Losing Their Iman26:35 – From 1 to 50 Children: How the Project Exploded31:13 – “They Didn’t Trust Me. I Cried.”38:52 – Gaining Access to 185 Hotels Across the UK44:28 – Burnout, Barakah & Being a Volunteer CEO50:54 – Who’s Benefiting Financially From Refugees?55:32 – “Why Are Muslim Charities Not There?”1:03:02 – The Cake Stall That Funded a Movement1:08:19 – The Vision: Giving Children Back Their Purpose1:14:54 – The Legacy: Saving Iman for the Next 100 YearsIn this episode, I sit down with Atia Lokhat, the award-winning founder of Zubairah Welcome, a charity transforming the lives of Muslim refugees in the UK.From being a part-time teacher to facilitating Qur’an education for over 500 children, Atia shares the emotional, spiritual, and deeply personal journey that led her to become a full-time volunteer CEO. We talk about refugees losing their faith, why churches are often more present than mosques, and how Muslims can reclaim their responsibility to displaced communities, before it’s too late.👥 Join the Conversation:Should the Muslim community in the UK focus more on building sustainable institutions instead of just short-term charity? Let us know in the comments!🔔 Don’t forget to like, subscribe, and share to help grow this platform and empower the Muslim economy!#TheMuslimPound #Waqf #IslamicFinance #MuslimEntrepreneurs #SadaqahJariyah #BuildingTheUmmah

Join this channel to get access to perks:https://www.youtube.com/channel/UCLFqWsVWFjqRBZMxdPe8LvA/join00:00 – 04:44 Losing Lives and Saving Dignity: How COVID Changed Everything04:45 – 10:32 Feeding 92,000 People: The WhatsApp Message That Launched a Movement10:33 – 16:22 The Graveyard, The Burials, and Finding Peace Among the Dead16:23 – 24:21 Building a Different Kind of Charity: Women Leading the Future24:22 – 34:11 Mental Health Stigma is Killing Us: Why Communities Must Act34:12 – 44:32 Saving Lives: How Supporting Humanity Stopped Suicides44:33 – 53:28 Beyond Funerals: Building a Legacy that Lasts 100 YearsIn this episode, I sit down with Idris Patel, the founder of Supporting Humanity, a charity born during COVID-19.We talk about the harsh reality of Muslim burial crises, feeding thousands during lockdowns, saving people from suicide, and why mental health in the Muslim community is still being ignored.👥 Join the Conversation:Should the Muslim community in the UK focus more on building sustainable institutions instead of just short-term charity? Let us know in the comments!🔔Don’t forget to like, subscribe, and share to help grow this platform and empower the Muslim economy!#TheMuslimPound #Waqf #IslamicFinance #MuslimEntrepreneurs #SadaqahJariyah #BuildingTheUmmah

📢 How a PhD Student Accidentally Built the World’s First Muslim Audiobook Platform00:00 – 01:00 | From Academic to Entrepreneur: How Dr. Salah Accidentally Started His First Business01:01 – 02:30 | The Role of Trust: How a Facebook Post Turned Into a Profitable Venture02:31 – 04:44 | Proofreading to Publishing: The Organic Growth of Wordsmith04:45 – 07:06 | Business Meets Barakah: Using Entrepreneurship to Fund Islamic Studies07:07 – 09:26 | The Mindset Shift: Why Muslim Entrepreneurs Need Long-Term Vision09:27 – 11:44 | Balancing Business & Seeking Knowledge in Egypt11:45 – 14:58 | Systemization & Scalability: How Wordsmith Built an Efficient Remote Team14:59 – 18:35 | Chapters: The World’s First Audiobook Platform Built for Muslims18:36 – 21:09 | The Tech Pivot: From Building an All-in-One App to Focusing on Audiobooks21:10 – 24:50 | Breaking the Cycle: Why Scholars Need Financial Independence24:51 – 28:12 | Training Narrators & Setting Up 40+ Home Studios Around the World28:13 – 32:00 | Muslim Tech Excellence: Why Chapters Launched with a Bang, Not a Beta32:01 – 35:34 | Monetization Strategy: Why Muslims Will Pay for Quality Content35:35 – 38:12 | Legacy Building: Changing Lives Through Islamic Audiobooks38:13 – 40:10 | Final Advice to Young Muslims: Invest in Yourself EarlyIn this episode I sits down with Dr. Salah Sharief, founder of Chaptrs; a Muslim audiobook platform, to explore how a side hustle born out of financial necessity turned into a movement redefining Islamic learning.💡 Key Topics Covered:✅ How Wordsmith started with one Facebook post and grew into a full-scale publishing company✅ What it's like studying full-time in Egypt while running a profitable business remotely✅ Why the Muslim community needs alternatives to Audible & how Chaptrs is filling that gap✅ The behind-the-scenes strategy: narrators, home studios & team-building across continents✅ Why seeking knowledge doesn't mean being broke — and how to create financially sustainable da’wah✅ The importance of prioritisation, routine, and self-awareness in entrepreneurship📱 Download the Chapters App Today🎧 https://www.getchaptrs.com/👇 Let us know in the comments:Do you think the future of Islamic learning is audio-first? What books would you love to hear on Chapters?🔔 Don’t forget to like, subscribe, and share to help grow this platform and empower the Muslim economy!#TheMuslimPound #IslamicAudiobooks #MuslimEntrepreneurs #DrSalahSharief #BarakahInBusiness