FSR Brief EP9: Motor Finance redress proposal – beginning of the end?

The FSR Brief is back following an extended summer break, and top of the agenda is the FCA's proposal for a redress scheme which seeks to draw a line under the long running saga around the disclosure of motor finance commission. Jon Ford, Michael Tan, and Jack Moore discuss the scope of the scheme, what firms should be thinking about and what this means for the FCA's approach to redress more generally. For a high level view, you can read our summary of the FCA's proposal [https://www.hsfkramer.com/notes/fsrandcorpcrime/2025-posts/fca-consults-on-motor-finance-compensation-scheme]. For the full background, you can catch up on our previous FSR Brief podcast [https://www.hsfkramer.com/notes/fsrandcorpcrime/2025-posts/motor-finance--where-are-we-and-where-next] on motor finance from January 2025, and the special edition of Banking Litigation podcast [www.hsfkramer.com/notes/bankinglit…-special-edition] covering the Supreme Court's decision in August 2025. Our views on the FCA's consultation on the approach to redress more generally can be found on our blog [www.hsfkramer.com/notes/fsrandcorp…asonable-changes].

This podcast explores delivering social value within the living sector, including through regeneration and impactful development. Speakers: • Jasmine Ceccarelli-Drewry, Director, Place Advisory & Social Impact, Avison Young • Katherine Hosea, Project Director, London Legacy Development Corporation • Carolyn Milligan, Partner, HSF Kramer • Gabrielle Coppack, Knowledge Lawyer, HSF Kramer

In this podcast, we explore class actions procedures and trends in the US, and what similarities and differences there are with England and Wales. The episode is hosted by Alan Watts, a partner in our disputes team in London and joint head of our global class actions group. He is joined by two disputes partners in our New York office who have extensive experience of dealing with class action litigation: Eileen Patt, who focuses on advertising disputes, and Maxwell Herman, who focuses on product liability and ESG litigation. This is the first in a 'mini-series' of two episodes. We will be back with a second episode exploring the class actions landscape in Australia. For a more in-depth analysis see Class actions radar: United States https://www.hsfkramer.com/insights/reports/class-actions-radar-scanning-global-trends-and-risks/us, which is part of our report on the global class actions landscape, Class actions radar: scanning global trends and risks https://www.hsfkramer.com/insights/reports/class-actions-radar-scanning-global-trends-and-risks/us.

In part one of our Inside Safety podcast series exploring directors’ duties, Steve Bell, Aaron Anderson and Olga Klimczak delve into the evolving case law on responsibilities of officers under the Model Work Health and Safety laws and internationally. Through recent case law updates, the episode unpacks the key legal principles and explores the practical implications for directors. We analyse how directors can assess whether they’ve met their duty - by understanding the risks that occur within their business operations, applying appropriate resources, and verifying the effectiveness of controls. The discussion then offers practical insights into what reasonable steps look like, including the extent to which directors can reasonably rely on others within the business, and the importance of maintaining documentation as evidence of challenge and oversight. With regulators increasingly focused on senior leadership, this episode is a timely call to action for boards to move beyond paper obligations and engage meaningfully with safety governance.

In the first episode of the podcast, hosted by Steve Bell and Nerida Jessup, we focus on a contemporary issue for Australian workplaces - psychosocial health and safety. Traditionally centred on physical risks, there has been a significant shift over the past five years towards managing non-physical risks such as bullying and sexual harassment. This now includes considerations on how work is performed, allocated, and designed to help employees thrive. This episode highlights the increased regulation and enforcement in this area more recently, emphasising the need for developing risk registers to identify psychosocial risks and implementing consistent controls. It also notes the growing expectation for HR and people and culture teams to adopt the language of work health and safety and risk management, offering practical tips on how to effectively manage these changes. Recorded 24 June 2025

This is the 33rd episode of our series of commercial litigation update podcasts. In this episode we give updates on the anticipated pilot on public access to court documents, two consultations relating to class actions and high-volume claims, and the Singapore Convention on international mediated settlements. We also discuss a couple of recent Court of Appeal decisions on contract law issues and the Supreme Court's decision in the motor finance commission appeal This episode is hosted by Maura McIntosh, a knowledge counsel in our commercial litigation team, who is joined by Natasha Johnson, a disputes partner, and Ceri Morgan, a knowledge counsel in our banking litigation team. Below you can find links to our blog posts on the developments and cases covered in this podcast. • Solicitors Regulation Authority reviews high-volume consumer claims sector https://www.hsfkramer.com/notes/litigation/2025-09/solicitors-regulation-authority-reviews-high-volume-consumer-claims-sector • Ministry of Justice consults on implementation of Singapore Convention on international mediated settlements https://www.hsfkramer.com/notes/adr/2025-posts/ministry-of-justice-consults-on-implementation-of-singapore-convention-on-international-mediated-settlements • Court of Appeal confirms court has no jurisdiction despite English jurisdiction clauses as defendants were not parties to relevant contracts as undisclosed principals https://www.hsfkramer.com/notes/litigation/2025-07/court-of-appeal-confirms-court-has-no-jurisdiction-despite-english-jurisdiction-clauses-as-defendants-were-not-parties-to-relevant-contracts-as-undisclosed-principals • Court of Appeal finds binding contract concluded by exchange of emails despite referring to preparation of formal agreement https://www.hsfkramer.com/notes/litigation/2025-09/court-of-appeal-finds-binding-contract-concluded-by-exchange-of-emails-despite-referring-to-preparation-of-formal-agreement • Supreme Court decision in Hopcraft motor finance commission appeal – key implications for financial services firms https://www.hsfkramer.com/notes/bankinglitigation/2025-08/supreme-court-decision-in-hopcraft-motor-finance-commission-appeal See podcast episode transcript here: https://marketing.hsfkramer.com/20/33497/landing-pages/commercial-litigation-podcast-ep33-transcript.pdf

In this "Back to school" edition of the public law podcast, Jasveer Randhawa is joined by HSF Kramer partners Nusrat Zar and James Wood. Together, they discuss recent developments in the duty to consult in the cases of Liberty and Possible (The 10:10 Foundation) before delving into human rights challenges in Shvidler and Wikimedia Foundation. To conclude, they explore judicial approaches in complex areas and reflect on the balance between discretion and accountability in high policy contexts. Speakers: Jasveer Randhawa (Knowledge Counsel), Nusrat Zar (Partner), and James Wood (Partner). You can find out more about the cases covered in this podcast on our blog at the following links: Another twist in the consultation case law – so just what is a consultation? https://www.hsfkramer.com/notes/publiclaw/2025-posts/another-twist-in-the-consultation-case-law Challenges to the Jet Zero Strategy grounded as Administrative Court dismisses claims based on consultation and policy concerns https://www.hsfkramer.com/notes/publiclaw/2025-posts/challenges-to-the-jet-zero-strategy-grounded Supreme Court decides on the correct standard of review for proportionality https://www.hsfkramer.com/notes/publiclaw/2025-posts/supreme-court-decides-on-the-correct-standard-of-review-for-proportionality High Court dismisses Wikimedia’s challenge to Online Safety Act thresholds—but leaves the door open for future challenges https://www.hsfkramer.com/notes/publiclaw/2025-posts/high-court-dismisses-wikimedias-challenge-to-online-safety-act-thresholds-but-leaves-door-open-for-future-challenges High Court gives guidance on regulator's interpretation of legislation and codes https://www.hsfkramer.com/notes/publiclaw/2025-posts/high-court-gives-guidance-on-regulators-interpretation-of-legislation-and-codes Procedural flaw under the National Security and Investment Act regime insufficient to invalidate decision https://www.hsfkramer.com/notes/publiclaw/2025-posts/procedural-flaw-under-the-national-security-and-investment-act-regime-insufficient-to-invalidate-decision

Marina Reason and Chris Hurn discuss the FCA's proposals for regulating cryptoasset custody, set out in chapter 4 of consultation paper 25/14. This is our second podcast considering CP25/14: we unpacked the FCA's proposals on issuing qualifying stablecoins in our podcast "Decrypting the FCA stablecoin rules" - https://soundcloud.com/hsfkramer/fsr-podcast-decrypting-the-fca-stablecoin-rules. We also examined CP25/15, the FCA's proposed new prudential regime for cryptoasset firms, in our podcast "Decoding the FCA crypto capital rules" - https://soundcloud.com/hsfkramer/fsr-podcast-decoding-the-fca-crypto-capital-rules. These FCA consultations followed publication by HM Treasury of near-final draft legislation to create new regulated activities for cryptoassets, and an FCA discussion paper (DP25/1) on regulating cryptoassets, We discussed these developments in our podcast on "The Top 3 takeaways from the new crypto rules" - https://soundcloud.com/hsfkramer/fsr-the-new-uk-crypto-rules - and our related blog post - https://www.hsfkramer.com/notes/fsrandcorpcrime/2025-posts/uk-cryptoassets-regime-the-draft-rules-have-landed.

Today we’re diving into a question that’s becoming increasingly relevant for corporates globally: What happens if …you’re faced with a sanctions issue and need to investigate? Join Partner Leon Chung, Senior Associate Cynthianna Yau and Solicitor Kayla Laird as they explore this frontline issue for legal and compliance teams to understand the sanctions framework as they manage international transactions, supply chains, or service agreements.

This podcast explores the impact of minimum energy efficiency standard (MEES) on commercial leases in the logistics sector, including rent review, lease renewals and dilapidation claims. Speakers: Julia Petrenko, Barrister, Falcon Chambers, Seb Taylor, Partner, HSF Kramer and Matthew Weal, Senior Associate, HSF Kramer