#146 Wellth Talks - The Journey to True Wealth

In this episode of Wellth Talks, host Garry Kelly speaks with financial planner Niall Leyden and Pádraic Ó Máille about the true meaning of wealth. They explore how real wealth is about freedom from financial worry, peace of mind, and strong family connections—not just high income or material possessions. The conversation highlights the importance of financial discipline, delayed gratification, and knowing what is “enough” for a fulfilling life, emphasising that health and relationships are the ultimate forms of wealth.   Please visit: GK Media https://www.gkmedia.ie Atlantic Wealth Management https://atlanticwm.ie Pádraic Ó Máille Smácht https://omaille.ie Disclaimer: Niall Leyden is the Founder of Atlantic Wealth Management Limited, a firm that is regulated by the Central Bank of Ireland to advise on and arrange a range of financial products. Please note that Niall’s comments in this podcast are made in a personal capacity and are not recommendations or financial advice and do not form part of Atlantic Wealth Management Limited’s regulated activity.   Podcast Introduction (00:00:00) GK Media podcast and network introduction, setting the stage for the episode. Introducing the Topic: Rich vs. Wealthy (00:00:17) Host introduces guests and frames the discussion on the difference between being rich and being truly wealthy. Defining True Wealth (00:00:57) Niall Leyden shares his perspective on true wealth as freedom from financial worry and peace of mind. High Earners and Financial Stress (00:01:37) Discussion on how high income does not guarantee financial security or happiness; many high earners live paycheck to paycheck. Cultural Attitudes Toward Wealth (00:02:13) Exploring how wealth is perceived in Ireland and the importance of peace of mind and presence. Lessons from Warren Buffett (00:02:41) Insights from Warren Buffett and the value of simplicity and balance in wealth management. Simplicity in Investing (00:03:25) The importance of simple, disciplined investment strategies and the philosophy of "simplicity is the ultimate sophistication." Delayed Gratification and Modesty (00:04:37) How successful business leaders practice delayed gratification and lead modest, disciplined lives. Needing Less, Not Earning More (00:05:32) The idea that true wealth is about needing less rather than constantly striving to earn more. Warren Buffett’s Patience (00:05:39) Anecdote about Warren Buffett’s patience and preparation before making his first investment. Power of Compounding (00:06:24) Explanation of compounding as a key principle in financial planning and wealth building. Teaching Financial Literacy (00:06:47) Discussion on the importance of teaching compounding and financial literacy to children. The Marshmallow Test and Delayed Gratification (00:06:54) Reference to the marshmallow test as a lesson in delayed gratification and its impact on future success. Knowing What Is Enough (00:07:30) The concept of "enough" and the importance of defining personal financial sufficiency. Health vs. Wealth (00:08:28) Reflection on the value of health over wealth, and the idea that a sick person has only one wish. The Importance of Family (00:12:24) Emphasising family as the most important aspect of life, above business or financial success. Reflections on Legacy and Regret (00:13:48) Stories about Steve Jobs and Denzel Washington highlighting the importance of relationships and living with intention. Closing Remarks and Call to Action (00:15:02) Host wraps up the episode, encourages listener engagement, and promotes the next episode.  

In this episode of "Wellth Talks," hosts Garry Kelly, Niall Leyden, and Pádraic Ó Máille discuss the transformative power of mastermind groups, focusing on Smácht. They explore how regular peer-to-peer support, positive reinforcement, and accountability help members overcome challenges and achieve personal and professional growth. Niall shares his own journey of improvement thanks to the group’s encouragement and structure. The hosts highlight the importance of surrounding oneself with a motivated, supportive community and encourage listeners to seek out mastermind groups for inspiration, connection, and sustained success.   Please visit: GK Media https://www.gkmedia.ie Atlantic Wealth Management https://atlanticwm.ie Pádraic Ó Máille Smácht https://omaille.ie Disclaimer: Niall Leyden is the Founder of Atlantic Wealth Management Limited, a firm that is regulated by the Central Bank of Ireland to advise on and arrange a range of financial products. Please note that Niall’s comments in this podcast are made in a personal capacity and are not recommendations or financial advice and do not form part of Atlantic Wealth Management Limited’s regulated activity.   Podcast Introduction (00:00:00) GK Media Studios Creators Network introduction and hosts welcome listeners to the episode. Introducing SMÁCHT Mastermind Group (00:00:17) Hosts introduce the topic of peer-to-peer support and the Smácht mastermind group. Origin Story of SMÁCHT (00:01:09) Pádraic shares the founding story of Smácht during the 2011 recession. Meaning and Importance of 'SMÁCHT' (00:02:15) Discussion on the Irish word 'Smácht' and its deeper meaning beyond discipline. Early Success and Longevity of SMÁCHT (00:03:11) How the group’s simple disciplines led to long-term business survival and success. Mastermind Groups in History (00:04:18) Historical context of mastermind groups, referencing Napoleon Hill and famous figures. Personal Value of SMÁCHT: Motivation (00:06:10) Niall Leyden shares the motivational benefits and peer accountability in Smácht. Personal Value of SMÁCHT: Education (00:08:12) Hosts discuss the real-life business education and learning from peers’ experiences. Personal Value of SMÁCHT: Accountability (00:09:10) The role of accountability, confidence, and behavioural change within the group. Personal Value of SMÁCHT: Big Thinking (00:09:49) How being surrounded by high achievers encourages bigger goals and ambitions. Power of Group and Offline Connections (00:11:12) The importance of group energy, quarterly meetings, and offline support. Safe Space and Vulnerability (00:13:06) SMÁCHT as a confidential, supportive environment for sharing business challenges. Joey the Clown Story: The Facade of Business (00:14:11) Pádraic shares the Joey the Clown story, highlighting the need for safe spaces. Therapy and Peer Support (00:15:49) Group therapy benefits and the value of sharing problems with peers. Positivity and Affirmation in SMÁCHT (00:16:34) The importance of starting meetings with positives and fostering affirmation. Transformation Through SMÁCHT (00:17:46) Niall describes how SMÁCHT has transformed his life and business. Episode Wrap-Up and Call to Action (00:18:13) Hosts thank listeners and encourage joining a mastermind group for support.  

In this episode of "Garry Talks," host Garry interviews Kelly Johnson from Zinzino, who shares her personal journey navigating her children’s health challenges. Kelly discusses the importance of informed medical choices, the crucial role of omega-3 fatty acids, and the impact of nutrition on chronic inflammation and well-being. She advocates for proactive health management, personalised nutrition, and regular testing to optimise health. The episode also explores modern dietary imbalances, the significance of gut health, and the benefits of supportive communities in achieving sustainable wellness. Listeners are encouraged to make conscious, informed decisions for lifelong health.   For more information please contact Kelly via email [email protected]     - Support this podcast by joining our tribe today at www.GarryTalks.com -   Please follow Garry Talks on Instagram, LinkedIn and TikTok.    Please follow GKMedia.ie on Twitter, Instagram, Facebook, LinkedIn and TikTok.    Most importantly – please subscribe to this Podcast.       Introduction and Nutrient Deficiency (00:00:00) Opening remarks, importance of nutrients in illness prevention, and episode introduction with Kelly Johnson.   Making Informed Health Choices (00:00:33) Kelly discusses her motivation as a mother, the need for informed medical decisions, and the lack of open discussion.   Podcast and Network Credits (00:00:53) GK Media and Geek Media Studios Creators Network identification.   Show Achievements and Listener Appreciation (00:00:57) Garry thanks listeners, shares podcast milestones, and encourages support.   Guest Introduction and First Meeting (00:02:16) Garry introduces Kelly, recounts their first meeting, and her expertise in omegas and nutrition.   Kelly’s Health Journey and Early Parenting (00:04:13) Kelly shares her background, early family life, and initial questions about vaccines and child health.   Vaccine Experiences and Homeopathy (00:05:50) Kelly describes her children’s vaccine reactions, her research, and discovery of homeopathy.   Challenges of Questioning Medical Norms (00:06:54) Navigating difficult conversations with medical professionals and advocating for her child.   Homeopathy Explained (00:08:39) Kelly explains homeopathy, its uses, and its role alongside conventional medicine.   Vaccine Side Effects and Personal Impact (00:09:54) Kelly details her children’s diagnoses and the connection to vaccine side effects.   Changes in Vaccine Schedules Over Time (00:12:00) Discussion on the increase in childhood vaccines and their components.   Garry’s Parenting Experience and Medical Procedures (00:12:43) Garry shares his experience as a new parent, the surprise of immediate post-birth injections, and lack of information.   Importance of Informed Consent and Nutrition (00:16:16) Kelly emphasizes informed choice, bodily autonomy, and the foundational role of nutrition in health.   Cellular Health and Omega-3s (00:18:45) Explanation of cell membranes, omega-3/6 balance, and the importance of gut health and nutrient absorption.   Nutrient Absorption and Supplementation (00:21:49) How the body absorbs nutrients, the limitations of supplements, and the role of beta glucans.   Stress, Diet, and Chronic Inflammation (00:24:37) Impact of stress on nutrient use, the challenge of eating nutrient-dense foods, and the omega-6/3 ratio’s role in inflammation.   Generational Differences in Omega Balance (00:27:01) Kelly’s observations on omega-3/6 ratios across generations and possible causes.   Sources of Omega-3 and Omega-6 (00:28:10) Dietary sources, bioavailability, and the effect of modern animal feed and processed foods.   Polyphenols and Omega-3 Effectiveness (00:29:16) Role of polyphenols in protecting omega-3s and the effectiveness of supplements.   Omega-9 and Test-Based Nutrition (00:30:30) Brief on omega-9, the importance of test-based nutrition, and reducing chronic inflammation.   Chronic Inflammation and Lifestyle Illnesses (00:32:10) Link between chronic inflammation and lifestyle diseases; importance of cell health.   Prebiotics vs. Probiotics (00:33:04) Difference between prebiotics and probiotics, and their roles in gut health.   Sources and Importance of Dietary Fibre (00:34:07) Natural sources of prebiotics, fibre intake, and its role in digestion and health.   Personalised Health and Blood Testing (00:35:49) Rise of personalised nutrition, regular blood testing, and the future of individualised health.   Omega Testing and Zinzino Process (00:36:52) How Zinzino’s omega-3/6 testing works, the lab process, and data privacy.   Dosing and Children’s Needs (00:38:14) Omega-3 dosing based on weight, higher needs for children, and Zinzino’s database.   Personal Experiences with Omega-3 (00:39:06) Garry and Kelly share personal health improvements after omega-3 supplementation.   Chronic Inflammation and Exercise Recovery (00:40:06) How chronic inflammation affects injury recovery and athletic performance.  

In this episode of Wellth Talks, host Garry Kelly is joined by Niall Leyden and Pádraic Ó Máille to discuss the “busy fool” phenomenon—being constantly busy but not truly productive. They share personal stories about falling into reactive work patterns, the cultural glorification of busyness, and the importance of proactive planning. Niall describes his Sunday planning ritual, emphasising prioritisation and work-life balance. The conversation highlights the value of slowing down, setting clear intentions, and protecting time to achieve meaningful results, rather than simply filling the day with activity.   Please visit: GK Media https://www.gkmedia.ie Atlantic Wealth Management https://atlanticwm.ie Pádraic Ó Máille Smácht https://omaille.ie Disclaimer: Niall Leyden is the Founder of Atlantic Wealth Management Limited, a firm that is regulated by the Central Bank of Ireland to advise on and arrange a range of financial products. Please note that Niall’s comments in this podcast are made in a personal capacity and are not recommendations or financial advice and do not form part of Atlantic Wealth Management Limited’s regulated activity.   Podcast Introduction (00:00:00) GK Media podcast and network introduction, setting the stage for the episode. Introducing the Topic: The Busy Fool (00:00:17) Host Garry Kelly introduces guests and the concept of being a "busy fool" in business and life. Personal Experience with Busyness (00:01:00) Garry shares his own struggles with starting the day reactively and feeling unproductive. Guest Reflections on Busyness (00:02:09) Niall Leyden discusses the overuse of "busy," its negative impact, and the importance of planning. Modern Addiction to Busyness (00:02:53) Discussion on how busyness is like an addiction, driven by technology and societal expectations. The Covid Slowdown Lesson (00:03:20) Reflecting on how Covid allowed people to slow down, be present, and escape the "busy fool" trap. Slowing Down to Speed Up (00:04:13) Niall shares how successful clients protect their time and regularly step back to assess progress. AIB Team Story: Outcomes Over Hours (00:05:04) A story about a manager focusing on outcomes rather than hours worked, challenging traditional work values. The Value of Proactivity (00:07:27) Reference to Stephen Covey’s "Seven Habits," emphasising being proactive instead of reactive. Time Management as a Core Issue (00:08:02) Discussion on why time management is a major challenge and the root of being a "busy fool." The Kilmallock Story: Direction Over Speed (00:08:33) A personal anecdote illustrating the futility of working faster in the wrong direction. Weekly Planning Method (00:11:13) Niall explains his practical weekly planning routine to stay proactive and focused. The Power of Saying No (00:12:57) Emphasising discipline, accountability, and the importance of saying no to win the week. Episode Wrap-Up (00:13:23) Closing thanks, encouragement to share and review the podcast, and a preview for next week.  

In this episode of "Wellth Talks," hosts Garry Kelly, Niall Leyden, and Pádraic Ó Máille explore the emotional challenges of entrepreneurial loneliness, especially since the 2008 economic crash. They share personal stories and discuss how isolation and worry affect business leaders. The hosts introduce a practical six-question framework, inspired by Dale Carnegie, to help manage anxiety and uncertainty. Emphasising the importance of honest conversations, peer support, and self-reflection, the episode encourages entrepreneurs to confront their worries, seek connection, and use actionable strategies to regain clarity, resilience, and peace of mind.   Please visit: GK Media https://www.gkmedia.ie Atlantic Wealth Management https://atlanticwm.ie Pádraic Ó Máille Smácht https://omaille.ie   Disclaimer: Niall Leyden is the Founder of Atlantic Wealth Management Limited, a firm that is regulated by the Central Bank of Ireland to advise on and arrange a range of financial products. Please note that Niall’s comments in this podcast are made in a personal capacity and are not recommendations or financial advice and do not form part of Atlantic Wealth Management Limited’s regulated activity.   Introduction and Theme Setting (00:00:00) Podcast and hosts introduced; episode theme of entrepreneurial loneliness and its relevance to business leaders. Reflecting on the 2008 Economic Crash (00:01:18) Discussion of the 2008 crash’s impact on business owners, personal experiences, and the legacy of trauma and worry. The Nature of Worry and Mindset (00:02:15) Exploring how worry affects entrepreneurs, mindset choices, and the ongoing struggle to manage anxiety. Dale Carnegie’s Story and the Six-Question Formula (00:04:06) Introduction to Dale Carnegie’s background and the origin of his six-question formula for conquering worry. Applying the Six Questions: Real-Life Example (00:05:47) A practical example of using the six-question formula with a struggling business owner during the recession. Using the Formula with Clients and Teams (00:09:24) How the six questions can be used with clients, teams, and in sales to enable problem-solving and action. The Formula’s Broader Application (00:10:34) Adapting the six questions for personal challenges, such as academic worries, and encouraging self-identification of problems. Liberation Through the Formula and Defining Wealth (00:11:42) How the formula liberates clients, even wealthy ones, and a discussion on the true meaning of wealth as freedom from worry. Entrepreneurial Loneliness and Social Masks (00:13:02) The pressure to always appear successful, the isolation it causes, and the reality of business ups and downs. The Importance of Peer Groups and Sharing (00:14:52) Value of peer support, sharing problems, and the decline in close friendships due to modern life and social media. Recap and Repetition of the Six Questions (00:17:11) Restating the six questions, emphasizing their power, and sharing another real-life example of confronting financial fears. The Power of Writing Things Down (00:20:48) Advice to write out worries and answers to the six questions for greater clarity and subconscious impact. Conclusion and Call to Action (00:21:50) Encouragement to use the six questions, join peer groups, and closing thanks from the hosts.  

In this episode of "Garry Talks" from the GK Media Studios Network, host Garry Kelly interviews Misha Emanuilov, a young tech founder and AI expert. They discuss the practical applications of AI in business, demystifying common fears and misconceptions. Misha shares real-world examples of AI streamlining operations, improving customer service, and driving revenue. The conversation covers AI’s role in education, the latest tools, and insights from global tech conferences. Misha emphasises ethical, client-focused AI adoption, encouraging listeners to embrace AI as a valuable partner for innovation and growth, rather than a threat.  For more information, visit https://aitonpartners.com   - Support this podcast by joining our tribe today at www.GarryTalks.com - Please follow Garry Talks on Instagram, LinkedIn and TikTok.  Please follow GKMedia.ie on Twitter, Instagram, Facebook, LinkedIn and TikTok.  Most importantly – please subscribe to this Podcast.   Introduction and Episode Overview (00:00:00) Host introduces Misha, outlines episode focus on AI in business, automation, and AI as a team member. Podcast and Network Credits (00:00:55) Mentions GK Media Studios Network and thanks listeners for their support. Misha’s Background and Early AI Views (00:02:17) Misha shares his education, age, and initial thoughts on AI’s future role in daily life. AI in Everyday Life and Business (00:03:59) Discussion on AI’s integration in vehicles, music, medicine, and hospitality. AI Benefits vs. Fear and Security Concerns (00:05:23) Explores public fear of AI, need for regulation, and AI’s role in cybersecurity. Practical AI Applications: Backend and Customer Support (00:07:07) Misha explains backend automation, quoting systems, and building customer support AI engines. Case Study: E-commerce AI for Customer Support (00:10:30) Describes building a custom AI for a South African e-commerce brand to handle FAQs and product recommendations. Contextual Awareness and Product Feedback (00:12:24) Explains contextual AI, flagging product requests, and using customer feedback for business growth. AI-Driven Sales and Operations Automation (00:15:34) Discusses automating quotes, follow-ups, and freeing up staff for higher-value tasks. AI for Lead Generation and Small Business Efficiency (00:18:20) Covers AI-powered outreach, lead generation, and benefits for small businesses. AI in Medical and Service Industries (00:19:25) Examples of AI in medical centres and appointment management. Voice AI Agents and 24/7 Customer Service (00:20:00) Describes building AI voice agents for gyms and other businesses to handle calls after hours. Ethics and Motivation in AI Implementation (00:22:13) Emphasises ethical AI use, genuine business value, and avoiding the AI “gold rush” mentality. Manual Process Before AI Automation (00:23:00) Misha details his robust process: understanding client pain points before building AI solutions. Referral-Based Growth and Business Philosophy (00:24:53) Shares that Aton’s growth has been through referrals, not marketing, and stresses caring for clients. Popular AI Apps: ChatGPT, Grok, DeepSeek, Claude (00:25:29) Compares major AI platforms, their strengths, and personal preferences. Prompt Engineering and Getting the Most from AI (00:28:13) Introduces prompt engineering, frameworks like RISEN, and maximising AI output quality. ChatGPT API Integration and Coding Needs (00:32:24) Explains how ChatGPT’s API can be integrated into apps and the coding skills required. Free vs. Paid ChatGPT: Features and Reasoning (00:33:32) Discusses differences between free and paid ChatGPT versions, model capabilities, and pricing. ChatGPT’s Knowledge Base and Data Sources (00:36:05) Explains where ChatGPT’s data comes from and how it’s trained. Deepfakes and AI Countermeasures (00:37:30) Addresses deepfake technology, detection software, and AI’s role in combating misuse. AI’s Rapid Evolution and Societal Impact (00:38:54) Reflects on the accelerating pace of AI development and its broad implications. Staying Updated on New AI Tools (00:40:05) Advice on following AI trends via social media, communities, and newsletters. AI for Education and Student Support (00:42:05) Describes using AI for exam prep, custom knowledge bases, and educational tools like Notebook LM. Singapore and Silicon Valley: Global AI Hubs (00:43:33) Shares experiences at tech conferences, differences between Singapore and Silicon Valley, and decentralised AI. Future of AI and Robotics in Daily Life (00:46:20) Speculates on the timeline for household robots and encourages embracing AI’s opportunities. Closing Remarks and Contact Information (00:47:42) Wraps up the episode, shares Aton’s website, and thanks listeners.  

In this episode of "Wellth Talks" from GK Media Studios, hosts Garry Kelly and Niall Leyden welcome new co-host Pádraic Ó Máille. Together, they discuss the power of genuine enthusiasm, storytelling, and personal connection in business. Drawing on personal stories and examples, they emphasize the importance of face-to-face interactions, building authentic relationships, and giving back to the community. The hosts encourage listeners to share their stories, nurture connections, and engage meaningfully with others to achieve both personal and professional success. The episode closes with gratitude and an invitation for ongoing listener engagement.   Please visit: GK Media https://www.gkmedia.ie   Atlantic Wealth Management https://atlanticwm.ie   Pádraic Ó Máille Smácht https://omaille.ie   Disclaimer: Niall Leyden is the Founder of Atlantic Wealth Management Limited, a firm that is regulated by the Central Bank of Ireland to advise on and arrange a range of financial products. Please note that Niall’s comments in this podcast are made in a personal capacity and are not recommendations or financial advice and do not form part of Atlantic Wealth Management Limited’s regulated activity.   Podcast Introduction (00:00:00) GK Media Studios and Creators Network introduction, encouraging listeners to become storytellers. Welcoming New Co-Host Pádraic Ó Máille (00:00:17) Garry introduces Pádraic Ó Máille as the new co-host, highlighting his credentials and role. Hosts’ Backgrounds and Show’s Purpose (00:01:51) Garry and Niall’s achievements, Pádraic's expertise, and the motivation for expanding the podcast. Addressing Entrepreneurial Loneliness (00:02:55) Discussion on the lack of support for entrepreneurs and the show’s mission to fill that gap. The Power of Enthusiasm in Business (00:03:38) Pádraic shares a story about enthusiasm from Frank Bettger’s book and its impact on success. Purpose and Collaboration (00:06:19) Niall discusses the importance of purpose, collaboration, and the value of mastermind groups. Stepping Out of Comfort Zones (00:07:12) Niall recounts a pivotal mastermind event and the personal growth from public speaking. Giving Back and the Role of Service (00:10:20) The hosts emphasize the importance of giving, serving clients, and finding fulfillment in business. A Story of Service at Blackrock Clinic (00:11:10) Pádraic shares a personal experience of being served with kindness during a medical procedure. Building Relationships Beyond Transactions (00:13:12) The value of personal connections, phone calls, and genuine interest in clients’ well-being. The Formula for Business Success (00:14:47) Pádraic breaks down a key lesson from Frank Bettger: ordinary ability, enthusiasm, and storytelling. The Importance of Face-to-Face Interaction (00:17:05) Reflection on how in-person meetings create energy and discipline, especially post-Covid. Connecting Through Simple Gestures (00:18:25) Pádraic tells a story about Don’s weekly routine of reaching out, illustrating the power of connection. Wrapping Up and Listener Engagement (00:20:22) Summary of key themes: giving back, connecting, and inviting listener feedback and interaction.  

In this episode of "Wellth Talks," Garry Kelly and Niall Leyden explore the transformative power of habits in health, wealth, business, and family life. Drawing inspiration from "Atomic Habits," they discuss how small, consistent improvements compound over time, the dangers of complacency, and the importance of regular reflection and accountability. Through personal stories and practical examples, they highlight how purpose-driven planning and steady routines can lead to lasting success, both professionally and personally. The episode emphasizes starting small, staying consistent, and making incremental changes for meaningful, long-term results.   Disclaimer: Niall Leyden is the Founder of Atlantic Wealth Management Limited, a firm that is regulated by the Central Bank of Ireland to advise on and arrange a range of financial products. Please note that Niall’s comments in this podcast are made in a personal capacity and are not recommendations or financial advice and do not form part of Atlantic Wealth Management Limited’s regulated activity.     Podcast Introduction (00:00:00) GK Media and network intros; welcomes listeners to the Wealth Talks podcast.   Atomic Habits & 1% Improvement (00:00:17) Discussing the book "Atomic Habits," the concept of 1% improvement, and dangers of complacency in business.   Good vs. Bad Habits in Life & Business (00:01:13) Exploring incremental improvements, bad habits, and examples from sports and business.   Listener Feedback & Instant vs. Delayed Gratification (00:03:07) Audience interest in habits; personal stories about instant gratification and breaking bad habits.   Positive Impact of Good Habits (00:04:09) How implementing good habits improves energy, mood, and professional interactions.   Compounding & Wealth Management Analogies (00:05:06) Compounding habits, snowball effect, and analogies with wealth management and long-term growth.   Defining Good and Bad Habits; Health & Morning Routines (00:05:50) What good and bad habits look like; importance of health, sleep, and morning routines.   Hard Work, Complacency, and Team Improvement (00:06:37) No silver bullets; hard work, avoiding comfort zones, and team strategies for improvement.   Weekly Improvement Sessions & Avoiding Complacency (00:07:38) Allocating time for learning (e.g., AI), and always seeking to improve on past successes.   Client Feedback & Continuous Improvement (00:08:35) Seeking client feedback, aiming for constant improvement, and setting clear targets.   Internal Business Reflection & SWOT Analysis (00:09:19) Encouraging internal reviews, SWOT analysis, and applying habit principles to business and life.   Family Habits & Digital Detox (00:10:27) Family routines, such as no phones after 7:00 PM, and the long-term impact of these habits.   Universal Conversations on Health, Wealth, and Habits (00:11:25) Similar habit-related conversations across families and businesses; focus on small, consistent improvements.   Starting Small: Forming New Habits (00:12:28) Advice on starting new habits with small steps, like rolling out a yoga mat or driving to the gym.   Applying 1% Improvement to All Pillars (00:13:25) Applying incremental improvement to family, business, wealth, and wellbeing; avoiding New Year’s resolution pitfalls.   Consistency Over Intensity; Compounding Results (00:14:20) Value of consistent small actions (e.g., 10,000 steps), and compounding effects in health and finance.   Financial Habits & Strategic Planning (00:15:14) Optimizing savings, making small financial improvements, and the importance of strategic planning.   Purpose-Driven Planning & Regular Reviews (00:16:06) Focusing on purpose, collaborative planning, and the habit of regular six-monthly reviews.   Accountability, Group Habits, and Continuous Learning (00:17:41) Power of group accountability, regular meetings, and a passion for learning and improvement.   Final Thoughts & Sleep Habits (00:18:33) Encouragement to improve by 1%; personal anecdote about sleep and the importance of rest.   Podcast Closing (00:19:24) Lighthearted ending, thanks to listeners, and preview of next episode.

In this episode of "Garry Talks," Garry interviews Denise O’Brien, Solo Businesswoman of the Year and founder of O’Brien Learning Solutions. Denise shares her journey through early motherhood, personal loss, and redundancy, highlighting how resilience and support networks enabled her to rebuild her life and career. The discussion explores embracing change, personal growth, and the importance of self-care, spiritual wellness, and authentic leadership. Denise also offers insights on organisational change, community involvement, and finding fulfilment by aligning with one’s values. Her story inspires listeners to trust their inner wisdom and lead with compassion. For more information please visit: https://obrienlearningsolutions.ie/     - Support this podcast by joining our tribe today at www.GarryTalks.com - Please follow Garry Talks on Instagram, LinkedIn and TikTok. Please follow GKMedia.ie on Twitter, Instagram, Facebook, LinkedIn and TikTok. Most importantly – please subscribe to this Podcast.     Seeking Fulfilment and Introduction (00:00:00) Denise shares her belief in universal desire for contentment; Garry introduces Denise and her story of resilience.   Podcast and Host Introduction (00:00:55) Garry thanks listeners, discusses podcast achievements, and encourages support for the show.   Podcast Network ID (00:02:05) Brief mention of the Geek Media Studios Creators Network.   Embracing Change: Early Adulthood (00:02:24) Denise discusses her early 20s, facing trauma, loss, and the concept of change.   Coping with Loss and Grief (00:03:30) Denise recounts losing her boyfriend to suicide, her mother's illness, and her struggles with grief.   Finding Support and Starting a Career (00:06:30) Denise describes seeking help, finding community, and starting her career at GE in 1997.   Single Motherhood and Personal Growth (00:08:15) Denise talks about raising her daughter as a single mom while caring for her terminally ill mother.   Tools for Resilience and Healing (00:09:11) Denise outlines therapy, support groups, mentorship, and spiritual development as tools for personal growth.   Influential Books and Spiritual Journey (00:10:12) Denise shares key books, spiritual practices, and the importance of psychological safety during change.   The Search for Fulfilment and Contentment (00:11:39) Discussion on why spiritual belief and psychological comfort are important for personal fulfilment.   Inner Wisdom and Decision-Making (00:12:28) Denise explains the concept of inner wisdom, multiple brain theory, and trusting oneself.   Logic, Heart, and Gut in Life and Business (00:14:35) Exploration of why society values logic, generational shifts, and the importance of leading with the heart.   Women in Business and Self-Trust (00:16:44) Denise discusses her business journey, networking, and the importance of trusting one’s own wisdom.   Family Background and Growing Up in Shannon (00:17:22) Denise shares memories of her mother, family history, and the unique community of Shannon.   Mother’s Illness and Family Impact (00:19:57) Denise details her mother’s cancer diagnosis, their bond, and the impact on the family.   Career Development and Corporate Change (00:22:22) Denise describes her corporate career, moving into training, and adapting to organisational changes.   Redundancy and Starting a Business (00:24:07) Denise explains her redundancy, desire for freedom, and the leap into self-employment in 2016.   Work as a Coping Mechanism (00:26:58) Reflection on using work to cope with trauma and the importance of support systems.   Recovery and 12-Step Support (00:28:26) Denise shares her experience with addiction, joining a 12-step fellowship, and finding self-respect.   Faith, Forgiveness, and Hope (00:32:05) Denise discusses learning about a loving God, forgiveness, and the transformative power of hope.   Business Beginnings and Self-Employment Challenges (00:34:28) Denise recounts starting her business, the ups and downs of self-employment, and learning to trust the process.   Business Model and Organisational Change (00:36:53) Denise explains her business focus: supporting organisations through change using her 3S model.   Challenges in Scaling Businesses (00:38:44) Discussion on issues faced by growing businesses, especially letting go and developing leadership.   Building High-Performing Organisations (00:41:35) Denise describes her approach to clarifying roles, building trust, and fostering high-performing teams.   Open Communication and Organisational Culture (00:44:20) The importance of transparency, feedback, and overcoming toxic cultures in organisations.   Scaling and Reinventing the Business (00:47:02) Denise reflects on transitioning from subcontracting to building her own brand and team.   Self-Worth, Respect, and Personal Care (00:48:44) Discussion on valuing oneself, overcoming feelings of worthlessness, and the link to spiritual wellness.   Purpose, Community, and Giving Back (00:52:26) Denise talks about community work, finding purpose, and the importance of giving.

In this episode of "Wellth Talks," hosts Garry Kelly and Niall Leyden explore the importance of delayed gratification in achieving long-term success and fulfilment. They discuss society’s shift toward instant gratification, share scientific studies and real-life examples from sports and business, and highlight how patience, discipline, and doing hard things now can lead to greater rewards in health, wealth, and personal growth. The conversation encourages listeners to embrace discomfort, plan for the future, and make mindful choices for lasting well-being.   Disclaimer: Niall Leyden is the Founder of Atlantic Wealth Management Limited, a firm that is regulated by the Central Bank of Ireland to advise on and arrange a range of financial products. Please note that Niall’s comments in this podcast are made in a personal capacity and are not recommendations or financial advice and do not form part of Atlantic Wealth Management Limited’s regulated activity.     Introduction and Podcast Overview (00:00:00) Brief intro to the podcast, hosts, and invitation for listener engagement.   Instant Gratification in Modern Culture (00:01:13) Discussion on society’s shift towards instant gratification, especially among younger generations and technology’s role.   Generational Differences and Progress (00:02:00) Reflection on generational changes, evolving lifestyles, and the impact of progress on expectations.   Delayed Gratification: The Marshmallow Test (00:03:16) Explanation of the Stanford marshmallow test and its implications for success in life.   Benefits of Delayed Gratification (00:04:11) Scientific findings on how delaying gratification leads to better outcomes academically, socially, and financially.   Sport Examples: Max Crosby and NFL (00:05:09) Story of NFL player Max Crosby’s resilience, long-term goals, and the importance of hard work during setbacks.   Persistence in Success: J.K. Rowling & Rory McIlroy (00:07:03) Examples of J.K. Rowling’s rejections and Rory McIlroy’s dedication, highlighting persistence and resilience.   Financial Planning and Need vs. Want (00:07:58) Discussion on resisting spending, saving for the future, and distinguishing between needs and wants.   Childhood Lessons and Instant Spending (00:08:35) Comparison of past and present attitudes towards money, credit, and the consequences of instant gratification.   Team Meetings: Need vs. Want in Business (00:09:24) Applying the need vs. want principle in business decisions and team discussions.   Eat the Frog: Tackling Hard Tasks First (00:10:11) Introduction to the “eat the frog” concept—doing difficult tasks first to improve productivity and reduce procrastination.   Uncomfortable Conversations and Business Reality (00:11:58) Importance of having tough conversations in business and personal finance to achieve long-term goals.   Tradeoffs for Desired Lifestyle (00:13:16) Exploring the tradeoffs required for achieving a good lifestyle, especially regarding spending and saving.   Teaching Children Delayed Gratification (00:13:36) Personal story about teaching a child to save and work for a desired toy, reinforcing delayed gratification.   Health as Ultimate Delayed Gratification (00:15:01) Emphasizing health as the ultimate form of delayed gratification and the importance of long-term thinking.   Winter Training and Long-Term Benefits (00:15:42) Reflection on gym training during winter and how short-term discomfort leads to long-term rewards.   Do Hard Things Now for an Easier Life (00:17:03) Concluding thoughts: doing hard things now leads to an easier life later; encouragement for listeners.   Outro and Call to Action (00:17:21) Closing remarks, encouragement to share the podcast, and invitation to join next week.