The "2 Tech 2 Index" Strategy Explained & How to Navigate Market Crashes

Welcome to Market Mondays! In this special clip, Ian Dunlap joins hosts Troy Millings and Rashad Bilal for a deep dive into successful, long-term investing—specifically Ian’s “2Tech2 Index” approach. If you’re seeking clarity on building wealth through investing, this is the discussion you can’t afford to miss. *What’s the “2Tech2 Index” Strategy?* Ian breaks down his simple yet powerful philosophy: You only need four essential companies or assets to achieve financial success. The formula? Anchor your portfolio with two trusted index funds (VOO and VTI) and complement them with two technology giants (Microsoft and Apple). This blend aims to capture broad market growth while focusing on proven tech leaders—making investing easy, straightforward, and effective for anyone. *Crash-Proof Investing & Market Timing Myths* Are you one of the many waiting for a massive market crash to “buy the dip”? Ian has a wake-up call: Most investors won’t have the nerve (or timing) to jump in at rock-bottom prices. Instead of holding cash on the sidelines, Ian insists that regularly investing—especially in companies with strong fundamentals like Nvidia, Microsoft, and others—will serve you much better over time. Historically, some companies actually “melt up” in value while broader markets decline, providing rare opportunities for focused investors. *Investing for Decades, Not Days* Ian, Troy, and Rashad stress that any investment strategy should be solid enough to last for 30 years, not just a year or two. Chasing trends or making frequent strategy changes typically leads to worse outcomes. The bond market may have worked in the past, but today’s environment favors equities—especially dominant US tech firms. *Themes Covered in This Clip:* Why you only need four assets to build lasting wealth The critical role of index funds and top tech stocks Market drops, crashes, and why timing them is nearly impossible The US/China tech war and how it impacts markets The importance of sticking to a consistent investment strategy Whether you’re a new investor or an experienced market participant, this conversation provides actionable insights into portfolio construction and the mindset needed for long-term financial growth. No jargon, just straight talk from the Market Mondays crew! *Drop your thoughts in the comments if you’ve used the 2Tech2 Index—and let us know which companies anchor your investment journey!* *Hashtags:* #MarketMondays #Investing #2Tech2Index #IndexFunds #TechStocks #IanDunlap #Microsoft #Apple #Nvidia #StockMarket #WealthBuilding #PersonalFinance --- Subscribe for more clips and actionable investing wisdom every week!See omnystudio.com/listener for privacy information.

In this week’s episode of Earn Your Leisure, we sit down with Live Alkaline Water, the first Black-owned bottled water company in Walmart, to uncover how two brothers turned a 400-year-old natural spring into a multi-million dollar business. 💧 From meeting EYL at a networking event to becoming the official water sponsor for Invest Fest, their story is a masterclass in execution, strategy, and turning opportunity into ownership. We break down the step-by-step process of bottling water, how they secured their first major deal, and what it really takes to build trust and partnerships that last. We also dive deep into the $300 billion bottled water industry, the science behind alkaline water, why glass bottles are superior, and how LiveAlkalineNC plans to scale globally while staying rooted in family and community legacy. If you believe in faith, business, and legacy — this episode will inspire you to start where you are and build something everlasting. 🌍 #EarnYourLeisure #LiveAlkalineNC #InvestFest #BlackOwnedBusiness #Entrepreneurship #FinancialFreedom #WaterIndustry #EYL #Networking #BusinessGrowth #Ownership #Legacy #WealthBuilding #Motivation #InvestInYourselfSee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down Elon Musk’s unprecedented $1 trillion compensation proposal at Tesla. Musk, currently the richest person in the world, has requested a payout package with ambitious benchmarks—he only stands to earn the $1 trillion if Tesla reaches an astounding $8.5 trillion valuation, far above its current worth. The conversation covers the stakes of this deal, Musk’s influence on Tesla’s success, and the implications for shareholders. Tune in as the hosts debate whether one person should hold so much power and value in a company. Is Tesla’s success all about Musk, or does the company provide real innovation that can stand the test of time? The clip draws historical parallels, discussing Steve Jobs’ ousting from Apple and Warren Buffett’s impact on Berkshire Hathaway, all to ask: What happens when a visionary leader steps away? The hosts also explore Musk’s vision for Tesla, which now goes beyond cars into robotics and AI, and consider how much Tesla’s value depends on Musk himself. If you’re a Tesla investor, find out what this vote could mean for you—and for Tesla’s future. Don’t miss this insightful clip as the Market Mondays crew discusses: The $1 trillion compensation package and its benchmarks Musk’s negotiation tactics and threats to walk away The dependence of Tesla’s value on Musk’s leadership Sentiment vs. fundamentals in Tesla’s stock performance Historical lessons from other visionary CEOs What’s next for Tesla beyond Elon Musk If you own Tesla stock, you might have a say in this game-changing decision! Get the full scoop and join the discussion with Market Mondays. *Hashtags:* #ElonMusk #Tesla #MarketMondays #TrillionDollarDeal #StockMarket #Investing #VisionaryLeaders #Compensation #TeslaInvestors #BusinessNewsSee omnystudio.com/listener for privacy information.

In this insightful clip from "Black Out with Ian & Rashad," Rashad Bilal sits down with legendary rapper and actor Joey Bada$$ to talk about one of the most essential aspects of life—family. Joey Bada$$ opens up about his journey as a young father and partner, reflecting on lessons from his childhood and how those experiences shape the way he approaches relationships today. Joey shares how growing up in a big, close-knit family inspired the community mindset he carries into adulthood. Yet, he also reveals the gaps he noticed around examples of healthy romantic love—sparking his commitment to building something new with his fiancé. He talks candidly about their personal growth, teamwork, and intentional approach to their relationship, including their unique practice of holding “meetings” to set and review goals together, both for themselves and their growing family. This conversation is packed with wisdom for anyone navigating life, partnership, or parenthood in today’s world. Joey draws parallels between business contracts and relationships, emphasizing the importance of communication, setting non-negotiables, and being clear about values and long-term vision. He explains why he’s upfront about his intentions and challenges his partner to do the same—so they can build a meaningful future instead of “floating in space.” If you’re seeking guidance on how to create lasting bonds, foster healing within your family, or simply want to hear how a celebrated artist balances career with deep personal growth, don’t miss this clip! *Watch now to hear:* Joey Bada$$ on fatherhood and what being “family oriented” means today Why business tactics—like meetings and clear contracts—can help build a strong relationship The importance of picking a partner in alignment with your values and vision Tips for intentional communication and making progress as a couple Insights into breaking generational cycles and creating new legacies *Timestamps:* (Available upon request—if you’d like specific segments, let us know in the comments!) *Hashtags:* #JoeyBadass #BlackOutPodcast #Fatherhood #ModernManhood #FamilyLegacy #Relationships #CommunityHealing #BlackLove #PodcastClips #RashadBilal #IntentionalLiving #PersonalGrowth #GenerationalChangeSee omnystudio.com/listener for privacy information.

In this Market Mondays Medium clip, hosts Rashad Bilal, Troy Millings, financial enthusiast Tom Lee, and analyst Ian Dunlap dive deep into the explosive topic of Bitcoin’s future. Is a wild run to $250,000 by year end possible, or is this pure optimism? Tom Lee kicks off with his signature bullish take, predicting Bitcoin could soar to between $200K–$250K before the year wraps up, aligning with technical forecasts and seasonal strength. Rashad breaks down Tom’s history as a Bitcoin bull and points out exactly how big a leap this would be—from $110,000 to $250,000 in just 75 days! Ian Dunlap brings the data, laying out Bitcoin’s strong performance following its halving cycles: past years have shown jumps up to 7,000%, 291%, and 541%. This year’s gain is around 44%, and he feels a doubling could happen, but sees $250K as unrealistic in such a short window. He explains how cycles and rate hikes affect predictions, and why historical trends matter. Troy Millings challenges viewers to do their own thought exercises—what global events would actually propel Bitcoin that high? Is extreme optimism driving media narratives, or is there substance behind the hype? He pushes for understanding beyond headlines, and reminds us that market players and institutions control much of the flow. Both Ian and Troy agree: While $250K by year end seems extremely unlikely, a major run-up next year is within the realm of possibility—if institutions, governments, and hedge funds all strike “risk on” mode. This clip is a must-watch for any crypto investor, trader, or enthusiast wanting honest talk, historical context, and no-nonsense debate. Whether you’re all-in on Bitcoin’s future or skeptical of market predictions, you’ll get actionable insights here. *Drop your thoughts: Is $250K for Bitcoin possible by end of year, or just wishful thinking? Let us know in the comments!* *Hashtags:* #MarketMondays #Bitcoin #Crypto #TomLee #FinancialAnalysis #BTC #Ethereum #CryptoInvesting #HalvingCycle #BullMarket #CryptoPredictions #Investing #Finance #MarketTalk #EconomicInsights --- *Don’t forget to subscribe for weekly clips breaking down the biggest stories in investing, trading, and economic trends!*See omnystudio.com/listener for privacy information.

Welcome to EYL! In this insightful conversation, our hosts Troy Millings and Rashad Bilal chat with the knowledgeable Chris Sain about the essentials of beginning your journey in stock investing. 🌟 Starting with the basics, Chris highlights the importance of opening a brokerage account, explaining what it is and why it's necessary. He elaborates on traditional options like Vanguard and Fidelity, which are favored for long-term investments. For those who are more tech-savvy or prefer user-friendly alternatives, newer apps such as Robinhood, WeBull, and Interactive Brokers are also discussed. Rashad further expands on why investing is crucial, especially in the context of beating inflation. He differentiates between public and private companies, stressing the importance of owning public company stocks. He walks us through the straightforward process of setting up a brokerage account via popular platforms like Charles Schwab and Fidelity. Rashad makes a key point: understanding the "know your customer" requirements, such as providing personal details and linking your bank account, are crucial steps to funding your investment account effectively. Our hosts also share practical tips on expediting fund transfers between your bank and your brokerage. Troy provides a handy hack, emphasizing the advantage of using wire transfers for quicker fund deposits, which can be crucial given the market's volatility. Before wrapping up, Rashad discusses a common misconception about 401(k) investments. Simply contributing to a 401(k) isn't enough; workers need to actively choose their investments to see growth. He explains that money initially goes into a money market account and needs to be directed into specific stocks or funds of your choice. Chris concludes by comparing different brokerages for long-term and short-term investors. While Vanguard and Fidelity are excellent for long-term holding, platforms like E*TRADE, Robinhood, and M1 Finance offer useful tools and information for a richer investing experience. Whether you're a novice or looking to expand your knowledge on investing, this clip is packed with valuable insights to equip you on your financial journey. Don't forget to like, share, and subscribe to stay updated with our latest clips! #Investing101 #StockMarket #BrokerageAccount #LongTermInvesting #EYL #ChrisSain #FinancialLiteracy #Robinhood #Vanguard #Fidelity #CharlesSchwab #InvestingTips #FinancialEducation #BeatInflation #WeBull #ETrade #M1FinanceSee omnystudio.com/listener for privacy information.

In this episode of Earn Your Leisure, we sit down with Robert Herjavec, the legendary entrepreneur and investor best known for Shark Tank. He breaks down the two key phases of launching a business and explains why every entrepreneur must find the heartbeat that drives their company if they want to survive. From his early struggles to his rise as one of the most respected business minds in the world, Robert shares lessons that will reshape how you think about purpose, growth, and execution. Robert opens up about the moment he discovered his true purpose, how he maintains peak performance, and the importance of building the right team to scale effectively. He also takes us behind the scenes of Shark Tank, revealing the real secret to the show’s success and what separates true entrepreneurs from “wannapreneurs.” Beyond business, Robert gives his raw take on today’s economy — calling AI the greatest economic shift of our generation, warning that consumers don’t care about cybersecurity, and reflecting on how social media has distorted the meaning of success. This conversation is packed with gems, mindset shifts, and stories that prove success starts from within. #EarnYourLeisure #RobertHerjavec #SharkTank #Entrepreneurship #BusinessTips #AIMoney #CyberSecurity #StartupAdvice #Leadership #Motivation #EYL #MarketMondays #WealthBuilding #SuccessMindset #FinancialFreedomSee omnystudio.com/listener for privacy information.

In this eye-opening clip from Black Out with Ian & Rashad, the hosts Rashad Bilal and Ian Dunlap break down the shocking rise of bitcoin ATM scams sweeping the nation. Joined by political investigative reporters, the team dives into a recent report highlighting how unsuspecting victims are being lured into pouring thousands of dollars into crypto ATMs, only to lose their hard-earned cash to sophisticated global scammers. The discussion begins with a real-life victim’s story: Gus Cason, who lost $15,000 after being convinced by a scammer pretending to be the president of his bank. Learn how scammers use crypto ATMs as "getaway cars," making stolen money nearly impossible to recover. The team uncovers how even the crypto ATM companies profit from these fraudulent transactions—sometimes charging outrageous fees up to 30%—and how they aggressively fight in court to keep recovered scam funds. Rashad and Ian offer sharp analysis about the timing of these scams, connecting the spike in fraud to the tail end of the current bitcoin bull run. They debate whether big institutions like banks entering the bitcoin space may help protect consumers, and highlight the dangers of sending crypto: miss one letter, and your money is gone with little hope of recovery! The hosts stress that Bitcoin itself isn’t a scam, but warn listeners about how easily cryptocurrency can be weaponized in these attacks, especially against vulnerable groups like the elderly. You’ll also hear their predictions on the future of crypto markets, how banks becoming custodians of bitcoin could shape the financial landscape, and what you should watch out for as scammers get smarter thanks to artificial intelligence. If you’ve ever wondered how crypto scams really work, how to protect yourself, or where bitcoin is headed next, this clip is for you. Be smart, stay aware, and don’t fall victim to the latest wave of bitcoin ATM fraud! **Hashtags:** #BitcoinATM #CryptoScam #BlackOutPodcast #FinancialLiteracy #BitcoinFraud #IanDunlap #RashadBilal #CryptoNews #Blockchain #BitcoinBullRun #CryptoSafety #DigitalCurrency #ScamAlert #PodcastClip #FinancialEducationSee omnystudio.com/listener for privacy information.

In this thought-provoking clip from "Black Out with Ian & Rashad," hosts Ian Dunlap and Troy Millings dive deep into the evolving landscape of the podcast industry and raise an urgent question: Is the podcast game falling apart? The conversation kicks off with the headline news that Underdog Fantasy now owns 50% of Gilbert Arenas’ podcast, potentially leading to downsizing and fewer episodes if the show doesn’t meet expectations. Ian and Troy reflect on recent drama in the podcast scene, including disputes between prominent figures and the real struggles behind the scenes that many content creators are facing. Troy emphasizes that outward success, like massive viewership or social media highlights, can be misleading—reminding listeners that real sustainability comes from ownership, equity, and smart dealmaking. He warns against signing predatory streaming and podcast deals, highlighting how lucrative partnerships can sometimes strip creators of control and value in the long term. Ian offers essential advice for aspiring content creators: Don’t rely solely on ad dollars. Instead, focus on building diversified revenue streams—like premium content on Patreon, offering products and services, and leveraging your free content to grow a loyal audience. The hosts give shoutouts to successful creators who’ve thrived by combining free gateway content with exclusive offerings, using their own platforms (Market Mondays, Red Panda, EYL University) as examples. They also discuss the reality that most top podcasts are hosted by celebrities leveraging their existing fame, which gives them a head start that newcomers don’t have. But they stress the importance of finding your own unique niche, building valuable skillsets, and not copying everyone else’s model. Key takeaways from this clip include: Why ownership and non-dilutable shares matter more than high view counts The dangers of predatory podcast and streaming deals How to use your platform to build sustainable, diversified income beyond ads The advantages and challenges of coming into podcasting as an industry outsider The value of a niche, high-quality audience versus a broad but unengaged one Whether you’re a current or aspiring podcaster, or just interested in the business side of content creation, this clip is packed with game you can use right now. 👍 Don’t forget to like, comment, and subscribe for more honest conversations on business, culture, and entrepreneurship. #PodcastBusiness #ContentOwnership #GilbertArenas #PodcastIndustry #BlackOutPodcast #IanDunlap #TroyMillings #ContentCreation #Entrepreneurship #AdDollars #MediaGame #Equity #StayIndependent --- *Watch the full conversation for more insights and strategies for navigating the world of podcasts and media deals!*See omnystudio.com/listener for privacy information.

Welcome to another insightful Market Mondays clip! In this powerful discussion, hosts Rashad Bilal and Ian Dunlap dive deep into one of the most dramatic moments in recent financial history: the largest single-day liquidation in crypto. Prompted by a headline-making social post from Donald Trump, the markets saw a massive fall—both in stocks and crypto—triggering a whirlwind of reactions, trades, and consequences. *What’s Inside This Clip?* *$20M to $80M Trade:* Get the inside scoop on the suspicious hedge trade that reportedly netted $80 million within hours. Was it luck, timing, or something more? *The Human Cost of Trading:* Learn how margin and leverage can quickly turn profits into devastating losses. Hear the tragic story of a crypto trader who lost $40 million and, sadly, his life—a serious reminder of the emotional dangers behind high-stakes investing. *Trading Safely:* Ian and Rashad break down why risk management, mental health, and account separation are essentials for every investor. They reflect on history—from the Great Depression to present day—emphasizing the importance of putting safety and mental guardrails first. *Margin Calls Explained:* This clip offers a plain-English rundown on how margin works, what triggers a margin call, and how it can impact your entire investment portfolio. Learn why separating trading from long-term investments is a crucial safety measure. *Competing With the Best:* Ian shares advice on what it’s actually like trading against hedge funds, institutions, and experts with far-reaching networks—and why most everyday investors should avoid over-leveraging. *Volatility & Timing:* Discover why market volatility isn’t always something to fear, but should be managed through smart techniques like holding separate accounts and using time wisely in your investment strategy. This Market Mondays clip is a must-watch for anyone involved in trading or investing—whether you’re new or experienced. The team brings their trademark honesty and clarity to tough topics, reminding viewers that while the upside in markets can be huge, the risks are real and must not be ignored. *If you’re thinking about trading with leverage, or just want more insight into how fast things can change, this clip is for you. Tune in and learn how to protect your portfolio—and your peace of mind.* --- *Watch, learn, and invest smarter.* #MarketMondays #Crypto #TradingRisk #MentalHealth #MarginCalls #InvestmentSafety #Finance #StockMarket #CryptoLiquidation #RiskManagement #Investing #FinancialLiteracy --- Like, comment, and subscribe for weekly financial wisdom and market breakdowns!See omnystudio.com/listener for privacy information.