F&I S05E07 - TechFins & Digital First Evolution

by Surya Bhushan from DMI, Patna.In a podcast episode of "Sustaining Business," host Akash Bhagat and Economics Professor Surya Bhushan discuss strategies for building resilient companies in Bihar by emphasizing localized, data-driven growth over rapid scaling. They highlight the state's low operational costs and high-retention talent as key advantages for startups, while connecting these business strategies to Bihar's broader economic shifts, including advancements in AI and improved ease-of-doing-business policies.

Akash Bhagat welcomed Nikhil Sharma, Global Head for Financial Crime Compliance at E-Clerx, to discuss fintech and innovation, focusing specifically on Financial Crime Compliance (FCC), which manages transactions after the initial AML/KYC process and addresses the immense scale of money laundering, estimated at $3 to $4 trillion annually. Nikhil Sharma detailed their nearly two-decade career, the critical impact of global events like the 9/11 attacks, the 2007 financial crisis, and the Panama Papers on compliance, and E-Clerx use of AI and products like "Compliance Manager" to manage complex global regulatory requirements and enhance operational excellence. Both Akash Bhagat and Nikhil Sharma reflected on the value of the Emerging Leader Program in shifting their problem-solving perspectives, and Nikhil Sharma advised that future success in the financial ecosystem requires mastering one domain while being technology-literate due to the increasing complexity of fraud and virtual asset service providers.

Akash Bhagat welcomed Sandeep Singh to the sixth season of the “Ethical AI” series, focusing on generative AI and multi-modal agents. Sandeep Singh, a senior director at Bayon Company, emphasized that generative AI will significantly impact all knowledge workers and technology roles, urging individuals to adopt AI tools like Python and understand foundational models, fine-tuning, and context engineering. Sandeep Singh also discussed the emergence of small language models, dynamic planning agents, and multimodality, stressing the crucial importance of ethics in AI and the implementation of multi-agentic AI with human oversight for responsible deployment.Book reference in podcast for ethics - Weapons of Mass Destruction by Robert Hutchinson

Welcome to Ethical AI—the podcast exploring how we can build artificial intelligence that truly serves humanity. I’m your host, Akash Bhagat.As AI grows more powerful—and sometimes even goes rogue—we’ll tackle crucial questions:How do we ensure fairness?What about transparency and accountability?And how do we harness AI’s potential while keeping it in check?This is Ethical AI, proudly sponsored by Fastest India Group—where technology meets responsibility.

SS S04E07 - BFSI Consulting by VC SharmaJourney from banking to supporting business to startup. What special about this podcast is you get to know about a journey as a leader where he believes in building trust first then business rather than selling anything to the clients and failing to deliver, which leads to heated team fights. Rather than being a leader standing as a wall between approach, dpcumentation and supporting team and client altogether to lead in the right direction.

Arpan is founding member of Drona Pay. One of the Pioneer organisations in real-time transaction monioring platform for fraud and risk mananagemt and AML. The organisation is broadly supporting indian financial ecosystem, going global and most importantly converted profitable in such a short span of time. Arpan has experience in working with organisations like Oracle and NSE and has seen complex problem that come up with large data sets and worked with resolving teams. Worked in US and UK along with India will give you a great insight of how global ecosystem for professional culture works.

The podcast is more about the ground of ai, chatbots and where the world or innovation in tech is currently going. By Sai Yalla and bits around Lokibots. Hope you will enjoy the session. Sai Linkedin profile id if you like to reach out- https://www.linkedin.com/in/saiyalla

Sahil Lakshmanan has worked with startups like Bank Bazaar and Credit Vidhya has a great understanding of the lending market and currently working as a president of Qubehealth, a leading firm in the healthcare lending segment. you will learn pretty great about how financial tech capability revolutionizing the healthcare segment and challenges.

Hey Everyone so this one is a completely different capable podcast where we talked about a lot of new era startups and their contributions towards Financial sector. We understand a bit deeply about tech first organisations and Digital adaptation around our country. We have with us Mazin Abdullah today and he is heading Co-lending and fund raise with Cred. This session is insightful and you will learn a lot of capable insights with our current guest. Mazin is part of Indian Financial Forum community, a growing community for finance, lending and banking.

We get to know about the future and innovation we see in Fintech with CTO of Aditya Birla Group Ramesh Narayanaswamy. Following are the pointers which are being discussed at core level. 1. A brief intro from you 2. Your experience with bits, pilani and Nanyang Technological University, singapore. Network help in career growth. 3. Your journey with TCS, how was tcs back in 1996 4. Your banking experience with IBM, City bank and Standard Chartered 5. Your Journey with ABC as CTO 6. What are the changes you have seen in the wealth management verticle in last 5 years and any new innovation or changes you feel will be happening in that arena. 7. There is a credit gap for sme inspite they are core revenue generation source for govt. How do you see the current credit infrasture of India. 8. A touch upon CBDC and OCEN (open credit enablement network). 9. Wealth management, finance, lending and insurance is matured by Due diligence and risk management. How complicated it is in India and factors for this. 10. Where you see wealth management and innovation in this post 3 to 5 years of time.