
Sex therapist Jessa Zimmerman interviews Heather Howard, a sexuality counselor and financial coach, about the strong parallels between money and sex in couples’ relationships. Howard shares how pelvic pain shifted her from a finance career into sex counseling and later into financial coaching after repeatedly seeing money conflicts fueling distance, resentment, and desire problems. They discuss patterns like one partner becoming the “driver” while the other withdraws, how power imbalances show up in both sexual desire discrepancy and finances, and how financial control can undermine authentic consent. They explore the role of entrenched narratives and upbringing in shaping beliefs about sex and money, the impact of shame and secrecy including financial infidelity, and Howard’s solution-focused approach emphasizing safety, skills training, accountability, and aligning money behaviors with values. Howard explains how to contact her for online coaching via heatherhoward.com/meet.
00:00 Show Intro
00:45 Meet Heather Howard
01:46 From Finance to Sex Therapy
03:25 Why Money Enters the Bedroom
05:10 Desire and Money Dynamics
07:52 Power Imbalances and Entitlement
09:46 Consent Needs Financial Safety
11:55 Unpacking Sex and Money Stories
14:40 Heather’s Coaching Approach
18:32 Masterclass Break
19:02 Sharing Financial Responsibility
19:43 Fixing Money Patterns
20:48 Money Anxiety and Skills
22:07 Building Self Trust
23:21 Financial Infidelity Secrets
27:57 Drama Debt Cycles
28:34 First Steps and Support
32:51 Finding a Coach
35:19 Closing and Credits
Jessa's Webinar: https://www.intimacywithease.com/masterclass
Bio:
Dr. Heather Howard is a sexuality counselor and financial coach who helps individuals and couples build healthier relationships with sex, money, or both. Using a nonjudgmental, education-based approach, she supports clients in clarifying values, developing practical skills, and creating systems that align daily behavior with what matters most. Heather works with clients to reduce shame, strengthen communication around traditionally taboo topics, and build shared understanding and decision-making that fosters emotional connection and long-term sexual and financial well-being.
Want to learn more about my sponsored charity? Charity: Water is committed to providing clean water to every human on the planet, 100% of your contribution will be used directly for water projects around the globe. You can learn more at https://www.bettersexpodcast.com/water.
More info and resources:
Secret Podcast for the Higher Desire Partner: https://www.intimacywithease.com/hdppodcast
Secret Podcast for the Lower Desire Partner: https://www.intimacywithease.com/ldppodcast
How Big a Problem is Your Sex Life? Quiz – https://www.sexlifequiz.com
The Course – https://www.intimacywithease.com
The Book – https://www.sexwithoutstress.com
Podcast Website – https://www.intimacywithease.com
Access the Free webinar: Intimacy Made Easy: 3 Secrets to Bridging Libido Differences: https://intimacywithease.com/masterclass
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