9 Things I've Changed My Mind About

#301: Chris revisits the rules, products, and strategies he’s changed his mind about, and what he’s doing differently now. He covers a surprising airfare pricing quirk, major updates from U.S. Bank, Bilt, Alaska and Bank of America, and why he’s scaling back his AI experimentation. Plus, new thoughts on browsers, AR glasses, skincare, and hiring.Link to Full Show Notes: https://www.chrishutchins.com/things-i-changed-my-mind-on-2026/Partner DealsVuori: 20% off the most comfortable performance apparel I've ever wornGelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealthFora: Become a Fora Advisor todayWispr Flow: ⁠Try effortless voice dictation for freeDeleteMe: ⁠20% off removing your personal info from the webFor all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/dealsResources MentionedArticlesBooking Domestic Flights One-Way? It’s Costing You More (Again)AI & Building ToolsOpenClawClaudeChatGPTInstinctMeta MuseDotsGrokBrowsersArcDiaGoogle ChromeQuicKey tab switcherAR Glasses & TechXREAL 1 ProVITUREMeta Ray-Ban glassesApple Vision ProiPhone DuoRobinhood Gold CardCardPointersWild RomanATH Podcast#247: Deep Dive on Bank of America Credit Cards (Up to 5.25% Cash Back)#264: Deep Dive on Bilt Rewards and New Bilt 2.0 Cards#265: I Built an AI Assistant That Works While I Sleep#271: How to Actually Live the Life You're Optimizing For with Sahil Bloom#290: The New Rules of Points & Miles in 2026 with Brian MCardToolHotel Upgrade ProgramBest Cards PageGift Cards PageNewsletterAMA: Submit QuestionsLeave a review: Apple Podcasts | SpotifyEmail for questions, hacks, deals, and feedback: [email protected] Show Notes(00:00) Introduction(00:45) Why One-Way Flights Can Cost More Than a Round Trip(05:23) U.S. Bank Finally Adds Transfer Partners (07:38) New Ways to Use Bilt Cash(12:42) Going All In on Alaska (Again)(18:46) Why Bank of America Cards Could Become Great Alaska Cards(23:53) Accidentally Ending Up with a $2k Gold Credit Card(27:43) The End of Auto-Adding Every Amex Offer(30:16) Why Building Your Own AI Tools Often Isn't Worth It(36:18) Leaving Arc, Trying Chrome, and Switching to Dia(39:27) The AR Glasses Worth Wearing on Every Flight(41:52) A Skincare Routine Simple Enough to Stick(43:58) Rethinking Hiring a Full-Time Employee(46:08) Is Video Worth It for This Podcast?Connect with Chris⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#300: Chris and Amy break down how they planned an unforgettable trip to Switzerland and Lake Como mostly on points, miles, and free-night certificates. They share how speculative bookings and award alerts landed them better business class flights, the rental car hack that avoided a cross-border drop-off fee, and one of the best uses of Hilton points around. Plus, an inside look at a fairy tale hotel for families in Switzerland.Link to Full Show Notes: https://www.chrishutchins.com/switzerland-italy-family-trip-points/Partner DealsCopilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2Kindred: House swap & home exchange with no membership feeFabric: ⁠Affordable term life insurance for you and your familyBilt Rewards: ⁠Earn the most valuable points when you pay rentDeleteMe: ⁠20% off removing your personal info from the webFor all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/dealsResources MentionedHotelsMärchenhotel BraunwaldGrand Hotel VictoriaVictoria Beach ClubPark Hyatt MilanHyatt Regency MainzPark Hyatt TokyoCap RocatArticles & VideosAmazing: Grand Hotel Victoria Concept & Spa on Lake ComoThe Märchenhotel on InstagramATH Podcast#107: Italy Unlocked: Insider Tips, Must-See Destinations and Booking Flights/Hotels on Points with Leigh Rowan#276: Saving $30K+ on the Perfect Spring Break Japan Trip with Amy Fox#290: The New Rules of Points & Miles in 2026 with Brian MHilton CardsHotel Upgrade ProgramBest Cards PageGift Cards PageNewsletterAMA: Submit QuestionsLeave a review: Apple Podcasts | SpotifyEmail for questions, hacks, deals, and feedback: [email protected] Show Notes(00:00) Introduction(00:47) How a Fairy Tale Hotel Sparked Our Trip to Europe(03:22) Booking Business Class to Europe with Points(09:03) Setting Award Alerts to Find Better Flights(14:51) Using Up Avianca Miles for a Better Flight(17:22) Keeping Return Flights Open Until the Last Minute(18:39) The Trick to Avoid Cross-Border Rental Car Fees(20:55) Booking Switzerland's Märchenhotel Without Points(23:10) Why We Paired Switzerland with Lake Como(26:14) The Math Behind Hilton Points and Free Night Certificates(34:02) Inside the Grand Hotel Victoria(36:55) The Best Breakfast Buffet and Dining in Menaggio(39:26) Why Menaggio Beats Bellagio(42:10) European Beach Clubs with Kids(43:34) Gelato, Mini Golf and Other Things to Do in Italy(45:27) Is the Grand Hotel Victoria Worth It for Families?(48:51) The Märchenhotel: Switzerland's Fairy Tale Hotel(49:57) What Makes the Märchenhotel Great for Parents and Kids(57:06) Hiking, Via Ferratas and Ropes Courses in Braunwald(01:02:31) Changing Plans and Skipping Milan(01:05:44) A Quick Stop in Mainz Before Flying Home(01:07:15) Flying Swiss vs. Condor Business Class(01:10:49) What It's Like Traveling with Another Family(01:14:02) What the Whole Trip Cost(01:15:24) Why We're Booking Trips a Year OutConnect with Chris⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#299: My top 10 takeaways from a retreat for high-net-worth investors, which covered money, health, AI, parenting, relationships, and more. We explore why what you measure shapes your behavior, how to start using AI agents, why simple rules beat perfect plans, how to teach kids about money, and why “later” may be the most expensive word in your vocabulary.Tad Fallows is the co-founder of Long Angle, a private community for investors with $3 million or more in investable assets. He previously co-founded iLab Solutions, a research software company acquired by Agilent Technologies.Link to Full Show Notes: https://www.chrishutchins.com/10-lessons-money-parenting-ai-long-angle/Partner DealsKindred: House swap & home exchange with no membership feeQuince: Affordable luxury essentials with free shipping + 365 day returnsWispr Flow: ⁠Try effortless voice dictation for freeGelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealthFor all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/dealsResources MentionedLong AnglePeople & BooksSahil BloomThe 5 Types of Wealth by Sahil BloomSahil Bloom's post on the 3 Levels of ListeningAndrew TaylorHealthOura RingATH Podcast#253: 10 Lessons That Challenged My Thinking on Money and Life#297: Have Better Conversations and Build Deeper Connections with Vanessa Van EdwardsHotel Upgrade ProgramBest Cards PageGift Cards PageNewsletterAMA: Submit QuestionsLeave a review: Apple Podcasts | SpotifyEmail for questions, hacks, deals, and feedback: [email protected] Show Notes(00:00) Introduction(02:04) What You Measure Dictates What You Do(05:57) Don't Let the Optimal Get in the Way of the Beneficial(15:13) How to Get Started with AI Agents(26:28) Why Established Managers Outperform Emerging Ones(35:07) Good Plans Die in the Paperwork(39:48) Simple Rules You'll Follow Beat Perfect Rules You Won't(46:54) T.U.N.E. Parenting: Balancing Connection with Boundaries(58:23) Your Environment Beats Your Willpower(01:04:11) Talk Less and Ask Better Questions(01:11:17) "Later" Is the Most Expensive Word(01:18:55) The Meta Takeaway: Pick One Thing and Start TodayConnect with Chris⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#298: Chris breaks down how to earn airline miles and transferable points on money you’re already saving or investing (and whether the rewards are actually worth the tradeoffs). He compares mileage-earning bank accounts from Bask, United and Alaska, the new Bank of America and Alaska transfer partnership, Silo’s brokerage rewards program, and Symphony’s higher-yield approach. Plus, the welcome offers ending this fall that change the first-year math, and a short interview with Symphony's founders.Link to Full Show Notes: https://chrishutchins.com/earn-points-on-savings/Partner DealsNetSuite: ⁠Free KPI checklist to upgrade your business performanceLMNT: ⁠Free sample pack of my favorite electrolyte drink mixDeleteMe: ⁠20% off removing your personal info from the webZocdoc: Find and instantly book a doctor you love todayMasterClass: ⁠Learn from the world's best with 15% offFor all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/dealsResources MentionedSilo Markets (← 250k Welcome Bonus)Symphony (← Referral Bonus)Bask BankAtmos debit card (← 20% off coupon)Odynnpoint.meATH Podcast#131: Maximize Earnings on Cash, CD Ladders, Bank Bonuses, Bulk Buying, and Automating Returns#195: 50+ Ways to Earn More Points and Miles Without Spending More#262: Points & Miles in 2026: What's New, What's Dying & What's Next with Brian M#288: Where to Keep Your Cash for the Highest ReturnHotel Upgrade ProgramBest Cards PageGift Cards PageNewsletterAMA: Submit QuestionsLeave a review: Apple Podcasts | SpotifyEmail for questions, hacks, deals, and feedback: [email protected] Show Notes(00:00) Introduction(00:50) How to Earn Points on Your Savings(05:01) Bank Accounts That Pay Airline Miles(05:41) Earning American Miles with Bask Bank(14:13) Why United's Mileage Debit Card Falls Short (17:09) Alaska’s Upcoming Rewards Banking Account(17:48) Boosting Bank of America Points, Now Transferable to Alaska(20:29) How Silo Pays Points on Your Brokerage Account(26:22) Changes Coming to Silo on November 1st(32:40) Silo's New Welcome Bonus(35:52) Can You Trust Silo With Your Investments? (36:31) Earning 5% or 5X Points with Symphony(38:52) Where Your Money Actually Goes at Symphony(39:22) Bucket 1: Treasury Bills(40:18) Bucket 2: CLOs(41:37) Bucket 3: Private Credit(43:24) Bucket 4: Crypto Lending(46:20) Pooled Accounts and SIPC Protection(46:57) What the Crypto Wallet Does (and Doesn't) Protect(47:33) How Fast You Can Get Your Money Out(49:17) Risk #1: The Rate Gets Cut(49:55) Risk #2: Withdrawals Slow Down(50:17) Risk #3: You Lose Part of Your Investment(51:05) Risk #4: An FTX-Style Collapse(51:49) My Overall Take on Symphony(54:21) Breaking Down Symphony's Welcome Offer(57:04) Recap: Mileage Bank Accounts(58:38) Recap: Silo(59:57) Recap: Symphony(01:02:02) Interview with Symphony's Founders(01:04:01) How Symphony Layers Its Risk Protection(01:08:02) What Happens If Everyone Withdraws at Once(01:09:54) Why the Blockchain Ledger Matters If Symphony Goes Away(01:16:15) What’s Next: Transfer Partners, Experiences and AI BookingConnect with Chris⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#297: Learn how to turn small talk, awkward encounters, and everyday logistics into conversations that actually matter. Chris and Vanessa explore the chemistry behind great conversations, how to find the topics that make people light up, and the three levels of conversation that lead to deeper connection.Vanessa Van Edwards is a behavioral researcher, bestselling author of Captivate and Cues, and founder of Science of People. She teaches at Harvard, and her new book, Conversation: How to Connect with Anyone and Make Every Interaction Count, is available now.Link to Full Show Notes: https://chrishutchins.com/vanessa-van-edwards-better-conversations/.Partner DealsBilt Rewards: ⁠Earn the most valuable points when you pay rentFora: Become a Fora Advisor todayGusto: ⁠Free 3-month trial of the #1 payroll softwareFabric: ⁠Affordable term life insurance for you and your familyGelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealthFor all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/dealsResources MentionedVanessa: Website | X | Instagram | YouTubeCaptivate: The Science of Succeeding with PeopleCues: Master the Secret Language of Charismatic CommunicationConversation: How to Connect with Anyone and Make Every Interaction CountProSocialResearch and FrameworksDr. Dan McAdamsCANDOR CorpusMalcolm Gladwell's MasterClassShows and PeopleSmartLess podcast (with Sacha Baron Cohen)The Howard Stern ShowATH Podcast#46: Mastering the Secret Language of Charismatic Communication with Vanessa Van Edwards#256: The Easy Way to Build and Maintain Meaningful Relationships with Nick Gray#123: Traveling to Save Money, Betting on Yourself, and Streamlining Life Decisions with Nuseir YassinHotel Upgrade ProgramBest Cards PageGift Cards PageNewsletterAMA: Submit QuestionsLeave a review: Apple Podcasts | SpotifyEmail for questions, hacks, deals, and feedback: [email protected] Show Notes(00:00) Introduction(00:45) How to Make Every Conversation Matter(02:12) The DOS Cocktail: The Chemistry of a Great Conversation(05:15) Turning Everyday Interactions Into Meaningful Conversations(14:05) Treating Small Talk Like a Treasure Hunt(15:31) How to Start a Meaningful Conversation(20:53) Can Conversational Courage Go Too Far?(23:08) A Framework for Asking Better Questions(27:01) Why You Can't Skip Straight to Deep Conversation(30:20) Level 1: General Traits(32:11) Level 2: Personal Concerns(32:40) Level 3: Your Self-Narrative(34:48) How to Be Conversationally Generous(37:18) What to Do When You're Just Not Clicking(38:54) How to Become a Better Conversational Storyteller(41:18) Turning Any Conversation Into a Chance to Learn(43:04) Mindset Tricks for Warmer, Easier Conversations(47:00) How to Know If You’re Talking Too Much(51:31) Why Some "Great" Questions Are Actually Hard to Answer(53:35) The Ideal Length of a Conversational Turn(55:12) How Talking to AI Is Changing How We Talk to People(58:53) Using AI to Become a Better Conversationalist(01:01:02) Deeper Conversations With Your Partner (Beyond the Logistics)(01:07:51) Did This Feel Like a Real Conversation?(01:08:35) What to Expect from Vanessa's New BookConnect with Chris⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#296: You're probably overpaying for cell service, and switching could save you hundreds of dollars a year without sacrificing coverage or features. Chris breaks down what's changed with the big carriers and MVNOs, the math behind "free phone" deals, the few features only AT&T, Verizon and T-Mobile still offer, and his shortlist of the best unlimited plans. He also shares the cheapest backup line for two-factor texts, a $20 home internet backup, how to think about cell phone insurance, and the smartest way to buy a new iPhone.Link to Full Show Notes: https://chrishutchins.com/best-cell-phone-plans-2026Partner DealsQuince: Affordable luxury essentials with free shipping + 365 day returnsFora: Become a Fora Advisor todayGelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealthDeleteMe: ⁠20% off removing your personal info from the webZocdoc: Find and instantly book a doctor you love todayFor all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/dealsResources MentionedCarriers & PlansUS Mobile (←Get $30 off)Total WirelessMint MobileVisibleBackup Lines & Backup InternetRedPocketTelloMobileXKeepgo (←Get 1GB free)RoamlessUniFi 5G MaxTools for Comparing Plans & CoverageBestPhonePlansCoverage MapCell Phone InsuranceAKKOBuying a New iPhoneDON'T Buy Your iPhone 18 Pro Max From Your Carrier (Buy From Here Instead)Apple Shortcut to Change Active SIM CardSwappaATH Podcast#138: Optimizing Cell Phone Plans: The Best Carriers, Deals, Plans, Insider Pricing, Insurance and More!#284: 20+ Credit Card Benefits You’re Probably Not UsingHotel Upgrade ProgramBest Cards PageGift Cards PageNewsletterAMA: Submit QuestionsLeave a review: Apple Podcasts | SpotifyEmail for questions, hacks, deals, and feedback: [email protected] Show Notes(00:00) Introduction(02:53) The Current State of Cell Phone Plans(05:40) Why Major Carriers Are So Expensive(11:55) Features You Can Only Get From Major Carriers(13:46) How to Pick the Right Network for Where You Live(14:48) What Is Premium Data and Does It Matter?(16:22) Understanding Video Streaming Limits(16:46) How Much High-Speed Data Do You Need?(16:59) Comparing Hotspot Data(17:08) International Coverage, Tablets & Smartwatches(17:18) The Best Alternatives to Major Carriers(19:40) The Cheapest Unlimited Plan: Mint Mobile(20:29) US Mobile Starter on AT&T (Dark Star)(22:06) Total Wireless Max 5G on Verizon(22:56) How Much More You Get for $25–$32 a Month(24:42) Why Chris Is Switching to US Mobile Unlimited Premium(25:21) Visible Plus Pro: A Steal if the Promo Pricing Lasts(28:41) The Bottom Line on the Best Affordable Plans(29:43) US Mobile’s Killer Multi-Network Feature(35:19) Choosing Between Verizon, AT&T & T-Mobile on US Mobile(36:58) The Cheapest Backup Line for Two-Factor Texts(38:30) Setting Up Cellular Backup Internet at Home (41:29) Cell Phone Insurance: Credit Cards vs. AppleCare vs. Carrier Plans(44:44) How to Get the Best Deal on a New iPhoneConnect with Chris⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#295: Chris shares the strategies he actually uses to earn, spend, and maximize millions of points and miles. He breaks down how many credit cards most people really need, his approach to booking award travel for a family, the rise of massive card-member flight discounts, when to pay cash vs. points, and some of his favorite—and most unusual—redemptions.Meghan Coyle and Sally French are the hosts of NerdWallet's Smart Travel podcast, a weekly show on travel news, loyalty programs and travel credit cards that helps listeners travel more and pay less.Link to Full Show Notes: https://chrishutchins.com/award-flights-card-strategy-nerdwalletPartner DealsGusto: ⁠Free 3-month trial of the #1 payroll softwareGelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealthLMNT: ⁠Free sample pack of my favorite electrolyte drink mixWispr Flow: ⁠Try effortless voice dictation for freeBilt Rewards: ⁠Earn the most valuable points when you pay rentFor all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/dealsResources MentionedNerdWallet Smart Travel podcastMeghan CoyleSally FrenchAward Search & Points ToolsSeats.aeroPointsPath (15% off with ALLTHEHACKS15)PointsYeahShopping Portals, Gift Cards & OffersRakutenCapital One ShoppingRoveGCXSavenDealsATH Podcast#290: The New Rules of Points & Miles in 2026 with Brian MChris' Credit Card OptimizerHotel Upgrade ProgramBest Cards PageGift Cards PageNewsletterAMA: Submit QuestionsLeave a review: Apple Podcasts | SpotifyEmail for questions, hacks, deals, and feedback: [email protected] Show Notes(00:00) Introduction(02:06) How Chris Got Into Points & Miles(05:01) When Chris Became a Points & Miles “Expert”(07:25) Paying for a Wedding Video With Delta Miles(13:38) Why Chasing an Extra Point per Dollar Doesn't Move the Needle(15:34) The Optimal Two-Card Strategy(16:50) Maximizing Points Without Overspending(19:52) Should You Buy Gift Cards to Earn More Points?(22:36) Booking Award Travel for a Family(25:06) Chris’ Strategy for Finding Award Flights(27:34) Leveraging Flexibility and Award Search Tools(31:45) What to Do With Points If You Don't Want to Play the Game(34:30) Setting Alerts and Picking One Award Search Tool(37:01) The Huge Discounts Hidden Behind Airline Credit Cards(39:21) The Risks of Speculative Bookings(41:08) When Chris Breaks His Own Transfer Rule(45:15) The Easiest Way to Redeem Points When You Don't Want the Hobby(47:17) Are Hotel Redemptions Easier Than Flights?(51:07) The Real Math Behind Cash vs. Points(55:02) Chris's Rule of Thumb for Comparing Cash and Points(56:12) A Trick for Getting Refunds on Flights You Need to Cancel(59:03) Chris’ Take on the New SouthwestConnect with Chris⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#294: Chris breaks down everything he's learned going all in on World of Hyatt. He covers the brands and footprint, earning points with Hyatt credit cards and transfers, what points are really worth, every status tier and milestone reward, and how to get Globalist treatment without having status.Link to Full Show Notes: https://chrishutchins.com/world-of-hyatt-deep-divePartner DealsElevenLabs: Build an experience your customers will loveCopilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2MasterClass: ⁠Learn from the world's best with 15% offDeleteMe: ⁠20% off removing your personal info from the webNetSuite: ⁠Free KPI checklist to upgrade your business performanceFor all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/dealsResources MentionedWorld of HyattGondolaFrequent Miler Reasonable Redemption Valuesrooms.aeroseats.aeroHyatt Concierge on XATH Podcast#167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent MilerHotel Upgrade ProgramBest Cards PageGift Cards PageNewsletterAMA: Submit QuestionsLeave a review: Apple Podcasts | SpotifyEmail for questions, hacks, deals, and feedback: [email protected] Show Notes(00:00) Introduction(02:48) The World of Hyatt(08:05) Where Hyatt Is (and Isn't) Around the World (12:17) How the World of Hyatt Program Works(15:51) Earning Points with Hyatt Experiences(16:23) Transferring Points from Credit Cards(17:43) Earning Points with Hyatt Personal and Business Credit Cards(26:07) Why Buying Points Is Rarely a Good Deal(26:46) Maximizing Hyatt Promotions(27:21) Earning Points with Peloton(28:06) Converting Aeroplan and American Points(30:41) Understanding Hyatt Status Tiers(35:51) Guest of Honor Awards(36:55) Getting Globalist Perks on Paid Stays with Hyatt Privé(38:41) Using Points to Upgrade Your Room(39:05) Milestone Rewards: 20 and 30 Nights(41:00) 40 Nights: Guest of Honor and the Suite Upgrade Award(43:14) 50 and 60 Nights: Reaching Globalist(44:30) 70 to 150 Nights: Milestones Beyond Globalist(46:18) Transferring Awards and Certificates to Others(47:40) The Hyatt Brand Explorer Program(50:31) Fast Tracking Status with Hyatt Challenges(53:20) How Far Should You Go for Status?(53:53) What Are Hyatt Points Really Worth?(58:53) How Bad Was the May Devaluation?(01:00:51) A Fun Hack for All-Inclusives(01:01:12) How to Find Hyatt Award Availability(01:02:52) Getting Discounts and Perks on Cash Stays(01:04:14) Hyatt's Best Rate GuaranteeConnect with Chris⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#293: Learn to make your home healthier by focusing on the environmental factors that actually matter. Chris and Dom break down how to improve air and water quality, ventilation, mold prevention, lighting, and EMF exposure, plus what to prioritize in your bedroom, which popular healthy-home products to avoid, and the best upgrades at any budget.⁠Dom Francks⁠ is the General Manager of ⁠Lightwork Home⁠, a Stanford-trained engineer, and former climate-tech product leader.Link to Full Show Notes: https://chrishutchins.com/healthy-home-air-water-light-dom-francks/.Partner DealsGusto: ⁠Free 3-month trial of the #1 payroll softwareWispr Flow: ⁠Try effortless voice dictation for freeGelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealthFora: Become a Fora Advisor todayThrive Market: ⁠30% off your first order of organic groceries + a free $60 giftFor all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/dealsResources MentionedArticles & GuidesThe Lightwork Blueprint: 40 Action Steps for a Healthy HomeThe best air purifiers for your homeWhat are EMFs? A rational, skeptical, curious person’s guideTools & ProductsAirthingsAirGradientAtmocubeJasprConwayBlueAirIQAirAustin AirPeople & PodcastsBrian Hoyer on Tetragrammaton with Rick RubinATH PodcastHotel Upgrade ProgramBest Cards PageGift Cards PageNewsletterAMA: Submit QuestionsLeave a review: Apple Podcasts | SpotifyEmail for questions, hacks, deals, and feedback: [email protected] Show Notes(00:00) Introduction(01:06) How Your Home Affects Your Health(03:30) What Improvements Actually Feel Like(04:51) The Precautionary Principle for Chemicals Like PFAS(06:27) How Healthy Is the Average Home?(08:09) What to Expect From a Healthy Home Assessment(09:09) Four Things That Determine Bedroom Air Quality(14:37) Choosing an Air Quality Monitor(16:19) Using Air Purifiers for Filtration(17:37) The Simplest Ways to Improve Ventilation(18:33) Why Some Air Purifiers Cost So Much More(20:45) Ventilation vs. Filtration for VOCs(23:15) How to Get More Fresh Air Through Your House(24:26) What Chris Learned From Monitoring His Bedroom Air(27:14) Managing Humidity and Dust Testing(32:14) What a Full Mold Investigation Really Involves(33:49) Optimizing Your Bedroom Lighting(36:05) How to Spot Hidden Light Flicker(37:19) When Incandescent Bulbs Beat LEDs(38:27) A Practical Approach to EMF Exposure(39:58) Does Limiting EMFs Actually Matter?(41:29) Are Baby Monitors Safe?(43:35) What to Prioritize (and Ignore) in Your Bedroom(46:48) Testing and Improving Water Quality(49:35) DIY Water Testing, and Which Filters to Use(51:42) Carbon Monoxide Monitors & Combustion Gas Leaks(52:51) Optimizing Your Workspace Lighting(56:24) Home Products to Avoid(58:46) Do More Plugs Mean Better Grounding?(59:29) How to Make Your Home Healthier for $500(01:01:53) The Best Healthy Home Upgrades for $2,000(01:02:44) Higher-End Healthy Home Improvements(01:04:34) When to DIY vs. Hire a ProfessionalConnect with Chris⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

#292: What happens to your points and miles when you die? And how can you make sure they don’t disappear? Chris breaks down how major banks, airlines, and hotel programs handle rewards after death, strategies to protect or transfer your points, and the steps you can take now to make things easier for your family. Plus, learn what to do if you’re already dealing with a loved one’s rewards, why documenting your accounts and logins matters, and the surprising rules around gift cards, divorce, and timeshares.Link to Full Show Notes: https://chrishutchins.com/points-and-miles-after-deathPartner DealsLMNT: ⁠Free sample pack of my favorite electrolyte drink mixHaven: ⁠Skip the waitlist for the best sauna⁠.Bilt Rewards: ⁠Earn the most valuable points when you pay rentCopilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2DeleteMe: ⁠20% off removing your personal info from the webFor all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/dealsResources MentionedTools & ResourcesPoints & Miles Death and Transfer Rules PDFSilo MarketsTrustworthyNotion1PasswordBooks & PeopleThe Points GuyDie With Zero: Getting All You Can from Your Money and Your Life by Bill PerkinsATH Podcast#200: Debunking Tax Myths, Avoiding Audits and Maximizing Savings with Jasmine DiLucci#285: Why Net Fulfillment Beats Net Worth with Bill PerkinsHotel Upgrade ProgramBest Cards PageGift Cards PageNewsletterAMA: Submit QuestionsLeave a review: Apple Podcasts | SpotifyEmail for questions, hacks, deals, and feedback: [email protected] Show Notes(00:00) Introduction(01:16) Your Points & Miles Aren’t Actually Your Property(02:31) Can You Legally Access a Deceased Person's Accounts?(07:49) What Happens to Bank & Credit Card Points After Death(09:52) Why Amex Is One of the Most Generous Programs(14:00) Transferring Points Before Someone Passes Away(17:32) How Annual Fees Are Handled (18:01) What Happens to Business Cards(18:28) Moving Bank Points to Loyalty Programs (19:01) What Happens to Airline Miles(23:18) Why You Should Push Back With Airlines(24:22) Other Ways to Use or Preserve Airline Miles(25:59) How Hotel Points Are Handled (and Why They're Easier)(31:36) Hotel Certificates & Flight Credits (32:50) What Happens to Rental Car Points(34:04) Don't Hoard Your Points(34:21) Document Every Account and Login(37:26) Set Up Points Pooling and Authorized Users in Advance (37:52) Leave Clear Instructions for Your Heirs(38:12) Why You Need a Financial Power of Attorney (38:46) Don't Let Auto-Pays Shut Down an Account(39:17) Proactively Transfer Points Out (39:55) Where to Move Bank Points in a Hurry(45:40) Choosing Someone to Manage Your Points & Miles(47:09) The Checklist for When a Family Member Passes(48:30) Hang Up, Call Again(50:04) Document Everything You Do(50:39) How Points Are Handled in Divorce(51:40) Why Gift Cards Are Different(51:59) The Risks of Inheriting a TimeshareConnect with Chris⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.