Protecting Working Capital and Financial Metrics (SAP Taulia)

Join Craig Jeffery and Blake Evans, Global Head of Customer Advisory at SAP Taulia, and Tarangini Desawar, Senior Product Marketing Manager at SAP Taulia, as they discuss balancing working capital goals with supply chain health. Learn how leading companies extend payment terms across their entire supplier base using technology alongside supply chain finance, dynamic discounting, and virtual cards, helping build lasting supplier loyalty. They also explore how converting receivables into capital can deliver debt-free liquidity, helping you achieve free cash flow goals and a healthier balance sheet. Register for the upcoming Treasury's Q4 Playbook: Liquidity, Performance, and AI webinar with Taulia. Episode 404: Supply Chain Finance and Cash Conversion Cycle Explained SAP Taulia Timestamps: 00:00 Introduction 00:47 Why working capital is in focus 02:30 Aligning competing financial goals 06:58 About SAP Taulia and the guests 09:03 Supply chain finance, discounting, and receivables 11:56 Combining working capital strategies 14:07 Supplier relationships and common objections 18:24 Overcoming IT implementation barriers 22:52 Receivables finance and automation 27:11 Case studies and flexible funding 33:08 Data-driven decisions and program design 35:44 Autonomous finance and future opportunities 38:28 Outro ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ABOUT STRATEGIC TREASURER ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles. Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover. As an Amazon Associate, we earn from qualifying purchases. Visit us today at StrategicTreasurer.com. Or join in the discussion at one of our leading LinkedIn groups.

In this episode, Craig Jeffery and Wes Bryant of SouthState Bank explore the overlapping changes reshaping payments, from instant payment rails and richer ISO 20022 data to evolving fraud threats and Nacha requirements. They discuss the shift from trust-based to verified payments and practical ways treasury teams can strengthen controls, improve visibility, and stay ahead of change. Webinar: Payment Essentials: Keeping Up with Payments Episode 418: ACH Rule Changes for 2026: What Treasury Needs to Know SouthState Bank Timestamps: 00:00 Introduction 01:07 Why payments are undergoing seismic shifts 02:21 Faster payments and richer data 03:26 Fraud and payment rail security 07:54 Moving from trust to verified payments 09:01 About Wes Bryant and SouthState Bank 11:04 ISO 20022 deadlines and readiness 15:03 Structured addresses and payment efficiency 17:26 Choosing the right payment rails 19:42 New Nacha ACH fraud requirements 23:19 Who is an ACH originator? 25:19 Compliance readiness and verification 27:37 How treasury teams should prepare 30:27 Outro ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ABOUT STRATEGIC TREASURER ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles. Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover. As an Amazon Associate, we earn from qualifying purchases. Visit us today at StrategicTreasurer.com. Or join in the discussion at one of our leading LinkedIn groups.

In this episode, Craig Jeffery and Paul Galloway explain what Swift's ISO 20022 deadline changes mean for corporate treasury. They distinguish the delayed structured-address requirement from other messaging changes and discuss why teams should use the extra time to clean payment data, inventory workflows, coordinate with banks, and complete testing.  Swift: ISO 20022 Structured Address Deadline Update Webinar: ISO 20022 Readiness: What You Need to Know (Even If You Don't Think It Applies) Episode 421: ISO 20022 Payment Readiness Timestamps: 00:00 Introduction 00:36 ISO 20022 deadline changes 01:17 What SWIFT delayed 02:21 Structured and hybrid addresses 04:16 Why the delay shouldn't stop preparations 05:35 Understanding hybrid addresses 07:41 Payment files, bank portals, and data accuracy 10:12 How treasury should use the extra time 12:22 Risks of pausing and inadequate testing 14:23 Final recommendations 14:51 Outro ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ABOUT STRATEGIC TREASURER ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles. Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover. As an Amazon Associate, we earn from qualifying purchases. Visit us today at StrategicTreasurer.com. Or join in the discussion at one of our leading LinkedIn groups.

In this episode, Craig Jeffery and Sue Hill of Federated Hermes discuss what is changing under Fed Chair Kevin Warsh following the September rate hike. They examine Warsh's reduced-forward-guidance approach, the Fed's new policy task forces, inflation and employment priorities, and what investors should watch as markets adjust to a less communicative Fed. Webinar: Fed's New Chapter: Communication, Task Forces, Policy Stance Episode 385: Life After Powell: What's Next for the Fed and the FOMC? (Federated Hermes) Federated Hermes Timestamps: 00:00 Introduction 00:39 September Fed decision 03:29 Warsh's approach to Fed communication 07:18 Less guidance, more reliance on data 10:19 Building credibility as Fed chair 12:50 About Sue Hill and Federated Hermes 13:49 The Fed's five policy task forces 19:06 Inflation, employment, and the dual mandate 20:44 What could come next for rates 22:28 What could change the Fed's path 24:13 What investors should watch 27:17 Final thoughts 27:40 Outro ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ABOUT STRATEGIC TREASURER ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles. Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover. As an Amazon Associate, we earn from qualifying purchases. Visit us today at StrategicTreasurer.com. Or join in the discussion at one of our leading LinkedIn groups.

In this episode, Craig Jeffery and Stephan Ireland of Open Fees examine why bank fee management is easy to avoid but costly to ignore. They discuss what account analysis statements can reveal about unnecessary services, internal behavior, and control gaps, and how automation can turn a tedious monthly review into actionable insight for managing banking relationships. Webinar: Managing Banking Relationships: A More Intentional Approach (Open Fees) Episode 402: The Hidden Risks in Your Bank Fee Analysis and How to Fix Them Open Fees Timestamps: 00:00 Introduction 00:42 Why bank fee management gets avoided 05:00 Why normal invoice review breaks down 09:11 About Open Fees 11:19 What bank statements reveal 16:57 Bank fees, risk, and fraud controls 22:20 Automating bank fee analysis 26:15 How to approach fee management 32:33 Overcoming inertia 34:27 Why "Open Fees" 37:22 Final thoughts 37:55 Outro ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ABOUT STRATEGIC TREASURER ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles. Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover. As an Amazon Associate, we earn from qualifying purchases. Visit us today at StrategicTreasurer.com. Or join in the discussion at one of our leading LinkedIn groups.

In this episode, Craig Jeffery and Anders Meinert Jørgensen of Avallone discuss why KYC remains one of treasury's biggest operational pain points and how technology can reduce the burden. They explore AI-assisted responses, data security, human oversight, and how KYC may evolve as digital identity and shared utility models mature. Why KYC Is No Longer Just a Compliance Issue for Treasury (Avallone) (2026) Avallone Timestamps: 00:00 Introduction 00:33 Why KYC is a treasury pain point 02:14 KYC nightmare examples 04:20 Operational challenges 09:00 About Avallone and Anders 11:01 Using AI to reduce KYC work 13:07 Avoiding AI errors 16:00 Data privacy and model training 17:50 Build vs. buy for KYC 21:11 The future of KYC 23:32 Digital identity and tokenization 27:25 KYC utilities and interoperability 29:02 Final thoughts 29:38 Outro ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ABOUT STRATEGIC TREASURER ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles. Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover. As an Amazon Associate, we earn from qualifying purchases. Visit us today at StrategicTreasurer.com. Or join in the discussion at one of our leading LinkedIn groups.

In this episode, Craig Jeffery and Ryan Castle of Conduit Security examine how sophisticated wire fraud schemes exploit legitimate payment processes. Drawing on real-world cases and Ryan's former FBI experience, they discuss compromised email accounts, altered payment instructions, deepfakes, money mules, and the pressure criminals use to bypass otherwise sound controls. They also explore treasury's role as the superintendent of payments and the incident-response playbook organizations should prepare before a loss occurs. For more from Conduit Security, watch their participation in Strategic Treasurer's Fintech Hotseat Head-2-Head: Compliance. Payment Security Report FBI Internet Crime Complaint Center (IC3) Conduit Security Timestamps: 00:00 Introduction 01:00 Compromised closing payment 05:23 Fraudulent vendor verification 08:23 The criminal fraud playbook 13:00 How money mules move funds 16:58 About Ryan Castle and Conduit Security 18:54 Treasury's exposure and controls 26:12 Superintendent of payments 29:03 Building a defensive playbook 35:43 Incident response and recovery 41:27 Final thoughts ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ABOUT STRATEGIC TREASURER ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles. Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover. As an Amazon Associate, we earn from qualifying purchases. Visit us today at StrategicTreasurer.com. Or join in the discussion at one of our leading LinkedIn groups.

In this episode, Craig Jeffery and Paul Galloway discuss the economic conditions treasury teams should be watching through the remainder of 2026. They cover Fed leadership, inflation, labor markets, liquidity, working capital, geopolitical risk, tariffs, sanctions, and the importance of using reliable data and banking relationships to stay informed. Liquidity Stress Testing: Preparing Treasury for Shock Events (2026) Supply Chain Finance and Cash Conversion Cycle Explained (2026) Timestamps: 00:00 Introduction 00:48 New Fed leadership and monetary policy 04:53 Growth, inflation, and energy 08:47 Treasury's economic outlook 10:44 Geopolitical risk, tariffs, and sanctions 16:07 How treasury teams can stay informed 18:46 AI, data, and economic analysis 20:17 Final thoughts 20:38 Outro ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ABOUT STRATEGIC TREASURER ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles. Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover. As an Amazon Associate, we earn from qualifying purchases. Visit us today at StrategicTreasurer.com. Or join in the discussion at one of our leading LinkedIn groups.

In this episode, Craig Jeffery and Paul Galloway discuss what separates high-performing treasury organizations from the rest. They explore the importance of strong fundamentals, continuous improvement, people development, cross-training, standardized processes, proactive risk management, and technology that supports better decision-making. The discussion also offers practical steps treasury teams can take to reduce manual work and build capabilities over time. 2026 Treasury Technology Analyst Report Treasury Assessments: What to Review and How Often (2026) Treasury Aggregators: Simplifying Complexity with Connectivity (2026) TMS and TRMS: Choosing the Right Treasury System in 2026 (2026) Timestamps: 00:00 Introduction 01:18 What separates high-performing treasury teams 02:24 Governance, policies, and controls 03:34 Building a continuous improvement mindset 05:12 Investing in people and culture 07:40 Collaboration and cross-training 09:40 Standardized processes and cash visibility 12:23 Proactive risk management 12:59 How leading teams use technology 15:20 Where treasury teams should start 18:01 Final thoughts 18:24 Outro ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ABOUT STRATEGIC TREASURER ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles. Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover. As an Amazon Associate, we earn from qualifying purchases. Visit us today at StrategicTreasurer.com. Or join in the discussion at one of our leading LinkedIn groups.

In this episode, Paul Galloway and Craig Jeffery discuss how treasury leaders can make better decisions when resources, time, and management attention are limited. They examine how to prioritize competing initiatives, balance short-term wins with long-term strategy, avoid reacting only to urgent issues, and evaluate investments in the broader context of the organization. The discussion also covers resource constraints, root-cause thinking, cross-functional input, and the importance of regularly reviewing people, processes, technology, data, and structure. Behavioral Finance Meets Treasury: How Bias Shapes Financial Decisions (2025) Architecting a Leading Treasury Group with Ron Chakravarti (2024) Becoming a Treasurer: Part 6 – Securing the Resources You Need (2019) Timestamps: 00:00 Introduction 01:32 Why prioritization is difficult 05:15 Evaluating major investments 06:51 Short-term wins vs. long-term goals 10:47 Common decision-making mistakes 12:57 Building a strong decision framework 16:38 Final thoughts 16:45 Outro ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ABOUT STRATEGIC TREASURER ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles. Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover. As an Amazon Associate, we earn from qualifying purchases. Visit us today at StrategicTreasurer.com. Or join in the discussion at one of our leading LinkedIn groups.