152: Personal Money Routines: Sharing What I Do With My Paycheck

We can spend a lot of time working on our own relationship with money, but it's equally important to know how to discuss it with others. If you’ve ever clammed up or stumbled over your words, you're not alone. And frankly, whether it's explaining to your nieces and nephews why you can't buy them ice cream again or discussing a house down payment with your partner, money conversations are inevitable. Despite our progress, surveys show people still find talking about money more awkward than discussing sex. But trust me, many of us want to have these conversations; we just don't know how to start. In this episode, I’m laying out 5 steps to help you have the money talk. Resources Mentioned: Quiz: Which Financial Wellness Topic Does My Team Need? https://www.mindmoneybalance.com/quiz-financial-wellness Hire a Financial Therapist! https://www.mindmoneybalance.com/speaking 

It’s no secret that mental health is a fundamental part of overall wellbeing. 1 in 5 American adults experience a diagnosable mental health condition annually, and 1 in 4 will experience a mental illness at some time in their life. I’m a believer that we don’t need to have a diagnosable mental illness to tend to our mental health. Especially because our mental health impacts how we think, feel, and behave financially. In this video, I’ll share more about how money and mental health intersect, including how it impacts those without a diagnosis and how we can tend to our financial and mental health. Whether you're experiencing mental illness,  an employer hoping to better support your team, or an ally helping a loved one, I've got practical tips to help you at the intersection of money and mental health. Resources Mentioned: Quiz: Which Financial Wellness Topic Does My Team Need? https://www.mindmoneybalance.com/quiz-financial-wellness Emergency Funds the Easy Way https://www.mindmoneybalance.com/blogandvideos/emergency-fund-formula-easy-savings-plan  Popcorn Finance Podcast Episode: How To Make Therapy More Affordablehttps://popcornfinance.com/podcast/432-how-to-make-therapy-more-affordable/ 37 Ways to Practice Financial Self-Care https://www.mindmoneybalance.com/blogandvideos/financial-self-care-examples Financial Wellness for Teams in the Workplace https://www.mindmoneybalance.com/blogandvideos/financial-wellness-for-teams  Hire a Financial Therapist! https://www.mindmoneybalance.com/speaking

Lindsay, financial therapist and founder of Mind Money Balance, shares her personal money routines, which she follows annually, quarterly, monthly, and more. She is a huge fan of automating her routine as much as possible, but even with automation, it’s important to check in and tweak as needed. There’s nothing better than hearing from others about what really happens, and she's happy to share more about this. She also shares more about how her paycheck routine looked different when she wasn’t financially able to automate the way she does now. Resources mentioned: Which Financial Wellness Topic Does My Team Need? Quiz https://www.mindmoneybalance.com/quiz-financial-wellness Invested Development Investing Course by Amanda Holden: https://amandaholden.podia.com/invested-development/2g0h0 37 Ways to Practice Financial Self-Care: https://www.mindmoneybalance.com/blogandvideos/financial-self-care-examples Financial Archetype Quiz: https://www.mindmoneybalance.com/quiz

As if you needed any more reasons to give your boss the “I’m on vacation” autoresponder, let’s talk about how good travel is for your brain. In this episode, financial therapist Lindsay Bryan-Podvin covers what makes travel so beneficial for our brains. She shares how much time off you need according to research, ways to enhance the mental health benefits of your vacation, how to get the most bang for your buck when you spend on travel, and how to get the mental health benefits of travel if you aren’t in a position to travel right now.

While cold brew on tap and a foosball table might’ve worked in the past to incentivize employees, those perks aren’t what are keeping employees around. In this video, financial therapist goes through recent HR surveys that highlight that when employees struggle financially, it impacts their work. She also shares ways employers can assess the perks and benefits they offer their employees to help support them in–and out–of the office. Tune in for tips on what’s missing from financial wellness programs and how you can make them better.  Hire Lindsay Bryan-Podvin for a Financial Wellness Workshop: https://www.mindmoneybalance.com/speaking Blog version of today's episode: The Importance of Financial Wellness for Teams in the Workplace https://www.mindmoneybalance.com/blogandvideos/financial-wellness-for-teams

Lifestyle creep or inflation-when you spend more money as you start earning more-often gets a bad rap. But understanding why spending your money doesn’t feel as good as you thought can be a great first step in making sure that you’re using your money the way that feels best. In this episode, a financial therapist will walk you through four tips to help make that new paycheck feel good–so you can have your cake and eat it, too.

“Should I buy or rent?” It’s a question that comes up a lot, but outside of the finances, how do you know if it makes sense? In this “Ask Mind Money Balance” episode, financial therapist Lindsay Bryan-Podvin answers a flight attendant from Atlanta’s question about this exact topic. There are some unique considerations, such as assessing values, determining the why behind short-term renting, and benchmarks to have saved. If you’ve ever wondered whether you should buy or rent, tune in to navigate the emotional and practical steps to achieve your housing goals! Watch the corresponding video here: https://youtu.be/GjA1mrCWhhk?si=DT6eYlV3pi10gX0j

Self-trust is having confidence and belief in one's own abilities. When it comes to money, having low self-trust can make it hard to make and stick to financial choices. In this video, a licensed social worker and certified financial therapist shares five common signs of low financial self-trust. She also covers six ways to build resilience and increase self-trust, including creating small time-based challenges and celebrating money wins so you can start making financial decisions you feel good about.

An article written by personal finance expert Charlotte Cowles recently went viral when she shared she was victimized and scammed out of a large sum of money. The response online was largely rooted in nasty, victim-blaming. We don’t do that here at Mind Money Balance. Financial scams impact people of all ages, with younger adults 18-29 actually reporting the highest number of financial scams. Rather than trying to train yourself for money scammers' latest “red flag,” learn how to regulate your nervous system and keep yourself safe from this video from financial therapist Lindsay Bryan-Podvin. If you’re tuning in after becoming a victim or trying to support a loved one who was victimized, listen until the end, when Lindsay shares some tips on finding support.

Since the dawn of time (ok, ok, since 1981) SMART goals have been the dominant framework for setting and achieving goals, including financial ones. But disability advocate Emily Ladau was onto something when she said that SMART goals were out, and FUN goals were in. As a shame free financial therapist and financial wellness expert, I’m a huge fan of FUN goals! Tune in to hear how Flexible, Uplifting, and Number-Based goals can help you achieve your money goals and feel good while doing it!