E417: Learn Real Estate Lending & Capitalization from Garrett Miller

In this episode of Capital Hacking, we had the privilege of speaking with Garrett Miller, founder of Washington Square Realty Capital. Garrett shared his fascinating journey from being an Olympian to becoming a leading expert in capital markets and real estate finance. He provided deep insights into structuring large commercial deals, explaining key concepts like capital stacks, preferred equity, and mezzanine debt.Garrett emphasized the importance of creativity in today’s challenging market, where many projects struggle to pencil out. He shared specific examples of current projects, including a significant conversion in Atlantic City and a multifamily development in Fayetteville, Georgia, while also discussing the impact of recent tax changes in Philadelphia on the real estate landscape.Ultimate Show Notes:00:01:03 - Overview of Garrett Miller's expertise in creative financing00:02:29 - Garrett Miller's background and journey to capital markets00:04:13 - Discussion of Garrett's Olympic rowing experience00:05:55 - Transition from development to capital markets advisory00:10:06 - Explanation of capital stacks and financing structures00:12:13 - Importance of concise executive summaries in deal presentations00:20:27 - The role of advisory services in capital markets00:32:36 - Current challenges in capital markets and the impact of recent changes00:38:35 - Closing remarks and contact information for Garrett MillerConnect with Garrett:https://www.wsqcap.com/ Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

In this episode of Capital Hacking, we discuss the journey of Dave Cole, who played a pivotal role in the development of transition lenses at PPG. The conversation explores the entrepreneurial spirit within a corporate environment, the strategic decisions that led to the creation of a competitive moat, and the importance of joint ventures. Dave shares insights on the evolution of transition lenses, the core principles that make companies endure, and valuable leadership lessons learned throughout his career.Ultimate Show Notes:00:00 Introduction to Capital Hacking02:16 The Journey of Transition Lenses04:57 The Entrepreneurial Spirit in Corporate America10:41 Creating a Competitive Moat15:56 Navigating Joint Ventures and Partnerships19:09 The Evolution of Transition Lenses25:27 Core Principles of Enduring Companies27:47 Leadership Lessons and AccountabilityConnect with Dave:[email protected] your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

In this conversation, Pat Zingarella, CEO of Invest Clearly, shares his journey from a corporate sales career to entrepreneurship in the real estate syndication space. He discusses the challenges and strategies involved in building a two-sided marketplace for real estate reviews, emphasizing the importance of objectivity and user engagement. Pat also highlights current trends in limited partnerships, the mission of Invest Clearly, and future growth prospects, including potential funding opportunities. Ultimate Show Notes: 00:00 Introduction to Capital Hacking 00:43 Pat Zingarella's Journey to Invest Clearly 05:29 Building a Two-Sided Marketplace 11:19 User-Generated Content and SEO Strategy 17:07 Monetization and Business Model of Invest Clearly 23:26 Future Growth and Investment Opportunities Connect with Pat on Social:https://investclearly.com/  https://www.linkedin.com/in/pasqualezingarella/ Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

In this episode, we dive deep into Brian Beers’s journey from an entrepreneur to an empire builder, discussing his extensive experience in franchising and business scaling. Brian shares his wisdom on navigating the complexities of franchising, the significance of community among franchisees, and the strategies that have led him to build a $50 million automotive business without knowing how to fix cars. Ultimate Show Notes: 00:01:03 - Brian Beers: Entrepreneur to Empire Builder 00:01:46 - Deep Dive into Brian's Business Ventures 00:02:13 - Franchising Insights and Impact 00:03:20 - The Polarizing Views on Franchising 00:04:41 - The Middle Ground in Franchising 00:06:03 - The Phases of Business Development 00:09:03 - The Importance of Hiring the Right People 00:11:21 - Exploring the Turf Business 00:12:31 - Finding the Right Partner in Business 00:15:44 - Recruiting from the Military Community 00:18:41 - The Unique Skills of Special Operations Veterans 00:19:25 - Brian's Mental Breakthroughs in Business 00:22:17 - The Role of Social Media in Business Growth 00:24:58 - Building a Community of Franchisees 00:27:23 - The Importance of Franchisee Profitability 00:30:09 - The Right Fit for Franchise Investment Connect with Brian on Social: https://brianbeers.com/  https://www.linkedin.com/in/brian-t-beers/ https://www.youtube.com/@brianbeers   Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

In this conversation, Steven Libman shares his journey from being a real estate agent to co-founding Integrity Holdings Group, focusing on commercial real estate investments. He discusses the transition from wholesaling to multifamily properties, the challenges faced in property management, and the importance of raising capital through relationships. Additionally, he highlights the Asset Ministry Program, which aims to serve tenants and impact communities positively. The conversation concludes with insights into recent large transactions and the investor community that supports their mission. Ultimate Show Notes: 00:02:04 - Steven Libman's background and the founding of Integrity Holdings Group 00:02:43 - Steven's journey from real estate agent to wholesaling and flipping properties 00:05:50 - Transition to commercial real estate and the benefits of tax advantages 00:08:07 - The shift from self-storage to multifamily properties 00:11:08 - The importance of active investing and building relationships in real estate 00:17:08 - Discussion on the charity work and community impact initiatives 00:21:04 - Overview of the Asset Ministry Program and its benefits for tenants 00:25:06 - Details about the recent 982-unit deal and the complexities involved 00:27:31 - Closing remarks and how to connect with Steven Libman and his resources Connect with Steven on Social: Investing With Purpose - Home Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

In this conversation, Aaron Fragnito shares his journey in real estate investing, detailing his early struggles, the importance of having a clear buy box, and the unique challenges of the New Jersey market. He discusses the evolution of his investment strategies over the years, particularly in response to changing market conditions, and emphasizes the significance of building a strong network and providing educational resources to investors. Ultimate Show Note: 00:01:46 - Aaron Fragnito's Background and Journey into Real Estate 00:04:49 - Understanding the Concept of a Buy Box in Real Estate Investing 00:07:22 - Challenges of Investing in New Jersey: Landlord-Tenant Laws 00:09:58 - The Importance of Market Knowledge and Demand for Housing 00:11:17 - Transitioning from Wholesaling to Syndication in Real Estate 00:15:23 - Building a Network through Education and Community Engagement 00:17:58 - How to Connect with Aaron and People's Capital Group Connect with Aaron: Passive Real Estate Investing | NJ Apartment Buildings Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

In this engaging conversation, Brett Harmeling shares his journey from being an elementary school teacher to a successful entrepreneur in technology and wellness. He emphasizes the importance of human capital, frequency training, and the value of doing hard things with loved ones. Brett discusses his work with Happy Life Labs, his approach to wellness consulting, and the significance of understanding the products we consume, including hydrogen and ozone therapies. He also touches on the benefits of Methylene Blue and shares insights from his personal health journey, encouraging listeners to take control of their well-being. Ultimate Show Notes: 00:01:30 - Discussion on the Hawkins Scale of Consciousness 00:03:20 - Brett's Background and Journey from Teaching to Entrepreneurship 00:06:01 - The Importance of Human Capital and Doing Hard Things 00:09:50 - Raising Your Frequency and Personal Energy Management 00:10:50 - Introduction to Happy Life Labs and Wellness Consulting 00:12:10 - Revenue Generation through Affiliate Relationships 00:14:48 - Explanation of Hydrogen Water and Its Benefits 00:20:01 - Discussion on Methylene Blue and Its Effects 00:27:00 - Brett's Personal Journey with Health and Wellness 00:29:10 - How to Connect with Brett and Closing Remarks Connect Brett on Social: Home 𝐁𝐫𝐞𝐭𝐭 𝐇𝐚𝐫𝐦𝐞𝐥𝐢𝐧𝐠 (@brettharmeling) Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

In this conversation, Frank Lauletta and Chris Marrone discuss their experiences and insights as legal professionals, focusing on the importance of understanding clients' businesses, the evolving landscape of legal services, and the unique approach of their law firm. They explore the motivations behind their work, the client experience, the pros and cons of big law firms, and the significance of a team-oriented approach in legal practice. Additionally, they share their entrepreneurial ventures in real estate and emphasize the importance of creating a positive work environment within their firm. Ultimate Show Notes: 00:01:06 - Introduction of Frank Lauletta and Chris Marrone 00:02:04 - Discussion on the Importance of Client Relationships 00:04:29 - The Experience of Working with Lawyers 00:12:08 - Spectrum of Legal Advice Options 00:14:32 - Pros and Cons of Big Law Firms 00:20:38 - Unique Team Approach and Apprenticeship Model 00:25:17 - Company Culture and Employee Satisfaction 00:27:00 - Closing Remarks and Contact Information Connect on Social: Business Law Firm in NJ | Corporate Law Firm in Philadelphia | Lauletta Birnbaum Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

In this conversation, Tyler Powell and Kirk Leister from Turner Adjusting Group discuss the intricacies of public adjusting, the importance of understanding insurance policies, and the role of public adjusters in helping clients navigate claims. They share insights on valuation, co-insurance, and creative solutions for clients facing property damage. The discussion emphasizes the need for expert guidance in the insurance process and explores capital hacking strategies that can benefit real estate investors. Ultimate Show notes: 00:00:43 - Overview of the Episode and Guest Introduction 00:01:45 - Introduction to Turner Adjusting Group and Public Adjusting 00:02:20 - Importance of Proving Insurance Claims 00:03:40 - States with Different Public Adjusting Regulations 00:04:33 - Personal Story: How Tyler and Kirk Started Their Business 00:07:03 - The Impact of Having Multiple Insurance Policies 00:08:05 - Understanding Actual Cash Value vs. Replacement Cost 00:10:05 - Valuing Contents and Depreciation in Insurance Claims 00:12:30 - The Importance of Recoverable Depreciation 00:16:11 - IRS Treatment of Insurance Proceeds 00:18:10 - The Importance of Using a Broker for Insurance 00:20:11 - When to Call a Public Adjuster 00:25:41 - Unique Strategies for Investors in Insurance Claims 00:30:55 - Capital Hacking Opportunities in the Insurance Space 00:35:24 - How to Connect with Tyler and Kirk Connect on Social: https://turneradjusting.com/  Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

In this conversation, Zach Bowles, an experienced attorney and consultant, shares insights on the importance of legal consultation for businesses, the differences between in-house and private practice law, and the critical role of insurance and risk management. He discusses real-world examples of how legal consulting can protect businesses from potential threats and the significance of understanding contracts. The conversation also touches on the challenges posed by demand letters and the necessity of umbrella policies for comprehensive protection. Finally, Zach highlights the need for tort reform in the legal landscape and offers advice on navigating legal complexities.Ultimate Shownotes:00:01:00 - Importance of understanding legal and insurance aspects in business00:02:20 - Zach Bowles' background and experience in law00:03:30 - The significance of knowing your rights and legal implications00:04:44 - How Dark Matter Consulting assists businesses with legal documents00:08:44 - Differences between in-house and private practice law00:10:54 - Examples of how Dark Matter Consulting has helped clients00:15:10 - Insights on insurance policies and the importance of being proactive00:20:06 - The impact of demand letters and how to handle them00:22:45 - Discussion on umbrella policies and their relevance to net worthConnect with Zach on Socials:Dark Matter Consultinghttps://www.linkedin.com/in/zach-bowles-1b64535/Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify