EBM Insights

When businesses think about risk management, insurance is often one of the first things that comes to mind. But is insurance enough on its own to protect an organisation from today's increasingly complex risks?In this podcast we talk with Lechelle Eva, Account Manager, EBM Insurance & Risk about why insurance is only one piece of the risk puzzle for business.

In this podcast, we talk about something many businesses are benefiting from right now. That's favourable insurance market conditions. Premiums have stabilised across many sectors, capacity is available and insurers are competing for business. But as we know, insurance markets are cyclical.Joining this podcast is Lechelle Eva, Account Manager, EBM Insurance & Risk as we discuss favourable insurance market conditions, or put simply, the soft market.

In our latest podcast, we speak with Olivia Hogan from Markel International, about Environmental Impairment Liability (EIL) insurance. Olivia takes us through EIL, the types of risks it covers, industries most exposed to environmental impairment, the role of site assessments, emerging environmental risks, and advice for business owners on managing these risks effectively.  The conversation highlights the importance of understanding environmental exposures and the gaps in traditional liabilitypolicies.

In this podcast we talk with Tony Touma, General Manager for Liquid HR, a leading HR outsourcing and advisory firm that supports small to medium sized businesses across Australia.

In this podcast we talk with Mark Waters, Senior Underwriter for Legal Solutions at Score Syndicate 2025 about some of the day-to-day risks experienced by businesses and the solutions available to them.

In this podcast we talk with Richard Jane, Executive Account Manager at EBM Insurance & Risk about some of the latest information available in the May 2025 issue of EBM's Insurance Market Summary report.

In this podcast we discuss the importance of return to work services to help employees get back to work. We talk with Dr Richard Kain, Medical Director at Complete Corporate Health, an occupational health service provider.We also hear from Julian Lane, EBM's National Manager of Injury Management, and Clancy Carter, EBM's Return to Work Specialist. Clancy is a Physiotherapist by profession and leads EBM's new Early Intervention Return to Work Service.  

On 1 July 2024, the new Workers Compensation and Injury Management Act 2023 came into effect in Western Australia.   In this podcast, Julian Lane and Luke Westell from EBM's Injury Management team are joined by Matthew Thickett from HWL Ebsworth Lawyers as they provide an update on the legislation post-implementation.

In this podcast, we are joined by Joel Sharp from FireShield Services to discuss the importance of fire protection systems for your business and home, and the appropriate maintenance and servicing to meet all safety regulations.

In this episode, we speak to Julian Lane, Amy Le, and Luke Westell from EBM'S Injury Management team as they discuss the significant changes coming to the Workers' Compensation and Injury Management Act in Western Australia.