Cliff Notes: Why The Stock Market Goes Down Every September

In this compelling episode of Earn Your Leisure, Stephen A. Smith shares invaluable insights from his extensive career in sports journalism:🏈 **Stephen A. Smith on College Sports:** Discussing the evolution of college sports, Stephen appreciates the changes, noting the historical exploitation of athletes by the NCAA.🏀 **Coaching Challenges:** Stephen reveals why many college coaches are leaving due to Name, Image, and Likeness (NIL) complications.📰 **Media Relations:** Exploring the dynamics between current players and the media, Stephen explains the lack of close relationships.🌟 **Impactful Presence:** Annually bringing in 2 billion views for ESPN, Stephen A. Smith discusses his significant impact on sports broadcasting.🔄 **Life-Changing Moments and Mistakes:** From a mistake that nearly cost him $600K and his career, to the firing that taught him crucial business lessons, Stephen opens up about his journey.🔑 **Corporate Strategies:** Stephen offers advice on navigating corporate environments and shares how Black individuals can strategically advance in their careers.🏀 **Basketball Legends:** Was LeBron's journey tougher than Jordan's? Plus, Stephen reflects on his close relationship with Allen Iverson during his time as a beat writer in Philly.🎙️ **Journalistic Integrity and Influence:** From not being able to use his name initially for his podcast to emphasizing the importance of integrity in journalism, Stephen covers it all.🤝 **Supporting Others:** Hear how Stephen prioritized elevating others and gave Shannon Sharpe a platform on First Take after Sharpe's departure from Fox Sports.Don’t miss out on these powerful insights! Premiering today at 1 PM EST on the Earn Your Leisure YouTube channel and all podcast platforms. Subscribe and tune in for a deep dive into the business side of sports and media with Stephen A. Smith.#StephenASmith #EarnYourLeisure #SportsJournalism #CollegeSports #MediaRelations #CorporateStrategy #JournalisticIntegrity #NCAA #NIL #ESPN #FirstTake #LeBronJames #MichaelJordan #AllenIverson #PodcastingOur Sponsors:* Check out BetterHelp : betterhelp.com/EARNYOURLEISURE* Check out undefined: monarchmoney.com/LEISUREAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Are you torn between holding onto your stocks for the long haul or cashing out? In this episode of Market Mondays, our hosts Troy Millings and Ian Dunlap dive into a riveting discussion about the potential futures of several popular stocks. Whether you're upsizing portfolios or strategizing your next move in today's market, we've got insights that could make all the difference for your investments.#MarketMondays #StockAnalysis #InvestingTips #StockMarket #TradingStrategies #FinanceGurusKey Moments:0:00 - Introduction to Stock Evaluation Segment0:27 - Analyzing McCardo Libre: The Amazon of South America1:55 - Is Carnival Cruise Line a Good Trade or Investment?2:48 - The Sweet Spot: Is Hershey a Good Buy?3:34 - General Electric's Financial Revival: A Smart Swing Trade?4:55 - Evaluating UPS in the Face of Amazon's Dominance6:20 - Closing Thoughts: Deciding on Timken CompanyIn this week’s episode of Market Mondays, Troy Millings and Ian Dunlap discuss a selection of companies, weighing in on whether they are stocks to keep or to let go of right now.McCardo Libre ($MELI), known as the Amazon of South America, impresses Ian, especially if it dips below $1425. He acknowledges its strong performance, despite wanting to see how it adjusts to the current market.Carnival Cruise Line ($CCL), despite a year of ups and downs, is seen as a "good trade, bad investment" by Ian. He suggests a cautious approach with a potential trade if it falls back to $12 or around $9.For The Hershey Company ($HSY), despite a tough year and rising cocoa costs, Ian expresses long-term interest, setting his ideal buying price at $132 but considering $165 to $171 acceptable for investment.General Electric ($GE) sparks a change of heart for Ian, praising its leadership and pricing increase. Yet, the boom and bust cycles keep him from a long-term commitment, though he's open to a swing trade around $71 to $75.UPS ($UPS) finds itself in a predicament with Amazon encroaching on its territory. Ian suggests looking out for a price drop to $128 or $110 before taking it for a "date," with a clear stance towards a cautious approach.Finally, the Timken Company ($TKR) is described as an unexpectedly attractive stock by Ian. With its price appreciation, he would take it on a date at the right price point, ideally at $72 or loving it at $50.Throughout the show, the chemistry between Troy and Ian makes for an entertaining yet insightful analysis as they dissect each company’s potential, with Ian providing specific price points that he believes would make for a good trade or investment.Subscribe to Market Mondays for weekly wisdom that can help you become more adept at navigating the ever-changing tides of the stock market, and don't forget to hit that like button if you find our discussions valuable!#InvestmentAdvice #StockPicks #EconomicInsights #FinancialEducation #PortfolioManagementRemember, while our discussions provide a roadmap for investors, always do your due diligence before making investment decisions. Stay tuned for more Market Mondays where we break down the movements and opportunities in the stock market.Catch you next Monday!Disclaimer: The information provided in this video is for educational purposes only and does not constitute investment advice or an offer to buy or sell any particular security.---As always, thank you for watching Market Mondays. Be sure to leave your stock market questions in the comments below for a chance to be featured in our next episode!#AskMarketMondays #StockInquiry #YourStocksOurThoughts #InvestorCommunityOur Sponsors:* Check out BetterHelp : betterhelp.com/EARNYOURLEISURE* Check out undefined: monarchmoney.com/LEISUREAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Join hosts Troy Millings and Tiffany Rose Dean in an inspiring clip of Earn Your Leisure, where Tiffany narrates her riveting journey from a top stylist in Los Angeles to the founder of a trailblazing hair care brand. With a passion sparked in an entrepreneurial household, she divulges her experiences with celebrities like Jeremiah and French Montana, and a decisive encounter with Dame Dash that pivoted her path towards monumental success. Tiffany divulges how she capitalized on the power of social media engagement and her in-depth understanding of the market to launch a hair growth serum that revolutionized the industry. Discover Tiffany's behind-the-scenes insights into the determination, self-taught online marketing strategies, and resilience that transformed her all-natural product into a multi-million dollar phenomenon, especially during the pandemic. This eye-opening discussion unveils the challenges and victories of a relentless entrepreneur who became an empowering figure for women worldwide. Don't miss out on this tale of innovation, empowerment, and triumph! #EYLMedium #InspirationalJourney #EntrepreneurialSpirit #SelfMadeSuccess #BrandBuilding #HairCareRevolution #TiffanyRoseDean #TroyMillings #CelebStylistTurnedCEO #DameDashWisdom #SocialMediaMarketing #EmpoweringWomen #BlackOwnedBusinessOur Sponsors:* Check out BetterHelp : betterhelp.com/EARNYOURLEISURE* Check out undefined: monarchmoney.com/LEISUREAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In the latest clip, Market Mondays tackles the unseen threats looming in the future with a discussion led by hosts Rashad Bilal, Troy Millings, and Ian Dunlap. The clip, dives deep into potential 'black swan' events that could shape 2024 and 2025, such as major cyber attacks, geopolitical tensions in Taiwan, and labor migration issues. The hosts highlight the unease felt by entrepreneurs and anticipate catastrophic consequences for the global economy if these events occur simultaneously. They scrutinize the complex tech sector, particularly how pivotal companies like Nvidia, Apple, and Microsoft could be affected by disruptions in semiconductor manufacturing. The conversation also touches on possible biological threats like a suspected bird flu and the enigma surrounding Alibaba's stagnant stock and Jack Ma's disappearance. Amidst these discussions, the hosts reflect on past unpredicted occurrences, the essence of investment preparedness, and the current state of the market. The episode wraps up with intriguing commentary on the impressively executed WrestleMania event, exploring the business acumen behind the scenes and its impact on the entertainment landscape. This engaging Market Mondays clip provides perceptive insights into potential crises and their ripple effect across industries, economies, and investments, all of which investors and entrepreneurs should be vigilant about. Follow the discussion.#marketmondays #BlackSwan #CyberAttack #Taiwan #LaborMigration #InterestRates #TechIndustry #BiologicalThreats #WrestleMania #InvestmentStrategy'.Our Sponsors:* Check out BetterHelp : betterhelp.com/EARNYOURLEISURE* Check out undefined: monarchmoney.com/LEISUREAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this impactful clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap share their expertise on financial planning for your child's future. Rashad discusses the power of compounding interest and the long-term benefits of investing in a Roth IRA for your child. With as little as $8,000 invested between the ages of 14 to 17, Rashad illustrates how this can potentially grow to a whopping $325,000 by the time they reach retirement, all tax-free and with a staggering 3968% rate of return. He emphasizes the idea that this is not just money for the sake of money; it's about securing your child's financial future and providing a stable foundation they can rely on as they age. Alongside Rashad's insights, Ian stresses the importance of long-term investment and planning for family succession, while Troy highlights the need to prepare for the future responsibilities that come with retirement, including caring for older generations. They all agree that the early start in savings is a gift that can help your child with major life milestones like buying a home or supporting their descendants. Whether you're an entrepreneur with the ability to start saving earlier than the typical working age or a regular employee, Rashad, Ian, and Troy advise that it's never too soon to plan ahead. The clip isn't just financial guidance; it's a plan for generational wealth building that every parent should consider. #marketmondays #RothIRA #ChildRetirementFund #CompoundingInterest #FinancialPlanning #GenerationalWealth #Investment #RetirementSavings #TaxFreeGrowth #FamilyPlanningOur Sponsors:* Check out BetterHelp : betterhelp.com/EARNYOURLEISURE* Check out undefined: monarchmoney.com/LEISUREAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this explosive clip of Market Mondays, hosts Rashad Bilal, Ian Dunlap, and Troy Millings dive into the allegations of a secret agreement between Netflix and Facebook. This controversial deal allegedly allowed Netflix to access private user conversations from Facebook's Messenger for a hefty sum. The hosts dissect the lawsuit details, how it prompted Facebook to axe its Watch feature, and the broader implications for data privacy and competition in tech.They don't just stop there – the conversation gets heated as the trio discusses how the case is a stark reminder that in the digital age, personal data is oftentimes traded as a commodity. The sheer value of data is equated to the new oil, with comparisons drawn to TSA and companies like Clear collecting biometric data.As the discussion shifts back to business, our hosts use the case to emphasize the power of strategic partnerships and advertising, highlighting how important it is for entrepreneurs to utilize data legally and ethically to boost their endeavors. They also provide a candid take on the media ecosystem, giving insights into how the situation might or might not impact the stock valuations for big tech companies like Meta (formerly Facebook) and streaming giant Netflix.Through their banter, the hosts never lose focus on the important role privacy plays in the digital economy. They conclude by offering actionable insights into what this means for investors and businesses going forward.Don't miss out on this engaging conversation that's as educational as it is entertaining. Tune into the full episode and make sure you're up to speed on how tech giants could be leveraging data behind the scenes.#MarketMondays #Netflix #Facebook #PrivacyLawsuit #DataPrivacy #BigTech #TechNews #Advertising #DataCommodity #Investing #StockMarket #MediaDynasty #StrategicPartnerships #TechStocks #IanDunlap #RashadBilal #TroyMillings #BusinessEthics #DigitalEconomy #EntrepreneurshipRemember to LIKE, COMMENT, and SUBSCRIBE for more insights and analysis on market trends from Market Mondays. Stay connected to stay informed!---Market Mondays is the go-to source for all things stocks, business, and tech. Join Rashad Bilal, Ian Dunlap, and Troy Millings as they break down complex industry news into understandable and actionable insights. Equip yourself with knowledge straight from the experts and take control of your financial future today.Our Sponsors:* Check out BetterHelp : betterhelp.com/EARNYOURLEISURE* Check out undefined: monarchmoney.com/LEISUREAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this empowering clip of Earn Your Leisure, join us as we dive deep into the remarkable success story of Tiffany Rose Dean, a visionary in the haircare industry. With over 60,000 five-star reviews, Tiffany shares her journey of building Hollywood Hair Bar, a brand that revolutionized the way black women nourish their hair. From trusting communities on social media to organic growth strategies, Tiffany reveals how she turned a dream into a multimillion-dollar business without relying on traditional financing methods. Be inspired by her determination to prove that with the right mindset and dedication, anyone can achieve extraordinary success on their own terms.Timestamps:00:00 - Importance of Trust in the Black Community00:04 - The Power of Product Reviews00:27 - The Launch After Miracle Drops01:27 - Trend Riding with Hair Growth Serums02:08 - Leveraging Instagram Pages for Sales03:41 - The Art of a Conversion-Focused Website04:20 - Authenticity in Customer Reviews05:25 - Hitting $45 Million in Revenue Without Loans06:25 - Building a Social Media Presence Before Selling07:38 - The Initial Product Launch StrategyKey Takeaways:- The crucial role of trust in the black community, particularly in the haircare market.- Tiffany's strategic launch and positioning in the shadow of a competitor's success.- The importance of timing and tapping into prevailing market trends.- Effective use of social media and community groups for targeted product promotion.- How a simplified and optimized website can boost sales conversions.- The impact of genuine customer reviews and data collection on credibility and business growth.- The impressive revenue growth achieved without external funding, inspiring the next generation of entrepreneurs.- The benefits of patiently building a social media following before introducing products.#Entrepreneurship #BlackOwnedBusiness #HaircareIndustry #SelfFundedSuccess #SocialMediaMarketing #CustomerReviews #BusinessGrowth #EYL #Empowerment #EarnYourLeisureBe sure to LIKE, COMMENT, and SUBSCRIBE for more incredible stories of entrepreneurship and financial growth. Want to learn more about building a successful business without relying on bank loans? Leave your questions below, and we just might explore that topic in a future episode!Important Note: Please remember that the story shared in this video is unique to the individual's experience and success. Results may vary depending on various factors in your own business journey.🔔 Turn on notifications to stay updated with our latest content!Connect with Tiffany Rose Dean and Hollywood Hair Bar on social media for a closer look at her outstanding haircare line.Follow Earn Your Leisure for more inspiring stories and practical tips on achieving financial freedom and entrepreneurial success.#EYLMedium #SuccessStory #BlackWomenInBusiness #NoBankLoanBusiness #RetailStrategy #SocialMediaGrowth #HollywoodHairBar #TiffanyRoseDean #FinancialFreedom #EarnYourLeisure💰💼🚀---Remember, this is just a sample description and can be tailored to better suit the specific content and goals of the video. The hashtags can be customized to increase reach and engagement on YouTube based on trending topics related to the content of the video.Our Sponsors:* Check out BetterHelp : betterhelp.com/EARNYOURLEISURE* Check out undefined: monarchmoney.com/LEISUREAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

*Welcome to a truly inspiring episode of Earn Your Leisure! Today, we dive deep with Aisha Bowe, former NASA rocket scientist and trailblazing entrepreneur. From community college to the cosmos, Aisha shares her incredible journey and the challenges she faced along the way.****Key Highlights:**- **Breaking Barriers:** Aisha discusses her experiences as a Black woman in NASA and how she navigated a predominantly male field.- **Chasing Dreams:** Learn why Aisha never let naysayers deter her ambitions and how she proved doubters wrong by becoming a rocket scientist.- **Career Shifts:** Why did Aisha leave a secure job at NASA? Discover the motivations behind her bold move to entrepreneurship.- **Innovation in Education:** Aisha introduces "Stem Board" and "StemLingo," her ventures aimed at transforming education through technology.- **Space and Beyond:** Get exclusive insights into Aisha's upcoming journey to space with Blue Origin and her aspirations to make history.- **Personal Insights:** Aisha shares her views on relationships, earnings, and why having a prenup might just be a practical choice.**Join us as we explore Aisha Bowe’s remarkable path from STEM student to space traveler, and gather invaluable lessons on perseverance, leadership, and innovation.****Don't forget to like, subscribe, and ring the bell for more updates on how the movers and shakers of today are crafting the landscape of tomorrow.**#EarnYourLeisure #AishaBowe #WomenInSTEM #RocketScientist #SpaceTravel #BlueOrigin #Entrepreneurship #STEMEducation #Innovation #Leadership #CareerAdvice #SpaceExplorationOur Sponsors:* Check out BetterHelp : betterhelp.com/EARNYOURLEISURE* Check out undefined: monarchmoney.com/LEISUREAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this empowering clip of Market Mondays, joining hosts Rashad Bilal and Troy Millings is finance guru Ian Dunlap. Together, they dive deep into the pervasive issue of debt that plagues many American households. From discussing the startling realities of wedding expenses, mortgages, car payments, and student loans, they bring clarity to the financial hardships faced by millions.🔍 The conversation begins with a critical look at the 'perpetual debt trap' and how everyday expenses, such as $50,000 weddings and $500,000 mortgages, contribute to a cycle of never-ending payments and financial stress.💡 Moving beyond American shores, the team explores how other cultures approach debt, particularly in places like Ghana and the UAE, where the majority of purchases, including homes and cars, are made with cash, emphasizing frugality and savings over borrowing.🚗 The hosts discuss the American system of minimal down payments, its repercussions, and the impact of consumer debt on society, with a staggering trillion dollars in credit card debt to highlight the severity of the situation.🏡 Ian Dunlap emphasizes a return to basics, advocating for a life with minimal debt, focusing on self-discipline and the importance of investing wisely. He also criticizes the culture of high spending, stressing the value of being debt-free, especially when economic tides turn.📘 Rashad Bilal offers strikingly simple yet effective advice for cleaning up credit – pay your bills on time. He insists on self-discipline, living within, or even below, one's means, the folly of borrowing more than one can repay, and the importance of savvy investment over time.🎓 Troy Millings poses valuable questions about the educational system and mortgages, suggesting alternative strategies to avoid debt, such as community college or living at home during education.👨‍👩‍👧‍👦 Finally, the hosts allude to a possible solution that lies in re-establishing multi-generational households and emphasizing the need for succession planning within families.💸 Market Mondays offers a roadmap for individuals looking to escape the debt trap and build a healthier, wealthier future. The message is clear: it's time to challenge the status quo, make smarter financial choices, and invest in assets that appreciate over time.Don't miss out on these insightful tips and discussions. Tune into this episode of Market Mondays to get your blueprint for financial success and navigate your journey out of debt.▶️ Remember to smash that subscribe button, hit the notification bell, and leave your thoughts in the comments below!#FinancialFreedom #InvestSmart #MarketMondays #DebtAwareness #WealthBuilding #PersonalFinanceTips #CreditScore #PayOffDebt #FinancialLiteracy #MoneyManagement #InvestInYourFuture #FrugalLiving #SimpleFinance #AvoidDebt #EconomicEmpowerment #FamilyFinance #MarketMondays #DebtFreeLiving #PersonalFinanceOur Sponsors:* Check out BetterHelp : betterhelp.com/EARNYOURLEISURE* Check out undefined: monarchmoney.com/LEISUREAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Explore the pivotal insights on social media's evolution from its personal origins to a powerful advertising medium, mirroring television's reach, as discussed with Isaac Hayes III. Dive deep into the intricacies of engagement, followership, and the impact of algorithms on content visibility. Learn how platforms like Fanbase redefine engagement, prioritizing authentic reach over sheer follower count and presenting creators with the choice between fame, fortune, or both. With 595,000 users on Fanbase, Isaac Hayes III is navigating towards a new horizon of user interaction and monetization, shaping a future where content creators have unlimited potential for reach and earnings.#SocialMediaEvolution #EngagementIsKing #AlgorithmImpact #CreatorMonetization #FanbasePlatform #ContentVisibility #FollowersVsEngagement #IsaacHayesIII #MediaMonetization #FutureOfSocialMediaOur Sponsors:* Check out BetterHelp : betterhelp.com/EARNYOURLEISURE* Check out undefined: monarchmoney.com/LEISUREAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy