coco:cast – Digital Banking Perspectives

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!What happens when AI stops recommending payments and starts making them?Agentic AI could fundamentally change corporate banking. From preparing transactions and managing liquidity to coordinating complex workflows, AI agents are moving beyond passive assistance towards taking real financial actions.But with greater autonomy comes a critical question: who is actually in control?In this episode of coco:cast, we explore:How agentic AI differs from traditional banking AIPractical use cases in payments, treasury, trade finance and KYCThe different levels of AI autonomyWhy identity, permissions and financial authority matterHow banks can enable AI-driven actions without compromising controlWhat AI governance and regulation mean for the future of bankingThe central argument: AI may understand intent, recommend actions and orchestrate processes. But trusted banking infrastructure must determine what is actually authorised.Because giving AI the intelligence to manage money doesn't mean giving it the keys to the vault.Explore more digital banking perspectives: https://www.coconet.de/en/podcast.htmlAbout coco:castcoco:cast is the podcast by coconet, exploring technology, regulation and innovation in corporate and business banking.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!The EUDI Wallet is often discussed as a new way to prove digital identity. For corporate banking, its potential goes much further.In this episode of coco, we explore how the EUDI Wallet and the emerging European Business Wallet could reshape onboarding, authentication, mandate management and payment approvals – and why trusted digital credentials may become a fundamental layer of future corporate banking.We also look at how EUDI could connect with PSD3 and FiDA, what this means for treasury teams managing multiple banking relationships, and why the real opportunity is not simply fewer documents, but a more consistent way to establish identity, authority and consent.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!Verification of Payee is more than a technical check – it’s an operational and customer experience challenge.In the first episode of coco:cast, we explore what Nordic banks can learn from Europe’s initial VoP rollout. From data quality and mismatch handling to governance, fraud prevention and customer experience, we discuss the lessons that matter as VoP adoption expands across Europe.Discover why successful VoP implementation goes far beyond getting the technology right.